Swallowing the Stars, Hu Yanbo's Pre-Godhood

Chapter 153 Virtual Loans, Real-World Loans Too!

Hu Yanbo then took out Tianhua Venerable's treasures as well, placed them on the stone plate for evaluation and exchange.

The top cosmic overlord's net worth is indeed incredibly high, almost equivalent to the total net worth of the previous twenty-odd ordinary overlords!

One person alone contributed over 150 Treasure Points!

"In this way, the total treasure points will reach about 309 points." Hu Yanbo nodded slightly.

Then Hu Yanbo took out the psychic weapon treasure he had previously obtained from the 79th Peak Treasure and exchanged it. This treasure was quite valuable and added 7 treasure points to his account.

"A total of 316 Treasure Points." Hu Yanbo frowned slightly. "Still a bit short!"

"To exchange for five top-tier treasures, you need at least 392 Treasure Points, and you're still 76 points short!"

Everything that can be redeemed is here.

The remaining treasures—the Xuan Tian Palace (a high-grade, top-quality flying palace-type treasure), the Golden Lotus Divine Armor (a peak-grade armor), and the Night Armor (a top-tier soul-type treasure)—are the foundation of his livelihood and must absolutely not be sold!

However, Hu Yanbo had already planned ahead, and he turned around and walked out of the main hall.

At the entrance of the main hall, Venerable Guiyi was indeed still waiting there.

Upon seeing Huyan Bo, Venerable Guiyi stepped forward and said, "Venerable Hunmie, if there are no other important matters at the moment, my teacher, the Lord of Chaos City, wishes to see you."

Hu Yanbo's heart skipped a beat; he had just realized it!

He had previously guessed that the Chaos City Lord wanted to see him!

As for why the Lord of Chaos City did not directly summon him through the virtual universe system, but instead had Venerable Guiyi guide him?

Perhaps it was because after he submitted his application to exchange for the treasure, the Lord of Chaos City suddenly had the idea of ​​having a face-to-face meeting with him.

Some things, when communicated through the virtual universe, are ultimately not as direct and solemn as face-to-face conversations.

Moreover, he is a member of the Cosmic Mercenary Alliance.

"Venerable Guiyi, I have urgent business to discuss with the city lord," Huyan Bo said, bowing. "Please lead the way."

"Please follow me." Venerable Guiyi nodded and led the way for Huyan Bo again, heading towards the Chaos Ruins of the City Lord's Mansion.

Chaos Ruins is like the ruins of an ancient battlefield, with endless, desolate land and huge corpses of all kinds of strange shapes everywhere.

Some corpses were as large as planets, while others were as small as humans, but regardless of size, each corpse exuded a terrifying aura that made one's heart tremble. It was the residual pressure left behind after the fall of beings who were at least cosmic lords or even higher levels in life.

If a weaker realm lord or immortal were to come here, they would probably be instantly overwhelmed by the terrifying aura emanating from these corpses and their minds would crumble.

But for Hu Yanbo, whose will and consciousness were already comparable to those of the Lord of the Universe, these pressures were like a gentle breeze.

His gaze swept calmly across the vast land, finally settling on what lay ahead.

There, a tall, robust figure, about three meters in height, stood with his back to him.

He wore a set of dark red armor that looked ancient but contained endless mysteries. Just by standing there, he seemed to be the center of the entire Chaos Ruins. Countless traces of the primordial laws of the universe flowed naturally around him. Although the terrifying aura of someone who had experienced endless slaughter and controlled life and death was restrained, it could still make people's souls tremble.

The figure slowly turned around; it was none other than the Lord of Chaos City!

"Huyanbo," the Lord of Chaos City said.

"Although we do not know what astonishing events happened to you tens of thousands of years ago that brought about such a transformative change in you."

He didn't press for details. At his level, he knew that there were countless opportunities in the universe, and every strong person had their own secrets.

He only cares about the results.

"But without a doubt, your current true combat strength is already comparable to that of the Lord of the Universe, and in some aspects even surpasses it."

"I wonder if you would be willing to leave your legacy in Chaos City—a Chaos Stele, so that future generations can observe and learn from it, and strengthen the foundation of our human race."

Hearing the words of the Lord of Chaos City, Hu Yanbo couldn't help but feel a sense of emotion.

He truly hadn't expected that the Lord of Chaos City had summoned him for this very reason.

As expected of the Chaos City Lord who prioritizes the interests of the clan and is selfless!

The Chaos Monument is a treasure of the human race. It stands in Chaos City and is engraved with the insights of the top experts of all ages into the laws of the universe.

The cosmic overlords within the race are already qualified to create the Chaos Monument.

After all, some lower-level Chaos Monuments only have about 24 levels of the Heavenly Bridge.

Those who can cross the 24-story Sky Bridge will generally possess the strength of a cosmic overlord.

As for the fact that there are quite a few cosmic overlords among the human race, why are there only 52 Chaos Monuments to date?

The reason is that many cosmic overlords have actually followed the path of the existing 52 Chaos Monument masters to cultivate. Their foundation and system have not broken away from the framework of their predecessors. Even if they have made some innovations, they have not been able to form a completely new and complete inheritance system that is enough to establish a new school.

Therefore, although many powerful individuals possess the strength of overlords, they are not qualified to create new Chaos Monuments.

Otherwise, if the goal is simply to comprehend the laws, then a simple combination of the eight lower-level laws and two higher-level laws would not require the use of 52 Chaos Steles.

It's like facing the same vast starry sky; different astronomers will use different theoretical models, observation methods, and focuses to study it, and the resulting cognitive systems and research results will be quite different.

Hu Yanbo, however, had his own unique perspective in the eyes of the Chaos City Lord.

Without insight, how can one possibly imitate and learn the strongest secret technique of the Lord of the Universe based solely on the Venerable One's understanding?

"Alright!" Hu Yanbo agreed without much thought.

Although his greatest reliance was the advance payment system, the support and protection provided by his community were equally indispensable on his path to adulthood.

Without the support of his clan, he could never have acquired his current strength so smoothly and quickly.

He felt obligated to reciprocate the kindness shown to him and contribute a unique legacy to his community.

"Very well!" The Chaos City Lord smiled broadly upon seeing Hu Yanbo's quick agreement. "Since you agree, all expenses for creating the Chaos Stele will be borne by the clan!"

The Lord of Chaos City was in a good mood. The 52 existing Chaos Steles had nurtured countless powerful individuals for the human race and were one of the cornerstones of the race's prosperity.

Each additional Chaos Monument containing unique insights means potentially opening another path to becoming a powerful individual, attracting and cultivating a more diverse range of talents!

In the vast universe, there are different types of geniuses. Perhaps there are some unparalleled geniuses whose ways of thinking and their paths of enlightenment are not entirely in line with the existing Chaos Monument.

Seeing that the Lord of Chaos City was in a good mood, Hu Yanbo took the opportunity to speak: "Lord, I have a request."

"I wonder if we could temporarily borrow some of the treasure points from the tribe?"

Hu Yanbo originally wanted to ask the Chaos City Lord directly if his clan would give him any routine resources, given that his current combat power was comparable to that of a universe master.

Just like how one usually receives a top-tier treasure weapon as a congratulatory gift after being promoted to a high position.

But then I thought, such gifts usually only happen after one has formally broken through to the Lord of the Universe, according to the rules and regulations of humanity.

Does he still hold the title of "Venerable" in the eyes of the Chaos City Lord and the Giant Axe?

After all, since it involves a gift from the tribe, it depends on the attitudes of these two people.

Therefore, the prevailing opinion is that it's better to avoid trouble.

Since the system is borrowing from the future, it needs to be repaid;

In reality, turning it into a loan is perfectly reasonable!

There are countless paths to the great road, but I alone am supreme!

However, the Lord of Chaos City was slightly taken aback when he heard Hu Yanbo's words.

Although he didn't pay special attention to how many treasures Hu Yanbo exchanged in the Hall of Contribution, Hu Yanbo had actually killed twenty-three universe overlords!

The spoils of war captured must be an enormous fortune!

Why do I still need to borrow money?

Seeing the fleeting doubt in the eyes of the Chaos City Lord, Hu Yanbo activated a wisp of divine power.

hum!hum!hum!

Three figures, exuding powerful auras but with submissive and obedient eyes, instantly appeared beside Huyan Bo.

It was those three cosmic overlords from vassal races whom he had enslaved in the Nine Netherworld!

"This junior is willing to use these three servants of the cosmic overlords as collateral to temporarily borrow treasure points from the clan!" Hu Yanbo said solemnly. "The three of them all possess considerable combat power and can serve the clan temporarily. They will be retrieved after this junior returns the treasure points."

The Lord of Chaos City couldn't help but twitch slightly at the corner of his eye as he looked at the three cosmic overlords before him.

Good guy!

This Huyanbo not only killed twenty-three overlords, but also enslaved three of them with their souls!

And they're even planning to use the "dominant servants" as collateral for this loan?

Even with the extensive knowledge of the Chaos City Lord, this operation was quite novel.

To be honest, enslaving a cosmic overlord with one's soul is not that difficult for someone like the Lord of Chaos City, who stands at the pinnacle of the universe.

For some ordinary universe lords who are not proficient in the way of the soul, it would be difficult to enslave the overlord, but for the Chaos City Lord, it is not difficult!

But the problem is, he can't do that!

Beings at the level of universe masters, especially leaders of the most powerful races, are constrained by many invisible rules and cannot arbitrarily enslave the souls of universe overlords. Otherwise, it will inevitably cause turmoil across the universe and the frenzied retaliation of hostile races.

This also makes soul servants of the cosmic overlord level extremely rare and precious.

A multitude of thoughts flashed through the Chaos City Lord's mind in an instant: "Wouldn't this mean our race would suddenly have four more usable cosmic overlords?"

"(Below Huyan Bomo was the original King of the Mirror, plus these three) Moreover, with the genetic level of King of the Mirror's special life, if his understanding of the laws can be further improved in the future, it is very likely that he will reach the level of a top overlord."

Of course, for a race, a hegemon is ultimately just a seed for the birth of a cosmic master!

Only the true ruler of the universe can be considered the pillar of the highest level of the race and be qualified to participate in core decision-making.

But the Overlord is, after all, the top-of-the-line among conventional weapons. When the Lord of the Universe is not needed, the more Overlords the better!

The Lord of Chaos City slowly shook his head: "Please wait a moment."

Hu Yanbo waited quietly as instructed.

A moment later, the Lord of Chaos City refocused his gaze on Hu Yanbo and said, "I have discussed this with Giant Axe."

"Giant Axe believes that, based on your current combat prowess, you can already be considered a master of the universe!"

Hu Yanbo's heart stirred, and he waited for what was to come.

The Lord of Chaos City continued with a smile, "And according to the rules of my human race..."

"Every newly appointed Lord of the Universe who is recognized by the race receives a congratulatory gift from the race, the value of which is usually equivalent to a top-tier treasure weapon."

His gaze, filled with inquiry, turned to Huyan Bo: "I wonder if this top-tier treasure weapon (worth approximately 80-100 treasure points)..."

Will the gift be enough to make up for your current shortage of Arcane Points?

Can Huyan Bo be considered the "master of the universe"?

According to the Chaos City Lord and the strongest of the Giant Axe!

He's at least significantly stronger than the three powerful figures, including the Palace Master of the Heavenly Eclipse Palace!

It should be noted that in the original work, before Luo Feng became a Universe Venerable, he was able to rival the strongest World Tree by relying on his self-created ultimate secret technique.

Once you become a Venerable One, you can immediately face off against a second-order universe master like the Lord of Banff!

This suggests that the combat strength of the most powerful cosmic overlords should be at least at the threshold of a first-order cosmic lord.

Hu Yanbo's performance was a swift and decisive victory over the top overlord, Venerable Tianhua!

This combat power is definitely much stronger than that of an ordinary first-order universe lord!

Hu Yanbo pondered for a moment: "Thank you for your kindness, City Lord and the founder of the Giant Axe! This gift can indeed solve my urgent problem."

However, I would like to borrow another 100 Treasure Points from the clan temporarily, just in case!

"Uh—" Upon hearing this, the Lord of Chaos City's eyes flashed with curiosity.

The legacy of 23 cosmic overlords and a top-tier treasure weapon are not enough for Hu Yanbo to purchase the treasure he wants.

What do I need to exchange for?

Could it be that you've set your sights on some supreme treasure, a high-class palace?

Thinking of this, the Lord of Chaos City did not think that Hu Yanbo was greedy. On the contrary, he thought that Hu Yanbo was thoughtful. After all, if he had a good high-level palace treasure, Hu Yanbo would be almost impossible to kill in the primordial universe as long as he could hide in the palace in time.

So he smiled and nodded, saying, "Alright. Since you have this need, the clan will naturally support you. In addition to the share of the top-tier treasure weapon given to you (calculated at a maximum of 100 treasure points), the clan will lend you another 100 treasure points."

The Lord of Chaos City pondered for a moment: "This loan has a term of one thousand epochs. Within one thousand epochs, you only need to repay 100% of the principal."

The payment requires 110 Treasure Points, including 10 Treasure Points in interest. Interest will accrue separately for any overdue payments.

A thousand epochs is not a long time for a super strong person, and the interest of 10 treasure points is not high!

Huyan Bobing was overjoyed and solemnly swore again, "Thank you, City Lord!"

He then prepared to take his leave.

Just as he turned around, the Chaos City Lord's voice, tinged with a mixture of helplessness and amusement, rang out: "Wait, Huyanbo."

"You really want to bring the slave trade to me, huh!"

"Take your three servants with you! The clan lent you treasure points, not as collateral!"

Upon hearing this, Hu Yanbo was taken aback at first, then chuckled sheepishly and quickly cupped his hands in apology, saying, "It was my oversight; I was just too happy to think it through. Thank you for the reminder, City Lord!"

With a thought, Bing retrieved the three cosmic overlord servants back into the world ring.

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