Douluo Continent: Changing just one word ruined the entire character's persona.

Chapter 189 Forced Loans and Loans: Yu Xiaogang Sheds Tears of Humiliation

"Come on, raise your hands and show more, make sure it's comprehensive."

"Bend over!"

"Lie down!"

"Crouch down!"

……

"Hurry up, isn't that enough?"

……

"There needs to be enough."

"Look up, and lift your hair up."

……

Tang San waited quietly at the door of the room.

He strained his hearing to the limit, constantly trying to figure out who the person inside was.

The more he listened to the voice inside, the more he felt it was his adoptive mother, Yu Xiaogang.

What exactly is going on?

Could it be that his adoptive mother, Yu Xiaogang, also took out a loan there?

Finally, Yu Xiaogang's image was completely captured using the image-recording soul tool inside the room.

She quickly put on her clothes, as if she, Yu Xiaogang, hadn't been the one photographed naked just now.

"What is the interest rate for this loan?"

The sounds inside continued.

"Our interest rate is very low, generally the lowest in the industry, and you only need to pay it off within one year."

The lender quickly replied, "There won't be any problem paying it off within a year."

……

"Why aren't the people inside coming out yet?"

Tang San asked the person next to him with some confusion,

The lender responded quickly.

"They must have finalized all the details before releasing it, since the image-recording soul tool inside has already captured the images. This is to reassure loan applicants."

Tang San nodded and continued listening to the sounds inside.

He became increasingly certain that the person inside was Yu Xiaogang.

What are the industry's minimum standards?

"I haven't had any experience with this, so I'm not entirely clear on it."

Yu Xiaogang was completely bewildered, as he had absolutely no experience with loans.

"Nine departures and thirteen returns, a year has passed."

"Nine out and thirteen back?"

Yu Xiaogang repeated it, but still didn't understand what it meant.

"It means you borrow 100,000 but only receive 90,000, but you'll need to repay 130,000 when it's due."

"This is the meaning of 'nine out and thirteen back'."

The lender explained to him with a smile,

Yu Xiaogang's eyes widened instantly.

"I'll lend you 100,000, but I'll only give you 90,000!"

"I still have to pay back 130,000 in the end."

"That means I borrowed 90,000, and after one year I need to repay 130,000, plus 40,000 in interest!"

"It's almost fifty percent!"

"This is way too dark!"

"I'm not taking out a loan anymore! I'm not taking out a loan anymore!"

"Delete the photos inside, I'm not taking out the loan!"

Yu Xiaogang immediately tried to snatch the image-recording soul tool.

The loan shark quickly retreated; he had been prepared, and there was no way Yu Xiaogang would get his hands on him so easily.

Even if he wasn't prepared, Yu Xiaogang wouldn't have been able to snatch it easily.

After all, the strength of both sides is there.

"Listen to me first, this is really one of the most ethical loans available."

"We have a nine-out-and-thirteen-out system, and in some places it's five out-and-fifteen-out, which is equivalent to a two-hundred-hundred-year interest rate."

"Even more outrageous are those where one performance yields twenty returns,"

"They said they'd lend 100,000, but the first round of fees was 20,000, the second was 30,000, and the fourth was 40,000. In the end, I only received 10,000, but they said I had to repay double. So even though I only received 10,000, I felt like I borrowed 100,000."

"We're already being very ethical."

The lenders continued their patient and persuasive tactics.

Yu Xiaogang was stunned, completely bewildered. He hadn't expected the loan process to be so complex.

"How is it?"

"Go ahead and take out a loan. I know you must have something really important to do."

"It's a great deal." Yu Xiaogang ultimately shook his head.

"I'm not lending it out anymore. Get rid of the photos."

"Not lending anymore?"

The loan shark, who had initially appeared kind and gentle, quickly changed his expression.

"I'm sorry, you have to take out this loan whether you like it or not."

"Things aren't as easy as you think."

"You have to take out this loan, whether you like it or not!"

Yu Xiaogang leaned back abruptly, slamming his head against the door with a thud.

"This is forced lending!"

"Say what you want. If you don't want the loan, then we'll release all the photos you just took right now."

The lender shrugged, showing no fear.

He then took out a pre-prepared contract from the drawer.

"Don't worry, as long as you return our 130,000 gold soul coins in a year, nothing will have happened today."

Tears of humiliation streamed down Yu Xiaogang's face.

She gently bit her lip, then slowly stepped forward and signed the contract that was both financially and morally humiliating.

For the sake of her breasts,

In order to make Liu Erlong not dislike him

In order to please Liu Erlong,

She gave it her all!

"alright!"

The lender smiled with satisfaction when he saw the contract had been signed.

He casually took out a storage bracelet from another drawer, which contained 90,000 gold soul coins.

"What you need is inside."

"Just pay the money back within a year."

"Even if you want to repay the money now, it will still be 130,000 gold soul coins."

"Go ahead, there's a big client waiting outside, don't keep them waiting."

The loan shark immediately opened the door and kicked Yu Xiaogang out.

The room door opened,

Yu Xiaogang's body was revealed, and the godmother and godson looked at each other.

"The other woman!"

When Tang San saw that familiar figure, his eyes widened instantly.

"Stepmother!"

"What are you doing here!"

"You're the one inside who took out the loan!"

"you……"

"you……"

"You took out a loan using your naked body as collateral!"

Yu Xiaogang closed his eyes, wishing he could die on the spot.

Embarrassing

It's so embarrassing!

How could it be that he was caught doing something like this by the mistress?

Especially at times like this!

"Godmother, what do you need a loan for?"

"Are you planning something big?"

"Tell me!"

"I'm sure I can help you."

Hearing Tang San ask this question,

Yu Xiaogang buried his head even deeper.

She desperately wanted to bury her head deep in her chest.

But when she looked down, she realized...

I don't have it at all.

Legend has it that those who can't see their toes when they look down are the most beautiful women in the world.

But I couldn't even see my toes.

You can see their heels.

"Stepmother?"

Tang San called out again tentatively.

What do you need the loan for?

Yu Xiaogang gently shook his head.

"It's nothing."

"So, you're here to get a loan too?"

What do you need the loan for?

She quickly changed the subject, steering the conversation towards Tang San.

Tang San, of course, showed no sign of embarrassment whatsoever.

Even before his gender was changed, Tang San, this usually reserved and secretly passionate man, was already gradually changing.

But since the gender reassignment...

Tang San completely let himself go.