He cultivated himself into a Dao Ancestor starting from Qi Refining.

It was because of this incident that Lin Shaoyu fell victim to the "Life-Borrowing Money" scam. Upon realizing something was wrong, Lin Shaoyu immediately went to Sunset Money Exchange to return the spirit stones.

Although the "Minor Supernatural Power: Life-Borrowing Money" is powerful, as long as the money is repaid within a month, there will be no problem, and the "Life-Borrowing Money" can be broken.

This was also one of the methods used by Sunset Money Exchange to prevent people from borrowing money and not repaying it.

It is mainly targeted at cultivators who practice Qi cultivation.

To Lin Shaoyu's surprise, even after he returned the spirit stones, the "Life-Borrowing Money" was still not broken. After investigation, Sunset Money House told Lin Shaoyu that the spirit stones they lent him did not belong to Sunset Money House, but had another origin.

Although Lin Shaoyu returned the spirit stones to Sunset Money House, he did not hand them over to the real creditor, so the "life-borrowing money" could not be broken.

For this matter, Sunset Money Shop compensated Lin Shaoyu with one hundred low-grade spirit stones and then left it at that. Sunset Money Shop was not a small force, and Lin Shaoyu, a mere cultivator at the first level of Qi Refining, couldn't cause any major disturbance. It was already quite generous of them to compensate Lin Shaoyu with one hundred low-grade spirit stones.

"We must find out who it is."

Lin Shaoyu pondered for a moment, continuing to watch the constantly changing scene.

"It's him!"

Lin Shaoyu's gaze suddenly became fixed on a figure. The other party was a middle-aged man with a square face and white hair at his temples. In the scene, many people in Sunset Bank treated him with great respect.

While the others weren't paying attention, the other party put a sum of spirit stones into a box, and these spirit stones were the ones that were to be given to Lin Shaoyu later.

The spirit stone has been switched.

The spirit stones that originally belonged to Sunset Money House were replaced with the spirit stones of that square-faced middle-aged man.

I see you!!!

At this moment.

Lin Shaoyu's gaze was icy, and his killing intent was undisguised, as if he wanted to etch the other person's figure and appearance into the depths of his memory.

About a month.

For a whole month.

Lin Shaoyu had been living in fear and trepidation for so long because of this "life-borrowing money." He was filled with anxiety and trepidation. In order to break the "life-borrowing money," he tried every possible method. In order to find out who the "creditor" was, he even disguised himself with multiple identities and staked out the Sunset Money Exchange.

The result was that nothing was gained.

"call……"

Lin Shaoyu took a deep breath, stared at the figure, and said in a chilling tone, "You must die!!!"

The "fate-peeping" effect formed by the ten white fates had gradually reached its limit. After that, Lin Shaoyu saw a lot more information and could completely confirm the other party's identity and whereabouts. The image began to blur.

"Um?"

At the very end of the scene, Lin Shaoyu vaguely saw the 'creditor' kneeling in front of a blurry figure. This blurry figure had its back to him and seemed to be giving the 'creditor' some kind of order.

"Who is this?"

Lin Shaoyu was stunned for a moment.

The screen disappeared.

This round of "fate-seeking" has ended.

"Let's do it tomorrow!"

Lin Shaoyu's gaze was icy. "Kill him!"

Luo Wuji.

A steward of Sunset Money House, with a Qi Refining Level 4 cultivation, who possesses the "Minor Supernatural Power: Life-Borrowing Money," is Lin Shaoyu's true "creditor."

"No!"

Lin Shaoyu suddenly stood up. "Let's make our move tonight!"

No more hesitation.

Lin Shaoyu walked out of courtyard number 7.

brush!

With a wave of his right hand, Lin Shaoyu sent a black-scaled bone boat flying out of his storage bag. It grew larger in the wind and hovered in front of him, emitting a faint glow.

Black-scaled Bone Boat.

A top-grade flying artifact.

"Walk."

Lin Shaoyu leaped up and stood on the Black Scale Bone Boat, using his magic to steer it, transforming into a streak of black light, and rushed towards Sunset City at top speed.

Sunset City is not far from the Bone Demon Sect. With Lin Shaoyu's Qi Refining Level 3 cultivation and the speed of his Black Scale Bone Boat, he can arrive in just one hour at full speed.

at the same time.

Inside the nameless cave where Luo Wuji resides.

"This is troublesome."

Luo Wuji had already put away the "Minor Supernatural Power: Borrowing Life Money". "I've done this kind of thing several times before and never failed. I really didn't expect such an accident to happen this time."

"I thought he was just a lowly Qi Refining Stage 1 cultivator who had exhausted his potential. Who would have thought he would master a 'Minor Divine Ability' in just one month? I spent an immense amount of time and effort, decades, to master the 'Minor Divine Ability: Life-Borrowing Money.' What's going on with this Lin Shaoyu? Could he be some kind of unparalleled genius? Or the reincarnation of some great divine ability master? But why was he only at Qi Refining Stage 1 when I met him?!"

Thinking about this...

Luo Wuji had a vague feeling that a great calamity was about to befall him.

"no."

Luo Wuji quickly got up and left the nameless cave. He then rushed home as fast as he could. "Let's go! Let's leave tonight! Let's get away from Sunset City for a while first!"

Of course.

Before leaving Sunset City, Luo Wuji took stock of his belongings, taking everything he could and wanted to take with him, and selling the rest for spirit stones.

This back-and-forth took up a lot of time.

"Finally finished."

After selling the last land deed in his possession and receiving a sum of spirit stones, Luo Wuji stood in the empty courtyard, feeling somewhat reluctant. However, he still waved his right hand and took out a flying boat from his storage bag.

He is leaving.

"Where do you want to go?"

Just then.

Under the night.

A jet-black bone boat with black scales hovered above the courtyard, and Lin Shaoyu stood on the bone boat, looking down at Luo Wuji.

Lin Shaoyu glanced around and realized that Luo Wuji was planning to flee overnight. Luckily, he had acted decisively and decided to come to his door tonight. If he had waited until tomorrow, Luo Wuji would have definitely left Sunset City, and it would have been much more troublesome to find him then.

"Friend, what brings you here so late at night?"

When Luo Wuji saw that it was Lin Shaoyu, he was filled with shock and horror, but he did not show it on the surface. Instead, he showed a look of doubt.

"Money to borrow your life!"

Lin Shaoyu only said three words.

"Damn it!"

Luo Wuji's expression changed, knowing he couldn't keep up the act any longer. In fact, when he saw Lin Shaoyu appear in front of him, he had already guessed that he was likely exposed.

However, Luo Wuji really couldn't understand how he had been exposed, because he had never met Lin Shaoyu at all. The spirit stones were given to Lin Shaoyu through Sunset Money Shop, and the two had no communication whatsoever.

Now Lin Shaoyu has confirmed his identity and found his hiding place with such precision. Almost no one knows that this courtyard belongs to him, but Lin Shaoyu still came to his door, as if his secrets and everything about him were completely exposed to Lin Shaoyu.

This feeling was absolutely terrifying and horrifying.

"Wait a moment."

Luo Wuji's eyes flashed, and he quickly said, "I can remove the 'Life-Borrowing Money' curse. This is Sunset City. If you make a move here, you'll definitely cause a lot of trouble."