If everyone becomes an adventurer, who will put in the effort themselves?

If everyone becomes an adventurer, who will put in the effort themselves?

Author: Pipi Shrimp Who Loves Eating Dirt

Introduction:

Adventurers, guilds, dragons, churches, and fallen gorillas—humans explore the lost lands of the Gobi Desert, their bloodlines and spirits intertwined with the rugged landscape.

After being transported alone to this world named after the dungeon 'Fafnir' and becoming an alien, Lynn knew that he had become a 'quasi-native' of this world.

What? I have to work hard to become a citizen of the motherland? Well, Miss Consultant, Lady City Lord, Madam Clan Chief, I understand everything now!

(This story is a harem story, rejecting single women, not accepting female humans, and has a serious fetish for interracial races. Readers are advised to take note.)

Chapter 1: Nod, shake your head, open your mouth, and then begin your adventure!

"Mr. Lynn Knightworth, could you please confirm whether you intend to use the property at No. 321, North Street/Zijinhua Road, for a mortgage loan?"

"The loan amount is '12 million legal tender', with an annual interest rate of 120%, and the funds are specifically used for 'purchasing adventurer qualifications, purchasing beginner skills, and purchasing initial equipment'?"

"I confirm."

Upon hearing this, the green-haired forest elf at the counter, dressed in a black double-breasted uniform, couldn't help but glance at the man in front of her again.

The man opposite had black hair and black eyes, and his cheeks were slightly round. Judging from his appearance, he should be no more than 25 years old. Judging from his slightly plump figure, his family background should be quite good.

After all, in Mona City, where adventurers congregate, a plump figure is often proof of wealth.

Unfortunately, this rich young master seems to have lost his mind and actually plans to mortgage his property to become a dangerous adventurer.

Of course, although she was disappointed, Ms. Mori Spirit still maintained a high level of professionalism, saying:

"So, are you aware that early repayment is not allowed within 3 years after a mortgage loan is completed?"

"Are you aware of the special provision that mortgage loans can only be up to 40% of the current value of the property?"

"I know."

Lynn looked at the 'Red Dragon Trading Company counter staff' going through the motions in front of her and couldn't help but say something:

"Um, Miss Counter Staff?"

The forest spirit clerk smiled and asked, "Are you here to cancel your loan?"

Lynn shook her head slightly, and asked with some concern:

"No, what I want to know is, if I mortgage this house and am unable to pay the installments, are you able to seize my house?"

"You're joking." The forest elf's lips seemed to twitch slightly. "Our Red Dragon Trading Company is directly affiliated with the Adventurers' Guild and reports directly to the garrison lord."

"If a customer with a poor credit history fails to make loan payments for three consecutive months, we have the right to apply directly to the City Lord's Mansion Property Archives to change the property ownership, and we also have the right to work with the Mona City Military Police to liquidate the assets of those who default on their debts."

"So please rest assured, the house will definitely be taken away if the debt is defaulted on."

"Of course, as long as you make your payments on the 25th of each month, you will not be subject to any penalties."

Upon hearing this, Lynn patted his chest, but breathed a sigh of relief:

"Then I can go to the dungeon without worry."

The forest elf froze in shock upon hearing this.

At this moment, Lynn smiled and said in a good mood:

How do I sign a loan agreement?

The forest sprite, thinking to herself 'weirdo,' handed over the document and reminded her:

"Please sign this mortgage document. If you are illiterate, please put your fingerprint on it. Next, please use the 'Notary Mirror' next to you to collect your basic information."

"In addition, please try to repay on time."

Next, Lynn quickly pressed her fingerprint on the loan documents, nodded, shook her head, and opened her mouth at the notary mirror next to her, and finally handed over the original property documents.

Then, Lynn, holding a Red Dragon Merchant Guild gold card that specified his appearance for withdrawals, hummed a little tune as he walked out of the Red Dragon Merchant Guild.

At this moment, the forest sprite at the counter couldn't help but mutter to itself:

"What a strange fellow... someone actually wants their house to be taken away?"

However, before the forest elf could finish speaking, Lynn, who had just walked out, suddenly turned back, startling the forest elf:

"Mr. Lynn, is there anything else?"

At this moment, Lynn stood in front of the counter and pressed for an answer:

"Where do you go after becoming an adventurer? To the Adventurers' Guild headquarters?"

"Are their procedures difficult, and how long will it take?"

"Is it really possible to buy a whole bunch of powerful adventurer skills from the guild?"

The forest elf forced a smile and replied, "Yes, it's to the Adventurers' Guild headquarters."

“Go out from here, take the No. 3 tram, and after 8 stops, you will reach the Adventurers' Guild building.”

"As for the procedures, not counting the waiting time, it takes an average of 20 minutes to complete."

"As for adventurer skills?"

"Have faith in the Adventurers' Guild's strength."

"On the continent of Fafnir, the Adventurers' Guild's skill set is always the best choice for adventurers!"

"Okay, thank you, Miss Elf!"

Lynn then turned around, waved her hand, and said:

"By the way, you're really beautiful!"

Miss Forest Elf blushed, then spat as she watched Lynn's retreating figure:

"Is this person mentally unstable?"

Lynn looked up at the clear sky above as he walked out of the Red Dragon Chamber of Commerce and took a deep breath.

Actually, Lynn is a time traveler from Earth.

As for how she got there, Lynn herself didn't know.

He clearly remembered that he was still doing his daily tasks in his two online games and three mobile games, but when he came to his senses, he found himself in the outskirts of Mona City in his pajamas.

Upon finding himself in an unfamiliar city, Lynn immediately realized that he had traveled through time.

After transmigrating, Lynn seemed to have a carefree life, without much hardship, and met a kind sister who took her to Mona City.

According to her good friend, Lynn looked a lot like her cousin, which is why she kindly took him in.

So, to repay this kind person, Lynn decided that he must become a powerful adventurer and then properly repay the kindness!

To this end, Lynn did not hesitate to keep it a secret from her kind sister and mortgage a large sum of investment funds for her adventurer career.

Before becoming a powerful adventurer, Lynn's first task is to become a formal adventurer.

Thinking of this, Lynn immediately took a deep breath, and under the blazing sun, headed along North Street toward the Adventurers' Guild in the city center.

Perhaps it's because people who make mistakes always go back to the scene of the incident.

Soon, Lynn 'subconsciously' took a longer route and arrived at the alley of Zijinhua Road, standing in front of the detached house at No. 321, ready to take one last look at the property he was about to lose.

Just then, a heated argument erupted from inside the house:

"Tan Ning, what did I tell you? Keep an eye on that kid! Keep an eye on that kid!!"

"How did you manage to let him get away?!"

Upon hearing this, Lynn grinned, took a detour along the path, and crept to the window from the side of the courtyard, where he leaned in to listen.

Immediately afterwards, a low, angry voice came from behind.

"We went through so much trouble to lure your cousin out of the city, kill him, and then find this imposter to impersonate him!"

"I've even pulled strings with the City Lord's Real Estate Office. As long as that imposter signs the property transfer documents, this house, worth 300 million fiat currency, will become ours!"

"But of all times, you lost him at a time like this!!"

"Mom, I never imagined that the country bumpkin would actually cut the quilt into a rope and climb down from the third-floor window!"

"He clearly doesn't even know how to read, who would have thought he would know such a trick."

"Shut up! You idiot!! I already told you to give him some hallucinogenic drugs and lock him up in the basement, but you insisted on locking him up on the third floor."

"Damn it, why didn't you seal the windows before locking people up?!"

"...Mom, there's no point in saying anything now. We need to find them as soon as possible."

"That's three million yuan of our family's currency!!"

"...Phew~~~ Okay, let's call your dad back first, and then we'll hurry up and post a missing person notice at the Adventurers' Guild."

"That damned little bastard, once I get the house, I'm going to kill him!"

Upon hearing this, Lynn's eyelids twitched, and then she crouched down and nimbly slipped away along the other side of the path.

Once they reached the main road, Lynn searched for the carriage platforms while muttering to himself:

"Those two bastards are going to the Adventurers' Guild to find me? That's going to be a bit tricky."

After saying that, Lynn silently muttered to himself:

"It seems we need to activate the skill system quickly."

Thinking of this, Lynn silently counted '1' and opened the system that had appeared in his eyes after he transmigrated.

[Ding! Command received. Adventurer, skill level system is now activated.]

To open the panel, type '1'; to upgrade, type '2'; to downgrade, type '3'; to return to the previous level, type '0'.

[Ding! No skills detected. System failed to open. Adventurers, please acquire skills as soon as possible and open the skill panel.]

Seeing the failed option to open, Lynn shrugged, patted his pocket, took out the coins he had brought from property number 321, and then boarded the carriage leading to the Adventurers' Guild.

The goal is to become an adventurer and escape to the dungeon to avoid the debts before those two wicked female ghosts post the guild's missing person quest!

Chapter 2 110 million, buy a lawyer's dream!

After riding the horse-drawn carriage for eight stops, Lynn quickly got off at the driver's suggestion and went to an open space.

He looked up and saw a huge building, about six stories high, with a gray and white color scheme, resembling a church.

And this is the headquarters of the Adventurers' Guild in Mona City.

The adventurers' guild is headquartered in the middle of a crossroads.

To the left is the bustling East Street, also known as the food street, while to the right is South Street, a street lined with vendors selling equipment, medicines, and groceries for adventurers.

The Adventurers' Guild headquarters is located right in the middle of two streets, in the most crowded area.

Orcs, elves, fairies, and all sorts of adventurers roam these two streets.

After Lynn got out of the car, he glanced at the crowd and found that there were quite a few people wearing masks and trench coats. At least a third of the people had taken measures to conceal their identities.

Upon seeing this, Lynn's eyes darted around, and he turned and walked toward South Street.

Within minutes, Lynn returned wearing a gray cloak and a bat mask that only covered the upper half of his face, and then stepped into the Adventurers' Guild on the first floor.

Pushing open the row of doors, Lynn entered the lobby on the first floor. She looked around and then walked to the counter in the center of the guild, where she found the orc counter staff wearing double-breasted uniforms.

Judging from the white fox ears on its head, it should be a fox-type beastman, which is relatively rare among beastmen.

Lynn, seeing this race for the first time, was slightly stunned for a moment, then forced himself to remain calm and stepped forward to ask:

"Hello, I'd like to inquire about how to apply for Adventurer status?"

The fox-eared girl at the counter looked up at Lynn, then quickly brushed aside the silver hair that had fallen over her temples while she was working at her desk, and gave a prompt reply:

"By bringing the resident certificate issued by the city lord's mansion and paying five thousand legal coins and one hundred guild contribution points, you can become an adventurer."

"If you do not have a resident certificate, please go to the city resident counter on the left to pay the fees, register for certification, and obtain a tax payment certificate."