Get rich quick starting with buying a house with zero down payment

"The average price of our apartments is 7000. If you buy so many at once, I can give you a 85% discount, making it 5850. I'll round it down to 5800. How about a fixed price?"

Lei Guoliang shook his head and said, "It seems that President Hu is not very sincere!"

Okay then! I won't beat around the bush with you anymore, it's a flat price, 4800, if you agree, we'll sign the contract right away.

Hu Guohua's smile froze instantly, and his voice rose: "4800?! Mr. Lei, you've gone too far with this joke! Our costs alone are more than that..."

"Mr. Hu," Lei Guoliang stood up, walked to the window, and looked at the slightly dilapidated street scene outside, "the cost is none of my business."

Don't think I don't know that even if an individual customer buys a house here, they can get a 8% discount if they pay in full.

"At 4800, you can immediately sell 120 houses, bringing in around 60 million. But if you drag it out, and your cash flow dries up, and the court seals are put up, those houses won't even sell for 3800, let alone 4800. The math isn't hard, is it?"

Hu Guohua's face turned deathly pale, and his lips trembled. Every word the other person uttered struck a nerve.

"...Even...even if it's 4800..." Hu Guohua's voice was dry: "How do you do this? That's so much money..."

"The actual transaction price was 4800. The contract price was 7000. Zero down payment, bank mortgage, and the appraisal was based on 7000."

"After the bank releases the loan, I'll get my share of the difference. Three years of free property management fees, and you'll cover all taxes and fees." Lei Guoliang presented his standard offer, his tone leaving no room for argument.

"I need 20 banks, each lending for 6 houses."

How you handle things with the bank, how you conduct the assessment, and how you package the materials—that's your business.

All I want is one outcome: that the loan be approved as soon as possible and that the cashback arrive on time.

Okay, let's sign the letter of intent now. No, I'm going to Greentown Chunjiang Huayue next door; I heard they also have some units left to sell urgently.

The last sentence is the straw that broke the camel's back. Greentown is a local giant; if they also...

Hu Guohua, as if all his strength had been drained, slumped onto the opposite sofa. After a long while, he said hoarsely, "...Sign. But it has to be quick!"

"It's a pleasure to cooperate with you, Mr. Hu." Lei Guoliang took out the prepared documents from his bag.

The intention to acquire Wulin No. 1 was only the first step. Lei Guoliang needed someone to replicate Shanghai's success in Hangzhou.

His first thought wasn't to find someone new, but to use someone he already knew, Su Wanqing.

He dialed Su Wanqing's number.

"Wanqing, it's me."

"President Lei?" Su Wanqing's voice came from Shanghai, carrying a hint of barely perceptible surprise, along with her usual competence: "You've arrived in Hangzhou? How is it?"

"We've secured Wulin No. 1, 120 sets. But we need someone to oversee things here." Lei Guoliang said directly, "Pack your things and come to Hangzhou."

Back at the Shanghai office, they'll promote a trusted deputy to temporarily manage things, and you can oversee things remotely.

Here, you need to build a team from scratch to quickly get these 120 properties up and running, and, using Hangzhou as a base, radiate throughout the entire Zhejiang market.

There was a few seconds of silence on the other end of the phone. This decision was sudden, meaning greater responsibility and challenges, and also meant leaving Shanghai, where things were already on track and he was doing very well.

"Is there a problem?" Lei Guoliang asked.

"No!" Su Wanqing's voice immediately became firm: "I'll make the arrangements. I'll arrive in Hangzhou by the day after tomorrow at the latest. I'll take care of things in Shanghai, so please don't worry."

"Okay. Contact me when you arrive."

After hanging up the phone, Lei Guoliang walked to the window of his hotel room. The night view of Hangzhou was not as dazzling as that of Shanghai, but it had its own gentle and profound charm.

The decision to transfer Su Wanqing was made after careful consideration. Her abilities have been proven, her loyalty seems sufficient, and the two have already shared the subtle bond forged by that kiss.

When exploring new markets, this trust and tacit understanding that transcends mere superior-subordinate relationships can sometimes play an unexpected role.

More importantly, after not seeing her for several months, he found himself thinking of her occasionally. He remembered her calm and decisive gaze, and her awkward yet courageous kiss outside a bar in Shanghai that night.

This subtle pull was a strange and wary feeling for him, a reborn individual accustomed to cold calculations, yet... not unpleasant.

Two days later, light snow began to fall in Hangzhou. Lei Guoliang had made a reservation at a long-established restaurant by West Lake. Su Wanqing's plane arrived in the evening.

He arrived first, sat by the window, and watched the snowflakes fall on the dark lake surface, his thoughts drifting away.

Then a familiar voice, tinged with the weariness of a journey and barely contained joy, rang out behind me:

"Mr. Lei."

Lei Guoliang turned around. Su Wanqing stood there, wearing a long white down jacket and a light gray scarf.

Her hair was still covered with unmelted snowflakes, her cheeks were slightly red from the cold, but her eyes were unusually bright as she stared straight at him.

She seemed to have lost some weight in the few months since I last saw her, but her demeanor was even more refined and capable.

"You're here. Sit down." Lei Guoliang gestured to the seat opposite him, his tone as usual, but his gaze lingered on her face for a moment longer.

Su Wanqing took off her coat and sat down. A waiter came and poured her hot tea. The heating was very strong, and her cheeks quickly regained their rosy color.

"Is everything arranged in Shanghai?" Lei Guoliang asked.

"It's all arranged. The original sales manager has been promoted to temporarily fill the vacancy, and I will oversee important matters daily. The core team is very stable, so you can rest assured."

As Su Wanqing reported, her gaze kept drifting towards Lei Guoliang, as if trying to discern some change in his expression.

"Yes. In Hangzhou, the agreement for Wulin No. 1 has been signed. There are 120 units, including two-bedroom units of 75 square meters and large three-bedroom units of 120 square meters. The location is very good."

The actual price is 4800, the contract price is 7000, and the operation mode remains the same. Hu Guohua will handle the bank, and we need to assemble a team as soon as possible to acquire and rent out the properties,” Lei Guoliang explained.

"I understand. I'll start looking for an office and recruiting a team tomorrow."

"I've done some preliminary research on Hangzhou's high-end rental market. Foreign companies and high-end talent have a great demand for quality services, and our model has an advantage." Su Wanqing got into the swing of things quickly.

The dishes were served one after another, all of them light Hangzhou cuisine. The two ate and chatted, and the conversation gradually drifted away from work.

"Hangzhou is colder than Shanghai," Su Wanqing said softly, holding a bowl of hot soup.

"It's damp and cold. Wear more clothes." Lei Guoliang picked up a piece of Longjing shrimp with his chopsticks and placed it in her bowl naturally.

This subtle movement made both of them pause for a moment. The air seemed to freeze for a split second.

Su Wanqing looked down at the shrimp in the bowl, her ears turning slightly red, and whispered, "Thank you."

"Thank you for your hard work these past few days," Lei Guoliang said suddenly, looking out the window at the snow-covered West Lake.

Su Wanqing looked up at his sharply defined profile, and a soft spot in her heart softened.

"It's not hard work. I've learned a lot working under Mr. Lei." She paused, her voice softening, "It's just... sometimes I feel that you push yourself too hard and run too fast."

Lei Guoliang turned back, looking at her intently: "Time waits for no one. We must hurry."

"I know." Su Wanqing met his gaze, her eyes firm. "So, I will try my best to keep up."

Wherever you go or whatever you do, I will be in the place you designate and do my best.

This is not a confession, but it carries more weight than a confession; it is more like a delivery and a promise.

Looking at his own reflection clearly in her eyes, and at that unconditional trust and devotion, Lei Guoliang felt a slight tug at the string in his heart that had been taut all along. He picked up his teacup and gestured to her.

Su Wanqing also picked up her teacup. The two white porcelain cups gently touched, producing a crisp sound.

Outside the window, West Lake was covered in snow at night; inside, it was warm and tranquil. A complex atmosphere, transcending superior-subordinate relationships and blending trust, appreciation, and the hidden emotions brought about by that kiss, flowed silently between the two.

At this moment, they are not only bosses and capable assistants, but also companions who can entrust their backs to each other on a great journey.

"Let's eat first. I'll take you back to your hotel after you finish." Lei Guoliang broke the silence first, his tone returning to its usual calmness, but a hint of gentleness appeared deep in his eyes.

"Okay." Su Wanqing nodded, a faint, genuine smile spreading across her lips.

With Su Wanqing's arrival, the game of chess in Hangzhou officially began. And the subtle red thread between the two, which originated in the night of Shanghai, quietly deepened its bond in the snowy night of West Lake.