My Dongguan Love Story

Chapter 48 Wu Jiandong Suffers a Setback

Lin Huimin glanced at Dazhuang in surprise, then looked at her phone.

I was utterly astonished.

impossible?

Da Zhuang's clothes and appearance clearly showed that he was a migrant worker who had just come from the countryside. How could he not only be acquainted with Sister Zhao, but also know such an important figure as the deputy bank manager, Li Jianhui? At this moment, Da Zhuang was like a god in their eyes, mysterious and powerful.

Before they could even react, Dazhuang spoke into the phone:

"Mr. Li, this is Dazhuang. I hope I didn't disturb your rest?"

"Dazhuang?" The previously calm voice suddenly rose, its volume noticeably increasing, and it called out cheerfully, "It's Dazhuang! No offense, no offense."

My conversation with Li Jianhui made Lin Huimin's eyes widen.

Da Zhuang not only actually called Li Jianhui, but Li Jianhui also exchanged pleasantries with him, suggesting that the two were quite familiar with each other!

I am saved!

Wu Jiandong, standing to the side, was somewhat horrified upon hearing Li Jianhui's voice.

That voice does sound a bit like Li Jianhui's.

This kid actually has Li Jianhui's phone number.

That's impossible! He's a manual laborer, how could he know Li Jianhui?

Li Qing also looked surprised and looked at me with admiration. I smiled at Li Qing and then carefully considered my tone:

"Mr. Li, there's something I'd like to ask for your help with!"

"Dazhuang, what's wrong? Tell me, whatever it is, I'll help you if I can."

In Mr. Li's view, Dazhuang's help in rescuing his son was an immense favor that he had to repay.

As for whether Dazhuang will make excessive demands? Based on his understanding of Dazhuang, he probably won't.

Lin Huimin and Wu Jiandong were stunned to see that Li Jianhui had agreed without even knowing what was going on.

Lin Huimin thought of the credit department manager that Wu Jiandong knew, and even inviting him out for dinner might not be enough to get this done.

Da Zhuang made a phone call, without explaining why, and the deputy director of the bank in Dongguan immediately nodded in agreement.

The difference in their social standing is like night and day.

I didn't expect Mr. Li to be so accommodating; his agreement was so generous that I felt embarrassed.

"Mr. Li, it's like this, my friend works at Guangyuan Building Materials. She took out a mortgage loan from your bank three months ago, and it's about to become overdue. She's wondering if it's possible to extend the loan term?"

Upon hearing this, General Manager Li immediately breathed a sigh of relief.

Extend the loan term? That couldn't be easier.

The collateral verification process for mortgage loans is very strict these days. Since Guangyuan Building Materials was able to get the loan approved, the collateral must be fine.

Therefore, Dazhuang's request wasn't difficult at all. It was just a matter of him saying a few words!

Thinking of this, Mr. Li smiled and nodded: "It's no big deal. Just tell me which branch you went to?"

I turned to look at Lin Huimin.

Lin Huimin's face flushed with excitement, and her lips trembled as she said, "Jiangxia Branch."

"Okay, wait a moment."

After exchanging a few more pleasantries, Mr. Li hung up the phone.

Lin Huimin was so excited when she heard President Li say "okay" that she almost fainted. The major problem that had been troubling her for so many days had actually been resolved so easily?

Who exactly is Dazhuang? How could he know such an important person?

Wu Jiandong, his face ashen, dared not speak, awkwardly picking up his coffee cup and taking a sip. He thought to himself, "Damn it, I've really lost face this time. I was just confidently saying that Dazhuang could help me solve the problem, and I'd even twist my head off for Dazhuang to sit on!"

Sigh! No, Li Jianhui only agreed; the matter hasn't been settled yet. Perhaps there's still a chance?

Just as Wu Jiandong was thinking this with a glimmer of hope, Lin Huimin's phone suddenly rang.

She took out her phone, saw that the contact was named Manager Zhang from Jiangxia, looked at us excitedly, and then pressed the answer button:

"Manager Zhang."

"Haha, hello Mr. Lin!"

"Mr. Lin, you have a loan that's due the day after tomorrow and you'd like to extend it, right?"

"Yes, Mr. Zhang."

Lin Huimin looked up at me gratefully, her eyes probably indicating that Li Jianhui had just called Manager Zhang.

She felt a little uneasy, wondering how Li Jianhui's communication with Manager Zhang had gone. Now that Manager Zhang had taken the initiative to ask about the loan extension, she couldn't help but feel nervous, her heart pounding in her throat.

Manager Zhang's tone was very enthusiastic, with a hint of ingratiation:

"Mr. Lin, you still recognize our General Manager Li! If you have any problems with the loan in the future, just contact me. I'll be happy to help you solve your problems; you don't need to trouble General Manager Li!"

Lin Huimin knew that Manager Zhang's complete change of attitude was definitely due to General Manager Li. Lin Huimin also made no mention of Manager Zhang's righteous refusal a few days earlier. She just couldn't help but feel resentful inwardly.

Before Lin Huimin could respond, Manager Zhang continued:

"Extending your mortgage contract shouldn't be a problem. After all, your loan amount only accounts for half of the collateral. We can extend it for a year first, and if the year is up, you can contact me to renew it for another year."

At this point, Li Huimin finally felt relieved and repeatedly expressed her gratitude:

"Thank you, thank you Manager Zhang."

"No need to thank me, Mr. Lin. Mr. Li also said that the loan amount for your business can be increased from 50% to 80%. If you need more money, you can come to our bank to withdraw another 60."

He then added, "Our General Manager Li knows that your business is experiencing slow cash flow. To alleviate your pressure and help you overcome this difficult time, in addition to this extra 30% loan, we can also provide you with interest-free access through our startup support program."

"Oh? Thank you so much, Mr. Zhang," Lin Huimin said with a happy expression.

"You're welcome. Let's keep in touch." Manager Zhang and Lin Huimin exchanged a few polite words before hanging up the phone.

After hanging up the phone, Lin Huimin was still in a daze, her expression unfocused and somewhat disoriented. Her unusual reaction was understandable; the recent loan defaults were weighing heavily on her, sometimes even preventing her from sleeping at night.

She never imagined that the enormous burden weighing on her would be so easily resolved by a single phone call from the seemingly unremarkable Da Zhuang.

Not only was the loan extended for a year, but it also offered an additional interest-free loan of 30 yuan. This was like a windfall, even more exciting than a pie falling from the sky; it was truly amazing.

Thinking of this, Lin Huimin was so excited that she didn't know what to do. She excitedly grabbed my hand and said:

"Thank you so much, Dazhuang! You've really done me a huge favor! How can I possibly thank you enough?"

Lin Huimin and I were just strangers who met by chance, and we may never see each other again. I only helped her because of my cousin's wife. So it's better to leave this favor to my cousin's wife!

I replied casually, "You're welcome, Mr. Lin. There's no need to thank me. You helped Qing'er back then, so consider this as Qing'er repaying you."

Hearing their conversation, Wu Jiandong looked somewhat embarrassed and stood up, saying to Lin Huimin:

"Mr. Lin, I have to go now."

Seeing Wu Jiandong about to leave, I looked at him with a mocking smile: "Don't go! You promised to be my chair!"

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