Siheyuan (courtyard house): My name is Shazhu!

The one that's truly panicked is Niufeng Bank. They've staked everything on the stock market, hoping to stage a complete comeback and stop being suppressed by Dongda Group.

They had considered that Dongda Group might intervene to prop up the market, but in their minds, they wouldn't intervene on the first day, much less allow the stock market to surge by 10%.

Their biggest problem isn't their personal involvement in the matter, but rather how much money they've invested in the stock market.

Instead, it provided guarantees for Hong Kong businessmen, amounting to hundreds of billions of Hong Kong dollars, plus upfront loans, bringing the total to 170 billion Hong Kong dollars.

All they could actually come up with was HK$127 billion, and that was after recovering all the loans.

It still needs HK$44 billion. The businessmen who provided the guarantees are basically unable to come up with the funds, and half of them have already been wiped out.

Those who survived were also struggling to survive, as they were members of the coalition and had taken out large loans from their own banks.

If the board members still provide the funding, it would require 4.4 billion NiuNiu coins.

This is only to prevent Niu Feng Bank from going bankrupt and being liquidated. Their bank is already penniless, and even underground vaults can be ransacked by rats, so this is impossible.

The board members of Niu Feng Bank are very anxious. They know everything about Niu Feng Bank and have decided from the ground up that they will not inject any more capital.

To truly revive Niufeng Bank, an additional 8 billion Niu Niu coins would be needed, which they cannot afford.

It's unrealistic to expect Niu Niu's hometown to invest; they're even more short of money. Let alone 8 billion, they'd struggle to even reach 800 million.

It's possible to give Dongda Group a few days' grace, but then what? They still have to pay back the money. A huge guarantee is no joke; how could they possibly refuse it?

The only way to survive is to raise funds or declare bankruptcy directly, even defaulting on guarantee fees. However, they are also afraid of being exterminated by the Dongda Group.

There are too many examples to be afraid to gamble!

As for other foreign banks, the advantages are limited. Their guarantee limits are not very high, so even if they lose money, they will not go bankrupt. They will only suffer large losses that will cripple them.

He Yuzhu has been monitoring the fourteen foreign banks with his 'divine senses'. If they run away and don't pay back the money, Dongda Group will suffer huge losses. We can't let them get away.

We can ask for the money tomorrow. Ten speculators have already gone bankrupt and can no longer repay the money. We can only ask the guarantee financial company for the money and notify other banks at the same time.

He Yuzhu didn't care that Niu Feng Bank would owe money. The board members still had money, not much cash but fixed assets, and they could manage overseas too. They weren't picky!

"Why did Dongda Group manage to quell the stock market turmoil in Hong Kong in just nine minutes and even boost the overall market by 10%?"

"Some people are manipulating the stock market. Dongda Group believes they are using ten times leverage, and a 10% increase would wipe them out and wipe them all out."

Can you estimate how much money Dongda Group will need for the pallets?

"Dongda Group is supporting 33 Hang Seng Index stocks, using between 40 billion and 60 billion in funds, but no more than 60 billion."

"Even taking the average, it's still 50 billion. Dongda Group still has money, that's what they call cash flow. If we don't address it, what serious problems might arise?"

"A halving of the stock index and a two-year market slump will severely impact the port city's economy. It's hard to say how many years the economy will regress; it depends on the greed of investors."

"It could severely damage the port city's economy, right?"

"Yes."

"No wonder Comrade He Yuzhu acted with overwhelming force; these people are all bad, and they don't care about the fate of Hong Kong at all."

"With Comrade He Yuzhu's Dongda Group in Gangcheng, we can actually rest assured, at least he will solve any major problems."

We're preparing to open a stock exchange; could something like this happen again? Should we seriously reconsider?

"Even if we open a stock exchange, we won't encounter the same problems as Hong Kong. Without short selling, without opening up the financial industry, and with well-defined rules, the only problem will be excessive investment and speculation by individual investors."

Let's discuss this further and try to minimize the possibility of accidents.

"Of course."

In the port city!

The stock market is relatively stable, and whether it goes up or down is ultimately the choice of individual investors. After four trading days of decline, there was still a large amount of selling pressure, which was unavoidable.

After seven trading days, the index fluctuated around 4250 points without falling below 4200 points, and investors began to regain confidence, with more and more funds entering the market.

The market has stabilized!

The guarantee period for speculating on the Hang Seng Index is one month, expiring at the end of December. Dongda Group Security Company and Dongda Bank are demanding payment.

With the security guards from Dongda University present, the fourteen foreign banks, who had witnessed their capabilities, obediently handed over their money!

The bank's assets belong to others, but your life is your own!

Unlike Niu Feng Bank, they were just general managers of a branch in Gangcheng, not bank owners.

The board of directors of Niufeng Bank is also honestly paying money, but they are still short HK$50 billion and are asking for a three-month extension.

He Yuzhu did not refuse. Niufeng Bank was still an empty shell bank even after paying back 50 billion. After this incident, almost no one deposited money in their bank. Without capital injection, how could they carry out business?

Without foreign currency guarantees, they are not qualified to issue Hong Kong dollars, creating a vicious cycle.

Wanting an extra three months is just a way to try and get more benefits during fundraising; there's no need to fuss over such things.

They wanted to leave Hong Kong, believing it to be a bottomless pit where there was no way to defeat the Dongda Group. They felt that Chinese capital had already achieved complete victory here, and their good days were over.

"Hey, how much money did you make in the stock market this time? Some people back home have already gone bankrupt, the kind who go swimming in the Thames."

"Six hundred billion Hong Kong dollars, six hundred billion of your currency. Hong Kong is not their ATM." He Yuzhu smiled at Martha and Lily who had come to Hong Kong.

"Six hundred billion is a lot of currency for us. The Iron Woman might only have three hundred billion after working hard selling everything. You've doubled it all at once."

"That's the power of financial companies. They can easily rake in tens or hundreds of billions, or suffer huge losses. Sooner or later, your country will also be dominated by the financial industry."

"We all thought of it. My Louvre car factory made a lot of profit here, which taught us a lot."

Even those people understand that ordinary manufacturing or low-value-added factories can't stay; they'll only lose money. It's better to move here.

"There will still be those who object, whose centuries of 'glory' makes them look down on everyone and are too arrogant."

Don't you realize that your 'glory' has only lasted a few hundred years, while this place has been glorious for so long?

A hundred years is but a nap; now we've woken up, twenty years faster, thirty years slower, and surpassing you economically won't be difficult.

"So confident?"

"certainly."

"Perhaps you're right again; you haven't missed anything in this regard."

I'm here to move our entire manufacturing business here. Profits are dwindling, and staying in the country is worse than closing down.

As long as we 'capitalists' make a profit, those labor unions will cause trouble. Why should we go through the trouble of supporting them? They even think it's their right.

"There's no need to spoil them; they're not their biological father. Are we going to move the entire supporting factory over here?"

"That's what we're thinking, but we don't know if they agree. They just keep harping on safety issues, and their technical level isn't even as good as your company's!"

Annoy them!

I don't care about these things; I mainly focus my energy on luxury goods. I came to the port city to see you.

"How are you doing?"

"That's great. I'm either the largest or second-largest shareholder in the luxury brands you mentioned, and they're all profitable. Lily's busy with those companies, while I'm making money in the Japanese stock market."

"It won't hurt for Lily to learn more. Japan is probably still making money for a while; next year should be fine, but be careful around '89."

"I'm here to ask you."

"Okay, so you haven't entered the real estate sector?"

"No."