Stepdaughter of a wealthy family? The little darling of a Beijing tycoon
Chapter 306 Shen Yifan Borrows Money at High Interest Rates to Save His Company
Shen Mobai was filled with doubts, his gaze repeatedly falling on his son's resolute profile, but in the end he swallowed back the doubts that were on the tip of his tongue.
He never had much business talent to begin with. Ever since Amy absconded with core information and the company suffered a crushing defeat in bidding for key projects, Shen's cash flow has been strained, major clients have been canceling contracts one after another, morale throughout the company has been low, and the company is already on the verge of bankruptcy.
These past few days, he's been sitting in the company with a heavy heart, unable to suppress the rumors internally or stop partners from terminating their contracts externally. He's already exhausted and at his wit's end.
Right now, their only hope rests entirely on their eldest son, and even though they are filled with trepidation, they can only choose to believe him for the time being.
Shen Yifan immediately dialed his personal assistant's number, speaking crisply and decisively, and instructed the assistant to process his discharge from the hospital immediately.
In less than half a day, a well-tailored dark custom-made suit covered his figure again.
Having shed the frailty of his hospital gown and undergone the fusion and settling of memories from two lifetimes, Shen Yifan now exudes a restrained sharpness. His brows and eyes reveal the composed and imposing aura he possessed during his many years in charge of the Shen family in his previous life, and he is no longer the impetuous and arrogant playboy he once was.
The black sedan drove straight into the underground parking garage of the Shen's Building, and he took the private elevator directly to the lobby on the first floor.
Upon entering, the gloomy and disorganized atmosphere of the entire office area immediately struck me. Employees who should have been doing their jobs were huddled together in twos and threes, whispering among themselves, their topics revolving around rumors that the company was about to go bankrupt, unpaid wages, and that they needed to find other jobs; the receptionist slumped at her desk with her head down, her eyelids barely lifting, completely lacking the energy and spirit she should have in the workplace.
Hearing the elevator ding, everyone looked up and saw Shen Yifan appear. They hurriedly straightened up and greeted him in unison, "President Shen."
Shen Yifan's gaze swept lightly over the listless and dejected scene. His voice was not loud, but it carried a penetrating force through the noise: "Cheer up, everyone. The front desk is the face of the company. If you all look so dejected, outsiders will only conclude that Shen's Group is doomed, and it will only hasten the departure of customers. If you're on duty, do your job. The sky hasn't fallen yet."
With just a few words, he exuded the authority of a superior, instantly silencing most of the previous whispers. The employees hurriedly returned to their workstations.
Shen Yifan said no more and headed straight for the president's private elevator. Upon arriving at the president's office on the top floor, the secretary closed the door behind him, pressed the intercom, and ordered in a deep voice: "Notify all department heads, the CFO, and the marketing manager to attend an emergency all-staff meeting in the main conference room in one hour. No one is allowed to be late, absent, or have someone else cover their shift."
"Understood, Mr. Shen. Pass the notification down immediately," the secretary replied hastily.
Putting down the receiver, Shen Yifan walked to the huge floor-to-ceiling window, overlooking the buildings and traffic of the entire city below. Scenes of business booms from his past life and the upcoming policy dividends unfolded clearly in his mind.
Amy's betrayal, Tang's hijacking, and Shen's current financial hole seem like a dead end to outsiders, but he, who holds the entire future in his hands, knows it all perfectly well.
In this life, he not only has to make up for all the losses, but also seize all the opportunities that came his way in his previous life, gradually eroding the market, and finally completely leaving the Li family behind, pushing the Shen family to a height far exceeding that of his previous life.
Shen Yifan now possesses only fragments of memories from two lifetimes, clinging to the experience and ambition of his previous life as the head of the Shen family, but in reality, he lacks any real ability to solve the current predicament.
Throughout the high-level meeting, from beginning to end, department heads took turns presenting a mountain of problems: broken funding, severed channels, and canceled contracts with clients. He scoured his past life's business experience, but it was completely incompatible with the misaligned fate of this life, and he couldn't come up with a single practical solution to get out of the predicament.
In desperation, he had no choice but to take the most radical step: to mortgage all of Shen Group's office buildings, factories, and Shen family villas to financial institutions for a loan.
However, after several calculations, the shortfall in funds obtained through the mortgage was still huge, unable to fill the enormous financial hole left by Amy's betrayal and the project's cancellation.
When he was desperate, Shen Yifan made a risky move that would jeopardize the future of the entire Shen family—borrowing money from loan sharks.
He immediately instructed his personal assistant to contact a well-established local loan shark in Beijing. Upon hearing that it was Shen Yifan, the heir of the Shen family, personally lending money, the loan shark knew that even a weakened giant is still powerful, and readily agreed. However, the agreed annual interest rate far exceeded that of regular bank loans, and came with harsh penalties for late payments and asset disposal clauses.
Shen Yifan's trusted secretaries were secretly alarmed and tried to dissuade him in subtle ways, but Shen Yifan was blinded by the blind confidence brought about by his rebirth.
He firmly remembered that a month later, an overseas capital team would come to Beijing to select local partner companies. In his previous life, this large amount of foreign capital was injected into the Shen family, which directly helped the company overcome development bottlenecks and leapfrog to a higher level.
"It's just a little high interest. Once the foreign investment comes in, this debt can be paid off in the blink of an eye." His eyes were full of arrogance. He waved his hand and finalized the contract, eventually getting an 80 million high-interest loan.
The funds from the mortgaged assets, combined with this high-interest loan, finally managed to temporarily fill the financial deficit and stabilize the Shen family's accounts, which were on the verge of collapse.
This operation was almost like scraping the bone to remove poison. The company's core assets were all pledged, and it was burdened with snowballing high-interest debt. The foundation of the Shen family was severely hollowed out, leaving only the single-plank bridge of foreign investment to turn things around. If the foreign investment cooperation went wrong in the slightest, the entire Shen family would instantly fall into an abyss of debt from which there was no return.
Meanwhile, inside the Li family villa, Lin Wanqing proactively called Shen Jingshu early in the morning, her tone carrying an undeniable tone of advice: "Jingshu, your older brother Yifan was in a coma for three days after the car accident and has just woken up. No matter what grudges there may have been between you and your sister before, he is still your older brother. Please take some time to visit him in the hospital."
Shen Jingshu casually stroked the imperial green jade pendant in her hand, her tone indifferent and aloof, and made up an excuse to decline.
Lin Wanqing on the other end of the phone immediately felt dissatisfied and complained in a low voice, "Why are you becoming more and more cold and hard-hearted? Blood ties and family affection are right here, how can you be so inhuman and heartless?"
"I know his character better than anyone. Going there would only cause more arguments and be pointless." Shen Jingshu didn't bother to explain further to Lin Wanqing. Back at that lavish banquet, she had used her divine eye to observe Shen Yifan's face and had already foreseen his recent financial losses, betrayal, and bloody car accidents. From Amy's undercover operation to steal secrets and crashing during a bidding process, to being attacked on the street and seriously injured, all the calamities had come true without the slightest deviation.
She had already foreseen this calamity, so there was no need for her to actively get involved in the Shen family's mess.
However, a subtle sense of surprise flashed through Shen Jingshu's mind: according to the original destiny prediction, this car accident would only severely damage Shen Yifan's body and career, and would not cause a fundamental change in his temperament and thinking.
She pinched a simple destiny chart with her fingertips and calculated for a moment, and instantly understood—the violent impact shook his soul, which unexpectedly unlocked his sealed memories of his past life. Shen Yifan had also returned with the memories of his previous life.
But even if you know that the other party has been reborn, what then?
Shen Jingshu's lips curled into a faint, indifferent smile.
In his previous life, Shen Yifan had a smooth life and relied on the help of someone who should have stayed in the Shen family to rise step by step; in this life, he cultivates metaphysics and accumulates merits, and his destiny has long since broken free from the original karmic entanglements of the Shen family.
Shen Yifan attempted to defy fate and retrace his path to power by relying on his reborn memories, but little did he know that his desperate act of borrowing high-interest loans was a fatal move destined to backfire on him.
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