【Time Travel Card × 1】

[Instructions: After use, the host can travel to any point in time within the past ten years, staying for 24 hours. After 24 hours, the host will automatically return to the current timeline. Note: This card is a one-time use item and will be destroyed after use.]

Through.

These two words struck Li Yichen's mind with even greater shock than when he first obtained the system.

He stood by the roadside, soaking wet, his electric scooter tilted to one side, frozen in place. His mouth was open, a breath stuck in his throat, unable to come up or down.

Traveling back in time?

Or can I choose any option within the next ten years?

He stared at the panel in his mind, his eyelids twitching three times. His hands trembled uncontrollably, causing the handlebars of his electric scooter to shake.

Twenty-four hours. One-time use.

These words drilled into his mind one after another, each carrying its own weight.

A card.

There is only one.

Once it's used up, it's gone.

His head was buzzing, countless thoughts racing through his mind—buy a house? Buy stocks? Buy lottery tickets? Who to talk to? Where to go? When?

There are too many. There are too many choices.

"Achoo—!"

A sneeze, like a thunderclap, pulled him out of that glittering fantasy.

A sour feeling welled up in his nose, followed by a chill running down his back. He shivered and then realized that he was covered in mud from the riverbed, his trousers were still covered in mud from the riverbed, and his hair was stuck to his forehead, with water dripping down his face.

I'm getting a cold.

This realization came from reality, pulling him directly from the grand narrative of "changing fate through time and space" back to the reality of "a deliveryman standing on the street soaked to the bone."

Without further hesitation, Li Yichen took out his phone, opened the food delivery platform, and logged off.

He has to log off, or the system will keep sending orders. Dressed like this, he'd be a walking ditch for food delivery; people would call the police if he even walked into a KFC.

The electric scooter started up, and its headlights shone a white path on the deserted street.

He twisted the accelerator all the way to the floor.

The wind blew into his soaked clothes, making his teeth chatter from the cold.

twenty minutes.

He rushed back to his rented room in twenty minutes. It was a partitioned room of less than 15 square meters, costing 1,200 yuan a month. It had no windows and only an exhaust fan. But at that moment, this place felt more welcoming than a five-star hotel to him.

My hands were still shaking when I inserted the key into the lock; I don't know if it was from the cold or from excitement.

As soon as the door opened, Li Yichen went straight to the bathroom.

The water heater hummed to life, and the moment the water gushed from the showerhead, he almost collapsed against the wall. It felt so good. The hot water poured over his head, trickling down his spine, slowly forcing the chill from his bones.

He washed for a full fifteen minutes, and after coming out, he rummaged through his drawers and found the thickest sweatshirt to put on, and then wrapped the blanket around himself.

not enough.

The pot on the stove made a sizzling sound.

He cut half a piece of old ginger, didn't peel it, smashed it, and threw it into a pot to boil. After the water boiled, he added two spoonfuls of brown sugar, simmered it for five minutes, and then poured it into a bowl.

He drank a large bowl of ginger water.

hot.

The burning sensation started in my throat and traveled all the way to my stomach, then spread from my stomach to my limbs.

I finally felt warm.

Li Yichen put the empty bowl on the table, lay down on the bed, and stared at the 30-watt incandescent light bulb on the ceiling.

The light was dim, but his mind was very clear.

Time travel card.

There's only one. Only 24 hours.

These two constraints mean he can't afford to make mistakes. There are no second chances. If he chooses the wrong time or makes the wrong decision, the card is useless.

Therefore, he cannot act impulsively.

Li Yichen rolled over and began to work out the process of elimination in his mind.

Lottery?

That was the first thing that came to his mind. Traveling back in time to buy lottery tickets and becoming rich overnight—how awesome would that be?

But he immediately denied it himself.

Lotteries are full of uncertainties. What if you buy a ticket and get ripped off by the manager? Who can you complain to?

house?

Imagine traveling back to 2016 and buying an apartment in Shanghai, only to see it triple or quadruple in value now? Sounds appealing. But with the 13,000 yuan in his account, could he even buy a toilet in Shanghai in 2016?

Moreover, the procedures cannot be completed even in 24 hours.

stock?

He knows absolutely nothing about stocks.

Nine out of ten people who invest in A-shares lose money. He's not some financial genius; if he goes back and buys at the peak, he'll be a laughing stock.

Exclude. Exclude all.

Li Yichen tossed and turned in bed, twisting the blanket into a pretzel.

Suddenly, a word popped out from the depths of my memory—

Bitcoin.

He had heard of this stuff. A few years ago, it was all over the news, with stories like "a single Bitcoin has risen from a few cents to hundreds of thousands" and "someone has achieved financial freedom through Bitcoin."

He listened to it as if it were a myth, feeling that it had nothing to do with him.

But now—

Li Yichen sat up abruptly in bed, grabbed his phone, opened his browser, and searched for "historical price trend of Bitcoin".

The page took three seconds to load.

A line graph filled the screen.

He looked from left to right, his finger sliding across the screen little by little.

Early 2016 —

Two thousand yuan each.

Then the price kept rising. By the end of 2017, it was tens of thousands of yuan per coin.

To date, the price of Bitcoin has reached a staggering $510,000.

Li Yichen stared at the line shooting upwards, his Adam's apple bobbing.

Then I looked down at my mobile banking balance.

More than 13,000.

That amount of money, in early 2016, would have been enough to buy seven Bitcoins.

Seven pieces.

Even if we take it back and sell it, it will only be worth a little over three million.

More than three million.

He heard a lot, but it was far from the vague goal in his mind.

A small goal.

One billion.

These three words rolled silently through his mouth. Was it exaggerated? Of course it was exaggerated in the past. But the system had already given him a time-travel card; if he only earned three million back, that would be a complete waste.

The problem is, he only has that much capital. Even a skilled cook can't make a meal without ingredients.

"Seven..." Li Yichen muttered the number, then placed his phone face down on the bed.

We can't just use up our only time travel card for seven bitcoins, can we?

No matter how you calculate it, it's a loss.

He lay back down, staring blankly at the light bulb. The turning point came three seconds later.

The phone screen lit up.

A notification popped up, filling the notification bar—"Need money urgently? Borrow up to 20 yuan, funds arrive in 3 seconds, new users get 30 days interest-free!"

Online lending platform GG.

Normally, when he sees something like this, he just swipes it away. Who reads spam messages?

But this time, his fingers stopped.

Online lending.

borrow money.

He sat up abruptly, not even noticing the blanket slipping off his body.

Yup!

It's true that he only has 13,000 yuan in his own account, but he can borrow it.

If one isn't enough, then two; if two aren't enough, then ten.

Online lending platforms are everywhere, some legitimate, some illegitimate. But since he spent that money in 2016 after traveling back in time—when he returns to the modern world 24 hours later, will he have any trouble repaying a mere online loan?

However, we need to confirm one thing first.

Li Yichen closed his eyes and asked the system a question in his mind.

"Will the money I brought from this timeline still be usable in 2016? Will there be any problems with my bank cards, ID card, or other personal information?"

The panel flashed.

[System Response: All assets carried by the host during the time travel will remain usable. Bank card information, identity information, electronic payment functions, etc., are unaffected by the time-space differences. Please rest assured.]

Five words: Please rest assured, host.

enough.

Li Yichen threw off the covers, stepped barefoot onto the cold floor, squatted by the bed, and began searching in the app store on his phone.

"Online lending" - search.

Brush brush.

A row of app icons appeared, red, yellow, green, orange, each more flamboyant than the last, their names more intimidating than the last. Things like "Lightning Loan," "Flexible Loan," "Easy Spending," "Rapid Wallet"...

He installed them one by one.

No picking and choosing. No filtering. No looking at ratings.

If it's legal, pretend it. If it's illegal—pretend it too.

He wanted any money that could be lent out.

The phone's memory sticks are shrinking bit by bit. Ten, fifteen, twenty.

Li Yichen downloaded nearly forty online loan apps.

Li Yichen looked up at the time—it was already past midnight.

My phone's home screen is densely packed with colorful online loan icons, taking up three whole screens.

He clicked on each app one by one, registered, completed real-name authentication, facial recognition, uploaded his ID card, and filled in contact information—he went through the process for each app.

By the time the last app's review page finished loading, Li Yichen's thumb was already sore and stiff.

He put down his phone, wiggled his fingers a couple of times, and licked his chapped lips.

Li Yichen applied for the maximum loan amount from nearly forty online lending platforms.

I just don't know how much money I'll ultimately be able to get.

If I could scrape together a few million, I'd throw it all into Bitcoin in 2016.

How much can I sell it for after I get back?

Li Yichen's hands started shaking again.

On the phone screen, the review result of the first online lending app popped up.

Congratulations, your credit limit is...

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