After being reborn, my sister insisted on marrying me.
Chapter 25: Giving My Sister 1 Million
It was completely light.
None of the three of them slept, and of course, it was impossible for them to fall asleep again.
Lin Siyan simply went into the kitchen to make breakfast.
Plain congee, preserved radish omelet, and dried mackerel—these are all things the siblings have eaten since childhood.
Around seven o'clock.
The three of them sat down at the dining table, all sporting dark circles under their eyes.
Chen Xinyi picked up a piece of preserved radish and egg, and as she chewed, her eyes kept turning to Wei Yi.
Wei Yi lowered his head and drank his porridge, pretending not to notice.
Halfway through the meal, Wei Yi put down his chopsticks.
"Sis, here's one hundred million for you."
Chen Xinyi's chopsticks froze in mid-air. Lin Siyan's chopsticks, which were picking up dried fish, also stopped.
"I'll keep a few million for my own spending money, and the rest is all yours," Wei Yi said calmly. "I don't know how to manage money; if I leave it in my hands, it'll just be squandered sooner or later."
Chen Xinyi stared at him for a long time.
Her eyes slowly reddened. She lowered her head, picked up a piece of preserved radish and egg with her chopsticks, put it in her mouth, and chewed for a long time before swallowing it.
"Do you even know how much a hundred million is? And you're just giving it to me like that?"
"It's the same old story. What's yours is mine, and what's mine is yours."
Chen Xinyi placed her chopsticks on the bowl and remained silent for several seconds.
When she spoke again, her eyes were still red, but her tone had already switched back to that of an older sister.
"Okay. But not for me, I'll manage it for you."
She raised her hand to wipe the corner of her eye, and then casually picked up a piece of dried mackerel and put it in Wei Yi's bowl.
"I've thought about it. You should handle this money like this."
She ate and talked at the same time, speaking faster than usual.
The first rule is to leave Wei Yi ten million in pocket money, which he can use as he pleases—he can invest in stocks or buy game equipment, whatever he wants.
But you can't do things that harm your body or are illegal.
Secondly, she would take out 10 million from the 15 million she had and the 100 million she had, bringing the total to 25 million. She would then combine this with her three existing stores to establish a new company.
From then on, all her businesses were operated under this company.
"The company is called 'Xin Yi'. Xin is from my name, and Yi is from your name."
Lin Siyan paused for a moment.
Chen Xinyi continued speaking.
Share allocation: Wei Yi owns 80%, and she owns 15%.
The remaining 5% will be used as an employee stock ownership plan.
"No way." Wei Yi put down his chopsticks. "I don't know how to do business. You should have a larger share."
Chen Xinyi glared at her: "You paid for it. I'm the one who calls the shots."
Wei Yi looked at her expression, opened his mouth, and then closed it again.
Article 3: The remaining 80 million will be divided into two parts.
We've invested 30 million in government bonds to earn interest. This money is our lifeline, and it's not to be touched under any circumstances.
She spent 50 million to buy a house in the capital, believing that the price of houses in the capital will continue to rise. She can live in the house herself or rent it out.
Lin Siyan listened quietly the whole time, her mind in turmoil.
She glanced at Wei Yi secretly and found him still eating radish and egg as if nothing was wrong, chewing loudly.
She couldn't figure it out.
Is this person truly indifferent to money, or is he just too trusting of Chen Xinyi?
To put it another way, it's understandable to trust Chen Xinyi, since she's been raised like a precious gem since childhood.
But one hundred million was given away just like that, without even a moment's hesitation.
This trust is worthy of Chen Xinyi's favoritism towards him.
She lowered her head and continued drinking her porridge, feeling a slight sourness in her mouth.
After finishing her meal, Lin Siyan went to the kitchen to wash the dishes. The tap was running, and she washed them for a long time.
She was angry with both of them.
One is angry at Wei Yi, because when he kissed her last night, he clearly didn't seem to be mistaking her for someone else.
He hugged her so tightly, his hands around her waist were like iron hoops, and he nibbled so hard that her lips are still slightly numb.
She is not a fool.
Another one is angry with himself.
When she heard the words "Xin Yi" just now, she actually felt a pang of sadness.
What does this have to do with her? She was just helping out.
She wiped the last plate dry and put it on the dish rack, then took a deep breath.
Oh well. As long as Xinyi is happy. Anyway, she's destined to be the one watching from the sidelines.
At 9:30 a.m., Chen Xinyi changed into a white shirt and black trousers, tied her hair up, and exuded a powerful aura.
Carrying her bag, she took Wei Yi out.
As the X5 drove out of Zhichun East Lane, she turned the steering wheel and instructed, "When we get to the bank, they'll definitely ask about the source of the funds. Just say it's family savings plus investment returns, and your sister is managing the money. Everything is legal and compliant. Don't mention the word 'gambling on football,' understand?"
"I've got it. But they should be able to find out, right? My funds are completely legal."
"Let them investigate. Don't worry about it. Also, if they ask particularly detailed questions, don't say anything; I'll handle it. Just nod."
When they arrived at the bank, the teller was indeed stunned for several seconds when he saw the number, and then called the manager.
The manager glanced at it and then called over the branch's deputy manager.
The vice president was a balding man in his forties with a professional yet warm smile.
Chen Xinyi responded with a smile throughout, speaking clearly and logically, explaining the source of funds flawlessly, even using terms like "the phased realization of the family investment portfolio."
The procedures took more than two hours to complete.
The money was deposited in three banks, and some was also allocated to wealth management products and government bonds on the spot.
Chen Xinyi even calculated the interest rates on the spot and decided to deposit in whichever bank had the highest interest rate for large-denomination certificates of deposit.
Wei Yi sat to the side without saying a word; all he had to do was nod.
Leaving the bank, Chen Xinyi stretched and said, "All done. Time to catch up on some sleep. What are you doing this afternoon?"
"I've finished my theory test (subject 1), and I'm going to the driving school this afternoon to practice driving."
In the afternoon, at the Zhichun Road Driving School.
This was the first time in Wei Yi's life that he had ever touched a steering wheel.
The coach was a man in his fifties, with a cigarette in his mouth, a loud voice but he was actually a nice guy, and he had a knack for scolding people.
However, he was clearly a little surprised today.
Reversing into the parking space, in one go. Parallel parking, in one go. Starting on a slope, without stalling.
"Have you ever driven before?"
"No, it's my first time touching a steering wheel," Wei Yi lied through his teeth.
The coach stubbed out his cigarette, glanced at him, and said, "Then you're considered talented."
Wei Yi thought to himself.
In my past life, I failed this driving test five times, three times for the second part and twice for the third part, and my sister laughed at me for three whole years.
Having practiced internal martial arts for the rest of my life, my body coordination seems to have changed.
With the muscle memory from the previous life still intact, it's naturally easy for me.
There were two students in the same car, one male and one female.
The girl's name was Su Lai. She was tall and a little thin, with a ponytail. She was tanned and had a round face. When she smiled, she showed a row of white teeth.
Well, each of the facial features is presentable individually, but when put together, they just don't quite look right.
However, she has high emotional intelligence.
"You applied to the National Southwest Associated University? 560? I'm from the National Southwest Associated University, Journalism Department, College of Arts and Sciences, starting my second year." During a casual chat while practicing driving, Su Lai heard him mention the National Southwest Associated University and his status as a high school graduate. She turned around and immediately started talking. "Few people from Guangdong Province come to Yanjing University. 560 could probably get into a second-tier university in Guangdong, right? Why did you come all this way?"
My sister is in Yanjing.
"Oh, it's good to know someone here." Su Lai nodded, her tone revealing the confidence of a local. "I'm from Yanjing. I enrolled in the United University last year. I also enrolled in this driving school last year, but I haven't passed the test yet. My instructor is about to be driven crazy by me."
The instructor in the passenger seat let out a helpless snort.
Before the coach could reply, Sulei waved her hand: "Let's not talk about that. Hey, you also applied to a liberal arts college? What's your major?"
"I haven't submitted my college application yet. It'll probably be something like public administration or Chinese language."
"Public administration and Chinese language are great! Haha, if you really come, you'll be my junior." Su Lai spoke quickly, but not in an annoying way; instead, she had a natural affability. "I can't speak for everything else at the university, but these two programs are quite good. By the way, which part of Guangdong province are you from?"
The two started chatting.
Sulei knows the area around the school like the back of her hand. She knows which restaurants and canteens are cheap and delicious, and which teacher's class you can't skip. She can talk about it for ten minutes straight.
Wei Yi casually mentioned the milk tea shop.
"The bubble tea shops near the Southwest Associated University? Don't even mention them." Su Lai rolled her eyes. "They're expensive and awful, and the tapioca pearls are as hard as rubber. There are a few decent ones in Wudaokou, but they're too far away; it takes twenty minutes to bike there and back."
Wei Yi's heart skipped a beat. Sweet Ice Cream planned to open its first store near the United Nations University.
What are the rents like for shops around the school?
"Why are you asking this? Do you want to open a shop?" Su Lai tilted her head and glanced at him, then answered immediately, "On the street near the main gate of the school, a small shop of about 20 square meters rents for about 8,000 to 12,000 yuan a month. If you go a little further in, it can be as cheap as 6,000 yuan. But recently, it seems that the school's logistics department is planning to put out new shop tenders. You'll have to ask the Entrepreneurship Association for details."
"You even know that?"
"I'm currently doing a campus business survey for the school's entrepreneurship association, specifically targeting shops. I've been doing it for almost half a month now," Su Lai smiled. "If you're really interested, I'll send you a copy of the compiled data later."
"Okay, let's add each other on WeChat."
Su Lai took out her phone and scanned the QR code. The contact name was "Future junior I met at driving school." Wei Yi glanced at it and added her.
When Wei Yi returned to Zhichun East Lane in the evening, he smelled the aroma of pork rib soup as soon as he opened the door.
Lin Siyan was busy in the kitchen, while Chen Xinyi was sprawled on the sofa with her laptop, muttering to herself, "Wangjing is too expensive, Tongzhou is too far, Chaoyang is alright..."
Wei Yi changed his shoes and walked over, sitting down next to her. Chen Xinyi immediately turned the screen towards him.
"Take a look at this apartment. It's next to Chaoyang Park, 140 square meters, three bedrooms, two living rooms, and includes an underground parking space. The total price is around five million yuan, and with a 30% down payment, it would be 1.5 million yuan, which is just the right price."
"Sis, we have enough money, why do we need to buy it in installments with a down payment?"
"Are you stupid?" Chen Xinyi glared at him. "Housing prices in the capital will obviously continue to rise. Since they're going to rise, it's an investment. And when you invest, you want to maximize profits, so buy in installments. That way, you can earn more as prices rise. Bank interest rates are only a few percent, while housing prices rise by how many percent in a year? Don't you understand the interest rate differential?"
Wei Yi really hadn't expected this.
In his past life, he only managed the affairs of the neighborhood committee and knew nothing about real estate investment. He smiled and gave his sister a thumbs up.
"Sis, you're amazing, you're the boss."
Lin Siyan came out of the kitchen carrying a bowl of pork rib soup. Hearing this, she added, "She didn't care about her business this afternoon. She went to many real estate agencies and added many of their WeChat friends."
"I went to the store this afternoon and took a look around on the way back," Chen Xinyi said matter-of-factly. "I'll buy it sooner or later anyway, so the sooner I look, the sooner I'll decide."
The three of them sat down to drink soup.
The setting sun over Yanjing shone through the kitchen window, gilding the soup bowls on the table with a golden rim.
The pork ribs were stewed until tender, falling off the bone with the slightest touch. Lin Siyan also added lotus root and red dates, giving the soup a sweet flavor.
While sipping her soup, Chen Xinyi suddenly asked, "By the way, about the company name. Siyan, do you think 'Xinyi' or 'Yixin' is better?"
Lin Siyan paused for half a second.
"The heart is easy. Your heart is in front, his ease is behind."
Chen Xinyi smiled: "I think so too."
Wei Yi lowered his head and drank his soup, offering no comment.
I was thinking about it while I was in bed.
My older sister also likes to be in front.
She said it was more comfortable this way.
That evening, Wei Yi returned to his room, turned on his computer, and prepared to study the odds for the remaining semi-finals and finals.
My phone vibrated; it was a message from the Zhifubao backend.
"The system has detected a large amount of funds flowing into your account recently. Please contact customer service if you have any questions."
He didn't take it seriously and just crossed it out.
Immediately following, another private message arrived. It was from an unknown sender and contained the message: "Bro, your win rate is terrifying! How did you do that?"
Wei Yi stared at the private message for a few seconds, then deleted it without replying.
He leaned back in his chair and tapped the mouse lightly twice with his fingers.
Zhifubao's risk control system may have already noticed him.
There's still the final round to bet on, so I can't use the same account again.
I need to find a way to change my identity.
In the living room, Chen Xinyi suddenly called out to him, "Wei Yi! Are you betting on the finals?"
Wei Yi walked to the door: "Take custody."
"How much to bet?"
"I haven't decided yet."
Chen Xinyi leaned back on the sofa, her almond-shaped eyes fixed on him: "Anyway, gambling won't be allowed after the World Cup ends. You promised, so remember that."
Wei Yi nodded. He was already calculating the odds for the final.
Germany vs. Argentina, 1-0. Götze scored the winning goal in extra time. Odds around five.
There is currently 210 million after tax in the account.
Put up 10 million and get 50 million back.
This 50 million yuan will serve as the initial capital for the shared bicycle business, as well as his living expenses.
He finished calculating the accounts in his mind, shut down the computer, and got up to take a shower.
When the hot water was poured down, Sulei's round face suddenly popped into my mind.
This girl isn't pretty, but she's definitely a good conversationalist. Plus, she's a local from the university, knows the shops around the campus like the back of her hand, and works in the entrepreneurship association. She might be useful for Tian Bingbing's campus promotion efforts.
Turn off the water. Dry your hair.
I'll continue practicing driving tomorrow.
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