Hong Kong Island, reborn the Huo family, blocked Soros at the beginning

Huo Qixuan didn't expect that the people on the side of the Hua Academy would be willing to make such a big deal.

I just want an ordinary computer, and the other party is equipped with a supercomputer.

"Thank you, thank you very much!" Huo Qixuan's attitude is very sincere.

Xiao Guangyao smiled and said:

"No need to thank you, it's just that we thank you, Comrade Xiao Huo, with your support, our research is now very smooth, not bad money, what you want, no longer have to pick and search like before."

"Because of your support, many researchers have also gone up, they are now very motivated by research and development, as long as we give us more time, we will definitely have greater breakthroughs."

Listening to Xiao Guangyao's words, Huo Qixuan was happy in his heart.

The real strength of a country lies in the laboratory, not in the mess of false things.

Technology is the primary productive force!

"Well, your computer technology is good, you shouldn't need my explanation, I summarized the parameters of the computer in the data package, what do you want to know, the data package is there, if you still have questions, call me directly, I am your technical consultant." After Xiao Guangyao finished speaking, he turned around and prepared to leave.

Huo Qixuan personally sent him to the door, and thanked him a few times before parting.

Back in the office, Huo Qixuan did not waste time and directly began to operate.

He first completed the procedure for the thesis.

This program not only covers the financial sector, but is also a cutting-edge product for reengineering the bank's business processes.

The complexity of the procedure is evident, but Huo Qixuan is confident in his abilities.

He already had a perfect idea for this automated program.

Designing the perfect automation starts with understanding all aspects of a bank's business processes, from customer demand analysis to loan approvals to the digitization of paper-based materials.

Every link must be carefully crafted.

Huo Qixuan sorted out the main needs and began to plan the automation process as a whole.

The first step is to automate loan approvals.

This is the core part of the program. The traditional loan approval process was cumbersome and inefficient, and Fok decided to use this process to completely change the status quo.

The biggest problem of the bank now is the death of waterlogging, and the drought is dry!

They like to give loans to good enterprises that do not need money, and they are desperate loans, and then turn these good enterprises into bad enterprises, refer to Hengyan!

Unscrupulous lending, continuous leverage, and increasing debt.

In fact, the essence of finance is credit management.

Finance, also known as the virtual economy, was originally intended to serve the real economy.

The real economy is the mainstay, supplemented by the virtual economy, which is a healthy economic structure of a country.

Just like when taking a bath, the bath should be dominated by bath water, and there can be a layer of soap bubbles on it to increase the interest, but the bathtub cannot be full of foam.

It's all foam, then wash a fart!

To put it more professionally, the financial system is the basic element supporting industrial development, and giving play to the functions of financial services and financing is the fundamental guarantee for promoting industrial transformation and upgrading.

A healthy financial system can better serve the real economy and guide the budding and development of emerging industries.

Great power competition must focus on the future and innovation.

It is through financial means that the state is leveraging the development of emerging industries and promoting the goal of industrial transformation and upgrading.

However, there will always be people who forget their original intentions.

Finance is only a means, not an end.

Otherwise, there will be the phenomenon of "alienation" that occurs in the capitalist world.

There are many, many lessons for mankind in this regard, just grab a handful.

But humans never seem to have a long memory.

Ho Lan tulip bubble, Yingguo South China Sea incident, financial tsunami, subprime mortgage crisis...

Even, a year or five later, there was a stock market crash in Huaxia.

That time, Huaxia people saw for the first time the power of "stock index futures", which can make billions of wealth instantly evaporate without a trace.

The essence of that stock market crash was that Wall Street, Goldman Sachs and other companies joined forces to take revenge on Huaxia.

Because the capital market of Huaxia has not been completely open to the West.

Just a slit was exposed.

But think about it, just a slit is enough to have a nuclear bomb-like effect.

Once fully opened, imagine what happens.

The fruits of decades of our hard-worked, wages will be looted by Wall Street.

Therefore, it is necessary to be in awe and vigilant about financial instruments.

Western liberal market economists advocate every day that there is an "invisible hand" that automatically regulates all irrational phenomena in the market.

But is that really the case?

No matter how fantastical economists say, we need to get back to reality on the ground.

Imagine what those big companies would do if they lost regulation.

The most typical Goldman Sachs Group did to the Coca-Cola Company.

Coca-Cola once announced a price increase because the raw material used to make cans, aluminum, increased in price.

You know, price increases are extremely rare for Coca-Cola.

From 1886 to 1950, Coca-Cola didn't go up a penny.

But that time, Coca-Cola cut its price by 4%.

At the same time, Coca-Cola also did something to complain to the London Metal Exchange that Goldman Sachs was suspected of manipulating global aluminum prices.

However, at that time, global aluminum production was stable, and affected by the sluggish world economy, commodity market trading was sluggish, and aluminum inventories increased year by year.

So why is there an anomaly of a sharp price increase?

In fact, Goldman Sachs has been manipulating. (Read violent novels, just go to Feilu Fiction Network!) ）

The so-called liberal market, with its "invisible hand", is actually the black hand of large corporations.

Goldman Sachs used the relief money of the beautiful country government to buy the largest metal storage company in the beautiful country, Metro. It manages dozens of large warehouses that store 85% of the country's aluminum.

After that, Goldman Sachs' commotion came.

In fact, it is very old-fashioned, just like what the capitalists in Shanghai did at the beginning of liberation to fight the new regime - hoarding.

Aluminum shipments in warehouses are prohibited.

However, according to the regulations of the Lundun Metal Exchange, in order to combat hoarding, all metals are not allowed to be permanently stored in warehouses, and they must be allowed to flow.

What to do?

There are always more solutions than difficulties.

The elites in Goldman Sachs are worthy of being elites.

Rules are dead, people are alive, and this does not bother them at all.

They played a game of taking candy from their left pocket, pulling it out, and putting it in their right pocket.

Goldman Sachs ships aluminum from one warehouse to another every day.

The effect of hoarding gradually became apparent.

Before Goldman Sachs bought METRO, the average wait time for aluminum from customer purchase to delivery was 6 weeks. Later, the waiting time was extended by 20 times.

The effect is leveraged.

Aluminum, from oversupply, has become in short supply.

The price of aluminum is also rising in the long waiting process of customers.

Goldman Sachs, on the other hand, has already done a good job in the futures market, making huge profits by going long on aluminum prices.

Hoarding, manipulating aluminum prices, harvesting wool, that's what Goldman Sachs does.

In the end, Goldman Sachs made $5 billion, and after the fact, in order to cover up the public, it sold the Metro company to get rid of the controversy of manipulating aluminum prices.

Brush off your clothes and hide deep with your name.

This is the evil of capital.

In the whole process, it neither creates new value nor does it serve the function of serving the real economy, but reduces the turnover of commodities, which plays a completely opposite role.

Cut a wave of wool from all over the world, and almost slaughtered sheep.

The increase in the price of raw materials will eventually be transmitted to our daily consumer goods.

In the end, it is always ordinary people who pay.

In addition to aluminum, from wheat and coffee beans to copper and oil, Wall Street's Goldman Sachs and JPMorgan Chase have all been involved.

This is the essence of finance.

If you use it well, it is a good thing, and if you use it badly, it is a demon in hell.

A very sharp double-edged sword!

Huo Qixuan is now putting a protective shield on Huaxia's finances, but it is also a bondage.

This protective shield can prevent Huaxia's financial market from being attacked by foreign capital, but at the same time, it can also put a cage on Huaxia's own financial market, and avoid banks lending indiscriminately and increase leverage to the greatest extent. With this set of procedures, there will be no more trillions of debts caused by Hengyan in the future.

Huo Qixuan operated the computer and first built an intelligent algorithm to generate a real-time risk assessment report by analyzing the applicant's credit, financial status, guarantee and other aspects.

He standardized and automated every step of loan approval to make the complex approval process clear.

Finally, Huo Qixuan also created an intelligent decision-making module that can automatically generate approval results based on the previous analysis, realizing the full automation of the approval process.

Finally, there is the digitization of paper materials.

The electronic conversion of paper materials is another challenge.

Huo Qixuan designed a powerful scanning and parsing module drag.

His program can automatically scan paper documents and, through OCR, convert text and diagrams into electronic data.

All scanned files are automatically sorted and stored for later search and use.

Ultimately, these two parts combine to form a comprehensive, fully automated banking processing system.

It can greatly improve the efficiency of the bank, save a lot of manpower and material resources, and improve the quality of service.

As time passed, Huo Qixuan spent every day in the office perfecting this procedure.

In the end, it took him a week to complete the program.

As he typed the last line of code on the keyboard, Huo Qixuan exhaled a long breath.

With his financial talent, coupled with the assistance of the Photon One computer, it took a whole week to finally get this timeless paper done.