Reborn as a landlord in Shanghai

Chapter 122 Paying Back the Financing Debt from HSBC

To be honest, Mao Xiaoyu didn't want to sell Tencent's shares at such a low price. She hoped that her shares could be on par with Ma Huateng's. However, Mao Xiaoyu still owed HSBC HK$180 million.

With so much money, not to mention the principal, the monthly interest alone would be substantial.

It was precisely because she had borrowed so much money that Mao Xiaoyu calmed down and realized that some wealth was not something she could control right now.

Not to mention, if Zhang Lei didn't buy the Tencent shares held by Mao Xiaoyu, by the time Zhang Lei had bought up all the Tencent shares on the secondary market...

The company's stock.

Then Tencent's stock price will definitely come down, Mao Xiaoyu doesn't need to doubt it, she knows the answer.

So after thinking it over, Mao Xiaoyu finally agreed to Zhang Lei's acquisition in order to prevent problems with her debts.

Furthermore, Mao Xiaoyu assigned Du Yue some tasks to prepare for the future.

After all, Du Yue and Peng Yu had already started the immigration process, and they would be helping him with his work for the next month or two at most.

When the time comes, he and the two of them will only be able to remain as partners.

In the future, when we hire them, we need to offer them higher prices than outsiders, otherwise it will affect our cooperation.

There's no way around it; sometimes people's hearts change. For example, Du Yue and Peng Yu are grateful to Mao Xiaoyu now, which is why they helped Mao Xiaoyu with this job. But once they start making money, that gratitude will change. So, if they become partners in the future, they can only do business as usual. If they can't work together, they might even break up in the end.

After Zhang Lei received 10 million Tencent shares from Mao Xiaoyu, he immediately instructed his secretary to send an official letter to Tencent that very evening.

He told Tencent that he owned more than 1400 million Tencent shares.

As a significant shareholder, I hope to meet with Tencent's boss, Ma Huateng, to discuss the company's future development.

Zhang Lei also sent his resume to Ma Huateng to increase his chances of meeting him.

As for when Tencent will receive the official letter and when it will agree to let Zhang Lei meet with Ma Huateng, that will be a matter for several days later.

On Thursday, Mao Xiaoyu resumed her studies, while the stock market experienced dramatic changes.

For the first three days, Du Yue and Peng Yu kept Zhang Lei's trader hanging, ensuring the stock market only rose and never fell, although they didn't let Wang Xiaoyu make any money—

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It didn't amount to much, but it also caused Tencent's stock price to rise every day for the past three days, and those retail investors who followed the trend were like fools, buying a lot of shares.

Little did they know that as soon as the market opened on Thursday morning, Du Yue and Peng Yu began to sell off Tencent shares one after another while the price was high.

Those retail investors had no idea that Zhang Lei had already bought all the shares, so when they saw Tencent's shares being sold, some of them immediately bought them up.

However, if there are too many sell orders and too few buy orders, then the stock price will be problematic.

And so, Tencent's stock price slowly rose from 10.05 yuan, 10.03 yuan, 10 yuan, 9.8 yuan, 9.7 yuan, 9.6 yuan, and so on.

It slowly falls down.

Du Yue and Peng Yu were not in a hurry, and they quietly sold off Tencent shares every now and then.

Sometimes, when prices are too high to sell, Tencent's stock price will naturally be lowered before it is put back on the market.

Moreover, Du Yue and Peng Yu did not take back a single share of the stock. They ran around for a whole day and directly caused Tencent's stock price to drop from 10.05 yuan to 7.9 yuan.

On that day, Du Yue and Peng Yu sold 10 million shares of Tencent stock, earning HK$108.73 million.

In other words, Du Yue and Peng Yu sold 10 million shares of Tencent stock at a price of 10 yuan per share in just one day.

At this time, Mao Xiaoyu had a total of HK$232.84 million in her two securities accounts, as well as more than 16.8 million shares of Tencent A-shares.

When the Hong Kong stock market opened on Friday, Du Yue and Peng Yu continued to sell Tencent shares as usual, but this time the amount sold was not as much as on Thursday.

However, due to the excessive selling yesterday and the widespread plunge in stock prices, even if Du Yue and Peng Yu sold less today, a considerable number of retail investors followed suit and sold their shares. This action caused Tencent's stock price to continue to fall.

After a morning of selling, Tencent's stock price dropped from 7.9 yuan to around 7 yuan by noon. At this point, Du Yue and Peng Yu felt that the stock price had reached its limit, so in the afternoon, they began to buy up shares on a large scale in the stock market.

By the time the market closed at 4 p.m., thanks to Du Yue and Peng Yu's large-scale buying spree, Tencent's stock price had returned to around 7.64 yuan. At this point, Mao Xiaoyu's two accounts held a total of 22.4 million Tencent shares, which was 4.4 million fewer than the 26.8 million shares held on Wednesday.

However, the funds in both accounts have increased considerably. Currently, Mao Xiaoyu's funds in both accounts total 1...

HK$98.47 million.

The reason so much money could be set aside was at Mao Xiaoyu's request, because in Mao Xiaoyu's view, he had been targeting Tencent's stock for some time, causing Tencent's stock price to fluctuate wildly.

It's fair to say that Tencent has already squeezed out most of its profits, making it difficult to squeeze out any more. Therefore, Mao Xiaoyu plans to pay off the HK$180 million she owes to HSBC first.

To repay the money owed to HSBC, some stocks had to be sold. At the time, the idea was to sell them to Zhang Lei, but Zhang Lei didn't want that many stocks, so the only option was to sell them on the market.

Now is the perfect time to sell on the market while the stock price is high. This not only allows you to raise funds but also lets you sell the stock at a high price, which is a win-win situation.

So after settling the accounts on Friday afternoon, Mao Xiaoyu formally submitted a repayment to HSBC, and finally paid off the 180 million yuan financing debt, plus about 127 million yuan in interest and handling fees. In this way, she got back the 3 million yuan deposit for the second financing, and finally Mao Xiaoyu's account had 20.2 million Hong Kong dollars.

Mao Xiaoyu currently has two accounts. Her personal account still holds 11 million Tencent shares, all of which she used to pay off debts. Meanwhile, Orange Navigation Company not only owns 11.4 million Tencent shares, but also holds the final HKD 20.2 million in its account.

Looking at the money and stocks that she finally received, Mao Xiaoyu felt a little numb.

I've only been here for a month and a half, and the money I brought with me was only HK$20 million.

In just a month and a half, he not only lost another HK$20 million, but also acquired 22.4 million shares of Tencent.

Based on Friday's closing price, this Tencent stock was worth over 180 million.

In addition, there was the HK$1143 million he took a few days ago. If you calculate it this way, he actually made nearly HK$2 million in Hong Kong in just one and a half months.

But the question is, how exactly did I earn it? It feels a bit inexplicable that I've earned so much.

Mao Xiaoyu thought about it seriously and realized that there were many reasons why she earned this money.

First, he was able to earn so much money because he found two genius traders, Du Yue and Peng Yu, to manage his trades.

This should be the most important thing!

Secondly, there was leveraged financing. It was precisely because of the large amount of financing that the stock price doubled, allowing him to earn double the money.

Without leveraged financing, even if you bring HK$20 million to Hong Kong and double or triple it, you'd only have HK$40 million or HK$60 million. It's impossible to earn nearly HK$200 million.

Third, I was lucky. When I came to Hong Kong to buy Tencent shares, it was just when Ma Huateng and a group of original shareholders were selling off a large number of shares. This was the lowest point for Tencent shares.

Luckily, during this lowest point, I acquired the stocks I wanted and met Zhang Lei, a wealthy person who also wanted stocks, so I sold my stocks at a high price.

It took all this back and forth to earn such a large sum of money, so it's no exaggeration to say that I'm lucky.

Thinking of this, Mao Xiaoyu couldn't help but think of Zhang Lei. She wondered if Zhang Lei regretted buying Tencent shares at a high price after seeing how much Tencent's stock price had fallen in the following two days.

Thinking about how he could make money from this man who would later be known as the man behind the Internet, Mao Xiaoyu felt quite accomplished. Of course, when he had more Tencent stock than Ma Huateng, his sense of accomplishment would be even stronger.

"Achoo, achoo."

Because of Peng Xiaoyu's nagging, Zhang Lei, who was eating dinner, couldn't help but sneeze twice.

Touching his nose, Zhang Lei glanced at his secretary beside him and asked, "Xiao Lin, have we received a response from Tencent after sending out our official letter?"

"Boss, I've checked several times a day, but there's still no email from them," Secretary Lin quickly replied upon hearing Zhang Lei's question.

"It's been two days already, why haven't they replied? Did you send it to the wrong person?" Zhang Lei said speechlessly.

"It definitely won't be sent to the wrong address. Maybe they have a lot of emails and haven't seen it yet. Should we send it twice more?" Secretary Lin asked cautiously.

"Alright, alright, let's wait two more days. If we still haven't received the message in two more days, then send it to them twice more."

Zhang Lei thought about it. Although he really wanted Secretary Lin to send another official letter to the other party, he ultimately suppressed the idea. After all, sending official letters too frequently would easily devalue them.

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Furthermore, Zhang Lei wanted to see how quickly Tencent responded. Although he was optimistic about the development of Tencent's QQ, he also needed to know if Tencent had any internal problems. If it took 10 days to half a month to get a reply after he sent his email, it meant that the company's management was also incompetent.

Then I'll have one more point to make. If Ma Huateng doesn't change things, it means his management skills are lacking. No matter how good the QQ product is, problems will still arise in the future. Then I'll have to think about whether or not to invest in Tencent.

Upon hearing Zhang Lei's words, Secretary Lin quickly replied, "Okay, I understand."

"By the way, how's Tencent's stock doing lately?" Suddenly, Zhang Lei thought of Tencent's stock. Although he wasn't buying it, he still asked casually.

"This—" Secretary Lin looked troubled.

"Go ahead and say it, what are you afraid of? At worst, we'll just lose some money. We're not investing in Tencent for short-term gains; we're looking at long-term plans," Zhang Lei said calmly.

"Since we stopped acquiring shares on the secondary market, Tencent's stock price has dropped. It was still a little over 7 yuan when the market closed tonight," Secretary Lin said in a low voice.

Upon hearing Secretary Lin's words, Zhang Lei remained silent for a long time. Secretary Lin secretly glanced at him and saw that Zhang Lei's face looked unpleasant, which made Secretary Lin even more hesitant to speak.

"It was probably done by someone, just like when we acquired the company. There was human interference, which also led to the generally high prices we paid for it. And according to my analysis, these people might actually be Mao's men."

"The timing was perfect, as if they knew we wouldn't be buying stocks on the stock market anymore. So I think Mr. Mao sold us Tencent shares at a high price, and then bought them back on the stock market at a lower price," Secretary Lin explained.

Upon hearing this, Zhang Lei was at a loss for words. Then, thinking back to Supervisor Qi's evaluation of Mao Xiaoyu, he finally understood why the evaluation was like that.

It seems I've learned a lesson this time. From now on, I'm only suited for investing; I'm not cut out for stirring up trouble!

"Alright, let's not talk about this anymore. Whether it's true or not is none of our business. After all, we've already achieved our goal," Zhang Lei said sourly.

These words sounded like they were meant to comfort Secretary Lin, but more like they were meant to comfort himself.

"Understood, boss." Secretary Lin had no choice but to agree when he saw Zhang Lei pretending to be fine.

"Remember, keep an eye on your email these next two days. If Tencent sends you any messages, you must let me know," Zhang Lei instructed again.

"Understood, boss," Secretary Lin replied once again.

After giving instructions to Secretary Lin, Zhang Lei fell into thought, pondering how he could turn the tables on Mao Xiaoyu.

Perhaps we should remind Ma Huateng next time we meet that as a shareholder of Tencent, it's unacceptable for him to allow others to stir up trouble regarding Tencent's stock.

Next time, remind Ma Huateng to announce the repurchase of Tencent's shares and see how he can make money from Tencent's stock in the future.