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Chapter 87 Loan of 10 Million

As Han Mei stepped out of the Anjia Tianxia headquarters building, she looked up at the gray sky. The skyscraper she once regarded as a battlefield now resembled a giant tombstone, burying all her ambition and glory.

Ji Fanyin accompanied her, and the two of them passed through the revolving door one after the other, like two drops of water evaporating in the dry autumn wind, without causing any ripples.

In the lobby downstairs, several middle-level managers who originally wanted to come up and say hello swallowed their words after seeing Ji Fanyin's cold gaze, and walked away with their heads down, pretending to be nonchalant.

However, beneath this apparent calm, undercurrents surged. Han Mei's departure was not the end, but rather a boulder thrown into the deep pool of Anjia Tianxia, ​​the ripples carrying a chilling aura that quickly spread throughout the entire upper echelons.

Every executive who received the news reacted by holding their breath, followed by a sharp contraction of their heart. Who would be next? This fear of the unknown was more lethal than any public purge.

Meanwhile, in the North China region, surgical procedures were being precisely carried out under Lu Chaoyang's iron fist. Key positions in Chang'an and Muqi were rapidly being filled by new faces bearing the marks of headquarters certification or fresh blood, like dominoes falling from the sky.

After a brief period of stagnation, the business began to struggle and restart under a new, more stringent management system. The once coveted position of General Manager of the North China region was now vacant, like an alluring trap, remotely controlled by Lu Chaoyang, with several senior vice presidents carrying out his orders with trepidation.

Everyone knew perfectly well that this position was waiting for a perfect puppet, a new master who was capable enough to manage the complex situation in North China, and who was absolutely loyal, absolutely law-abiding, and would never dare to have any improper thoughts.

In the last week of October, Lei Guoliang chaired the first expanded meeting of the group's senior management since the storm at headquarters.

The attendees were a large group, including Su Wanqing, Shen Mo, general managers from major cities, and all directors from headquarters.

The air in the meeting room seemed to freeze, a stark contrast to its usual flamboyant and enthusiastic atmosphere, as if from two different worlds. In its place was extreme caution and a tension stretched to its limit.

As everyone entered the meeting room, Zi Guang unconsciously looked towards the head of the table first. Lei Guoliang remained calm and composed, like a bottomless ancient well, revealing no emotion whatsoever.

Beside him, Lu Chaoyang's face was as cold and stern as iron, a chilling expression that came from someone who had just returned from the front lines in North China. On the other side, Ji Fanyin's expression was gentle, with a faint smile playing at the corners of her lips.

But those clear eyes, like a scalpel, quietly swept over everyone present, as if they could see through all pretenses.

The meeting agenda was almost coldly concise. Lu Chaoyang spoke first, reporting the results of the investigation and handling of the issues in the North China region.

His wording was extremely precise, the facts were clear, and the logic was rigorous, but he cleverly omitted all details that might involve personal privacy or specific grievances, only repeatedly emphasizing the loopholes in the system and the dereliction of duty in management.

Each word was like a cold, steel chain, gently resting on the shoulders of each executive, heavy with reminders of the boundaries of their power.

Following this, Lu Chaoyang announced the new procedures following the expansion of the risk control department's authority, and provided a detailed explanation of the "Ten Regulations for Senior Management." There is no room for negotiation, no room for maneuver; these are new regulations, and more importantly, they are red lines.

The audience members were sweating profusely. Some were secretly jotting down key points in their notebooks, while others straightened their backs even more, afraid of showing the slightest sign of slackness.

Subsequently, Su Wanqing and Shen Mo gave quarterly summaries for East China and South China respectively, as well as reports on plans for the next quarter.

These two reports are exemplary, with detailed data and clear organization, but strangely, they make no mention of any matters that require special approval or flexible handling.

They all focused on compliance, risk control, team building, and absolute coordination with headquarters.

Su Wanqing even volunteered, proposing that the East China region serve as a pilot demonstration area for the "Ten Regulations for Senior Management," using the highest standards to motivate herself.

When reporting on the progress of Anjiaquan's business, Shen Mo spent a great deal of time explaining its risk control measures and data monitoring system, for fear of overlooking any detail that might worry the headquarters.

They are silently submitting a pledge of allegiance in the most standard manner: we are safe, controllable, and worthy of continued trust.

At the end of the meeting, Lei Guoliang gave a brief summary. He did not mention Han Mei's name, nor did he utter a single emotional word. He simply calmly emphasized three points, each word carrying immense weight.

First, rules are the bottom line and the sole cornerstone of the company's long-term stability. Anyone, no matter how great their past achievements or how senior they are, will be treated equally and without leniency once they cross the line.

Second, development is the ultimate goal, but compliance is an insurmountable prerequisite. The company encourages innovation and expansion, but all of this must be strictly confined within the framework of rules.

Third, the company will never mistreat any loyal and valuable partner. He then dropped a bombshell that ignited the atmosphere: the company will be launching a long-term incentive plan aimed at sharing the fruits of development and retaining core talent.

Finally, like a match suddenly struck in the darkness, it instantly attracted everyone's attention.

Although Lei Guoliang didn't say it explicitly, the elites present all understood the meaning behind the terms "long-term incentives," "sharing the results," and "binding core talent." They all pointed to one thing: equity.

The meeting ended amidst a complex and indescribable mix of emotions. The fear was slightly soothed by the carrot shaped like equity incentives, and expectations were rekindled, but deep-seated doubts and unprecedented caution were branded into everyone's hearts.

Everyone knew perfectly well that Han Mei's era had come to a complete end, and a new era that was more standardized, more centralized, but also meant potentially greater sharing of benefits was slowly unfolding.

Whether one can become a beneficiary of the new era no longer depends on past achievements, but on future performance, and most importantly, on Lei Guoliang's judgment.

That afternoon, Lei Guoliang drove alone to the office building on the quiet street corner again and entered the command center known as the Ghost Fleet.

The atmosphere here has changed dramatically since I first met you two months ago. On the huge electronic screen, the curve representing net worth has climbed a dazzling, steep mountain, demonstrating the astonishing power of capital.

By precisely reducing its holdings by more than half in early October, the fleet successfully avoided the sudden and significant correction.

Subsequently, amidst the explosive growth of the securities and banking sectors, Lei Guoliang, leveraging his precognitive advantage from his reborn memories, directed his fleet to make precise entries and reap substantial rewards.

Standing in front of the screen, Zhao Shanhe saw Lei Guoliang enter and immediately strode forward to greet him. This usually composed veteran of the capital markets couldn't hide his excitement, his voice trembling slightly with elation: "Mr. Lei! As of today's closing bell, the fleet's total market capitalization is 9.2 million!"

With a principal of 3.5 million, a net profit of 5.7 million was made in less than four months. The annualized return rate exceeds 500%! This does not include the tens of millions of yuan in profits earned through short-term trading accounts during the same period.

Even though Lei Guoliang was mentally prepared, he couldn't help but feel a slight tremor upon hearing this number. This was the terrifying power unleashed by the combination of reborn memories and professional capital.

He knew this was just the beginning. Hudong Heavy Machinery was still consolidating at a low level, Yunnan Copper was about to usher in its second major upward wave after adjustment, the securities and banking sector was just beginning to rise, and gold's safe-haven properties had not yet fully materialized—the wealth feast before him had only just begun.

"Well done." Lei Guoliang nodded, his tone still calm and even, as if he were only dealing with a string of ordinary numbers: "You handled the portfolio adjustment rhythm very accurately."

"It is thanks to your brilliant and insightful decision, Mr. Lei," Zhao Shanhe said sincerely. After this complete cycle of operations, his initial skepticism about Lei Guoliang's market intuition had transformed into near-blind worship. That wasn't just intuition; it was clearly a divine revelation from the future.

"Next," Lei Guoliang walked to the tactical table, and Zhao Shanhe immediately handed him a latest holdings report and market value analysis: "Continue to implement the silent holding strategy."

However, it's crucial to closely monitor these stocks for bottoming signals. Once a reversal is confirmed, immediately increase your holdings to make up for the positions you previously reduced.

He tapped the report lightly with his finger and continued issuing instructions: "In addition, closely monitor the progress of the shareholding reform, especially those companies on the list that have strong expectations for reform and solid fundamentals. This is the core of the next stage."

"Understood, Mr. Lei. I've already arranged for someone to keep an eye on it." Zhao Shanhe quickly wrote it down.

Lei Guoliang stared at the heart-pounding numbers on the report, his mind racing. This enormous unrealized profit was the solid foundation and strongest ammunition for all his grand plans to come.

An even bolder plan took shape in his mind. He immediately had Lu Chaoyang arrange a meeting with senior executives of Shenzhen Development Bank to discuss a huge financing loan.

His goal was clear: to leverage stock market funds and secure a loan of 10 billion yuan. Although the current net asset value of the stock market is only 9.2...

With such strong profit performance, a loan of 10 billion should not be a problem, and even if we take a step back, 8 million would be acceptable.

The negotiations went surprisingly smoothly. Ultimately, the bank readily approved a credit line of 10 billion yuan. However, the collateral was not the stock assets Lei Guoliang had anticipated, but rather the equity of Anjia Tianxia.

According to the valuation by a professional appraisal company, Anjia Tianxia is currently valued at 10 billion yuan.

Lei Guoliang was not satisfied with the valuation. He knew that Anjia Tianxia's future growth potential was far greater than this, but this loan was only for short-term working capital, and he had no plans to seek external financing for the time being, so he didn't bother to argue with the valuation agency.

As for why he abandoned stock collateral and switched to company equity, Lei Guoliang had deep considerations. With stock financing, if extreme market conditions caused a stock price crash, banks had the right to forcibly take over the account and liquidate the positions to ensure the safety of funds, which would restrict his operations in the capital market.

While pledging company shares resulted in a lower valuation, it at least ensured his absolute control over the Ghost Fleet and avoided the risk of the account being subject to bank supervision.

Ultimately, Lei Guoliang chose to use Anjia Tianxia's shares as collateral to successfully obtain a loan of 10 billion yuan, which he then invested entirely in the stock market, preparing for the next, even more explosive, surge.