I bring bad luck to my husband, you bring bad luck to your wife.
Chapter 82 I'll listen to you
Tonight, Xiangxi had just put Xuebao to sleep when she saw Yang Tongchuan sitting at the table drawing something.
Out of curiosity, I went over to take a look.
"Come here, let me see how it is." Yang Tongchuan held Xiangxi on his lap and showed him his painting.
"Why did you draw a courtyard?"
"What do you think of this courtyard? We'll live in this room, Xuebao will live in this room, the servants will live here, and Xuebao's younger siblings will live here." Yang Tongchuan pointed out each room to Xiangxi, even having already planned what to do in each room.
"I've seen this well. It's very deep, and the water is exceptionally clean. In the summer, you can chill fruits and vegetables in it before eating them; it's so refreshing," Yang Tongchuan continued, talking incessantly.
"You went to look at houses." Xiangxi saw the seriousness in Yang Tongchuan's eyes.
"Yeah, I looked at a house behind Liang Da's house. Everything was nice, but it was too expensive."
"How expensive?" Xiangxi didn't know much about housing prices.
"One hundred and twenty taels." Ever since Yang Tongchuan saw this house, an image has been constantly appearing in his mind: Xiangxi leading a group of children to pick pomegranates in the yard.
"So expensive?" Xiangxi was shocked.
"This house is worth the price. I've done the math. You see, we certainly can't use all our savings to buy a house. If I borrow fifty taels from the temple, with simple interest, it would take three years to pay it off, and I would be paying back four and a half taels each month." Yang Tongchuan could still accept this price.
"How much will you have to pay back in those three years?" Xiangxi couldn't quite figure out the amount of money in a moment.
"The simple interest rate is 158 taels."
"Are you crazy? You borrowed fifty taels, but you owe me one hundred and fifty-eight."
"This isn't much. If we calculate it with compound interest, we'll have to pay back twelve taels every month, and over four hundred taels in three years." Yang Tongchuan had found out very clearly.
The fact that they were able to use simple interest was only because the other party was considering Yang Tongchuan's position as a constable.
"How about we look at something else?" Although Xiangxi had never seen that house, he felt it wasn't worth borrowing money to buy one, since they already had a place to live.
"Actually, it's not bad. Look at my monthly salary now..."
Before Yang Tongchuan could finish speaking, there was a knock on the door.
"Second brother, are you asleep?"
It was the voice of my elder brother, Yang Tongshan.
Xiangxi hurriedly got off Yang Tongchuan, straightened his clothes, and opened the door for his elder brother.
"Aren't you asleep? What's wrong, brother?" Xiangxi thought something was wrong with Yan'er and Mingle. After all, Yan'er was weak and had a fever during her postpartum period, which had worried the whole family for several days.
"I need to speak with Tongchuan. Ask him to come out for a moment." Yang Tongshan's expression was very serious.
Yang Tongchuan had a bad feeling. His older brother's expression usually meant that something big had happened.
"We're here." Yang Tongchuan followed Yang Tongshan to the gate.
Seeing that no one was around, Yang Tongshan went up and smacked Yang Tongchuan on the head.
"Did you go to borrow money today? What did you do that you need to borrow money?" Yang Tongshan's boss owns a pawnshop, and pawnshops have their own way of lending money and collecting interest.
Although Yang Tongshan is now in charge of the Treasure Pavilion's business, the silver in the Treasure Pavilion is not just sitting in the vault gathering dust; it will definitely be released.
Today, someone from below came and told him that the shop assistants saw Yang Tongchuan go to the broker to inquire about the temple loan, which startled Yang Tongshan.
"I just went to ask, I didn't borrow any."
"Do you think I'm stupid? You wouldn't ask about this if you had nothing to do. And it's fifty taels." Yang Tongshan went to ask. The second brother even found out the interest rate. He must really need the money urgently.
"Big brother, how did you know?" Yang Tongchuan was dumbfounded. Was his older brother an omniscient person?
"I'm your older brother, I've lived a few more years than you, what don't I know about you?"
Yang Tongshan felt that nothing major had happened at home recently that required his second son to borrow money, unless he had picked up some bad habits.
Just thinking about it makes me want to kick him a few more times.
"Tell me the truth, what did you do that required you to borrow money?"
"I saw a house, but it's a bit expensive. I was thinking of borrowing some money so the pressure wouldn't be too great." The imposing Yang Tongchuan, who wasn't afraid to kill bandits, was still suppressed by his own brother's bloodline, and his voice lowered several octaves.
"You're looking at houses?" Yang Tongshan didn't expect his second son to be so quick.
"I happened to see one that seemed pretty good, so I thought I'd give it a try. Don't be angry yet, Xiangxi disagrees too, saying it's too expensive."
"I'm really looking at houses, nothing else."
"I really did look at the house. I even drew a layout plan. I'll show it to you later." Yang Tongchuan went back into the house and showed his older brother the drawing he had made.
They also explained the location and the condition of the house.
"You just said that Xiangxi disagrees?"
"Yeah, he thinks it's too expensive. Actually, I also think it's a bit expensive, but this house is really nice."
"You arrange a time with the other person, and tomorrow, bring Xiangxi along. I'll accompany you both to see it again."
"Brother, can you help me bargain? Do you think they'll sell it for ninety taels?" Yang Tongchuan had seen how his brother used to handle goods at the pawnshop. No matter how good the item was, he could find fault with it and relentlessly drive down the price, and he always succeeded.
"Damn it! Buying a house is such a big deal, and you dared to not tell your family and even went out to borrow money. I think you're asking for a beating." Yang Tongshan was so angry that his chest hurt.
Yang Tongchuan returned to the house and told Xiangxi the good news.
"With our eldest brother in charge, we're definitely going to save money." Yang Tongchuan was still very happy despite being scolded.
"Get ready tomorrow, bring Xuebao, and let's go take a look together. If you like it, ask your older brother to help us bargain."
"Do we really need to borrow money to buy a house?" Xiangxi suddenly felt a lot of pressure.
"If you can get it down to ninety taels, then we'll borrow less. Don't worry, it's normal to borrow money to buy a house. We've already borrowed money for your brother's yard."
"Okay, I'll listen to you." Xiangxi had already made up her mind. If the loan was really used to buy a house, she would go back to Shuanghua Pavilion to work and help pay off the loan.
The next day, a large group of people went to the house again, and the same manager greeted them.
Xiangxi knew why Yang Tongchuan liked this house as soon as she entered. It perfectly fulfilled all of Yang Tongchuan's fantasies and was tailor-made for him.
He could already picture Yang Tongchuan teaching Xuebao boxing in the courtyard.
"Isn't this too big for just the three of us?" Xiangxi felt that the courtyard was even bigger than the Yang family's current courtyard, perhaps because it was so spacious.
"It is a bit bigger, but don't you think this courtyard is too beautiful?" Yang Tongchuan led Xiangxi to the north room of the main house (the central main room), which is the room of the head of the family, and also the room of Yang Tongchuan and Xiangxi in the future.
"The side rooms on both sides can be used as studies. I'll teach Xuebao to write here, and I can also teach you to draw," Yang Tongchuan whispered intimately into Xiangxi's ear.
"Be serious, your older brother is still outside."
Xiangxi saw Yang Tongshan talking to the steward outside through the window, but it was too far away to hear clearly.
"Do you like it? This will be our home from now on," Yang Tongchuan asked Xiangxi for her opinion.
"If you like it, I like it too." Xiangxi always unconditionally supports her husband, even if there are many problems with the matter.
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