A song from Chengdu revived a closed-down pub.

Chapter 55 Pan Wengang's Online Loans

Pan Wengang opened his mouth but couldn't say a word; he just kept dodging.

When Pan's mother heard the words "online loans," her expression changed.

She put the fruit plate on the table, and without even taking off her apron, she immediately joined the ranks of those surrounding her son.

As the saying goes, two fists can't beat four hands, and Pan Wengang was quickly defeated.

Pan's mother grabbed her son's arm: "Tell me, did you lend it or not? Tell me the truth!"

Pan Lei snatched the phone away and asked, "What's the password?"

Pan Wengang, neck stiff and with an unyielding expression, declared, "You cannot invade my privacy!"

"What's the password!" Pan Lei's voice rose another half octave.

"I forgot." Pan Wengang gritted his teeth, preparing to tough it out to the end.

At this moment, Su Fan casually added, "Modern mobile phones all use facial recognition and fingerprint unlocking."

Upon hearing this, Pan Lei immediately pointed his phone at Pan Wengang's face without saying a word.

Before Pan Wengang could react, he heard a beep and his phone unlocked.

"No..." Pan Wengang let out a desperate wail.

Pan's mother leaned closer, staring at the phone screen, and asked, "Where can I look at loan options?"

Pan Lei looked at Su Fan, who said quietly, "Any app with the words 'money,' 'loan,' or 'borrow' in its name is probably an online loan app. And those with flashy icons and auspicious names are also pretty much the same."

Pan Lei started searching on his phone.

The first app I used to apply for a loan of 2 yuan.

The second one is 1.8.

The third one is 2.5.

The fourth one, 3.

The fifth one...

There were eight loan apps in total, costing a total of 180,000 yuan.

Pan Lei's face turned ashen. He slammed his phone on the table, pulled out his belt, folded it in half, and held it in his hand, angrily saying, "180,000... You fucking borrowed a whole 180,000."

As he spoke, he swung the belt at Pan Wengang.

"Ouch! Dad, stop hitting me! I was wrong!"

Pan Wengang dodged and begged for mercy.

Su Fan, standing to the side, casually closed the door.

Pan's mother grabbed Pan Wengang's sleeve and pinned him down, yelling, "Hit him! Hit him hard!"

Then comes mixed doubles.

The belt in Pan Lei's hand fell down one after another, making Pan Wengang howl in pain.

Pan's mother held him down tightly.

"I told you not to touch online loans! I told you not to! 180,000! I've lived most of my life and never owed that much money!"

Pan Lei smoked and cursed at the same time.

Pan Wengang's howls echoed in the room: "Ouch... Dad... please stop hitting me... I really know I was wrong... Ouch..."

Pan Lei gritted his teeth and said, "I told you not to get involved in online lending. I'll beat you up for every penny you borrowed."

Pan Wengang nearly fainted upon hearing this.

Su Fan sat to the side, holding a teacup. After watching for a while, he felt it was about time before he spoke up to persuade, "Uncle Pan, that's enough, that's enough. Stop fighting. It's the New Year, if you cause any serious injury, you'll have to go to the hospital. First, find out what Gangzi did with that money."

Pan Lei, panting heavily, asked, "Tell me, where did you spend the money?"

Pan Wengang grimaced and stammered, "The workers...they've been paid their wages..."

"You're talking nonsense!" Pan Lei raised his belt again. "I just transferred 20,000 yuan to you before the New Year, and you said you got paid. With your meager skills, you think you can take on projects worth over 100,000 yuan? I'll change my surname to yours!"

Pan Wengang persisted in his story: "We've received our wages... really... the workers are waiting for the New Year..."

Su Fan put down his teacup, stood up, straightened his collar, and said in a calm tone, "Uncle Pan, it's not good to hurt Gangzi during the New Year. If he doesn't tell the truth, I'll go buy a bottle of iodine, soak the belt in iodine, and disinfect it while I beat him."

As he spoke, he made a move to walk towards the door.

Pan Wengang's face turned deathly pale, and his voice trembled with tears: "I'll talk! I'll tell you everything!"

Su Fan sat down and poured some water into his teacup.

They were completely in a spectator's mood.

Pan Wengang began to confess: "Before the Lunar New Year, I met a girl from Sichuan Province online. We chatted for a while and felt we got along quite well. She invited me to visit her in Sichuan Province. When I arrived, she said she would take me to a place to sit, and then we went to a bar."

Su Fan asked, "You went to a bar and drank 180,000 yuan worth of alcohol?"

Pan Wengang looked wronged: "No, Brother Fan! After we arrived, that woman called over a few friends, saying they were her best friends, and we were all having a good time. I didn't think much of it and we drank together. But when we went to pay the bill, it came to 38,000 yuan."

Su Fan suddenly realized: "You've run into a scammer."

Pan Wengang nodded vigorously: "Yes! I knew I was in trouble then, but I thought, I drank the wine, so I have to pay the bill. I said I'd only pay for my share, and I don't know the others, so why should I pay?"

Su Fan asked in confusion, "That doesn't make sense either. Even if you paid in full, it would only be 38,000. Where did the other 180,000 go?"

Pan Wengang said, "When the other party disagreed, the woman immediately turned hostile, saying that I was pretending to be rich and that if I didn't have money, I shouldn't be out drinking and making a fool of myself. I got angry at that moment and started fighting with them."

Su Fan gave him a thumbs up: "Gangzi, you're really something! On someone else's turf, you took on so many people all by yourself. Could you handle that?"

Pan Wengang retorted, "Even if we can't beat them, we have to fight! We can't back down! Otherwise, these guys will think I'm easy to bully!"

Pan Lei sat beside him, his face ashen, and gritted his teeth as he asked, "And then what? Where did the money go?"

Pan Wengang said, "Later, Uncle Hat came and mediated for a long time. In the end, the total compensation for the damaged items in the store, plus the cost of the drinks, was 100,000 yuan."

Pan Lei asked, "That's still not 180,000. I transferred 20,000 to you before the New Year. Where did you spend it?"

Pan Wengang explained, "That 100,000 yuan was originally the construction payment for the site. I hadn't paid the workers yet when this happened. I didn't dare tell the workers that the money was gone, so I had to borrow another 80,000 yuan from online loans. I still owe 20,000 yuan, which is the amount I took from home."

After hearing this, Pan Lei grabbed his belt and was about to hit Pan Wengang again.

This time, Su Fan stopped him: "Uncle Pan, now that things are clear, there's no use in hitting him. At least Gangzi didn't use the money to get involved in gambling, prostitution, or drugs. If he had, I wouldn't have bothered to stop him even if you beat him to death."

Pan Lei questioned, "Who knows if he's telling the truth? What if he actually touched it?"

Pan Wengang quickly raised his hand as if to swear: "I, Pan Wengang, will never forgive gambling and drugs."

Su Fan asked, "What about Huang?"

"I, Huang, swear that I will never forgive gambling and drugs in this lifetime!"

Su Fan asked, "Aren't you surnamed Pan?"

"Heaven above all, I, Pan, swear that I will never forgive gambling and drugs!"

Su Fan said to Uncle Pan, "Alright, Uncle Pan, let's apply the family discipline!"

Pan Wengang immediately begged for forgiveness: "I was just kidding you guys, I was just trying to ease the tension, don't take it seriously."

Pan's mother said, "Do you think you're being funny? I think you just didn't hit me hard enough."

Pan Lei immediately grabbed his belt and unleashed a three-whip combo, his movements fluid and graceful, befitting a martial arts master.

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