Affection System: I have everything the goddess wants.

After carefully reviewing his assets and the goddess's favorability, Cao Xu couldn't help but feel smug. "It's all thanks to my financial skills and strategic planning that I've dominated the overseas market. I'm amazing!"

Thankfully, the system that awakened was mindless; otherwise, it would have been unbound and flown away on the spot.

Just then, a call came in from an unfamiliar landline number belonging to Nanjing.

Cao Xu raised an eyebrow. The phone call at this time was interrupting his daydreaming. He casually pressed the answer button and said in a flat tone, "Feed."

The voice on the other end of the phone was calm, polite, and highly professional, speaking at a measured pace and with clear enunciation, displaying the rigor and restraint of a high-end financial professional.

"Hello, is this Mr. Cao Xu? This is the Private Banking Department of China Merchants Bank Jinling Branch."

Cao Xu nodded slightly: "Yes, that's me."

"Hello Mr. Cao, I apologize for disturbing your rest time."

The woman began by offering a polite apology, then transitioned into a professional work report, presenting a clear and logical progression.

"Recently, our bank's risk control center and private banking screening system have conducted routine dynamic verification of your exclusive savings card account ending in 5210."

We have detected multiple large inflows of funds from overseas into your account within a short period. Your account has been actively trading, with a steady increase in funds. Your total disposable assets have now exceeded 2800 million yuan.

The staff member's tone remained consistently respectful and meticulous.

"At the same time, the system has detected that your account receives a fixed amount of 8.8 yuan every day. All fund flows, deposit vouchers, and tax filing records have been fully cross-verified. All of them are compliant and legal assets after tax, with clear sources of funds, no risk or hidden dangers, and no record of illegal transactions."

China Merchants Bank's private banking team has always had a rigorous risk control system, never classifying risk based on the amount of a single asset, but rather emphasizing the stability of funds, compliance, and account activity.

In their client profile, the vast majority of their private banking clients with tens of millions in assets are corporate legal persons, senior investors, or high-net-worth professionals. They have almost never encountered a client like Cao Xu who is so young, has such clean and transparent cash flow, and has such stable daily income.

The risk control specialists and financial advisors behind the scenes were all secretly curious about what kind of special superstitious custom this young tycoon had that made him transfer 8.8 yuan into his account every day. Did he believe in metaphysics to get rich overnight?

The staff continued to patiently explain the exclusive benefits, demonstrating professionalism, meticulousness, and clear organization throughout:

"Mr. Cao, congratulations! Your current average monthly cash flow of 2800 million has stably met our bank's M1 top-tier private banking client standard, allowing you to fully unlock our two top-tier black card qualifications and six fully-equipped private banking benefits. Could you explain the details to me?"

Cao Xu: "Okay, go ahead."

"First, we can provide you with two top-tier black cards free of charge. One is a China Merchants Bank Private Banking exclusive black gold debit card with an exclusive black private banking design, which is an exclusive certificate of our bank's high-net-worth status."

The other is the top-tier American Express Centurion Black Card, widely recognized as a top-tier black card in China, with an annual membership fee of 38800 yuan for the primary card.

Currently, you are charged the annual fee normally at the M1 level. If your account's monthly average daily AUM exceeds 5000 million, you can enjoy the top privilege of a lifetime waiver of the Black Gold Card annual fee.

We also offer a 1+N exclusive private banking service system, matching you with a dedicated private banking director, senior investment advisor, tax planner, family succession advisor, and other one-on-one exclusive services.

It covers six top-tier benefits: wealth, travel, healthcare, golf, hotels, and education, with no entry barriers or restrictions.

Mr. Cao, are you still listening?

"I'm listening, go on!"

"Okay, Mr. Cao, first of all, the financial benefits include exclusive private placements, private equity offerings, and priority subscription rights for scarce wealth management products."

Customized global asset allocation, cross-border investment, personal and family tax compliance planning, and large-scale asset preservation and appreciation solutions.

Family trust planning can be initiated in advance, allowing you to exclusively enjoy a low-risk, high-yield wealth management channel offered by private banking.

Secondly, it offers unlimited access to VIP lounges at domestic and international airports, with up to 3 people allowed to accompany you each time, and 40 complimentary airport or high-speed rail station pick-up and drop-off services per year, providing exclusive support for your high-end travel without having to queue.

Thirdly, it includes access to green channels for experts from top-tier hospitals nationwide, annual exclusive high-end full-body check-ups, six expert appointments and full-process escort services throughout the year, priority scheduling for hospitalization and surgery, and 24/7 health consultation rights.

Fourthly, it includes 60 free driving range sessions per month, multiple free green tee sessions throughout the year, and the option to reserve exclusive seats at top private golf courses nationwide, catering to high-end social circles.

Fifth, Black Card activation includes complimentary nights at high-end hotels, covering top luxury hotels such as Waldorf Astoria and Conrad, 16 free visits to five-star hotel gyms and swimming facilities per month, and exclusive discounts and upgrade privileges for booking top luxury hotels worldwide.

Sixth, we provide exclusive services such as college application planning for prestigious universities at home and abroad, enhancement of study abroad background, connection with prestigious university resources, and elite social circles for children, comprehensively covering the high-end education needs of children.

All benefits are permanently linked to your private banking account, with dedicated personnel providing full-service support and door-to-door assistance—no need for you to make any trips yourself.

The entire set of benefits was presented in a detailed and comprehensive manner, with neither servility nor arrogance, demonstrating the professionalism of a top-tier bank while giving high-net-worth clients a strong sense of respect and exclusivity.

After the introduction, the staff politely asked again: "In order to better provide you with exclusive services and customize an asset plan to suit your needs, Mr. Cao, do you have any free time recently?"

We can arrange for a senior private banking director to lead a team, equipped with a full set of signing equipment and benefits manuals, to handle all the procedures for private banking upgrades, tiering, and signing for you free of charge, without requiring you to visit our branch.

Cao Xu listened to the other party's clear, well-organized, and professional speech, and understood.

As expected of China Merchants Bank's top-tier private banking division, its rigorous risk control, standardized services, and comprehensive processes, from fund verification and customer grading to rights matching and door-to-door service, demonstrate the professionalism of a top financial institution, a world apart from the routine services of ordinary banks.

He thought for two seconds and casually replied, "Tomorrow afternoon, I'll wait for you at Lemon Fitness in Qinhuai District. Just come straight over."

"Okay, Mr. Cao! Thank you very much for your trust!"

The staff member's tone became increasingly respectful, and they immediately finalized the details, "I'll register your appointment file right away and lock in the service slot for tomorrow afternoon."

I will send my employee ID, contact information, a list of on-site service personnel, and a complete set of private banking benefits details to your mobile phone via SMS shortly.

For any asset allocation, financial advice, or rights usage needs, please feel free to contact us 24/7.

Have a nice day! I won't bother you any longer!

The call ended swiftly and efficiently, with no unnecessary chatter or pushy sales pitches, perfectly embodying the service standards of a high-end client.

Cao Xu casually hung up the phone, a faint smile playing on his lips.

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