Qingcang Immortal Clan: Starting with Farming to Increase Luck

Contribution Loan!

Lu Yang was stunned upon hearing this. Lending money in the Lu family? Brother Xuanming, you really are Xuanming!

"Brother, are you joking?"

Lu Xuanming waved his hand dismissively, "Don't make a fuss. The clan is very supportive of its members. They can't just withhold good magical artifacts from you because you didn't contribute any points."

So I looked up the clan's penal regulations and decided to make a contribution to the clan and seek benefits for its members.

So don't worry, just tell me if you're interested or not.

How could I not be moved?

"Brother Xuanming, what are the rules for this contribution loan?"

When Lu Xuanming saw that Lu Yang was on the right track, he immediately smiled broadly. "Hehe, I knew you were destined to meet me, little brother. It's actually very simple. The first month you pay it back, that's one percent. The second month you pay it back, that's two percent, and so on."

For small businesses, the repayment period shouldn't be too long; it must be paid off within a year at most, so the maximum is only 12%.

For just 12% profit, you get a year's usage right for the cruise ship. My friend, is this a bad deal?

In the event of a major war, that 12% profit might even save your life. Is it worth it? Absolutely!

Twelve percent?

Lu Yang wasn't going to listen to Lu Xuanming's nonsense. Five hundred contribution points, twelve percent of that is sixty contribution points! Lu Yang worked hard to grow a crop and didn't earn much more than that.

not to mention.

"What if you can't pay it back in a year?"

"Brother, you've hit the nail on the head. If you can't pay it back, just pay it back slowly. We're family. We can't just push someone to the brink of despair over a few points of contribution."

But you have to understand, I'm very insecure. During this overdue payment period, it's best to leave the boat with me for now.

Of course, it's temporary custody, absolutely temporary custody.

Lu Yang rolled his eyes. Those who deal in loans are all sly; he knew it wouldn't be that simple. "Then how is the overdue interest calculated?"

Lu Xuanming's eyes lit up upon hearing this. "Brother, you're a talent! You actually know this?"

Lu Yang's face showed understanding; he knew it wasn't that simple. In fact, it was a waste of Lu Xuanming's talent to keep him in the Lu family; he should be put on the black market.

"Brother Xuanming, I am poor and it seems that I am not destined to have such a good magic weapon. Moreover, my mental state and cultivation are not good enough. The pressure of this contribution loan is too great and I am afraid I cannot bear it."

So, the Flying Cloud Shuttle is quite good. Thank you for your hospitality, brother. Goodbye.

After saying that, Lu Yang grabbed the Flying Cloud Shuttle and ran away.

Lu Xuanming stared at Lu Yang's retreating figure, completely bewildered. Could he really resist such temptation? The interest rate he mentioned wasn't high either. Could this kid have actually figured something out?

Wait a minute, this is something he figured out after thinking about it for a long time. How could Lu Yang have figured out the rest after only hearing the beginning?

If that's the case, then he's a real talent!

Lu Xuanming felt a surge of envy; he felt that he and Lu Yang were truly destined for each other this time. With three spiritual roots and a quick mind, if Lu Yang wanted, it wouldn't be impossible to get him to work together.

Riding the Flying Cloud Shuttle, Lu Yang returned directly to the Spirit Field.

Sure enough, just as Lu Xuanming said, this Flying Cloud Shuttle is only at the bottom among high-grade flying magic weapons, and its speed is even slower than the Black Cloud Magic Weapon.

However, Lu Yang was quite content. He was only a mid-stage Qi Refining cultivator, and this kind of bottom-tier flying magic weapon was enough for him. Just like that black cloud magic weapon, if he used it for too long, his spiritual power would run out.

He can change it later when his cultivation level improves. He can only eat as much as his stomach can handle. He already suffered enough from mortgage and car loan in his previous life. He can't afford to take on another "contribution loan" in this life.

In the courtyard, Lu Yang placed the array flags of the Four Spirits Profound Yin Array directly at the foot of the courtyard. He then injected five spirit stones into the array, which immediately emitted a spiritual light.

Compared to the courtyard assigned to Lu Yang by the clan, the only drawback of Lu Yang's self-built courtyard is that it lacks protective array formations.

Although the courtyard provided by the clan only had a simple magic array, not even a first-order low-grade one, it was quite good for both early warning and basic protection and concealment. Most importantly, it gave them a private space.

However, Lu Yang's courtyard was far inferior. Without any protective array, any clansmen passing by in the air could have a clear view of Lu Yang's courtyard.

When Lu Yang is fully focused on his cultivation, even a small bird can disturb him.

Lu Yang had been thinking about whether he could create an array, and now he has a top-tier, first-class array.

There's no need to unleash the full power of the Four Spirits Profound Yin Grand Array, as that would consume an enormous amount of spirit stones, which Lu Yang couldn't afford.

Five spirit stones a year are enough to activate only a fraction of the array's power, concealing the courtyard and providing early warning and protection. In the event of any emergency, Lu Yang can replenish the spirit stones in time to maximize the array's protective power.

"No, perhaps we don't need spirit stones!"

Lu Yang suddenly thought of something, and a spirit vein bead appeared in his hand. Once this level spirit vein bead is placed, a first-level spirit vein can be formed.

It was originally intended to be placed in the spirit field, and perhaps it could be connected to the grand formation to provide energy for it.

Previously, Daoist Qingxi had also drawn a Yin vein to power the great formation, but that Yin vein had dried up after being drained for over a hundred years. Otherwise, it wouldn't have been Lu Yang and the others' turn to open the cave.

Without hesitation, Lu Yang introduced the Spirit Vein Pearl into the Spirit Field. After it was unsealed, the abundant spiritual energy instantly spread outwards.

Lu Yang was prepared. He used the Minor Spirit Interception Technique to intercept the spiritual energy in the spirit field, ensuring that the spiritual energy only covered the spirit field and Lu Yang's courtyard.

Another minor spirit gathering and spirit gathering technique was used to guide the essence of spiritual energy into the spirit field and courtyard.

Lu Yang then controlled the flow of spiritual energy through the array flags in the spiritual vein, and the originally dim array flags suddenly glowed with spiritual light.

Become!

Lu Yang's face lit up with joy. Well, he saved another sum of spirit stones.

Under the formation, Lu Yang's courtyard and spirit fields were shrouded in mist. Since Foundation Establishment cultivators did not come, this was Lu Yang's own little world.

Thinking of this, Lu Yang's sense of security immediately increased.

He took out the Blood Fang Rice from his storage bag, and used the Small Seedling Technique and the Small Cloud Rain Technique...

With one set of spiritual planting techniques, another round of sowing has been completed on two and a half acres of spiritual land.

Moreover, given the current level of spiritual energy development, once this season's Blood Fang Rice matures, the spiritual field may be able to be extended, since it is supported by an entire first-order spiritual vein.

In addition to providing for Lu Yang's cultivation, there should be at least one more acre of spiritual field for nurturing.

Returning to the courtyard, Lu Yang began refining the superior-grade Enlightenment Futon. The sooner this magical artifact was refined, the sooner he would benefit from it, so it could not be delayed.

Two days after Lu Yang left Fengyang Forest, a group of cultivators suddenly appeared around the cave.

The leading cultivator had actually reached the twelfth level of Qi Refining, but at this moment his face was full of question marks.

"That's not right. According to the investigation, Qingxi's secluded cultivation place should be nearby. How come there's not a trace of her? Could it be that she really broke through to the Foundation Establishment stage and left?"

The cultivator then shook his head again, "Impossible, absolutely impossible. Qingxi is over a hundred years old, how could she have successfully broken through? We must have looked in the wrong place."

"Keep searching and expand the search area. This concerns our path to enlightenment, and no one can slack off. As long as you can obtain the Foundation Establishment method, I, the sect leader, am willing to share it with you."

This group of cultivators were actually remnants of the Blood Demon Palace. Somehow, they managed to find Qingxi's secluded cultivation place, and their purpose in coming here was to obtain the Foundation Establishment method in Qingxi's possession.

Unfortunately, it was destined to be in vain.

Meanwhile, the Kaiyang Fang family territory was also bustling with activity.

The Fang family's top leaders gathered together, and Fang Chuhong personally presided over the meeting.

"This time, the Grand Elder will personally lead the team to infiltrate Yangming County and begin to find and open the secret realm."

"If we succeed this time, our Fang family will surely wash away today's shame and trample the Lu family under our feet."