Stepdaughter of a wealthy family? The little darling of a Beijing tycoon

She still remembered that in her previous life, when she was a sophomore in college, Xu Zhixia's family suddenly suffered a misfortune and moved away from Beijing back to their hometown. The two of them lost all contact after that.

She never saw the only person who truly cared for her again until her death, which became a lifelong regret in her heart.

Looking at Xu Zhixia, who was still kind and straightforward and whose eyes were full of love for her, Shen Jingshu felt very fortunate.

Fortunately, fate gave her a second chance. In this life, she will never again let those heartless family members alienate this precious friendship.

She is no longer the weak and foolish Shen Jingshu of her past life. She has the ability to protect herself and will do everything in her power to protect her best friend.

Shen Jingshu took Xu Zhixia's arm, her eyes gentle: "Alright, our Miss Xu, let's talk as we walk. If you dawdle any longer, we'll be late. Today is a class with a professional teacher, and being late will result in a demerit."

"Alright, alright, let's go!"

The two walked hand in hand toward the lecture hall. On the way, Shen Jingshu told Xu Zhixia everything about her family's divorce and her mother's remarriage to the Li family, but she kept her secret of practicing metaphysics and being able to divine and predict fate hidden.

After listening, Xu Zhixia looked knowing and pursed her lips, giving off an expression that said, "I knew you wouldn't get any good opportunities."

Looking at her like this, Shen Jingshu couldn't help but laugh and cry. She said softly, "Okay, I've figured it out now. After Mom and Dad got divorced, I felt like I had completely woken up. I don't want to care about those three brothers and Shen Xinyi anymore. From now on, I just want to live my own life."

"That's right!"

Xu Zhixia immediately nodded in agreement, her tone full of heartache and approval, "I've advised you before, you're just a younger sister, not their parents, why should you always give in to them and take care of them? Look at my family, it's always my older brother who indulges me and protects me, how can a younger sister serve her older brother? Your parents are too biased."

Shen Jingshu looked at her and asked softly, "Zhixia, don't you think I'm being opportunistic right now? Outsiders will definitely say that I've climbed up to the Li family and now I look down on my own brother and sister."

"Of course I don't think so."

Xu Zhixia spoke without hesitation, her eyes sincere and firm, "I've watched you suffer injustices and make silent sacrifices in the Shen family all along. You just finally want to live for yourself. How is this about being opportunistic? Those who gossip have no idea what you've been through."

"Alright, let's not talk about these worries anymore, let's hurry up and get to class." Shen Jingshu smiled and tugged at Xu Zhixia, and the two walked quickly towards the classroom.

Meanwhile, the atmosphere at the Shen family's residence was exceptionally oppressive.

Ever since attending the Li family's banquet and witnessing their power and wealth, Shen Yifan has been determined to expand his company and get rid of his current predicament.

Expanding the business requires a large amount of working capital, but the Shen family is already poor and simply cannot come up with the money. He has been so worried for days that he has lost his appetite and his mind is full of thoughts about raising funds.

Shen Xinyi saw her brother's troubles and knew that he was worried about money.

Her eyes lit up, and she moved closer to Shen Yifan, feigning innocence as she offered a suggestion: "Big brother, we can mortgage the company and the villa we live in to the bank. We can use the money to expand our business."

Upon hearing this, Shen Yifan could only shake his head helplessly, feeling that his younger sister was being too naive.

He had considered this method before, and had tried it many times, but the banks either made all sorts of excuses, saying that they needed to conduct multiple reviews, or refused on the grounds that they did not have loan quotas at the moment, and were simply unwilling to lend money easily.

Shen Xinyi disagreed, continuing to persuade him with unwavering conviction: "Big brother, I believe you can definitely lead our Shen family to become bigger and stronger. Times have changed. The situation is completely different now. Mother has married into the Li family and become the matriarch. We are now connected to the Li family. Those banks are very selective in their lending practices. Knowing that we are related to the Li family, they will definitely lend money readily and will not hesitate to refuse like before."

Her tone was light and confident, as if she could already see the bank successfully approving the loan and the Shen family company soaring to great heights.

"yes!"

Shen Yifan suddenly slapped his forehead, instantly enlightened, the worry in his eyes vanished, and he looked at Shen Xinyi with admiration:

"Xinyi, you're truly a lucky star for the Shen family! I can't believe you thought of that; I almost forgot about this connection. I'll go contact the bank right now!"

As expected, the banking industry is always well-informed and has a keen eye for detail. Ever since that lavish banquet at the Li family's residence, everyone has figured out the intricacies involved.

When Shen Yifan visited, the bank staff were visibly respectful and polite.

He also brought up Lin Wanqing's current status as the matriarch of the Li family, clearly indicating that she was backed by the Li family.

The bank secretly weighed the situation: with the Li family as a powerful backer, they weren't worried about the Shen family being unable to repay the debt. They immediately approved the loan and disbursed 30 million yuan in one go.

With a huge sum of money in hand, Shen Yifan was overjoyed. That very day, he took Shen Xinyi straight to a high-end shopping mall and went on a shopping spree, determined to reward his good sister who had come up with the brilliant idea for the family.

Shen Xinyi feigned joy throughout, but inwardly she was coldly plotting:

Sure enough, the trend is still following the trajectory of the previous life.

In his previous life, Shen Yifan also obtained this loan, but back then, the bank didn't care about the Li family at all—it was all thanks to Shen Jingshu, who was incredibly naive and devoted at the time, who humbled herself and begged people everywhere, pulling every string she could to pave the way for the Shen family...

That loan in my past life was entirely due to the goodwill of Shen Jingshu.

At that time, she encountered an elderly man who had suddenly collapsed from a heart attack at the market. Without hesitation, she stepped forward to help him, carefully found the life-saving pills and fed them to him, then called the emergency number and escorted the elderly man to the hospital, thus saving his life.

It was later discovered that the old man's son was the bank manager. Out of gratitude for saving his life, the manager made an exception and approved a loan for the Shen family.

In this life, without Shen Jingshu's selfless act of saving others, Shen Yifan easily obtained 30 million by relying on his connection with the Li family.

In their previous life, the Shen family was able to become rich overnight thanks to this loan because Shen Jingshu had a keen eye for the AI ​​trend and forced Shen Yifan to invest heavily in related projects. This allowed them to catch the industry boom and multiply the Shen family's assets several times over.

Having funds without a keen eye will ultimately lead to losses.

However, Shen Jingshu had long since stopped caring about these things.

The Shen family's affairs were no longer her concern.

At that moment, she discovered something interesting. The instant she sat down in the lecture hall, she was shocked to find that—in broad daylight, there was a ghost hiding in the classroom!

Just as she and Xu Zhixia sat down, the class bell rang on time.

Xu Zhixia patted her chest and breathed a sigh of relief: "Thank goodness, I made it in time! If I had been any later, I would have been severely punished by 'Extinction Master'!"

The "Abbess Miejue" she mentioned was the professor who taught this course; she was strict in her scholarship and never showed any mercy.