To marry into the family in place of his brother? Impossible!

Chapter 103 Borrowing Money from Song Qingci

Lu Ming was taken aback, not expecting him to be so direct.

He thought for a moment and said, "One million is enough for us to last a year."

Within a year, we can create our first commercial version and find our first paying customer.

"One million isn't enough," Jiang Jinhuan shook his head. "You're making a technology-driven product; the R&D cycle is long, and the market cultivation cycle is even longer."

"One million can last a year, but what about after that? If your product hasn't been commercialized yet, what will you do? Go find another round of funding? By then, your bargaining power will be even weaker than it is now."

Lu Ming fell silent.

Jiang Jinhuan continued, "You need at least three million. Two million for research and development, five hundred thousand for market expansion, and five hundred thousand as reserve funds."

This gives you a one-and-a-half to two-year window, enough time to develop a competitive product.

Lu Ming looked at Jiang Jinhuan with a complex emotion in his eyes that was hard to describe.

He has met many investors, some aloof, some aggressive, and some who use jargon that is incomprehensible.

But the person in front of me was different; every word he said hit the nail on the head, and every number he presented was based on evidence.

"Are you willing to vote?" Lu Ming's voice was slightly tense.

"I'm willing," Jiang Jinhuan nodded.

He calculated that the money he had invested in stocks had remained untouched.

The current amount is only a little over two million, still one million short.

He frowned, wondering where he could raise that million.

Lu Ming was stunned for a moment, seemingly unable to believe that the other party would so readily agree to invest.

Jiang Jinhuan picked up his coffee and took a sip. "I only have less than two million on hand right now. But I can find a way to raise it. I'll try to get you three million."

Lu Ming looked into his eyes, which held no evasion or hesitation, only a resolute and inexplicably reassuring seriousness.

"Why do you believe me?" Lu Ming asked. "We've only known each other for less than half a day. You've only looked at my factory and my business plan."

Jiang Jinhuan put down his coffee cup, paused for a few seconds, and then said, "I've read a lot of proposals."

Yours isn't the best written, but your approach is correct.

The application of artificial intelligence in traditional industries will see explosive growth within three years. If you start now, you'll be right at the right time.

I'm not looking at your product, I'm looking at you as a person. Someone who can write a business plan like this can't be bad.

Besides, I've visited the factory. Although it's rudimentary, it can indeed produce qualified products, and that's enough!

He was referring to insight, and Lu Ming's insight is excellent.

As for his character, that depends on the contract; he's willing to take a gamble.

Lu Ming's eyes reddened slightly, but he held back.

He lowered his head and stared at the cup of black coffee in front of him for a long time.

"President Jiang, I—"

"Just call me Jin Huan."

"Jin Huan," Lu Ming took a deep breath, raised his head, and his eyes shone with a light he hadn't seen in a long time, "I won't let you down."

Jiang Jinhuan's lips curved slightly: "This is a win-win situation. You should know that I'm investing three million!"

Lu Ming said, "I know. From now on, you'll be the largest shareholder in my company besides me! I can give you 30% of the shares!"

Jiang Jinhuan nodded. His money didn't come from thin air. He was taking such a big risk, so there had to be a return that matched that risk.

Based on his valuation of Lu Ming's company, 30% of the shares is indeed a significant amount.

However, it also fits the company's specific situation; he wasn't making things up.

This is the proper attitude for cooperation: neither humble nor arrogant.

The two exchanged contact information.

Lu Ming said he would go back and organize the latest data and send it to him tomorrow.

Jiang Jin Huan naturally agreed.

When I stepped out of the coffee shop, the sun was already setting.

Jiang Jinhuan stood by the roadside, watching Lu Ming's retreating figure.

The figure was somewhat thin, but his back was very straight.

He took out his phone and found Song Qingci's number.

His finger hovered above the screen, hesitating for a few seconds. Then he took a deep breath and dialed.

The phone rang three times before being answered.

"Feed?" Song Qingci's voice came through the receiver, carrying a hint of barely perceptible tension.

"Mr. Song, I'd like to borrow some money from you," Jiang Jinhuan said bluntly.

I felt uneasy.

There was no other way; he felt that among all the people he knew, only Song Qingci could come up with so much money right now.

There was a second of silence on the other end of the phone. "How much?"

"One million," Jiang Jinhuan repeated.

"Come to my office tomorrow to talk," Song Qingci said decisively.

Jiang Jinhuan breathed a slight sigh of relief; at least she hadn't refused on the spot.

"I just don't know if I can get an advance on my salary!"

He's now the president's assistant, and his annual salary plus bonuses and commissions amount to millions.

He won't receive his salary until a year later; he has no money right now.

After hanging up the phone, Song Qingci immediately called Sister Qian over.

"Sister Qian, prepare a card with ten million!"

"Ten million? Mr. President, what are you going to do with that ten million?"

Song Qingci said, "I'm not talking about the company's money, I'm talking about my own money. Please get me a new card with ten million yuan."

Sister Qian paused for a moment, then said, "Okay, I'll get on it right now!"

After Sister Qian left, Song Qingci got up and paced back and forth: "I wonder what he needs the money for? Is ten million enough? No, should I prepare another fifty million?"

When Jiang Jinhuan returned home, Luo Qingyi was already flitting around the kitchen like a butterfly.

"Jin Huan, you're back?" Luo Qingyi's eyes lit up when she saw Jiang Jin Huan, like a big bad wolf seeing the little white rabbit he had been longing for.

Without hesitation, she ran over and took Jiang Jinhuan's coat from him. While Jiang Jinhuan wasn't paying attention, she buried her nose in the coat and took a deep breath, looking completely blissful.

When Jiang Jin Huan looked over, he immediately resumed his serious expression.

"Jin Huan, let's eat! I've made dinner!" Luo Qingyi quickly put down her coat and pulled him to the dining room.

"Sister Qingyi! The food is delicious today!" Jiang Jinhuan praised, letting Luo Qingyi serve him rice and dishes.

Silent all night.

The next day, Jiang Jinhuan entered the president's office early.

Song Qingci seemed to have been waiting for him all along.

Song Qingci looks exceptionally beautiful today. I wonder if it's just my imagination, but she seems to have been carefully dressed up.

Sunlight streamed in through the floor-to-ceiling windows of the CEO's office, bathing the entire room in a warm golden glow.

Song Qingci sat behind her desk, her hair not tied up but draped over her shoulders, the ends slightly curled, gleaming softly in the sunlight.

Her makeup was also more refined than usual, with the eyeliner perfectly curved and her lips a very light mauve color that made her skin look exceptionally fair.

She was wearing a light apricot-colored suit jacket over a white silk shirt, the collar slightly open, revealing a glimpse of her slender collarbone.

It must be said that Song Qingci is truly a top-tier beauty, with impeccable looks and figure.

Even though Jiang Jinhuan had no particular feelings for Song Qingci, he couldn't help but be a little stunned at this moment.

Hearing footsteps, Song Qingci raised her head and looked at Jiang Jinhuan's face.

Seemingly sensing Jiang Jinhuan's burning gaze, her eyes darted around nervously, and the tips of her ears flushed red.

Anyone familiar with Song Qingci would be shocked.

Jiang Jinhuan is definitely the first person who wouldn't get angry if a man looked at him like that.

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