Tokyo, 1991: Starting as a bank clerk

Chapter 119 This World is Too Complicated [6 Chapters, Requesting Monthly Tickets]

Chapter 119 This World is Too Complicated [Sixth Update, Requesting Monthly Tickets]

After getting the answer he wanted, Kiryu Yaya left the small meeting room.

There were still some people working overtime in the office area of the financing review department.

But most of the staff had already gone home.

Chihaya Yuri was still in her seat, working on a case report for Higashi-Osaka Seiko.

Kiryu Yaya sat down, his mind still replaying what Kajiwara Masazō had just said.

Tokyo Asset Management Research Association.

Membership, points.

He leaned back in his chair, closed his eyes, and pieced the fragments together one by one.

First of all, the structure of this organization is very clear.

On the surface, it is the Dongzheng Association itself.

Asset succession, business restructuring, and tax optimization—each move hits the hardest spot for small and medium-sized business owners.

After the bubble burst, countless companies faced problems such as broken cash flow, shrinking assets, and chaotic succession.

The emergence of such "research groups" is itself in line with market demand.

The problem is that, apart from its own function, it also involves underground power-money transactions.

Take Kajiwara Shozo as an example.

First, use 50 million to get Kiyomasa Ogaki approved for a 1 billion loan.

Next, we will acquire another asset concealment plan.

Nominee real estate, anonymous overseas accounts, physical gold trading, cashing out insurance payouts, splitting trust beneficiary rights —

Each asset exists independently.

There is no obvious financial connection between them, and on the surface, no asset directly belongs to Kajiwara Masazō.

If Kajiwara Masazō himself hadn't admitted it, it would have taken the bank and the National Tax Agency at least several months, or even longer, to piece these pieces together.

By then, Kajiwara Masazō would probably have already fled.

On this chain of interests, Kiyomasa Ogaki obtained 5,000 points almost risk-free.

Hara Shozo also converted the billion-yen loan into hidden assets.

The only loss was a billion yen in debt owed to banks.

Even if Kiryu Yaya hadn't discovered the connection between Kajiwara Masazō and Ōgaki Kiyomasa through "the manager's obsession," it would have been impossible.

It is virtually impossible for banks to know about the transactions between them.

No, even if we knew, it would be meaningless.

Because there is no evidence to prove that there was any transaction between the two.

Even with Hara Shozo's testimony, without obtaining the transaction records of the Toseikai, this evidence is completely insufficient to convict Ogaki Kiyomasa.

This may explain why Kiyomasa Ogaki was so confident in granting the loan.

Even if the loan becomes a bad debt, he, as a finance department head who is about to retire, can shift the blame to Masakazu Yamada.

It is entirely beneficial and without any harm.

That's quite a scheme.

Kiryu Yaya let out a soft sigh as he thought about this.

This world is really too complicated.

He leaned back in his chair and stared blankly for a long time.

Then he sighed and picked up the telephone on the table.

After hesitating for a few seconds, I picked up the receiver.

dial.

The number is Kuroda Shuichi's personal direct line.

For these strange things, you can't go wrong asking him.

However, calling at this time is not very polite.

But I doubt Kuroda Shuichi would care about these things.

The phone rang twice before being answered.

"Feed?"

Shuichi Kuroda's voice rang out, with faint music in the background, like the deliberately subdued jazz piano music found in upscale clubs.

Kiryu Yaya leaned back in his chair, speaking casually.

"President Kuroda, it's so late and you're still out there. Your energy is truly admirable."

A soft laugh came from the other end of the phone.

"Kiryu-kun, you're talking like an old man. This is only my second performance, why is there still the sound of a photocopier on your end?"

Don't tell me you're still at the bank.

"Just finished."

Kiryu Yaya did not deny it.

"The case involving Higashi-Osaka Seiko will be concluded tonight."

"Oh?"

Kuroda Shuichi's tone became more interested.

"The one with a billion?"

"Yes, President Kuroda is very well-informed; nothing that happens in the bank escapes your notice."

Shuichi Kuroda chuckled and asked, "How much did you recover?"

"The book deficit is 800 million, but it looks like we should be able to recover more than 600 million."

There was a moment of silence on the other end of the phone, followed by a low laugh from Shuichi Kuroda.

"That's not bad, but Kiryu-kun called so late, it couldn't just be about this, right?"

"certainly!"

Kiryu Yaya tapped his finger lightly on the table, getting to the point.

"While investigating this case, I heard some interesting things, so I'd like to ask President Kuroda about them."

"What?"

"Eastern Committee Meeting".

The moment Kiryu Yaya uttered those three words, the other end of the phone immediately fell silent.

About three seconds later, Kuroda Shuichi's voice rang out again, his tone still steady, but less relaxed than before.

"Kiryu-kun, where did you hear that name from?"

"Kajiwara Shozo."

Kiryu Yaya did not hide anything.

"He confessed to a lot of things. Including how he got the billion-dollar loan and who taught him to hide his assets so well."

"Ogaki Kiyomasa?"

Shuichi Kuroda said the name directly.

Kiryu Yaya raised his eyebrows slightly.

"President Kuroda really does know everything."

"What's the use of knowing?"

Shuichi Kuroda chuckled softly, a chuckle carrying an indescribable meaning.

"Knowing and being able to obtain evidence are two different things."

That's why I made this call.

Kiryu Yaya lowered his voice a little.

"President Kuroda, I'd like to know, what kind of organization is this?"

There was a few seconds of silence on the other end of the phone.

Then, Kuroda Shuichi slowly began to speak.

"Kiryu-kun, this call came a bit too suddenly."

Kiryu Yaya did not respond.

Shuichi Kuroda continued, "The matter of the East Reorganization Association cannot be explained in a few words. Moreover—some things cannot be said over the phone."

Kiryu Yaya's fingers paused slightly.

"So, what does President Kuroda mean?"

"I'm not in Osaka for the next couple of days."

Shuichi Kuroda's tone returned to its usual composure: "There's a project to discuss in Nagoya, and I won't be back until the weekend at the earliest. Once I get back to Osaka, we'll find a place to sit down and talk about it."

He paused, his tone becoming more meaningful.

"If you're really interested in this, I can show you around."

Kiryu Yaya held the receiver and remained silent for a moment.

Then, he smiled.

"Then it's settled. I'll wait for your news after President Kuroda returns."

"it is good."

Shuichi Kuroda responded, his tone becoming lighter again.

"Kiryu-kun, go home and get some rest. There's always work to be done at the bank; your health is the most important thing."

"President Kuroda too."

The phone hangs up.

Kiryu Yaya put the receiver back, leaned back in his chair, and stared at the now-silent telephone without saying a word.

As for whether Kuroda Shuichi's words, "I can show you around," were a genuine invitation or had ulterior motives, he couldn't tell yet.