He switched careers to become a loan shark, handed over his assets to the state, and then profited g

Hearing Zeng Ku's words, Wu Bai did not refuse and directly accepted the two kinds of gems.

However, he didn't expect it either.

Skill gems are actually a reward for civilization advancement!

No wonder he couldn't find it in any history books he had searched through before.

This thing seems to be really precious!

This also made Wu Bai understand why Orochi Kenichi and Seraphim Fei were so anxious when he took out the skill gem to feed Xiao Hei.

Without hesitation, Wu Bai used all 20 skill gems to upgrade his passive skill [Self-Protection] to LV2!

This is my life-saving skill, upgrading it is definitely the right thing to do!!

As for this career advancement stone, Wu Bai had never even heard of it!

But since it can enhance a character's skills, let's just do it!

So after upgrading his skill, Wu Bai used the skill enhancement stone immediately!

After all, he himself is very much looking forward to seeing what skills the loan shark can develop!

After Wu Bai used the skill enhancement stone.

A beam of light descended from the sky, enveloping him completely.

The melodious singing also resounded throughout the world through the official [Reincarnation] account.

This aroused curiosity among everyone in the Great Xia.

As for people abroad...

This is because Wu Bai killed their god and lost the national war.

At this moment, they were all lost and dejected, and no one paid any attention to them.

Only their leadership looked solemnly into the distance.

at the same time.

As Wu Bai used the Profession Ascension Stone.

A Star-Sea level civilization, atop the throne of the Seraphim Warband.

A tall, handsome seraph with ten wings suddenly awoke.

next second.

The seraphim guarding him all knelt down, their expressions respectful.

"Lord Michael, are you alright?"

A stunningly beautiful female angel gently asked Michael as she wiped his sweat.

Michael waved his hand.

"It's nothing, I just have a strange feeling."

"Have the people sent to the mortal realm returned?"

"Reporting to Lord Michael, not yet. They are likely isolated in the lower realm by the barriers of civilization."

Upon hearing this, Michael shook his head.

"Impossible. Fei has my personal sword with him. Even if it's a barrier of civilization, he can still cut a hole in it."

"Could it be that something happened in the lower realms?"

"Pfft!"

"What are you laughing at?"

"I'm sorry, sir, I couldn't help myself."

"Although I have never been to the lower realm, according to the Seraphim records, the lower realm is inhabited by ignorant people with an attribute cap of only 1000 points."

"Although Seraph Fei isn't very strong, she still has 7500 attribute points."

"He had an accident in the mortal realm? How could that be!"

Hearing the female angel's words, Michael nodded subconsciously.

"That's true, it seems I was worrying too much."

"However, you should also keep an eye on the lower realms recently, and report any news as soon as possible."

"Also, notify all angelic armies!"

"Once the barrier of a galaxy-level civilization is broken in a month, we will move into the New Territories!"

"I will make this newly promoted power a place of the Lord's light! Hahaha!!"

"The Lord has mercy on the world!"

Michael burst into laughter.

Countless angels knelt down, their expressions filled with utmost piety!

Eight-winged, six-winged, four-winged, they are everywhere!

The aura emanating from any one of them could easily overwhelm Seraph Fei by dozens of streets!

The terror of a galactic civilization is on full display!

And this kind of scene.

It also appears on many mythical creatures!

The Yamata no Orochi clan, the Pharaoh's Tomb Guardian clan, the Atlantis clan, and all the universally acknowledged strongest forces at the galaxy level.

The Norse gods!

At this very moment, everyone is on high alert, ready to pounce!

Waiting for the breakthrough of the galaxy-level barrier in a month!

At this time.

Wu Bai's professional advancement is also nearing its end.

With a loud chant.

All the surrounding light entered Wu Bai's body.

A warm current flowed through his body.

This feeling is just as comfortable as stepping into a heated room in the dead of winter in the North when the temperature is -30 degrees Celsius!

"Whew! That feels great!"

Wu Bai couldn't help but let out a soft hum.

Zeng Ku, Zhao Jianjun, and others, who had been waiting nearby, immediately surrounded them.

She looked at him with an excited expression.

"How's it going, newbie? What class have you upgraded your skills to?"

"Uh, I haven't seen it yet! Let me take a look!"

Wu Bai chuckled twice and opened his skill panel.

next second.

A light even brighter than before suddenly appeared!

It illuminated the entire hall!

Except for the experienced Zhao Jianjun, all twelve court masters who were unable to dodge were hit!

It took me a long time to recover after covering my eyes.

"Good heavens, this is even brighter than the first time I saw it!"

Yan Xu and Ji Musheng launched into a tirade.

Only Zhao Jianjun had a smile on his lips.

Finally!

I've finally gotten my revenge!

This feeling.

cool!

But soon.

They were completely dumbfounded.

Because they discovered it.

Wu Bai's professional panel remained unchanged!

"Holy crap! What's going on?!"

"There was light and singing just now, but nothing changed at all!? This is ridiculous!"

"Damn it, I feel like we've been tricked by the [Reincarnation] official team!"

"I feel the same way."

"But Xiaobai, don't be discouraged. It's okay if you haven't reached the next level yet. Being a lender is already a very good profession."

Listening to the comforting words of those around me.

Wu Bai was completely bewildered.

"No, you guys can't see it?"

"What do you see?"

Yan Xu, Zhao Jianjun, Zeng Kuji, Musheng, and others looked puzzled.

Wu Bai also felt his mind go blank.

Because in his eyes, his stats had changed drastically compared to before!

Name: Wu Bai

[Level: LV95 (Principal pledged...)]

[Contractual Heart in effect! Current bonus: 1500%!]

[Attribute points can be freely allocated: 0]

[Profession: Fraudster (Landlord Class) (Loan Shark Ascension)]

【Life: 42440000/42440000】

[Magic Power: 1600000/1600000]

[Strength: 17100! (Base 600+ Contract Heart 9000+ Black Market 7500)]

[Agility: 14600! (Base 600+ Contract Heart 9000+ Black Market 5000)]

[Constitution: 3200! (Base 200 + Contract Heart 3000) x (Self-Protection 500%)]

[Spirit: 3200! (Base 200 + Contract Heart 3000) x (Self-Protection 500%)]

[Lender's Professional Talents: Credit Assessment, Liquid Assets, Unethical Contracts, Aggressive Debt Collection, Self-Protection LV2]

[Self-Protection LV2: The [Self-Protection] mechanism activates when lenders are targeted!]

[In self-protection mode, the lender is immune to mental and magical damage! Their attributes are increased by 1000%!]

[Next level required: 40 Skill Gems!]

[Loan shark professional skills: High-interest loan LV2, Colorful buff loan LV1, Talented professional loan LV1, Black loan LV2]

[Special Passive Skill: Unrequited Love (Passive): If someone misses you after you die, you can choose to revive and teleport to that character!]

[Fraudster Profession Talents: Lies and Truth (Law Domain Level), Multiple Identities (Law Domain Level), Large-Scale Transfer (Law Domain Level)]

[The Truth Behind Lies: Everything a con artist says is flawless! When verified, it is always the truth!]

[Multiple Identities: Fraudsters can create clones and disguises themselves using photos or images, automatically acquiring all of the target's habits and demeanor to impersonate them! This makes it easy to defraud anyone!]

[Large-scale transfer: After completing a fraud, the scammer can transfer everything obtained to the designated target immediately without leaving a trace!]

[The Conman's Skill: Tulip Mania!]

Tulip Mania: Adds value to an item.

[Use the skill [Multiple Identities] to deploy the item to any faction, allowing them to acquire it by mortgaging attribute points, and then periodically rebate those attribute points!]

Once you've harvested the attribute points you're satisfied with, the [Tulip Frenzy] skill will activate!

[Transfer attribute points to you at a rate of x2 using the Large Transfer feature!]

Looking at the skill description in front of me.

Wu Bai's eyelids twitched wildly!

"Isn't this thing a Ponzi scheme?!"