Genshin Impact, Teyvat's own beloved immortal.

The equipment is ready; all that's missing is an account for doing business.

Liyue, Northern Bank.

Lu Sheng walked straight to the counter. Before he could speak, the receptionist greeted him with a warm smile: "Hello sir, this is Ekaterina at your service. How can I help you? Is it for a deposit, a loan, or investment advice?"

"I'm looking for your manager."

"I'm sorry, the manager is very busy and only sees special customers. If you would like to see Manager Andrei, please..."

Before Ekaterina could finish speaking, Lu Sheng suddenly pulled a mask from his sleeve and pushed it towards the counter with his finger.

"Please wait a moment, Manager Andrei will be here to see you shortly!"

Ekaterina quickly pushed the mask back to make sure no one saw it, and when she looked up at Lu Sheng again, there was a hint of awe in her eyes.

A few minutes later, Andrei, the manager of the Northern Bank, rushed over and invited Lu Sheng into his office.

"I never expected you to be a commander of the Fools, haha. Please forgive my poor hospitality. May I ask which officer you serve under?"

Andrei rubbed his hands together and skillfully began to probe for information.

"Madam, my current position is debt settlement agent."

"It's actually a lady! She was just here recently, asked about the young master, and then left. Oh, right, let's get down to business. Is there anything we can do for you at the Northern Bank?"

Lu Sheng took out the bank deposit slip given to him by the lady, which contained 700,000 given to him by the lady and more than 1 million he had obtained by plundering Mondstadt spies, totaling 2 million Mora.

"There are two million here. Transfer them all to the Northern Bank and set up a new private account for me."

Two million!

Andrei's joy was palpable; this was a big deal!

"Okay, no problem! Then, may I ask what the account holder's name is?"

Lu Sheng pondered in silence for a while, then said, "Nine Heavens Spread Teachings, Universal Salvation of Living Beings, Master of Yin and Yang, Merit and Demerit, Great Dao, Benevolent Thoughts, Purple Extreme Immortal, One Yang True Man, Primordial Void, Profound Response, Enlightenment, Subduing Demons, Loyal and Filial Emperor."

"Huh?" Andrei was taken aback. "Isn't this name a bit too arrogant? And it's so long, I can't remember it."

Lu Sheng shook his head, "Then let's call him the Great Love Immortal Venerable."

Seeing that he insisted on using this strange name, Andrei stopped trying to persuade him and wrote the name down in his notebook.

"Okay, is there anything else you need? Do you want us to help you plan your finances?"

“No need, but I have a small request. I will be using this account to do business with the Liyue Merchant Guild, and I need the Northern Bank to provide a guarantee for me.”

Lu Sheng finally revealed the true purpose of his trip.

“This…” Andrei certainly wouldn’t dare to agree. Guaranteeing someone means taking responsibility, and if the business fails, the bank would have to pay for it.

Seeing his hesitation, Lu Sheng leaned closer, his words carrying a hint of threat as he advised, "Don't worry, you won't be held responsible. This is 'Lady's' decision. Would we, the Fools, do anything we're not sure of? But you, if you ruin 'Lady's' plan, be careful she comes after you personally."

Andrei shuddered, remembering the terrifying appearance of that female demon, and hurriedly agreed.

"Okay, okay, no problem, I'll vouch for you! But what kind of business are you planning to do in Liyue?"

Lu Sheng calmly took out a draft contract from his pocket and said indifferently, "I want to order amber from various chambers of commerce. Your people can negotiate the price. I need a large quantity, so it will definitely be much cheaper than the market price. The budget is two million. I will buy as much as I can."

"After the agreement is reached, a contract will be signed, a deposit will be paid first, and the final payment will be made three days after delivery."

"If there is a breach of contract, the breaching party shall compensate the breaching party according to the price of the goods."

Mondstadt-Liyue Chapter: Chapter 36: The Traveler's Nighttime Investigation of Mingyun Town

"Why is delivery in three days? Didn't the lady buy the amber to use it?"

Andrei could not understand the mystery behind it.

Amber is not a scarce commodity in Liyue, and its price is usually quite stable. Major trading guilds typically stock up on it, and if you want some, you can usually get it on the same day.

There's no reason to wait three days.

"Don't worry about that for now. Just negotiate according to what's written in the contract. You'll understand when the time comes."

Lu Sheng was unwilling to reveal too much information to him. Doing business is all about information asymmetry. The more you know and the less others know, the more money you can make.

"Okay, I understand. Is there anything else, sir?"

"Pay attention to the recent prices of copper and iron ore; buy without hesitation if they are below market price."

This put Andrei in a difficult position.

This great immortal only has two million in savings, which he uses to buy amber. Where would he get extra money to buy copper and iron ore?

"But we don't have enough money..."

Lu Sheng shook his head. "How could it not be enough? We only need to pay a deposit for the amber. The rest of the money will be used to buy copper and iron ore. If it's still not enough, we'll use the amber we've acquired as collateral."

"what?"

Andrei suspected that there was something wrong with his ears, or that the person on the other end was a lunatic.

The deposit is a deposit, but the Chamber of Commerce will still require payment at the original price when the goods are delivered in three days. If all the savings are used to buy copper and iron ore, how will we pay for it?

And what about mortgaging amber? You haven't even received the item yet, how can you mortgage it?

That's absolutely unacceptable. I'm in a position to act as a guarantor; I can't let the bank lose money, can I?

Lu Sheng noticed that Andrei was wavering, so he reassured him, "Don't worry, I said I wouldn't let you take responsibility, and I won't. You'll understand my intentions in two days, at most two days."

Andrei was deeply worried, having no idea what the other party was up to.

But he was, after all, one of the lady's men. If he didn't do as she said, that female devil might really burn down the bank.

Just to be on the safe side, Andrei asked one last question: "If the Chamber of Commerce sends the stone amber over in three days, how will you pay for it?"

"It's simple, just use the copper and iron ore we bought."

"what?!"

Andrei's worldview was once again challenged.

Use the money from mortgaging amber to buy copper and iron ore, and then use the copper and iron ore to buy amber.

What kind of genius would come up with such a thing? Isn't this just a waste of time? Who will cover the losses incurred in labor costs?

"Just do as I say, and 'Madam' will bear all the losses. Is that alright?"

In crucial moments, it's still necessary to bring out the lady; that's the advantage of the Fools' identity.

"Alright then, I'll trust you this once, but I must remind you that the money in our Northern Bank doesn't come from thin air. If we suffer any losses, Lord Pantalone will definitely investigate to the end. Please pass this on to you."

Andrei finally chose to compromise, but he was not optimistic about the deal. He was unhappy that the other party used the woman's identity to exert pressure, so he also brought out his backer, the ninth seat of the Fools' Executive Officer - Lord Pantalone.

The Fools are divided into numerous factions, and each executive officer acts independently. Andrei belongs to the Pantalone faction.

"No problem, it'll be a pleasure doing business with you!"

After the deal was finalized, Lu Sheng left Beiguo Bank with a satisfied expression.

He trusted the efficiency of the people in handling matters, and barring any unforeseen circumstances, Andrei had already arranged for people to go to the market to collect amber.

The amber business is practically a gamble, a gamble on how many unscrupulous merchants there are in Liyue.

If there are many unscrupulous merchants, you can make a lot more money; if there are few unscrupulous merchants, you can make less money.

I deliberately requested to deliver the goods three days later so that Qunyu Pavilion would start purchasing amber two days later. The price they offered was much higher, and the goods were still in the hands of those merchants. It was inevitable that some people would break the contract and sell the amber to Qunyu Pavilion for profit.

Hehehe, then I, the debt collector, will have something to do.

The real money-making opportunities lie in copper and iron ore.

As expected, after the Seven Stars meeting, the Thousand Rock Army will immediately expand its manpower. The newly recruited soldiers will need weapons and armor, which will require copper and iron ore. As demand increases, prices will inevitably rise.

While prices are low now, I'll buy as many as I can and then rip off Ningguang handsomely later.

To say we won't make money from Qunyu Pavilion is just a joke. Ningguang is the richest person in Liyue, so who else would we make money from if not her?

Now we just need to wait for time to pass and leave things to the Northern Bank.

I finally have some free time, it's time to have some fun.

Hehe, nothing to do today, so I'm going to listen to music at the brothel~

Lu Sheng spent the whole day eating, drinking, and having fun, and only left the theater drunk the next morning.

He suddenly remembered that he still had a Hakimon at home that he hadn't fed, so he went back to a restaurant and ordered a few dishes to take home.

Back at the inn, Lu Sheng stuffed the food into Paimon's hands, then went to sleep. When he woke up, it was already evening.

"I'm not going to the concert today."

He suddenly remembered that there was a pile of funerary objects in Mingyun Town waiting for the day they would see the light of day again.

Since I'm just killing time anyway, I might as well go and make a trip. The antiques in Liyue should be worth a lot of money. If I exchange them for all of Mora's copper and iron ore, every penny I can earn is a penny earned.

He left Paimon some money to buy himself some food, packed up, and prepared to leave.

Upon arriving at Liyue Harbor, Lu Sheng saw that a new notice board had been posted announcing the recruitment of the Thousand Rock Army. Mondstadt had suffered such a great disaster, and the Seven Stars would not allow Liyue to repeat the same mistake; expanding the army was imperative.

As a result, copper and iron ore prices should rise immediately.

There's no time to lose; selling the antiques from the treasure-hunting gang before the price goes up will allow us to stockpile even more.

When it comes to making money, Lu Sheng is full of energy. He has already decided that once Mora has saved up five million, he will absorb it all at once and see how many levels the Geo attribute can be upgraded.

The saying that spending money can make you stronger has actually become a reality.

As midnight approached, Lu Sheng rushed to the ancient town of Liyue at the foot of the snow-capped mountains.

This used to be a fairly lively mining town, but now it's deserted, with only a few dilapidated huts and wandering monsters remaining.

A few wolf howls echoed from the distant mountains, and the chilling wind howled through the underground caverns. Coupled with the rumors that this place was haunted, ordinary people dared not come to such a place at night.

No wonder they hid the treasure here; there are some clever people in the treasure-hunting group.

Lu Sheng flew down from the cliff and came to the town, listening intently.

The tomb raider said the treasure was in the mine, and all you had to do was listen to the wind; whichever way you heard the howling of ghosts and wolves, that was where the mine was.

"there."

Lu Sheng found his way and arrived at the mine entrance. Just as he was about to enter, he suddenly noticed something unusual on the ground.

He crouched down to inspect and found that the ground had just been stepped on.