Wandering in the vast darkness

Chapter 53 Finance Company

"Brother, I think you're a good person, and you really need the money and are in a hurry, so I'll tell you the truth. Just don't sell me out," Xiao Yu said to Boss Wang.

Mr. Wang said, "You tell me, brother. You know me perfectly well. You can rest assured."

Xiao Yu nodded: "Situations like yours have happened before; we've encountered them before. The local bank refused to sign the agreement, but the loan was still disbursed in the end."

"How was it placed?" Mr. Wang asked.

"Please have a finance company oversee this," Xiao Yu said. "You should sign a third-party oversight agreement with the finance company."

"What do you mean by hiring a finance company?"

"Many large enterprises, such as HNA and Evergrande, have their own finance companies in Beijing. These finance companies are approved by the China Banking Regulatory Commission and are classified as quasi-financial institutions. Banks have very strict requirements, but these finance companies are not as strict. If you sign a third-party supervision agreement with them, our company will recognize it."

Mr. Wang nodded, understanding. So banks weren't the only option. He said, "But I don't know any companies like that. How could they possibly sign an agreement with me?"

"You don't know them, but Mr. Ma and Mr. Li do. ​​We have financial companies that we've worked with before. You can ask them to introduce you," Xiao Yu said. "Both Mr. Ma and Mr. Li highly approve of your project. You can ask them to help you. By the way, don't tell them how good your relationship is with the banks here."

"Then how should I say it?" Mr. Wang asked.

The two went to Mr. Li's office, and the three sat down. Mr. Ma told Mr. Li about Mr. Wang's situation, while Mr. Wang stood to the side, repeatedly clasping his hands together and pleading with Mr. Li.

Mr. Ma nodded, and then told Mr. Wang about hiring a finance company for third-party oversight. Mr. Wang nodded repeatedly. Mr. Ma said:

The vice president told him that it was different; theirs was a project assessment, while we needed a risk assessment. Also, apart from business cooperation, our relationship with Mr. Li and his team was completely unrelated. We did not recognize the assessment company they designated; we had our own designated assessment company.

Mr. Wang quickly explained that he already had an evaluation report, which was commissioned by CIC.

Mr. Li looked at him and asked, "Are you trying to cling to us?"

"Oh, oh." Mr. Wang quickly stood up.

Mr. Wang nodded and said, "Yes, yes, that's exactly what I mean. Mr. Ma, you are incredibly capable. Only you, Mr. Ma, have the ability to do something like this."

"Where to?"

During the meal, Mr. Ma and Mr. Li did say a lot of good things about Mr. Wang, saying how optimistic their company was about Mr. Wang's project.

Mr. Wang quickly agreed, saying, "Okay, I'll treat everyone to dinner tonight. Mr. Li and Mr. Ma, you two put in a good word for me. You have a lot of influence, so they'll definitely listen to you."

The vice president gave Mr. Wang the contact information and contact person for an appraisal company. This appraisal company was very large, headquartered in Beijing, but with branches in Shenzhen and Shanghai.

Mr. Li and Mr. Ma looked at each other and laughed. Mr. Li and Mr. Ma said:

Mr. Wang asked, "How do they charge their assessment fees?"

"Tell them you only know the bank manager, just casual acquaintances, nothing more. That way they'll understand it's impossible for you to find a local bank; they won't give you any special treatment," Xiao Yu said. "You don't need to say anything else, just ask General Manager Ma and General Manager Li for help. They'll introduce you to finance companies."

Xiao Yu agreed.

Mr. Wang said, "Mr. Li, you must help me."

"Mr. Wang, that's settled then. Think it over. There's no rush. Once you've thought it through in Hangzhou and are ready to proceed, just contact them directly. If you're not ready, just give me a call," the vice president said to Mr. Wang.

"Mr. Ma, you know a lot of people and have a lot of influence, please help me," said Mr. Wang.

Mr. Wang could see that they were indeed very busy. The vice president's office was a large glass partition. While he was talking with the vice president there, he could see that people who looked like clients were constantly coming in and out of the large office area, and their staff were constantly seeing guests off. Even while he was communicating with the vice president, he was interrupted by people coming in two or three times.

When Mr. Wang appeared in Mr. Ma's office for the third time, he was completely in a pitiful state. He lamented to Mr. Ma that he had no choice but to blame himself for not having enough money before and not being able to get help from the bank. He said, "Mr. Ma, you were right on the phone. I haven't been doing my job at the bank properly. Now it's too late to cram at the last minute."

The vice president and General Manager Wang finished speaking and prepared to see the guests off.

Mr. Ma looked at Mr. Wang and asked, "You mean, I not only have to guarantee you get pregnant, but also guarantee you give birth to the child, and also help you hire a nanny?"

Mr. Ma laughed and said, "Mr. Wang, I'm truly impressed. I don't even know what to say to you."

He stood up and said to Mr. Wang, "Let's go."

"This? I really don't know about this. The clients talk to them directly; we don't get involved. You should ask them directly."

"Thank you, thank you!" said Mr. Wang. "Then we won't waste any more time here and will leave tomorrow?"

"I'll try to make an appointment for you, but I can't guarantee it will work out; it depends on the finance company's willingness."

Mr. Ma looked at Mr. Wang, shook his head, and shook his head again.

"Why don't you help him make an appointment?"

"Don't say that, brother. I just genuinely want to help you and hope to make this happen."

The next morning, Mr. Wang went to the finance company and signed a letter of intent with the finance company in the building of the finance company's parent group. The vice president told Mr. Wang that before signing the formal supervision agreement, they still needed to ask the appraisal company designated by them to issue an appraisal report.

"It doesn't matter if you ask their Shanghai or Shenzhen branches to conduct the assessment, as long as it's a risk assessment report from their company, we will accept it."

Mr. Li remained unsmiling and unmoved after Mr. Ma finished speaking.

Mr. Wang made up his mind and said, "If you don't help me today, I'm not leaving."

Mr. Wang's eyes lit up, and he quickly said, "Thank you, thank you! Brother, thank you so much. Don't worry, I won't treat you unfairly after this is done."

"Don't just shake your head, nod once too!" Mr. Wang shouted anxiously.

That evening, Mr. Wang spent over 60,000 yuan to treat them to a meal. In addition to Mr. Ma and Mr. Li, the guests included the CEO of a finance company and their vice president in charge of business.

"As for Mr. Li, if we're talking about face, he has more face than I do."

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