Tokyo, 1991: Starting as a bank clerk

Chapter 163 400 Billion Yen! [First Update, Requesting Monthly Tickets]

Kiryu Yaya turned around.

A person also wearing a black mask stood behind him.

He was slender, dressed in a well-tailored suit, and holding a glass of amber-colored whiskey.

Kiryu Yaya's gaze swept over him quickly.

Although he is quite old, his overall demeanor gives off an air of wealth and nobility.

"Is this your first time here?"

The person asked, their voice neither too loud nor too soft, carrying a composure that came from someone accustomed to grand occasions.

Kiryu Yaya did not answer immediately.

He lowered his eyes, a thought flashing through his mind.

[The Banker's Eye], activated.

The semi-transparent information panel unfolds silently in view.

Seiichi Takatsukasa

Age: 45

[Position: Government Economic Policy Advisor, Cabinet Office Advisor, Eastern Reconstruction Committee Administrator]

【assets:】

1. Former aristocratic residence near Nanzen-ji Temple in Kyoto: appraised value approximately 35 billion yen.

2. Hi1Is penthouse in Roppongi, Minato-ku, Tokyo: appraised value approximately 22 billion yen.

3. Karuizawa villa and surrounding woodland: appraised value of approximately 12 billion yen.

4. Overseas assets (held through multiple BVI companies): approximately 330 billion yen

—Unannounced account at UBS: approximately 170 billion yen —Hedge fund units in the Cayman Islands: approximately 80 billion yen —Commercial real estate in Mayfair, London: approximately 50 billion yen —Art and wine collections held by a Singapore trust structure: approximately 30 billion yen

5. Domestic securities and investment portfolio: approximately 45 billion yen

6. Dongzhenghui Points Account: Approximately 120,000 points (eligible for 12 billion yen)

7. Six investment apartments in Meguro Ward, Tokyo (nominal ownership, held by an asset management company): approximately 18 billion yen.

8. Golf memberships (seven locations in Tokyo, Kyoto, and Hakone): approximately 4.5 million yen

"9. Collection of Japanese and Western Paintings (Higashiyama Kaii, Sugimoto Hiroshi, etc.): Approximately 25 billion yen"

Total assets: Approximately 492 million yen

[Liabilities:]

"1. Residence near Nanzen-ji Temple in Kyoto - Mortgage Financing (Mitsubishi Trust Bank): 15 billion yen"

"2. Overseas investment related to private borrowing (through a family office in Hong Kong): 40 billion yen"

「3.东整会事务局·应付未付积分购买款：3，000积分（约3，000万円）」

"4. Political donations related to off-balance-sheet commitments: approximately 8 million yen (not yet recorded, to be gradually absorbed through related foundations)"

"5. Nominee ownership of real estate – Nominee owner compensation payable: approximately 1.2 million yen"

"6. Overseas account maintenance and legal fees - Annual expenditure commitment: approximately 2.5 million yen"

"7. Development Bank of Japan - Guarantees for Existing Related Projects (Off-Balance Sheet): 20 billion yen"

Total liabilities: Approximately 90 billion yen

Net assets: Approximately 400 billion yen

[Hidden Message Hint (Lv.2):]

"1. The Swiss account under the 'Overseas Assets' section shows frequent large-scale fund inflows and outflows, suggesting the possible involvement of undisclosed political donations."

2. The actual size of the liabilities related to "political donations" may be several times higher than the book value, involving the allocation of election funds for multiple members of parliament.

"3. The Dongzheng Association's Secretariat has a deep connection with this target beyond that of a regular member, and its points account has abnormal credit enhancement records."

Kiryu Yaya's pupils contracted almost imperceptibly.

400 million yen!

This figure is larger than the assets of anyone he has ever seen.

Ogaki Kiyomasa, Kuroda Shuichi, Kajiwara Shozo, Wamitsu Masataka....

All the assets of everyone combined probably don't even amount to half of this person's.

Moreover, his asset structure is extremely complex.

It is held through multiple BVI companies and involves multiple jurisdictions.

Even if Taki Hanayama of the Osaka National Tax Bureau were to personally investigate this structure, it would still require a significant amount of time and resources to trace the final destination of the funds.

More importantly—

Government Economic Policy Advisory Committee.

Seiichi Takatsukasa is not only rich, but also powerful.

The policies he helped formulate could influence the direction of the entire Japanese economy.

By using the East China Sea Economic Cooperation Council as a channel, he can also turn policy trends into commercial interests in advance.

Kiryu Yaya already had the answer in his heart.

This person is the real big boss of the Dongzheng Association.

"Yes, the first time."

Kiryu Yaya answered naturally, with a hint of the timidity typical of a newcomer, but without being overly humble.

Takatsukasa glanced at him, his eyes behind the mask narrowing slightly, as if he were examining something interesting.

"You're very young. What industry are you in?"

"bank.

, 7

Kiryu Yaya made no attempt to conceal anything; the fact that the other party was an administrator of the East Central Association meant that his identity could be verified.

Moreover, given the other party's level, he had absolutely no need to hide anything.

A hint of interest crept into Seiichi Takatsukasa's tone.

There are quite a few bankers in the East Bank, but most of them are mid-level managers, and they are at least forty years old or older.

It's clear that this young man can't join the membership through his job title, so he can only join through a guarantor program.

So he asked again, "Oh? Which bank?"

Mitsubishi Bank.

Who is your guarantor?

"President Shuichi Kuroda."

Takatsukasa Makoto nodded, a look of realization crossing his face: "Oh, it's that kid Kuroda."

Kiryu Yaya's lips twitched slightly.

Kuroda, that kid.

This statement alone is enough to demonstrate this person's seniority and status.

In the entire Kansai business world, there are probably only a handful of people who dare to call Shuichi Kuroda "kid".

"Yes."

Kiryu Yaya nodded: "President Kuroda is my guarantor."

The person chuckled softly, a low, gentle laugh carrying a sense of detachment born from having seen the world's complexities.

"Kuroda's judgment has always been pretty good."

He picked up his glass, took a sip of whiskey, and the amber liquid swirled gently on the glass.

Seiichi Takatsukasa moved very slowly, as if he were savoring something.

"Young man, what's your name?"

"It's Kiryu too."

Kiryu Yaya didn't hide anything; there was no point in hiding anything from someone like that.

Takatsukasa Makoto nodded, savoring the name as if he were twirling it on his tongue.

"Kiryu—this surname is not common in Osaka."

My father was from Osaka, but he has passed away.

"Oh? Sorry."

While Takatsukasa Seiichi said "sorry," his tone carried no real apology; rather, it was more of a confirmation.

It was confirmed that this young man did not have any powerful family connections that he should care about.

Kiryu Yaya naturally understood this implication, but showed no displeasure.

Seiichi Takatsukasa took another sip of whiskey, his gaze falling on the huge black screen deep inside the trading hall.

"Kiryu-kun, what do you think of this place?"

Kiryu Yaya followed his gaze.

On the screen, lines of transaction information scroll silently.

"This place—"

Kiryu Yaya carefully considered his words, speaking slowly and deliberately: "In terms of the efficiency of information flow, it is the best platform I have ever seen."

Seiichi Takatsukasa didn't reply; he simply held his wine glass and quietly watched him.

Kiryu Yaya continued, "The transmission of financial information from the outside world often goes through multiple layers of filtering. One layer reports to the next, and then another layer suppresses it. By the time the information reaches the people who really need it, its timeliness has been greatly reduced."

"But the East China Conference is different. Information providers and users connect directly here, without intermediaries or layers of approval. A piece of information can go from being sent to a deal in just a few minutes."

He paused, his gaze falling on the scrolling screen.

"This efficiency is unmatched by any external organization."

Seiichi Takatsukasa nodded slightly.

This is indeed one of the biggest advantages of the East China Association.

The fact that this young man could understand this so soon after joining shows he has potential, and it's no wonder that Kuroda was willing to be his guarantor.

Kiryu Yaya read Takatsukasa Seiichi's thoughts, smiled slightly, and then changed the subject, saying, "However, high efficiency often hides high risks."

At this point, Kiryu Yaya suddenly realized something, slowly stopped, looked at Takashi Seiichi, and smiled shyly, "Sorry, senpai, I was being nosy."

Seiichi Takatsukasa's wine glass paused in mid-air, a hint of interest in his eyes, and he said, "It's alright, please continue."

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