Kneeling before the two memorial tablets, Chang Yuan's tears flowed uncontrollably.

Memories and emotions intertwined, further merging their understanding of each other.

Chang Yuan recalled his father, Chang Hu, sacrificing himself in the raid on the Blood Spirit Cult's stronghold, and felt grief and anger.

He recalled his mother, Li, who had been bedridden for many years due to giving birth to four children, and felt heartbroken.

He recalled that after his mother heard about his father's death, her condition deteriorated rapidly, and she passed away in just three days, which caused him immense grief.

He recalled the fear he felt when he went from having both parents to becoming the only adult male in his family in the blink of an eye.

He recalled how he had suppressed his grief and taken over his father's position as a junior officer in the Embroidered Uniform Guard, feeling utterly lost as he officially became the head of the family.

He recalled the helplessness he felt when he had to borrow money to pay for his mother's medical treatment, having spent all the family's money.

Chang Yuan already knew what happened next: when the original owner was in the most difficult time, a secret raid mission by the Embroidered Uniform Guard suddenly came his way.

The poor original owner couldn't refuse the mission. In order to survive the battle, he had no choice but to go into his workshop and stay up for two consecutive nights to handcraft a new type of revolver and 84 metal bullets.

However, his body reached its limit, and he eventually fell asleep on the train and never woke up again, giving Chang Yuan a second chance at life.

This complete fusion and weeping allowed Chang Yuan to digest all of the original owner's emotions, and his soul and body were completely merged into one.

Like wiping the fog off his glasses, the world became clearer in his eyes, and he felt refreshed both physically and mentally.

Chang Yuan also paid the price for this. Some of the original owner's emotions were incorporated into his heart, and he also took on the karma of the original owner's deepest resentment.

It wasn't the death of his father, Chang Hu.

He was killed by the Blood Spirit Cult while on a mission. It was a public vendetta, not a personal one. Besides, those cult members were all killed by the Embroidered Uniform Guard at the time.

The cause and effect that Chang Yuan was following was Zhou Shan, a loan shark, a scoundrel (a derogatory term for a hoodlum in Henan Province).

Being able to lend money at the Jinyiwei (Imperial Guard) headquarters means you must have powerful figures protecting you.

But no matter how important a person is, they must be careful when facing the Imperial Guards and will not push them to their death.

Therefore, Zhou Shan usually follows the rules when lending money, only charging the minimum monthly interest rate of three percent.

But when the original owner went to borrow money, Zhou Shan actually asked for 30% monthly interest.

Not only did the interest rate increase tenfold, but it also compounded, requiring a nine-out-of-thirteen-out system.

The original owner knew that Gao Shan was going to take advantage of the situation!

When Chang Hu died in battle, his squad was also wiped out, and the Chang family's connections within the Embroidered Uniform Guard were wiped out, leaving them as a vulnerable group without any background.

The original owner was thin and frail, and did not look like someone who could live a long life.

If he gets into trouble again, the entire Chang family will become easy prey, and anyone can take a bite out of them.

Zhou Shan was simply bold and greedy enough to risk jumping out and trying to take the first bite of Chang Yuan's flesh while Chang Yuan was still alive.

The original owner saw through Zhou Shan's intentions, but his mother was in a hurry to save his life and didn't know how to do accounting, so she thought that as long as she took risks, she could repay the debt.

He reluctantly borrowed the money, only to spend it all.

Zhou Shan had no intention of lending money properly; he was betting that the original owner would die during the mission, and then he would bully his younger siblings and seize the Chang family's mansion.

The original owner gambled that he could survive the dangerous mission, receive a generous reward, pay off Zhou Shan's debts, and then go back and smash his head open.

Unfortunately, the original owner lost the bet.

Fortunately, Zhou Shan did not win either.

Another time traveler named Chang Yuan took over the gambling game and made great contributions in his first battle, earning the appreciation of the flag officer and the commander of a thousand households. He also received a large reward for presenting a gun.

Chang Yuan's lips curled up slightly, revealing a sinister smile.

He has no intention of repaying the money properly; he wants to deal with Zhou Shan first, and then he will repay the money!

He wiped away the tears from his face, hid the three hundred silver dollars and his share of the spoils, and went out to buy meat with only two silver dollars.

Let's have a good meal tonight!

Two silver dollars have a very strong purchasing power.

Each silver dollar cost half a tael of silver, which was worth half a string of copper coins, or 500 copper coins.

The purchasing power of a copper coin is more than double that of a one-yuan RMB in my previous life.

Chang Yuan booked a table at the hotel, with eight cold dishes and eight hot dishes. In addition, he bought rice wine and fermented rice water, and paid for the delivery. He didn't even spend two silver dollars.

In the end, there were 140 copper coins left.

The food and wine had just been laid out when his second brother, Changjian, excitedly ran home.

Upon seeing Chang Yuan, he excitedly shouted, "Big brother, you're back!"

"I've heard about it. You were really impressive this time. Even the commander praised you."

"Wow, so much delicious food! How many silver coins did Lord Qianhu reward us with?"

Chang Yuan held up three fingers.

He would often shout, "Three hundred silver dollars!"

"That's great, now we can pay off all the debts our family has."

Chang Yuan shook his head: "Although it's only for a dozen days, three hundred silver coins might not be enough."

Chang Jian scoffed, "Brother, you're overthinking it. Even Commander Qian has praised you. Would that scoundrel Zhou Shan dare to be so tactless as to charge you interest?"

Chang Yuan said, "I think he's really daring to accept these things, but he might live to accept them, not live to spend them!"

As the two brothers were talking, their third sister, Chang Zhuo, took her fourth brother, Chang Shichang's, hand and they entered the courtyard together.

Chang Yuan smiled and said, "Third sister and fourth brother are back! Quickly wash your hands and eat!"

The Chang family had four siblings with foresight and wisdom. Except for the eldest brother, Chang Yuan, who was twenty years old, the rest were still children, at the age when they craved meat.

Hearing their older brother say to eat quickly, they all buried their heads in their bowls and ate until they were stuffed, before drinking sour water to aid digestion and talking.

"Second son, how are your studies going? Have you decided which school you want to attend?"

"Don't worry, brother. My grades are good enough to get into Yangming Academy, where I can learn the Six Arts of a Gentleman and also astronomy. However..."

"Don't worry about money. As long as you can pass the Yangming Academy's exam, your older brother will naturally support your schooling."

"Thank you so much, brother!"

"What about you, Third Sister?"

"Don't worry, brother. I haven't neglected my studies or needlework. I will never let you down."

"Good, that's excellent!"

"The fourth one?"

"Brother, I have finished learning the Three Classics, the Classics, the Hundred Schools of Thought, and the Thousand Thousand Character Classic. Master said that after a few more days of consolidation, I can start learning the Analects from him."

Looking at the three little ones, Chang Yuan felt a wave of academic brilliance wash over him, making his face twitch slightly.

Why?

We were all born to the same parents, and all three of you are so outstanding, while I, Chang Yuan, am just average-minded.

hateful!

Despite his outward complaints about the unfairness of the world, Chang Yuan's lips curled into a smile as he generously handed over three silver dollars as a reward to his younger siblings.

"As the eldest son in the family, you have no need for the hereditary position of Junior Officer in the Embroidered Uniform Guard. You must study hard so that you can find a way to make a living on your own."

"Keep this money safe. Use it to buy snacks, pens, ink, and books, but absolutely do not gamble with it, understand?"

Changjian took the silver coins and carefully put them away: "Don't worry, brother, I'll keep an eye on them and make sure they don't make any mistakes."

Chang Zhuo took the silver coin and gave Chang Yuan a sweet smile, saying, "Thank you, brother."

Then, glaring angrily at Chang Jian, she said, "Hmph, I'll keep an eye on you too, Second Brother!"

The fourth brother, using common sense, took the silver coin and bit into it. Not only did he not leave a tooth mark, but he also felt a pain in his teeth from biting into it.

The little boy, fighting back tears, said, "Thank you, big brother."

Chang Yuan reached out and rubbed his fourth brother's head, then talked with his family for a while before sending them all back to their rooms to sleep.

He stood in the courtyard for a while before finally making up his mind.

He didn't intend to just repay the principal of the loan and be done with it. He wanted to follow the rule of "nine out, thirteen back" and pay Zhou Shan both the principal and interest at a monthly interest rate of 30%.

Then I shot him in the head.

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