Hong Kong films: From street thugs to Hong Kong financial tycoons

Chapter 95: The money-printing machine that the fax machine spews out—the real financial tycoon!

Hong Kong, Central, headquarters of Yaosheng Capital.

The first rays of morning sunlight streamed through the floor-to-ceiling windows, casting a slanted glow on the large mahogany desk.

In the large open space outside the CEO's office, several imported commercial fax machines had been humming all night.

The paper rolls were used up and replaced, then emptied again, the A4 paper that was dispensed almost piled up into a small mountain on the ground.

Secretary Li, sporting dark circles under her eyes, carefully sorted and bound the faxes.

Although she had stayed up all night, her hands were trembling with excitement because she knew very well that these papers with English letters were not ordinary business documents, but contracts of servitude signed by the entire European and American software industry.

At nine o'clock in the morning, Chen Zheng pushed open the door to the president's office, where a faint aroma of congee with preserved egg and lean pork filled the air.

Lin Yao was wearing a loose white shirt with the cuffs casually rolled up to his elbows, and was sitting on the sofa eating breakfast.

A bowl of steaming congee, served with a small dish of pickled radishes, and a basket of piping hot char siu buns.

The scene was almost too mundane. Who would have thought that this young man, eating breakfast at a roadside stall, had severed the lifeline of the nation's tech giants in the past 48 hours?

"Boss."

Chen Zheng walked over and gently placed a thick stack of bound documents on the coffee table.

"Smith signed it, along with several core application development departments at Microsoft, Oracle's database team, and one of Silicon Valley's top 30 independent software studios —"

Chen Zheng's voice was steady, but his speaking speed was slightly faster than usual.

"A total of 127 Loongson Ecosystem Developer Agreements are all here."

Lin Yao didn't rush to look at the documents. He picked up a piece of pickled radish, put it in his mouth, and chewed it with a crunching sound.

"They didn't play any word games in the agreement, did they?"

Lin Yao swallowed hard and asked casually.

"They wouldn't dare even if they had ten times the courage."

Chen Zheng pulled out a chair and sat down, a cold smile creeping onto his lips.

"Now we have complete control. The 300,000 users of Loongson microcomputers have completely overturned market habits."

"If these software companies dare to tamper with the agreements, we can cut off their SDK licenses at any time. Right now, they just want to get their software running on Windows systems as soon as possible to retain their old customers."

Lin Yao pulled out a tissue to wipe his mouth, picked up the tea beside him to rinse his mouth, and leaned back on the sofa, a thought suddenly occurring to him.

A barely perceptible ripple appeared in the air in front of the retina, and the Godly Wealth Prediction Panel quietly unfolded with a crisp notification sound.

Lin Yao's gaze slowly swept across the panel.

The closed-loop ecosystem has been successfully verified, and the global software tax system has been established.

[Real-time monitoring of fund flows: The first batch of 127 leading European and American software companies have connected to Loongson's payment and settlement underlying port.]

[Deep Wealth Forecast: Based on current software market pricing and sales frequency, the system predicts that the first 30% ecosystem commission will be settled in 30 days. Monthly net revenue is projected to reach $300 million USD.]

A net profit of $300 million per month amounts to $3.6 billion per year, and this is just the beginning.

Once the next million or ten million computers are deployed all over the world, this number will snowball to a point where even the machinery of a nation will tremble.

"Old Chen."

Lin Yao turned off the panel and reached out to tap on the faxes.

"The outside world, including those Wall Street analysts, has always thought of me, Lin Yao, as a businessman who suddenly appeared out of nowhere and a tech fanatic."

Lin Yao smiled, his laughter carrying a hint of worldly wisdom.

"But they forgot that Lin Yao never made his fortune by selling computers or building houses. I earned my place in the financial market through real hard work."

Lin Yao stood up and walked to the huge floor-to-ceiling window.

"In manufacturing, making money by selling one computer is considered manual labor. If the market is sluggish, you'll end up with nothing to show for it."

"But it's different in finance."

Lin Yao pointed to the rows of bank buildings outside the window.

"The highest level of expertise in finance is setting the rules. This Loongson system is like a tollbooth I've built for the whole world."

"Those software companies are like the trucks that run on my highways every day. The faster they run, the more money they make, and the more tolls they pay me."

Hearing these words, Chen Zheng nodded in deep agreement.

"Boss, your move is truly brilliant. You're using hardware losses to pave the way, and then making a fortune through commissions on the system platform. Now, those venture capital firms in Europe and America can't understand our profit model at all."

"Over on Nasdaq, the stock prices of several traditional software companies were halved last night because of the exposure of our ecosystem agreement."

"Cut in half?"

Lin Yao turned around, his keen financial sense instantly triggered.

"This is a great opportunity."

Lin Yao walked back to his desk, picked up a pen, and drew a circle on a piece of paper.

"Old Chen, we still have over 100 billion US dollars in liquid cash in our accounts. It's such a waste to just leave this money in the bank to earn interest."

"Since the stock prices of those traditional tech companies are plummeting, let's add fuel to the fire."

Chen Zheng pushed up his glasses, his eyes immediately becoming serious. When it came to capital operations, he, as the chief steward, became completely focused.

"Boss, do you mean we should short the market?"

"It's not just about short selling."

Lin Yao shook his head and tapped his finger twice on the table.

"Set up a few discreet offshore accounts and, while they're panic selling and the stock prices are at rock bottom, quietly buy up some high-quality stocks for me."

"Although those large companies missed the boom in operating systems, they still hold a lot of underlying communication patents and hardware production lines."

"Once we drive down their stock price, we can buy them at a low price. In the future, when Yaosheng Technology wants to manufacture more advanced chips, we will need these patents sooner or later."

This is Lin Yao's true nature. He doesn't deal in loans or any fancy real estate; he plays the highest level of capital leverage and financial exploitation.

First, use technological products to disrupt the balance and create market panic. Then, use the huge cash flow at hand to accurately buy at the bottom in the stock market, making money from both ends and leaving no scraps for others.

Just as the two were discussing their next move in the stock market, there was another knock on the office door.

Secretary Li pushed open the door and reported somewhat nervously, "Mr. Lin, Mr. Richard, President of HSBC Asia Pacific, has arrived. He has been waiting in the meeting room for almost an hour and said he has something very urgent to discuss with you."

"Richard?"

Lin Yao narrowed his eyes slightly.

Chen Zheng snorted coldly from the side: "Boss, this foreign devil used to be very arrogant. When we first established ourselves in Hong Kong, he wouldn't even see us."

"Now they've probably seen the hundreds of billions of dollars flowing into our accounts and are trying to curry favor with us."

"When you open your door to do business, harmony brings wealth. Since they've waited an hour, let's meet them."

Lin Yao straightened his collar and strode out of the office.

In the meeting room, Richard was a typical old Englishman, with gray hair and wearing an extremely sophisticated bespoke suit.

But at this moment, he was restless, holding a cup of black tea that had gone cold, without taking a single sip.

Upon seeing Lin Yao walk in, Richard sprang up from the sofa as if he had been electrocuted and stretched out his hands to greet him from afar.

"Oh, dear Mr. Lin, it's such a pleasure to meet you!"

Richard's face was plastered with an almost fawning smile, and he spoke Chinese with a slight accent, especially loudly.

"Mr. Richard, please have a seat. What can I do for you?"

Lin Yao didn't shake his outstretched hands, but simply pointed to the sofa and sat down on a single seat next to it.

Richard awkwardly withdrew his hand and sat down sheepishly. He rubbed his hands together, carefully considering his words.

"Mr. Lin, it's like this, our HSBC headquarters is very impressed by the outstanding performance of Yiu Shing Capital in the global market recently."

Richard swallowed hard and got straight to the point.

"We have noticed that Yaosheng Technology has not yet designated a primary partner bank for the settlement of its first wave of sales revenue in Europe and the United States, as well as the huge revenue sharing from the software ecosystem in the future."

"I am here today on behalf of HSBC to offer you the highest level of private banking services."

"As long as you are willing to place this huge foreign exchange flow in our HSBC account, we can provide you with the highest demand deposit interest rate in all of Asia, as well as the most priority global exchange channels."

After Richard finished speaking, he looked at Lin Yao nervously. He couldn't help but be nervous, because as a major international bank, attracting deposits was their lifeline.

Lin Yao currently has an enormous amount of cash flow at his disposal; it's not just a few billion, it's a terrifying figure that he can mobilize at any time, amounting to hundreds of billions of US dollars.

If any bank could absorb this deposit, even if it only circulated slightly on the books, the annual fees and interest spread would make the executives laugh in their sleep.

Lin Yao watched Richard finish his performance quietly, and the entire reception room was so quiet it was almost oppressive.

Lin Yao didn't rush to express his opinion. He picked up the purple clay cup on the coffee table and slowly skimmed off the tea foam.

"Mr. Richard, HSBC's efficiency is indeed very high."

Lin Yao put down his teacup, his voice calm.

"However, I think you've got one thing wrong."

Richard paused for a moment: "Mr. Lin, you mean we can discuss the interest rate further—"

"I'm not here to talk about interest rates."

Lin Yao interrupted him. He leaned back on the sofa, crossed his hands on his knees, and his eyes revealed an unwavering determination.

"I, Lin Yao, work in finance, and I've never liked putting my money in other people's pockets. Whether it's transaction fees or interest rates, those are just petty profits."

Lin Yao looked at Richard's increasingly stiff old face and slowly uttered a sentence.

"Old Chen, go get Mr. Richard a copy of the letter of intent we've prepared."

Lin Yao turned to look at Chen Zheng, then looked back and stared directly at Richard.

"I don't plan to deposit money in your bank. Instead, I plan to acquire a commercial bank in Hong Kong that has independent currency issuance rights and a global settlement license."

"If HSBC is willing to sell one of your holding subsidiaries in Hong Kong, we can sit down and discuss the acquisition price. If not, the door is behind you, Mr. Richard, you can go back and continue having your afternoon tea."

When Richard bought the bank, his mind went blank, and he was completely stunned.

He originally thought Lin Yao was just a wealthy client who was begging and pleading to deposit money, but it turned out that Lin Yao wasn't there to deposit money, but to buy the bank.

In this world, the highest level of the capital game is owning your own bank.

Lin Yao's move was shrewd, accurate, and ruthless, directly cutting off all the exploitation by middlemen and locking every penny earned from the technology ecosystem firmly into his own financial empire.