Get rich quick starting with buying a house with zero down payment

"4000, if that's acceptable, we'll close the deal. If it's really unacceptable, I'll look at other properties."

Lei Guoliang continued to exert pressure, saying, "I can immediately help you clear out 120 houses and get back 40 to 50 million yuan."

If you refuse, I'm leaving.

Manager Wang was breathing rapidly, and his hands were trembling slightly. He couldn't make the decision, but he knew that what the other party said was likely true.

"Mr. Lei... this is a very serious matter, I must consult with our General Manager Li immediately! Please wait a moment, I'll make a call right away!"

Half an hour later, Mr. Li, the developer of Jiangshan Yipin, a local businessman in his fifties, looked tired but had shrewd eyes, and rushed to the sales office.

In the VIP room, there were no pleasantries; they went straight to the point.

"Mr. Lei, 4000 is outrageous. This is a ready-to-move-in apartment with high-end decoration, fully furnished and equipped with appliances."

"4500, that's my bottom line." General Manager Li stared at Lei Guoliang.

"4000." Lei Guoliang didn't budge, but immediately offered a condition: "The actual transaction price is 4000. The contract price will be signed at 6000."

Zero down payment, bank mortgage, appraisal based on 6000. The difference will be refunded to me after the bank disburses the loan. Three years of free property management fees, and all taxes and fees are covered.

You handle the banking, appraisals, and loan application documentation yourselves. I only want the results: fast and safe. Okay, let's sign a letter of intent now. No, I'm leaving immediately.

Mr. Li fell silent. 4000—it stung, but was barely acceptable. The key was that it could clear out over a hundred units of inventory at once, quickly bringing in a massive 50 million in cash!

This is a real lifesaver for resolving land payments for new projects and easing pressure on bank loans.

"Mr. Lei... this operation is very risky." Mr. Li's voice was hoarse.

"Higher risks mean higher returns. Otherwise, why would I take over your investment for 4000?" Lei Guoliang retorted.

"Mr. Li, do you have a better option now? Or rather, do you have time to wait for a better option?"

Mr. Li looked at the young man in front of him, who was calm and composed, as if he had Mr. Li completely under his control.

Thinking of the urgent phone calls from the new project team, and the increasingly grim expression on the bank loan manager's face...

"...Okay! 4000 it is! Let's do it as Mr. Lei says!" President Li gritted his teeth and made the decision.

"It's a pleasure doing business with you, Mr. Li," Lei Guoliang said with a smile, extending his hand.

Ultimately, Lei Guoliang selected 120 units in Jiangshan Yipin that met his criteria.

Actual average price 4000, contract price 6000, zero down payment, high appraisal and high loan, cashback, all fees included. Standard process, successfully copied again.

With the house sorted out, the next step was finding a person. Lei Guoliang didn't have time to slowly search around Mingzhou. He called Su Wanqing directly.

"Wanqing, Mingzhou Jiangshan Yipin, 120 units, we've got it. Same model as Hangzhou." Lei Guoliang said succinctly.

"How's your team setup going? Could you spare someone to come over and get things set up in Mingzhou?"

The initial phase mainly involves acquiring and inspecting the property, and coordinating with banks for loan disbursement. Renting out can be delayed slightly, but it should be started as soon as possible.

Su Wanqing on the other end of the phone seemed to have just woken up, her voice slightly hoarse and lazy, but she immediately became alert: "120 sets? So fast! My team is basically formed and we are doing intensive training."

"Pick someone over... Let me think." She paused for a few seconds. "There's a girl named Lin Wei. I brought her from Shanghai. She used to work in customer relations at a hotel. She's very quick-witted, has strong execution skills, and is familiar with the procedures."

She can take two new recruits and go ahead to scout ahead, while I control the direction and provide remote support.

Once the banking procedures in Minnesota are mostly completed, we can either send a rental team there or recruit locally.

"Okay. Have her come over as soon as possible, bringing the necessary preliminary documents and procedures. Let her find a temporary place to stay first." Lei Guoliang agreed.

"You'll have to work hard these next few days, juggling both. Hangzhou is the foundation, and Mingzhou is the extension; both need to be stabilized."

"I understand, Guoliang," Su Wanqing replied softly on the other end of the phone, naturally calling him by his name with a hint of intimacy that only the two of them understood.

"Don't worry, I'll arrange everything. Be careful in Minnesota and eat on time."

"Okay," Lei Guoliang replied and hung up the phone.

He walked to the window and looked at the continuous winter rain outside Mingzhou. Su Wanqing's competence and thoughtfulness made things much easier for him.

She was becoming more and more adept at using the knife. Moreover, after that night in Hangzhou, a hidden bond and tacit understanding had formed between them beyond work, which made her even more dedicated to helping him.

Soon, Su Wanqing sent Lin Wei's QQ number to Lei Guoliang. Lei Guoliang added her on QQ, briefly explained the situation, told her to come to Mingzhou the next day, and added her to a small group chat with only him, Su Wanqing, and Lin Wei for easier communication.

By the time he finished dealing with all that, it was already late. The rain was still falling. Lei Guoliang ate dinner alone in the hotel restaurant, then returned to his room.

The wheels of empire rolled through Minnesota, leaving behind the imprint of 120 properties. Next stop, time to prepare for the New Year.

His phone screen lit up with a message from Ji Fanyin, asking if he had eaten and reminding him to wear warm clothes since it was raining in Shenzhen. A cute emoji followed the message.

Then came the Yangcheng Daily report sent by Shen Mo. The data was impressive, and at the end was a note: "President Lei, everything is going well, don't worry."

Su Wanqing also tagged him in the small group, sending Lin Wei's flight information and a message: "I have told her to follow your arrangements. Things are going smoothly in Hangzhou, so don't worry."

Three women, three cities, three different ways of showing care. Ji Fanyin represents the warmth of home, Shen Mo represents professional reporting, and Su Wanqing represents the tacit understanding of fighting side by side, along with a hidden concern.

As Lei Guoliang looked at these messages, a rare, extremely faint, complex expression, which even he himself did not notice, flashed across his cold eyes.

Reborn, he vows never to be troubled by love again, but to be a hunter of money and power.

But these women, who appeared at different stages of his life and in different ways, unknowingly became an indispensable and warm part of his vast empire.

Is it a weakness? Perhaps. But it is also a driving force, an anchor point, one of the few real things he can feel on this cold journey.

He replied briefly to each question. Then he turned off the light and fell into a deep sleep amidst the patter of the Minnesota night rain.

Tomorrow, Lin Wei will arrive. The chess game in Mingzhou will officially be taken over by the pieces he has placed.

The winter rain in Minnesota had not yet stopped when Lei Guoliang boarded a flight back to Shenzhen.

Outside the cabin, the clouds were a deep gray, while inside, the heating was excellent. He leaned back in his seat, closed his eyes to rest, but his mind was racing through the events of the past six months, like a movie playing in his head.

In June, he returned from the ashes, starting from a small town, using 120 highly appraised and high-loan houses to leverage his first pot of gold.

In August, he went to Shanghai, won over Su Wanqing, replicated the strategy, and reaped 2630 million yuan in cashback, turning Shanghai into a cash cow.

In September, they moved to Beijing, tackled the tough challenge of dealing with Han Mei, and expanded their operations in the north, acquiring core assets of 120 properties and over 1900 million yuan in cashback.

In October, he went south to Guangzhou and unexpectedly "found" Shen Mo, thus gaining another advantage and receiving more than 1300 million yuan in cashback.

In December, he moved west to Hangzhou and brought in Su Wanqing. This breakthrough led to a smooth start in Hangzhou, with over 1000 million yuan in cashback rebates.

In January 2004, Lin Wei went to Mingzhou and acquired a luxury river-view mansion. She had already gone to the front line. If everything went smoothly, she could still receive more than 10 million yuan in cashback after the Spring Festival.

In just over six months, 720 high-quality properties in six cities were acquired, and the cashback received amounted to a staggering 76 million yuan.

This does not include the cashback from Minnesota. If everything goes smoothly in Minnesota after the New Year, he will receive an additional 10 million in cashback, bringing his cash deposits to over 80 million.

After the New Year, we plan to acquire four more cities: Jinling, Xiamen, Dalian, and Qingdao, bringing the total to ten.

The nascent form of an asset empire spanning north and south and connecting the coast has already taken shape.