That way, you don't have to worry about trust issues, and the transaction records won't appear on your phone.

"Huh? There's such a thing?" Nan Yun asked in confusion.

"Huh? Isn't that right?"

Bai Lan saw that Nan Yun's puzzled expression didn't seem to be feigned, and he figured that Nan Yun probably genuinely didn't know about this kind of thing.

Nan Yun: "Forget it, let me explain the situation of our second year in detail. After you hear it, you will naturally understand that it is normal for me not to have 20 million."

Bai Lan: "Oh? Then you tell me."

Nagumo began, "The situation is like this..."

According to Nagumo:

Don't be fooled by Nagumo's current success; he's ruling the second year.

But before completing his rule, or even immediately after completing it, Nagumo had no way to accumulate any points.

Because Nagumo will experience enormous internal friction during the process of completing his rule over the second year.

Putting everything else aside, just look at how many students in the second year of high school dropped out of Nangumo.

It's important to know that dropping out of school will result in points being deducted.

When Nan Yun and his classmates first enrolled, they didn't have many points to begin with. With those few points, a few dropouts would wipe out their entire score!

Not to mention, in the second grade, some classes had as few as five or six students drop out, while others had as many as a dozen!

Because of frequent dropouts, the class scores of each first-year class in Nan'un's year were always frequently reduced to zero for a long time.

Because there are no class scores, each class cannot obtain many points from the school.

Even if you manage to get some points by passing a special exam or before you've had time to deduct them all from your class's points, they'll quickly be used up in the process of attacking each other and defending against your opponents' attacks.

Even eating is difficult.

Therefore, Nagumo couldn't accumulate any points during that period.

Only after successfully unifying the second year could Nagumo start making money.

But that was more than a semester later.

Moreover, when they had just completed their rule, the second-grade classes were already devastated by the six months of struggle. Each class had few points, and everyone had very few credits. Even eating was a problem.

Even if Nan Yun wanted to harvest the leeks, he would first have to cultivate them.

Subsequently, Nan Yun, by uniting the entire grade, worked hard to exploit the school. After more than half a year of cultivation, the students in the four classes were nurtured into the current situation where they could provide him with a considerable income.

Therefore, as the "ruler of the second year", Nagumo did not actually receive as many points as one might imagine.

These 17 million points were accumulated by Nan Yun over the past six months, through a combination of nurturing and harvesting.

Of course, if Nagumo insisted on squeezing more out of him, he could get even more, but he couldn't do that.

After all, Nagumo's ultimate goal in ruling the second year wasn't for points.

Harvesting points is merely a means for Nagumo to achieve his goals.

Nagumo Unification, a second-year student, ultimately aims to suppress other competitors and secure a smooth graduation from Class A.

In order to maintain his rule and the status of Class A, he could not take away all the points from everyone. He had to leave some for everyone to ensure that no one would have to worry about basic living expenses, as well as compensation for giving up class competition, in order to undermine the rebellious spirit of other classes.

In addition to guaranteeing living expenses, the stronger the class's abilities and the greater the competitiveness, the more points Nan Yun will need to leave for them.

For students in classes C and D who have no competitiveness, simply giving them a basic living allowance and occasional pocket money is enough to make them give up the fight.

Class B is a strong competitor to Class A and needs to be compensated handsomely.

As for Class A, in theory, Nagumo's dominance over the second year is advantageous to Class A, as he comes with the ultimate prize of "graduating from Class A". Nagumo doesn't need to leave too many points for his students.

However, considering that this school sometimes holds special exams that allow students to "vote for withdrawal,"...

To avoid being "voted out" by internal voting, Nagumo plans to treat his classmates better and will have to spend a lot of points to win them over.

On another note, the score difference between classes B, C, and D is actually not that big. The lowest score in class D is over 600 points, and the highest score in class B is only over 800 points.

This was the result of Nan Yun deliberately controlling the scores, so that he could change the rankings of these three classes at any time according to his needs, and keep them firmly under his control.

Class A is different.

Under Nan Yun's control, Class A's current class score is over 1,400 points, far ahead of the second place by more than 600 points!

In this way, even if someone from the other three classes wanted to cause trouble, it would be difficult for them to make up for the huge gap of more than 600 points in a short period of time!

Taking advantage of the lingering effect of this huge score difference, Nangumo had enough time to react and counterattack the rebellious class.

Once the second grade is unified again, we will immediately control the score again, widen the gap between other classes and Nanyun's class, and firmly hold the position of Class A!

Class A has 1,400 points, which should theoretically bring huge revenue to Nanyun.

However, because nearly half of the students in Class A were expelled by Nagumo through various means while resisting him, the class was rather small, with only about twenty students.

This resulted in Class A having such high scores, more than any two of the other three classes combined, but providing Nagumo with fewer points each month than any two of the other three classes combined.

Not to mention, in order to maintain his status as the "dominant force among the second-year students," Nan Yun's daily spending level is very high. In order to maintain his dominant position, he engages in various activities such as winning over and dividing others, attacking opponents, and cultivating informants, all of which require a lot of points.

For all these reasons, although Nagumo is the ruler of the second year, he currently only has a little over 17 million points at his disposal.

"So, you really are poor?" Bai Lan looked at Nan Yun with a disdainful expression.

"I'm poor?" Nan Yun almost lost his composure when Bai Lan actually said she was poor.

I have over 16 million personal points!

Rounded up, it's 20 million.

This 20 million isn't for class funds or anything like that!

They are all my personal property!

The kind of spending that you don't have to consider what other people think.

What does it mean to own 20 million on your own?

Do you even understand the value of 20 million privately controlled?

That's making history!

Moreover, 20 million can buy the right to change your class at will.

Rounding it off, it's practically equivalent to being guaranteed admission to Class A!

Okay, although he doesn't have 20 million yet, he's not far from it.

How "not far" is it?

Let's say that.

Today is February 5.

May has 31 days.

So, there are only eight days left until the end of this month.

Eight days have passed.

The first of next month will arrive, and that month's living expenses will be distributed.

Once next month's allowance is distributed to the second-year students, and he collects his share, his personal assets will immediately exceed 20 million!

Just eight days!

In just eight days, Nan Yun will become the first person in the school's history to legally possess 20 million private points!

He's about to make history!

The results of it?

He clearly possessed a huge number of points that were about to "make history," but in Bai Lan's eyes, he only received the evaluation of being "poor."

Thinking of this, Nan Yun wanted to argue with Bai Lan and tell her – I'm not poor! I'm rolling in money!

With this in mind, Nan Yun said indignantly, "Yes, I'm very poor, so could you...?"

"No way," Bai Lan refused outright. "Even a small mosquito is still meat."

Nagumo: "......"

"Then what do you suggest? Anyway, I can't come up with the forty, fifty, sixty, seventy, or eighty million you're asking for." Bai Lan had a stubborn, unyielding look on her face.

Bai Lan: "It's okay, I can accept installment payments. Although you only have a little over 16 million now, you will have more points in the future. According to what you said before, under your control, the class scores of each class in the second grade will become higher and higher. As a result, you will be able to collect more and more points every month."

The current class rankings in second grade are the result of what you've achieved in just over half a year.

You are in your second year now, and there are still two years until graduation. Two years is roughly equivalent to more than three 'half-year periods', right?

At the current rate of growth, the weight of second-grade classes will more than triple in the next two years, becoming more than four times what it is now.

Your monthly expenses for routine maintenance of your rule will account for about half of your total second-year income. This figure is basically fixed and will not increase much even if it does.

Subtracting the almost fixed and relatively low maintenance costs, your income would increase more than sevenfold.

On average, your monthly income will be about four times what it is now over the next two years.

Your current monthly net income is approximately five million.

So the average income for the next two years will be around 20 million per month.

That's roughly over 700 million in 35 months!

Oh, by the way, you can also earn extra points by taking special exams.

You've already ruled an entire grade level. By uniting the whole grade to fleece the school, you must be able to siphon off at least 150 million a year.

Therefore, you can earn at least a billion points from the school by dominating the second-year students over the next two years.

If you can maintain your rule, you will have a billion!

If you want to maintain your rule, all you need to do is pay eight 'millions'!

Holy crap! The difference here is more than ten times!

"No, I have to raise the price again. You have a billion, and I've protected your billion. It's not unreasonable for you to give me a share, is it?"

When Nan Yun saw that Bai Lan was going to raise the price again, and this time directly from 80 million to "one or two hundred million", he instantly collapsed: "How can you calculate it like that? Who can predict the future?"

I... I don't care about secrecy anymore. What I'm about to say is something I went to great lengths to find out from upperclassmen.

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