Li Wei said, "I have a house in Tokyo. I have an apartment in Chiyoda Ward, which is much better than here in terms of both environment and safety. The apartment is also very large, and it would be quite spacious for me to live alone. If you move here, it will make the house more lively."

"Huh? Moving here?" Jinchengzhai Qianye asked in surprise.

Li Wei said, "How about 10,000 yuan a month for rent, plus cooking for me when I'm not free?"

Chapter.Good intentions

Upon hearing Li Wei's words, Jin Chengzhai Qianye fell silent instantly, his eyes turning quite dangerous.

Looking at the cute girl whose cheeks were puffed up like a pufferfish, Li Wei said, "You don't need to look at me like that. I've already achieved many people's life goals ahead of time. By the way, the house was paid for in full."

Jin Chengzhai Qianye grabbed Li Wei's collar with both hands, her voice unconsciously rising as she said, "Big brother, please mentor me! Is studying art really that lucrative?!"

Jin Chengzhai Qianye only knew that Li Wei was very rich. Not only was he a top illustrator in the illustration industry, but he was also a US stock expert. However, she did not expect that Li Wei, at such a young age, already owned his own property. In particular, this property was located in Chiyoda Ward. An apartment in Chiyoda Ward cannot be bought for less than 10 million yen.

Li Wei laughed and said, "It's just that I'm a special case. I'm an exception. Those who are like me will live, and those who learn from me will die. Whether it's painting or stock trading, those who can reach my level are a very small minority."

Jin Chengzhai Qianye said, "A monthly rent of 10,000 yen is ridiculously cheap for an apartment in Chiyoda."

Li Wei said, "Of course I know this price is unreasonable, because it's a special friendly price for you. If it were anyone else, I wouldn't want to rent out my house at all."

While feeling surprised, Jin Chengzhai Qianye also felt a sense of warmth.

Jin Chengzhai Qianye said, "Li Weijun, your kindness is a bit too much for me. If I accept your kindness, I will be indebted to you."

Li Wei said, "You're wrong to think that way. I need someone to take care of my life, and I don't have many friends here in Japan. I'm already very content just having you by my side to talk to. Besides, I'm a rather lazy person in my daily life. If you have some free time, you could help me tidy up the house and cook for me, because I often get so engrossed in painting that I forget the time, and I also have to trade US stocks at night, so I often eat takeout. With you by my side, at least my life can be a little more normal."

Jin Chengzhai Qianye pictured Li Wei alone in his room, painting. In the image, Li Wei's stomach was growling with hunger. After putting down his brush, he went to the living room, only to find the kitchen empty and the stove cold. Starving, he had no choice but to order takeout. Thinking about it, Qianye suddenly felt sorry for Li Wei. Although he had achieved financial freedom at a young age, his lifestyle was completely upside down. Coupled with his personal life, what kind of accident could have happened to make it impossible for him to find anyone to help him?

Jin Chengzhai Qianye took a deep breath and said, "I will pay the rent properly, and I will take good care of your life. But speaking of which, don't you mind if I get involved in your life?"

As a Japanese person, Jin Chengzhai Qianye understands the people living on this island very well. The Japanese are conflicted in certain ways; they crave social interaction yet also desire absolute independence, free from any interference. Therefore, most Japanese social interactions are superficial; everyone appears respectful on the surface, but in reality, they all seem to suffer from social anxiety and aversion to social interaction.

Japanese people neither want to interfere in other people's lives nor want others to interfere in theirs. It is precisely for this reason that Jin Chengzhai Qianye asked Li Wei to confirm whether Li Wei truly wanted this, or if it was just an impulse.

Li Wei was well aware of the other party's concerns and said with a serious expression, "Qianye, you seem to have forgotten something. I am not Japanese, so judging me based on common Japanese knowledge will often lead to errors."

Jin Chengzhai Qianye finally came to her senses. Her thoughts were indeed a bit strange. Perhaps Li Wei's gentle nature had led her to misunderstand. However, Li Wei's gentleness was different from that of the Japanese. The Japanese gentleness was about paying attention to details, while Li Wei's gentleness was not just about details. When she needed help and protection, he could also firmly stand up for her. She saw the shadow of her father in Li Wei, though not as imposing, but much closer.

Jinchengzhai Qianye said, "I hope that our friendship will not change because of material things."

Jin Chengzhai Qianye knew where her bottom line was. She hated materialism and hated becoming one herself. Money was a good thing, but not all money could be held onto. Once you gave up your bottom line, you could never get it back.

Li Wei said, "Me too. I don't want our relationship to be ruined by material things. To be honest, if it weren't for the fact that your current place is so terrible, I wouldn't be planning to ask you to move. I don't want to find that one day when I call you, no matter how many times I call, no one answers. I'm afraid of that situation, afraid that things will turn out like in a crime drama."

Jin Chengzhai Qianye laughed and said, "Li Weijun, are you thinking that if you can't get through on the phone, it's because I've already had an accident and my body is right next to the phone? A corpse can't get up to answer the phone."

Li Wei said, "This was the worst I could imagine, but today it seems that it might be more than just a thought. I can't control what happens to others, but I don't want to see you suffer even the slightest harm."

A faint blush rose on Jin Chengzhai Qianye's cheeks. Li Wei's words, from a woman's perspective, sounded like sweet nothings between lovers, making her feel shy. However, this feeling of being cared for was truly wonderful, especially in a society where everyone was so indifferent. To have someone who cared about you was a blessing.

Of course, her family will definitely care about her, that's for sure. But her family is all in Hokkaido right now, which is very far from Tokyo. If she encounters any trouble in Tokyo, her family can only offer her a few words of comfort, and there's nothing else they can do.

Jin Chengzhai Qianye realized that she had developed feelings for Li Wei. These feelings were romantic, which made her both shy and fearful. She could sense that Li Wei treated her as a friend. However, if the relationship progressed further, the distance between them would become uncontrollable, and no one could say for sure what would happen in the end.

Jin Chengzhai Qianye felt she had to restrain herself. Although Li Wei was indeed very handsome, perfectly matching her aesthetic standards, she needed to understand him better, whether as a friend or as a lover. They had to get to know each other.

Chapter 1. Termination of Lease

Li Wei saw into Jin Chengzhai Qianye's heart and sighed inwardly, thinking that her parents had done a very successful job of raising her, which was why they were able to raise such a girl.

However, this ultimately benefited him, so Li Wei didn't care about such things. Everyone has their own little thoughts, but many things are judged by actions, not intentions. Even if someone has evil thoughts in their heart, if they do good deeds throughout their life and never break their vows until death, then they are a good person.

Unfortunately, many people are far too harsh on good people. If someone has done good deeds their whole life and then commits one bad deed, they will be condemned by the public. On the other hand, if a person who has done evil deeds their whole life does one good deed, they are considered a prodigal son who has turned over a new leaf and abandoned evil for good. This is simply too unfair.

It is precisely because he has seen through people's hearts that Li Wei, when dealing with others, not only pays attention to their inner thoughts but also values ​​their actions. After all, there are many people who are not what they think. As long as the other party has not committed any evil deeds and can restrain their evil thoughts, then such a person is also someone he can deal with. He will not condemn everyone without considering the consequences. He is not a child who sees everything in black and white and insists on judging everything as right or wrong. The adult world is a chaotic gray area, and there is no absolute right or wrong.

Li Wei said, "Which pieces of furniture do you need to take with you? I'll drive the car over later."

Jin Chengzhai Qianye said, "There isn't much to pack here. Just the bedding and daily necessities. Most of the furniture here was left by the landlord and the previous tenant."

Jin Chengzhai Qianye felt somewhat fortunate to have a friend like Li Wei, someone to rely on in case of emergencies. If she didn't know Li Wei, even if her place was burgled, all she could do was fix the broken lock; she would have to endure the appalling security situation.

A slightly hunched old man walked over. The residents who had been robbed saw him and immediately surrounded him, chattering about their ordeals.

Jinchengzhai Qianye said to Li Wei, "That old man is the property owner here. He is an elderly man who lives alone after his wife passed away early."

In Japan, there are specific laws and policies protecting the rights of renters. In this regard, there is still room for improvement in China. For example, landlords throwing tenants' belongings out, entering rental properties without permission, or deliberately cutting off electricity are all unregulated in China. There are gaps in relevant regulations, so renting in China often depends on luck. If you encounter a good landlord, things are easier; if you encounter a bad one, the rental experience is ruined.

Although Li Wei looked down on Japan, he had to admit that Japan's provisions protecting renters were indeed very comprehensive and without any ambiguity. So even if a landlord wanted to evict a tenant, they would have to prepare at least three or four months in advance to give the tenant enough time to find a new place. In China, such a thing was just a pipe dream.

Li Wei said, "It is said that one's appearance is a reflection of one's heart. Before the age of thirty, one's appearance is the responsibility of one's parents, but after the age of thirty, one is solely responsible for one's own appearance. This old man has a strong personality, and his attitude towards tenants is probably not much better. If there were no regulations binding him, he might actually do something like kicking people out."

Jinchengzhai Qianye showed a surprised expression, because what Li Wei said was very true. It took her more than half a year to see clearly what kind of person this old man was. But Li Wei saw through the old man's nature with just one glance. This insight is far beyond what ordinary people can possess.

Jin Chengzhai Qianye recalled a movie he had once watched, *The Godfather*. There's a thought-provoking line in *The Godfather* that has been quoted by many: those who can see through the essence of things in half a second, and those who can't see through it even in a lifetime, are destined for drastically different fates.

Jin Chengzhai Qianye carefully recalled the abilities Li Wei had demonstrated. Whether it was his sensitivity to numbers or his sensitivity to colors, they far surpassed those of ordinary people. In particular, his ability to see through the essence of old people was very much like the old Godfather in "The Godfather," both of whom were full of masculine charm.

However, the Godfather is ultimately just a fictional character, while Li Wei is a real person. She never thought that there were actually people like the "Old Godfather" in the real world. Upon closer inspection, Li Wei really has an indescribable aura of a superior. Generally speaking, it takes at least several decades to develop such an aura. She was very curious about how Li Wei acquired such an aura.

Li Wei said, "I'll go talk to him about terminating the lease. Qianye, just take your piggy bank and other valuables with you. I have spare bedding and daily necessities. There's a large supermarket not far from the apartment, so you can just go there to replenish anything you need."

Jinchengzhai Qianye nodded. Since Li Wei had already said so, she would just go along with his wishes. Besides, Chiyoda Ward is the most central and bustling area of ​​Tokyo, so it's very convenient to buy anything. Thinking about it carefully, she didn't have anything else to take with her besides the piggy bank.

Li Wei pushed his way through the crowd and explained in a few words that he wanted to help Qianye of Jinchengzhai cancel her lease. However, Li Wei had already set a precedent. After Li Wei announced that he wanted to cancel his lease, several other people followed suit, and the old man's expression changed.

Li Wei could sense the old man's bad mood. After all, Japanese rental laws tend to favor renters, so when a renter wants to terminate the lease, the landlord has no choice but to comply and cannot obstruct the process by any means.

Although China surpasses Japan in every aspect, it is indeed weaker in the rental market, a fact that even a proud Chinese like Li Wei has to admit.

Since there was no need to pack up all sorts of messy things, Li Wei, carrying Jin Chengzhai Qianye and a small number of important items, decisively left this chaotic area.

Jin Chengzhai Qianye leaned against Li Wei's back, feeling the cool breeze blowing past, her feelings complicated. She never expected that she would end up living with Li Wei. Although they were not in a romantic relationship, the fact that they were living together was enough to easily be misunderstood by outsiders.

Chapter 1. Paths to Wealth

As the motorcycle entered the bustling Chiyoda Ward, Kinjou Senya looked around curiously. Tokyo, a megacity with a population of nearly 40 million, has huge differences between its thirteen districts. The less developed areas and the most developed areas are like two different worlds.

Jinchengzhai Qianye knew that this world was not fair, and some things would not be rewarded even if you tried your best. Just like those backward areas, they had struggled, but all their self-rescue efforts ended in failure.

Unlike the area where she had previously rented a place, once she entered Chiyoda Ward, she felt that everything around her reeked of money; everything was so prosperous and dazzling. This was truly a case of being overwhelmed by a dazzling array of sights. Because of the extremely high cost of living in Chiyoda Ward, she had never been there before. After all, she had always been very frugal, and she would instinctively avoid such high-end areas.

"Chiyoda Ward is really amazing!" Nishikijou Saichiya exclaimed.

Li Wei laughed and said, "If you want to see the most beautiful city scenery, I'll take you to Chongguo for a trip sometime in the future. I'll take you to see Shanghai, which is even larger than Tokyo, and the mountain city known as the 'Cyberpunk City'."

Jinchengzhai Qianye was very curious about what Li Wei had said. In her mind, Li Wei was a knowledgeable person, and the scenery that even Li Wei was amazed by must be very charming.

Jin Chengzhai Qianye said, "Traveling abroad is expensive, and I still need to save money to buy a house. I won't spend money recklessly before I complete my house-buying plan. Moreover, I don't want to easily go into debt, so I want to save enough money to buy a piece of land of my own."

Li Wei could understand Jin Chengzhai Qianye's thoughts, because Japanese housing prices hadn't changed much for many years. Excluding a few core areas, Japanese houses and land only had residential value, with no speculative value whatsoever. Since the Japanese government proactively burst the real estate bubble years ago, the Japanese real estate industry has remained stagnant and inactive. However, this isn't entirely a bad thing for ordinary people who want to buy a house.

After all, the average price-to-income ratio in Japan, taking Tokyo as an example, is less than 4, while in cities like Shanghai and Beijing, the ratio is over 4, illustrating how outrageous housing prices are. Ordinary people can't even dream of settling down there. In Tokyo, however, there's a huge internal variation in the price-to-income ratio. The real price-to-income ratio in core areas is above 4, while in less developed areas it's only around 10, making it more affordable for ordinary people. If convenient transportation isn't a priority, and you don't settle in a few core areas, the pressure of buying a house isn't that great; it just means spending more time commuting every day.

Li Wei said, "Then you'd better work harder. Excluding the core area, land prices in other areas are still within the range that ordinary people can afford. If you want to learn stock investing from me, you might be able to save enough money to buy land faster."

Jin Chengzhai Qianye said, "I'd rather forget about investing in stocks. I'm not good with numbers. I can manage small-scale investments, but if you, Li Weijun, make such large investments, I'll lose my principal very quickly. If it's US stocks, I'll die even faster."

Jinchengzhai Qianye had also done simulated trading at school. Not being good with numbers, she couldn't compare to her seniors at all. Regardless of how much they earned, they always maintained a profit. As a result, she lost 90% of her principal in just one week. For her, the US stock market was a killing field, the kind full of dangers.

The US stock market, with its T+0 mechanism, is incredibly volatile. It's a battleground for institutional investors, making it extremely difficult for retail investors to even try and pick up scraps of meat. The massive volatility makes it incredibly difficult for individual investors to time their buy and sell orders precisely. Take a stock with a daily gain of % as an example. Even if it closes at % gain, the subsequent fluctuations, calculated from the point of purchase, could have been a series of ups and downs, with the initial drop followed by a rebound before finally settling at a positive % gain. This rollercoaster-like volatility is something even institutions struggle to manage, let alone individual investors. Therefore, for individual investors lacking technical skills, the US stock market is a veritable hell.

To prevent retail investors from being heavily exploited, China's A-share market implements a T+0 system and daily price limits to minimize excessive speculation. The 5% daily price limits provide individual investors with opportunities for careful consideration and to cut their losses. In contrast, the US stock market's T+0 system and unlimited price fluctuations allow individual investors to experience extreme highs and lows within ten minutes—a potentially disastrous experience for those with heart conditions. However, the T+0 mechanism itself is quite unhealthy, a congenitally flawed system. It's simply a matter of national circumstances, and this peculiar and imperfect mechanism is more suitable for the domestic stock market.

After playing a gruesome tune on a US stock market demo account, Jinchengzhai Qianye returned to the Japanese stock market. The Japanese stock market operates on a single T+ system, which means that an individual investor can sell a stock at any time before the market closes on the same day after buying it. However, if the stock is bought for the first time on the same day, it can only be sold on the second day.

This system directly suppresses the high-intensity "T+0 trading" seen in the US stock market. T+0 trading involves aggressively buying low and selling high on a single stock. Skilled traders sometimes buy and sell dozens of times a day on a single stock to generate excessive profits. However, T+0 trading is extremely risky. For ordinary individual investors, one in ten will lose money, and even the one who makes a profit is likely just lucky and will eventually lose it all.

Thanks to the somewhat limited, but not overly restrictive, single-day T+0 trading system, Jinchengzhai Qianye achieved some success in the Japanese stock market's simulated trading platform. Leveraging this experience, she used small sums of money for real-world trading, earning enough to improve her living expenses. However, due to the small initial investment, she could only earn enough to cover basic needs. Although she achieved a decent return with small sums, she remained cautious and didn't invest more money rashly. She kept only 100,000 yen in the market, and regardless of profit or loss, she never exceeded this limit.

Li Wei saw through Jin Chengzhai Qianye's inner thoughts. The other party's caution was correct. The reason he could treat the stock market as a vegetable garden for harvesting韭菜 (a metaphor for retail investors) was because he had cheated. He directly used divination to predict the direction of the stock market, and then repeatedly traded stocks. Through this method, he could earn a return equivalent to % to % of his principal every day. This was something that others could not learn, because even Buffett could not do such a thing without cheating.

Chapter 1. Arriving Home

The motorcycle drove into the apartment's underground parking garage, and the two men took off their helmets and got off the motorcycle.

Jin Chengzhai Qianye looked at the spacious parking lot, where most spaces were occupied. Although she didn't know much about cars, many of them gave her the impression of being expensive. Luxury cars like BMWs, Mercedes-Benzes, and Audis were very common here, and less common niche sports cars could also be seen, along with a considerable number of cool-looking motorcycles.

It's fair to say that the sheer number of vehicles parked in the parking lot is enough to demonstrate the wealth of the residents here. Because of Japan's very low tariffs, luxury cars aren't as exorbitantly priced as some might think. However, a luxury car is still a luxury car; the base price is what it is. Ordinary people seeking value for money won't buy luxury cars, especially given Japan's unique license plate culture, where prestige is judged by the license plate, not the car itself. Therefore, most people who buy luxury cars aren't simply doing it for prestige, but rather for driving experience, comfort, and other reasons.

Li Wei hung the two helmets on the hooks next to the tailgate and said, "Come with me. You can take the elevator upstairs from here. This apartment building has all sorts of shops, a large gym, a coffee shop, and a small library. The apartments start from the third floor."

As it is a high-end apartment building, access control is very strict. To take the elevator from the basement where the parking lot is located, you need to scan your facial recognition ID. Outsiders cannot go up the elevator without a resident's escort. The stairs leading up the building connect to the apartment entrance lobby. If strangers cannot enter the elevator and have to take the stairs, they will run into security guards. All public areas in the entire building are connected to surveillance cameras. Even if an outsider does enter the apartment and something happens, the apartment management can use the surveillance footage to provide clues.

The internal elevator is located on an inner floor of the apartment building, requiring passage through the lobby to access from the outside. This effectively prevents unauthorized personnel from entering. The external elevator is an auxiliary elevator, only serving the upper and third floors. In terms of privacy and security, the apartment building is quite well-maintained, with dedicated property management handling all aspects. Aside from the substantial annual property management fee, there's really nothing to complain about. For a wealthy individual like Li Wei, problems that can be solved with money are not problems at all; the property management fee is negligible to him.

Moving from a dilapidated old apartment to a top-tier luxury apartment in Chiyoda Ward, the huge difference made Nishikijou Chiya realize one thing: money really can be very enjoyable. She wasn't someone who was obsessed with money, but she had to accept the reality that being rich could be very comfortable.

Li Wei, holding Jin Chengzhai Qianye's hand and carrying her various belongings in his other hand, entered the elevator after scanning his face.

Li Wei said, "I chose this place because it's lively and convenient. Most importantly, it's very close to Akihabara. For an otaku like me, this is a strategic location that's easy to both attack and defend."

Jin Chengzhai Qianye said, "Li Weijun, you give off the vibe of a social butterfly, not at all like a typical otaku."

Li Wei pressed the floor button and said, "Because of the previous Miyazaki Haru murder case, the entire otaku culture has been stigmatized, which I can understand. After all, in the eyes of ordinary people, otaku are gloomy weirdos, fat guys wearing ita-clothes, carrying backpacks, breathing out hot air, and sweating profusely."

Jin Chengzhai Qianye's lips twitched slightly. Li Wei's words were arguably the best description of the stereotypes surrounding the "otaku" trope. She used to have the same stereotypes. However, as she grew up, she realized that individuals are diverse and unique. To stigmatize an entire trope through simplistic and crude labeling is inherently childish and ignorant.

Furthermore, she herself is a victim of stereotypes. Even at Ocha Girls' University, classmates would ask her if her family owned a ranch and raised many cattle, sheep, chickens, and ducks. It seems that in the eyes of Tokyo locals, every household in Hokkaido is either a rancher or a fisherman, and there are even bears running on the streets. Osaka people are definitely loud, rude, and prone to jaywalking; all Osaka aunties are dressed in vulgar leopard print. Kyoto people are all pretentious show-offs who, despite being poor, speak with a sarcastic tone. Masaki Prefecture is an uncivilized land, and Masaki people are just bumpkins; pictures of Masaki are usually of desolate wilderness. As for Okinawa? Isn't that mostly inhabited by Okinawans?

It can be said that in Tokyo, which is at the top of the social hierarchy, the local natives torment newcomers with their stereotypes.

·Requesting flowers·· ······

She would often be asked by classmates if her family raised cattle, and even though she was usually good-natured, she felt uncomfortable after hearing it so many times.

Jin Chengzhai Qianye said, "Stereotypes are bad. Although many people are used to using stereotypes to label others, or even judging people by their appearance or making regional prejudices, such things are actually very common at Ocha Women's University."

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