The next morning, the crisp sound of my cell phone alarm clock broke the silence right on time.

I didn't get to rest until after 2 a.m. last night. In the past, I wouldn't have woken up until noon at the earliest.

But now, his physical condition, endurance, and recovery ability have all improved.

When the alarm clock rang at seven o'clock, Cao Xu woke up almost instantly, his eyes clear and bright, without the slightest sign of fatigue.

Cao Xu casually turned off the alarm clock, got up to wash and change clothes, and got ready to go to school.

This morning at 8:00 AM, we had an international finance course, which is also a core course for the School of Finance.

The instructor is Professor Zhang, the vice dean of the School of Finance. He is highly experienced in the industry and rigorous in his scholarship. He is also the confirmed future graduate supervisor for Cao Xu.

This professor had extremely strict class discipline, and since he was Cao Xu's future master's supervisor, Cao Xu naturally couldn't be absent and arrived at the school on time.

I went downstairs to the underground parking lot of the community, where three cars were parked quietly in their spaces.

The black Mercedes-Benz G63 is rugged and imposing, exuding a powerful aura.

The ceramic gray Aston Martin DB12 is sleek and cool, with a stunning appearance;

There's also a BMW S1000RR motorcycle, sharp and dynamic.

Cao Xu glanced at the package and quickly decided on his vehicle for the day.

Motorcycles are out of the question right away. The autumn heat in Nanjing is still fierce, with the sun blazing during the day. Riding a motorcycle under the scorching sun would be pure torture.

Aston Martins are undeniably stylish and turn heads wherever they go, but their low-slung design results in poor visibility.

Come to think of it, it's been a long time since I drove that G-Wagon.

The high posture, wide field of vision, and strong presence make it the perfect choice.

Unlocking the car and getting in, Cao Xu drove smoothly out of the residential area, heading straight for Jinling University of Finance and Economics.

The classroom was packed.

Professor Zhang stood at the podium, dressed in a white shirt and trousers, exuding an elegant yet serious air. He held his lesson plan and delivered his lecture in an orderly manner.

When he got to the core, difficult points, he habitually scanned the whole class with his eyes, and finally settled steadily on Cao Xu.

Now everyone in the School of Finance knows that Professor Zhang values ​​Cao Xu highly and has long regarded him as his own prized student. In private conversations with other deans and professors, he always praises Cao Xu's talent and comprehension.

"Cao Xu, you answer this." Professor Zhang raised his hand to signal, "First, briefly describe the core logic of the exchange rate overshoot model; second, compare and analyze the differences in the transmission of monetary policy under fixed exchange rate and floating exchange rate systems."

The entire class instinctively looked up and focused their attention on Cao Xu.

These two questions are key and difficult points in international finance. The knowledge points are fragmented and the logic is abstract. Many senior students cannot answer them completely. They are frequently tested in final exams and postgraduate entrance exams.

But for Cao Xu, it was nothing to mention.

During this period, thanks to the intelligence boost from the system rewards and his photographic memory, he had thoroughly mastered all the professional course textbooks, supplementary literature, and case study question banks, and had the knowledge points memorized and integrated.

Cao Xu calmly stood up, his posture upright, and he answered in a steady and clear manner.

The exchange rate overshoot model, proposed by Dornbusch, is based on the core logic of price stickiness. Commodity market prices adjust lag and react slowly, while financial market exchange rates fluctuate instantaneously and react sensitively.

When there is an expansionary shock in the money supply, the exchange rate will depreciate excessively in the short term, deviating from the long-term equilibrium level. Subsequently, as commodity prices gradually adjust, the exchange rate will slowly fall back and return to the long-term equilibrium point...

"The core difference in the impact of exchange rate regimes on monetary policy lies in policy independence and capital mobility."

Under a fixed exchange rate system, the central bank needs to passively stabilize the exchange rate, which offsets the effectiveness of monetary policy, rendering independent monetary policy largely ineffective; under a floating exchange rate system, the exchange rate can fluctuate freely, the central bank does not need to intervene in the foreign exchange market, monetary policy can be implemented completely independently, and the regulatory effect is more direct and efficient…

From core definitions and underlying logic to transmission mechanisms, real-world cases, and the advantages and disadvantages of policies, Cao Xu dissected the issues layer by layer and covered all aspects without any hesitation.

Not only did they provide perfect answers to the textbook's standard questions, but they also supplemented the lessons with the latest central bank monetary policy cases and international exchange rate fluctuation data, extending the content far beyond what was learned in class.

Professor Zhang nodded repeatedly, his eyes full of approval, and gestured for him to sit down: "You answered very comprehensively, with clear logic and thorough extension. Please sit down."

Throughout the class, Professor Zhang called on Cao Xu to ask questions three times, covering several key and difficult topics such as interest rate parity, balance of payments, and foreign exchange intervention. Cao Xu answered all of them fluently, exceeding expectations each time and firmly establishing his image as a financial expert.

As the bell rang, the students packed up their books and left the classroom. Professor Zhang called out to Cao Xu, who was about to get up.

"Cao Xu, stay here for a moment, come with me."

Cao Xu nodded in response and followed Professor Zhang out of the classroom.

The corridor was bustling with people, and many passing students looked on with envy at the sight. Being kept behind for a private talk by the vice dean was a completely different level of treatment.

After entering the office and sitting down, Professor Zhang asked gently, "How is the preparation for the graduate school recommendation process going?"

Cao Xu reported truthfully with a positive attitude: "Teacher, I have thoroughly mastered all the professional courses. I am confident that I will be among the top students in the final exam and will definitely not hold anyone back. I am also steadily practicing and reviewing for the CET-6 (College English Test Band 6). I am sure I will pass the exam in December with a high score."

Professor Zhang was very satisfied upon hearing this, and nodded with a smile: "Not bad, you have a stable mindset and a solid foundation."

"I told you before that I would let you come to my lab to learn on my own. I happen to have some free time today, so I'll take you there to familiarize yourself with the environment."

Don't put too much pressure on yourself. Just do some basic work that you can manage first. Later, when your seniors publish core papers, I'll have them include your name on the paper. This will help you accumulate research results in advance and pave the way for your graduate school application next year.

Cao Xu understood.

This is not just nominal learning; it's clearly top-tier mentors personally providing resources and paving the way for you step by step, offering genuine and focused training, and directly arranging your postgraduate admission and research prospects.

"Thank you for your kind guidance, teacher," Cao Xu said sincerely.

"Come with me."

Professor Zhang got up and led Cao Xu on foot to the college's dedicated financial engineering laboratory.

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