Reborn as a landlord in Shanghai

Since she was short of money and decided to use her parents' barbershop property certificate as collateral, Mao Xiaoyu didn't delay. The next day, she went to the fake certificate dealer she had met before and spent 150 yuan to make a new property certificate.

This fake property certificate, although new, is far inferior to the one at home. It doesn't even resemble the real one by 6. Not only does it look brand new, but the information inside is also full of loopholes. Even without opening it, if you pay attention, you can tell the difference.

But that's enough for Mao Xiaoyu. After all, who would take out their property certificate and look at it twice a day if they had nothing else to do? Many people get their property certificates back, lock them in a safe, and rarely look at them for years.

The same goes for their own property certificate. Anyway, Mao Xiaoyu has never seen her parents take out the property certificate to look at. Since that's the case, they'll just put a similar one in there now. She believes that they won't find any problems in the short term.

In Mao Xiaoyu's view, once the demolition compensation comes through in the next few months, she can simply return the money, get the property certificate back, and then put it back.

Of course, even if they find out, it's not a big deal. The deed is done anyway, and if they find out in the end, we can just make up another excuse. Are our parents going to beat us to death?

It was precisely because of this mindset that Mao Xiaoyu dared to so blatantly issue fake property certificates.

…………

Because she had other things to do in the afternoon, Mao Xiaoyu took the fake property certificate and went straight home with the salted goods after getting them. When she arrived home, her parents were not there, so Mao Xiaoyu put the salted goods at home.

Then, he took out the property certificate for his parents' barbershop and his parents' ID cards from his family's safe. He then took his parents' ID cards downstairs and made dozens of copies.

As for why so many copies of the ID cards were made, Mao Xiaoyu was thinking that she might need to use her parents' ID cards for some reason sometime in the future, and since she had the opportunity, she might as well make more copies and get it done in one go.

After finishing all that, Mao Xiaoyu took the family's property certificate and copies of her parents' documents and quietly slipped away.

He then went straight to the building where Li Mingyue worked and called her, asking her to come out for a moment.

After arranging to meet Li Mingyue, he immediately produced his father's property ownership certificate, his father's ID card, and a loan application signed by himself and his father, requesting a loan of 120 million yuan.

At first, Li Mingyue hesitated for a moment. After all, the signature of the borrower looked a bit fake. She guessed that it was Mao Xiaoyu who had signed it. But after hesitating for a while, she finally nodded and agreed to Mao Xiaoyu's loan.

After all, with a 1.5% rebate and a loan of 1.2 million, Li Mingyue would receive 18,000 yuan. That's a lot of money, which is really hard to part with. Moreover, there's nothing wrong with the loan application. At most, she can just pretend she's been scammed. After all, who would have thought that a son using his father's property certificate to apply for a loan would be a fake loan?

Moreover, this kind of thing is too normal all over the country. Even if problems arise, it has little to do with Li Mingyue. In the end, it is still the ordinary people who pay the bill, and the lending institutions will still collect money as usual.

With Li Mingyue's consent, Mao Xiaoyu breathed a sigh of relief, then handed the documents in her hand to Li Mingyue and rushed to the hospital to begin her afternoon of rescuing people.

…………

Life is like fleeting clouds; sometimes we cherish it, and sometimes we live it in vain. Mao Xiaoyu's time just passed by day by day.

Because she doesn't have enough money right now, Mao Xiaoyu can only wait for the loan to be approved every day. Once the loan is approved, she will first give the remaining amount of the house payment to the previous owner of the house, and then use the remaining money to buy a new house the next day.

However, because the amount of funds is too small, sometimes after paying off the previous owner's mortgage, the remaining funds are simply not enough to buy a house. This also means that Mao Xiaoyu cannot even afford to buy a house in a day.

This progress was too slow, and Mao Xiaoyu had no good solutions. She could only anxiously wait for the next day to pass. As for Guo Xiaoyan, the reduced purchasing power of Mao Xiaoyu meant that she could free up her subordinates to go out and run deals.

After her subordinates finished surveying the properties and obtained information on the number and prices of the houses, Guo Xiaoyan, at Mao Xiaoyu's request, instructed her employees to start investigating the lower-priced houses and trying to negotiate lower prices.

And so, another week passed in the blink of an eye since Li Yong and his two companions arrived. During this time, apart from Mao Xiaoyu buying five more houses and getting the real estate agency's license, everything else was a minor matter.

Just 10 days after applying for the loan, the mortgage loan for Mao Xiaoyu's barbershop was approved, and the 120 million yuan finally arrived in her account, which made Mao Xiaoyu breathe a sigh of relief.

With the money in place, the next step will definitely be to buy a large number of houses. Of course, after seven days of investigation and calculation, Mao Xiaoyu already has a formula for how to buy houses to maximize the purchase.

To this end, Mao Xiaoyu directly mobilized the real estate agency's employees to quickly acquire houses at a rate of three houses per day. Moreover, in order to avoid any negative impact, the agency devised a number of strategies.

10 sets, 15 sets, 20 sets, 25 sets, 30 sets, 35 sets, 40 sets, ..., ...

As time went by, Mao Xiaoyu accumulated more and more properties. Finally, in mid-June, Mao Xiaoyu completed her acquisition target, purchasing 39 out of the 46 properties for sale in the demolition area in July.

As for why there were a few more houses for sale in the demolition area, it was mainly because in the past month or so, other homeowners in this area had put their houses up for sale. The reason why Mao Xiaoyu only bought 39 houses was because some houses had been bought by others first, and the owners of two houses refused to sell themselves. So in the end, she only acquired 39 houses.

This also included the house of the elderly couple surnamed Lu. Of course, Mao Xiaoyu also contributed a lot to the purchase of their house. After all, the elderly couple asked for 4500 yuan per square meter, but they only managed to negotiate it down to 4400 yuan per square meter. Although the price could still be negotiated, Mao Xiaoyu was afraid that things might change, so she decided to take it over directly.

Mao Xiaoyu was actually quite satisfied with only buying 39 houses. After all, in Mao Xiaoyu's view, nothing is perfect, and being able to buy so many houses as compensation for demolition is already quite good.

Moreover, the 39 houses have a total area of ​​1534 square meters. The price per square meter is about 4100 to 4200 yuan. Including various taxes and fees, the 39 houses cost about 750 million yuan.

In addition to the 39 houses in the area to be demolished in July, Mao Xiaoyu also bought 32 low-priced houses in the area planned later. The main motivation for buying these houses was to make up for the demolition compensation, so the price of these houses was very low, less than 3900 yuan per square meter, and the lowest house was only 3600 yuan per square meter.

These 32 houses have a total area of ​​only 1423 square meters. Although there is one more house than the demolition houses over there, the area is much smaller. However, the price is cheaper, with each square meter costing a little over 3700 yuan. The total cost was about 610 million yuan, and all of them were acquired.

Of course, no matter how low the price is, each house still requires a lot of money. Mao Xiaoyu has already acquired 71 houses in this area, so the amount of loans Mao Xiaoyu has taken out from financial institutions has reached 1600 million RMB.

However, because Mao Xiaoyu is good at managing her business, the loans she has taken out have already covered the money for buying the house. So even though she owes a lot to financial institutions, Mao Xiaoyu's cash on hand has not decreased, but she still has 215 million yuan.

This figure excludes the 200,000+ yuan rebate given to Li Mingyue. If Li Mingyue hadn't received that 200,000+ yuan, Mao Xiaoyu would have had even more cash on hand.

However, the money was worthwhile for Mao Xiaoyu, since she had already achieved her goal and now she just had to wait until next month to reap the rewards.

However, Mao Xiaoyu has a problem now: how to use the more than 200 million yuan in her hands?

Mao Xiaoyu really didn't know what to do with the money at this point.

After all, Mao Xiaoyu has already bought up all the cheap houses in the surrounding area, and if she were to buy another one, the price would exceed 3900 yuan per square meter.

Moreover, Mao Xiaoyu's large-scale acquisition of houses over this period of time has alerted many people, and rumors about demolition and relocation have begun to circulate.

This has led to a situation where, if you want to buy a house now, prices are only going up, not down. It's impossible to find a bargain like you did a month or two ago; some house prices have already started to rise.

Of course, the price increase wasn't too significant, since there was no demolition notice. People were just discussing demolition, but the homeowners were simply being more cautious.

Mao Xiaoyu knew what the future held, so she could accept the housing price. Even if she bought it now, she wouldn't lose money if the land was demolished and redeveloped in three years.

However, for Mao Xiaoyu, whose funds are very limited, since housing prices are not going to come down, there is no need to buy so early.

After all, buying a house here now is not cost-effective. With that money, it would be better to buy a house 4 kilometers away that will be demolished the year after next. Because no matter what, at least the houses there will be demolished a year earlier than those here.

In Mao Xiaoyu's view, no matter where you buy, housing prices will generally rise. Mao Xiaoyu actually wants short-term gains rather than long-term appreciation, since he doesn't have enough capital to tie up his investment right now and prefers to buy and sell quickly.

Of course, all of the above are minor issues. What troubles Mao Xiaoyu the most right now is that she needs to use the money she has, but keeping it is not a good idea. Should she return it and get the two property ownership certificates back?

After all, having two fake property ownership certificates at home is like a ticking time bomb; it could easily blow you up if you're not careful.

However, Mao Xiaoyu was unwilling to return the money. If she did, she would be penniless and would be bored to death.

Recently, Mao Xiaoyu has been spending money like water, which has been quite enjoyable. If she were to pay off the loan all at once and then be broke again, she would feel terrible.

The problem is that Mao Xiaoyu really can't remember the places that will be demolished this year. After all, the entire Shanghai is currently developing Pudong, and the development efforts for the Puxi area are not very significant, not to mention the Hongtian and Yangpu districts in Puxi.

Besides, at this time in her previous life, Mao Xiaoyu was an apprentice, so it was impossible for her to go out and run around. Therefore, even if she knew that some places were being demolished, she didn't know when they were being demolished.

It wasn't until 2008, when the national 4 trillion yuan development plan began, that the entire Shanghai area experienced significant development. At that time, Mao Xiaoyu was running a shop and had a better understanding of some areas. As for now, Mao Xiaoyu is completely clueless and knows nothing.

But if you don't know the answer in your past life, that's fine. After all, you have no money or power, so why bother with all that?

But now I want to develop my career, but I don't know where to start, which is a bit of a problem.

Mao Xiaoyu was speechless about this!

This is the tragedy of people at the bottom of society. They want to make money but don't know where to invest. Even if they think of ways to make money, they only earn hard-earned money.

Take Mao Xiaoyu for example. After buying the house, she actually wanted to open a chain of hair salons, with seven or eight branches in the entire Hongtian District and Yangpu District, forming a chain brand and then making money.

But Mao Xiaoyu, who had worked in the barbershop for over 20 years in her previous life, knew that while the barbershop business seemed profitable, the money earned was mostly from the prepaid card fees. The rest was hard-earned money, and in the end, a lot of the money still went to the landlord.

If that's the case, I might as well be a landlord. Why bother running a barbershop and doing something so boring?

Later, Mao Xiaoyu also considered opening a fruit supermarket, various chain stores, and a milk tea shop. But after thinking about it, she felt that they were all the same. If these stores were not turned into listed companies, they would only make money for the landlord in the end.

Since it all comes down to making money for the landlord anyway, why bother with all this? That's why Mao Xiaoyu gave up on the idea of ​​opening various shops.

After all, if you can make money lying down as a landlord in this life, why bother opening a shop and working hard for a living?

After all, the money ultimately flows to the landlord, which makes Mao Xiaoyu feel that she should be a landlord no matter what she does in her life, just waiting for others to give her money.

But the problem is that with over 200 million yuan, you can't even buy a 100-square-meter storefront, let alone become a large landlord.

So we need to find a way to make this money grow and eventually buy more and more houses. But now there is a problem: how do we make it grow?

Mao Xiaoyu couldn't discuss it with others, so she could only worry in secret every day.

And all I can think about every day is buying a house, selling a house, buying a house, buying a house...

At this rate, Mao Xiaoyu feels like she's going to have a nervous breakdown!