Reborn 10 years later: First, save 100 million Bitcoins

When Xiao Feng saw the entry above Li Zhinian's head, he wasn't surprised at all.

because!

Xiao Feng already knew this in his previous life.

Li Zhinian did indeed borrow 8 yuan in high-interest loans without Xiao Feng's knowledge.

This 8 yuan high-interest loan was borrowed to raise 20 yuan for Xiao Feng to venture into the stock market.

In her previous life, Li Zhinian was forced to borrow 10 yuan from her family to pay off a debt that was being chased by debt collectors.

It was precisely because of this incident that Li Zhinian's parents were extremely disappointed in her.

And all of this is because of Xiao Feng.

In his previous life, Xiao Feng always dreamed of making big gains with small investments, always hoping to turn a bicycle into a motorcycle, but he repeatedly became a victim of capital.

And every time she becomes a victim of capital, it seems that Li Zhinian is the one who pays the price.

So when Xiao Feng saw this entry, the guilt in his heart surged up again.

Wait a moment.

Xiao Feng suddenly thought of something.

Today is October 7rd.

If we go by memory, then…

"Knock knock knock".

"Open the door!"

"Pay back the money now!"

Just then, the door to the rented room was being pounded on violently, as if it were about to be kicked open at any moment.

It's the creditor!

As the knocking sounded, Li Zhinian was clearly flustered, because she knew that the truth could no longer be hidden.

Originally, Li Zhinian did not want to tell Xiao Feng about this, but now the debt collection company has already come to their door.

"It's okay, I'm here."

Xiao Feng slowly got up and first comforted Li Zhinian.

Having wronged Li Zhinian too much in his past life, Xiao Feng not only wants to make amends in this life, but also wants to always be at the forefront in everything.

"Don't worry, I'll handle it."

As soon as Xiao Feng finished speaking, he opened the door.

As the door opened.

The leader was a middle-aged bald man with large tattoos on his arms. He was about 40 years old and was known in the underworld as "Abbot Fang." He was clearly a member of the criminal gang.

Two henchmen followed behind him, one with blue hair and the other with red hair.

It's like having two red and blue buffs by your side.

They are also known as Ah Hong and Ah Lan.

As soon as the door opened, the abbot entered and immediately smelled the pungent odor of roasted durian, causing him to frown.

"Damn, are you roasting poop at home? It stinks!"

"Big brother, this smells like roasted durian," Ah Lan reminded him from behind.

"It's all the same." The abbot pinched his nose, then took out the IOU and got straight to the point:

"Li Zhinian, on the 23rd of last month, you borrowed 8 yuan from us. You agreed to pay it back in a week, but now half a month has passed."

"In just half a month, the total amount, including principal and interest, is 10 yuan. Did you pay in cash or by credit card?"

Upon hearing that it was 10 yuan, Li Zhinian looked puzzled: "I borrowed 8 yuan, but didn't they say the interest would only be 3000 yuan?"

Abbot: "The normal interest rate is 3000, but you agreed to borrow for one week. Now it's overdue for 7 days. The overdue rate is 3000 per day. Charging you a total of 10 is already very generous."

Upon hearing that the penalty for being one day overdue was 3000, Li Zhinian completely panicked.

Because she can't possibly pay it back today, and each day of overdue payment incurs a fine of 3000.

The reason for borrowing the money was that Xiao Feng told Li Zhinian that he only needed it for a week.

But in the end… Xiao Feng lost all his money and couldn’t make up for the shortfall.

Xiao Feng clearly remembered that in his previous life, Li Zhinian had to scrape together money from all sides to pay off this high-interest loan, and even had to humble herself and ask her family for help.

"It's alright, I'm here." Xiao Feng reassured Li Zhinian first, then took the IOU from the abbot's hand.

The IOU... was written very clearly.

Repaying debts is justified.

However, Xiao Feng couldn't possibly come up with that much money all at once.

But if he could get a few days' grace, with Xiao Feng's current abilities, it would be a piece of cake.

"Hey, stop looking. If we don't have any money today, we're not leaving," the abbot said again.

The two henchmen behind him, Ah Hong and Ah Lan, immediately chimed in, "That's right, we're not leaving."

In the brief moment between their conversation, different information entries appeared above their heads almost simultaneously.

Abbot's random information: Outwardly tough, inwardly insecure, often unable to hold his head high in front of his wife; an incompetent abbot.

Random information about Ah Hong: She has an affair with her sister-in-law.

Random information about Alan: He has an affair with his sister-in-law.

"Holy crap!" Xiao Feng blurted out instinctively...

These randomly generated information entries are... a bit too much.

But it also means that... the information is true.

Sure enough, none of those people who live by the sword are loyal.

For a fleeting moment, Xiao Feng even felt a little sorry for the abbot in front of him.

Of course, the most important thing right now is still usury.

Xiao Feng glanced at the IOU again, his mind racing.

"Sure, it's just 10 yuan, I can pay it back today, but... I have a request."

Upon hearing that the money could be repaid, the abbot immediately agreed: "No problem, as long as the money can be repaid, everything is negotiable."

"Lend me 10 first!"

"Um?"

The two locked eyes...

For a fleeting moment, the abbot was clearly taken aback.

"No?" The abbot's face darkened. "So you're planning to borrow 10 from me and then pay me back 10?"

Behind him, Alan immediately shouted angrily, "Do you think my older brother is an idiot?"

Ah Hong chimed in, "If you piss my brother off, believe me, he can take you down in three seconds."

"Don't you dare mention the word '3 seconds'!" the abbot roared at his underlings behind him, then continued, "Kid, you borrowed 10 and are now asking for 10 in return? What were you thinking?"

"Is there a problem?" Xiao Feng said seriously, "You're a loan shark. If I borrow 10 from you, you just need to follow the procedures to disburse the loan to me. What I do with the money is none of your business."

"So you don't need to worry about anything else. You just need to know that after you lend me 100,000, according to your rules, I will return a total of 103,000 to you in 7 days."

"This sum of money has nothing to do with the previous one."

After Xiao Feng finished speaking, the abbot and his two underlings exchanged glances.

I didn't react for a moment.

Li Zhinian also came over and pulled Xiao Feng aside.

"Xiao Feng, what do you mean by this? I don't quite understand."

Xiao Feng whispered, "The 10 yuan you borrowed last time is overdue. The interest is 3000 yuan per day, and we can't possibly pay it back today."

"Even if we try to raise the money now, it will take at least 3 to 7 days to gather enough."

"Even if it's only for three days, the extra interest after the due date will be 9000 yuan."

"But now, I borrowed another sum from them to pay back the previous 10 yuan, so the interest would only be 3000 yuan a week."

With Xiao Feng's explanation, Li Zhinian finally understood.

Although it's like patching up one problem from another, this method is... the best solution right now.

It can delay things by at least 7 days.

If Xiao Feng is given 7 days, that will be enough.

"But... what about after 7 days?" Li Zhinian couldn't help but ask.

"I told you, don't worry about anything."

the other side.

After scratching his head for a long time, the abbot, though still not understanding the core logic, did indeed feel that what Xiao Feng said made sense.

Indeed, each point should be considered separately.

In short, Xiao Feng paid off the previous debt and then borrowed another one.

Abbot: "Okay, no problem, but we still have to follow the rules. I'll transfer 10 to you now, and you transfer it back to me immediately. Then I'll tear up the previous IOU and draft a new one."

"You'll have to pay me back 103,000 yuan in 7 days. I'm a man of principle."

"make a deal!"

Just as I was about to swipe my card…

"This deal can't go through, bro." Ah Lan behind him suddenly realized, "This isn't right, this kid's trying to scam you."

"Think about it, this kid definitely can't pay back the money today, so he borrowed another 10 from you."

"But if you don't lend it to him, the interest rate is 3000 per day, so it will be 21000 after 7 days."

"But if you lend him 10, then you'll only get 3000 in interest over those 7 days."

"So this kid is clearly trying to fool you, brother, don't fall for it."

Ah Lan's sudden explanation was like a revelation to the abbot.

"That's right!" The abbot touched his bald head and finally understood.

But the next second, the abbot, having figured it out, still decisively swiped his card.

"Young man, you're very clever, but... I'll say it again... rules are rules, and I'm the kind of person who follows the rules the most."

"Your method was in accordance with the rules, so we'll proceed as you suggested."

No wonder he's worthy of being the eldest brother.

They really follow the rules.

Rule-abiding Brother.

Even though his underlings continued to try to stop and persuade him, the abbot still followed the rules.

Moreover, there's nothing wrong with Xiao Feng's method in itself.

In this way, Xiao Feng used the borrowed 10 yuan to pay off Li Zhinian's previous debt.

Xiao Feng is now burdened with 100,000 yuan, and he has to repay 103,000 yuan in a week.

However, with a week to prepare, Xiao Feng was naturally not worried at all.

Abbot: "Alright, young brother Xiao Feng, I hope you can repay on time in a week, otherwise... I will still not be polite."

"No problem." Xiao Feng's answer was so relaxed.

It's as if this matter is no big deal at all.

"Oh, wait a minute." Just as the abbot was about to leave, Xiao Feng called out to him again.

Xiao Feng led the abbot to a secluded spot and whispered a few words in his ear.

The abbot's face turned green after hearing this.

"How could that be? Absolutely impossible!" The abbot completely disbelieved Xiao Feng's words.

Xiao Feng said calmly, "It's alright, you don't need to get too excited. I'm just giving you a heads-up. You don't need to make a fuss about it yet. You can check it out secretly when you get back."

The abbot suppressed his anger: "Alright, I'll go back and check. If this is true, Brother Xiao Feng, not only will I not ask for the interest this time, but I'll also return the 2 yuan interest I earned on the last deal."

Without a doubt, Xiao Feng had secretly told the abbot about his two younger brothers' affair with his sister-in-law.

Of course, Xiao Feng wasn't doing this to pay less interest; he simply hated this kind of behavior.

That older brother is so righteous and follows the rules so well.

As it turned out, the two henchmen behind him... were incredibly disloyal.

Xiao Feng considered it a small favor to offer his opinion.

And so... the abbot left with a belly full of anger, but he didn't make a fuss, since the matter was still undetermined.

After the abbot left, Xiao Feng casually tossed the 10 yuan IOU onto the table, acting as if nothing had happened.

Let's eat first.

Anyway, there are 7 days.

But Li Zhinian was in no mood to eat at the moment; all she could think about was paying back the money.

"Xiao Feng, although it's been delayed by 7 days, you still have to pay it back in 7 days. Or... should I ask my family for it?"

Li Zhinian's least favorite thing to do is to ask her family for help, but this is the only way she can think of right now.

"Oh dear, my young lady," Xiao Feng was almost exasperated. "I already told you, just relax and don't worry."

"But…"

"There are no 'buts'. You just need to know that from now on, you don't need to worry about money anymore."

At that moment, Xiao Feng looked rather dashing when he said those words.

Li Zhinian also felt a sense of absolute security from Xiao Feng.

It felt like Xiao Feng was a completely different person.

The durian in my mouth tasted even better.

"jingle!"

Suddenly… Li Zhinian’s phone rang, sending a text message.

Li Zhinian picked up her phone and glanced at it; the durian in her hand suddenly lost its appeal.

Xiao Feng noticed it immediately.

"What's wrong? Who messaged you?"

"Uh..." Li Zhinian looked embarrassed: "It was my landlady, Aunt Liu, who reminded me that I need to pay the rent tomorrow."

It's really a leak in the house that happened to rain in the night.

Although the rent is not much, only 1000 yuan a month, Li Zhinian can't even come up with 500 yuan right now, as she won't get paid until the 15th.

So the current 1000 yuan... has once again become a new problem.

As for Xiao Feng, needless to say, he only had 87 yuan on him.

However… upon hearing that rent was due tomorrow… Xiao Feng remained completely unfazed.

"It's okay, I'll give it to you in a bit."

Xiao Feng's words surprised Li Zhinian once again.

"Xiao Feng, where do you get the money? How about I ask my boss for an advance of 1000?"

This house was originally rented by Li Zhinian, and in the past, Li Zhinian had always paid the rent.

From now on, Xiao Feng will never make Li Zhinian pay rent again, nor will he let her worry about money.

"No need," Xiao Feng refused outright. "I have money in my card. I'll go down and get it after we finish eating."

Just kidding... Xiao Feng doesn't have any money in his account...

However, that doesn't mean it can't be done!

because!

From what I remember.

In the upscale neighborhood next door, the silver fox dog belonging to the resident of apartment 702 has gone missing.

Lost dog notices were posted everywhere, with a reward of 2000 yuan.

As I recall... it was finally found in this neighborhood.

A lost dog notice for 2000 yuan.

What's the difference between this and going downstairs to get money?