Our eldest brother never hides good things from us.

It's highly likely that his loan was leaked by the gray-robed elder and his group. And their goal is obvious: the mining rights for the Haoran Peak spirit mine!

The Haoran Immortal Sect has a total of 109 peaks, each with a spiritual vein beneath its ground, continuously providing the peak with spiritual power and vitality.

Although Haoran Peak has declined to the point where it is almost taken over by other peaks, it was once glorious.

The remaining spiritual energy from the earth's veins can still generate many spiritual mineral resources, enough to make these people envious.

"If I'm not mistaken, you were the ones who spread the news about my loan, weren't you?"

After thinking it through, Chang Wen looked at the gray-robed old man and bluntly stated his intentions.

"good."

The gray-robed old man was slightly taken aback, not expecting Chang Wen to think of this, and couldn't help but look at him with new respect.

However, Chang Wen was, after all, the senior disciple of Haoran Peak, a man of considerable standing, and not someone he could easily provoke. Before Chang Wen could ask for the reason, he took the initiative to explain, "Haoran Peak has fallen to such a state that it's difficult for us to pay high interest rates. Of course, we need to find some guarantees so that you won't try to renege on your debts when we collect them."

Chang Wen nodded, "I can understand that, it's only human nature. But if I remember correctly, only nineteen days have passed since I borrowed the money, while the minimum repayment period is twenty days. Aren't you being a little too hasty?"

Hey! They know you can't pay up, so they're asking for your money in advance!

The old man in the gray robe thought to himself.

But he certainly wouldn't say that. He looked at Chang Wen and said, "Aren't we waiting to use the money? In my opinion, why don't we just go to the foot of Haoran Peak and mine spirit ore? One thing for one thing, and we can even give you some interest."

After speaking, she looked at Chang Wen, waiting for his reply. There was a hint of control in her eyes.

In his view, Chang Wen would never pay interest. He was already prepared to mine spirit ore, and had brought all his equipment.

Chen Changsheng and the others looked at Chang Wen, already prepared to use their own savings to pay for it.

Even Su Xiaoman was no exception.

In the ten days or so since she arrived at Haoran Peak, apart from her fourth senior brother Lin Yuan who drooled over her, the other senior brothers and sisters were all very friendly to her. In particular, her eldest senior brother Chang Wen treated her like a younger sister and took very good care of her.

Her parents had taught her to treat others as you would like to be treated. Since her eldest brother was so good to her, she would naturally do her best to help him when he was in trouble.

Chang Wen was unaware of his junior brothers and sisters' thoughts. After a long silence, he looked at the gray-robed elder and Han Xiao, and said calmly, "I suspect your pretense of being short of money is just a pretense; your real intention is to mine the spirit mines of Haoran Peak, isn't it?"

Silence fell over the room.

The gray-robed elder's expression changed slightly; he hadn't expected Chang Wen to be so direct. However, he certainly wouldn't admit it in public, and immediately said, "What are you saying? If it weren't for your loan, why would we have proposed mining spirit ore for no reason?"

This reason is very valid.

Chang Wen suddenly realized.

This gray-robed old man has probably been eyeing the spirit mines of Haoran Peak for a long time! The so-called loan is just a pretext he came up with on the spot.

Since that's the case, then don't blame him for being impolite!

Thinking of this, he looked at the gray-robed elder and said solemnly, "Forget about the spirit mine; it's the lifeblood of my Haoran Peak. If you want to collect your debt, come back tomorrow."

He was perfectly capable of giving it to him now, but since this gray-robed old man had designs on Haoran Peak, he naturally wanted to teach him a lesson.

"Tomorrow? Chang Wen, are you kidding me? Can you even scrape together a thousand mid-grade spirit stones for interest by tomorrow? Why deceive yourself?"

Seeing that Chang Wen not only refused to let them mine the spirit ore, but also intended to leave them stranded there, the gray-robed elder became agitated.

He simply didn't believe that Chang Wen could scrape together a thousand mid-grade spirit stones. With Chang Wen's monthly salary, even if he saved for another ten years, he still wouldn't be able to save that much!

Upon hearing his words, the gazes of the people behind him turned mocking. Chang Wen's actions were unwise; he could have minimized the losses, yet he chose to sacrifice his reputation.

Chen Changsheng and the others wanted to step forward to argue, but Chang Wen stopped them.

His gaze shifted to the gray-robed old man. "Whether you can raise the money or not is none of your concern. If your legs are still nimble enough, come back tomorrow to collect the debt. If not, find a place to sleep for the night. Let me tell you in advance, there's a charge for staying here."

"you……"

The gray-robed elder's defenses were breached. However, out of respect for Chang Wenhao's status as the senior disciple of Haoran Peak, he dared not show it too obviously.

"What do you mean, 'you'? You're not convinced? I'm an old geezer! U_@!"

Lin Yuan finally found an opportunity to speak and launched into a tirade of abuse. Did they really think Haoran Peak was without anyone?

The old man in the gray robe became an internet sensation.

I'm supposed to be an elder, and today I was actually insulted by a kid who hasn't even grown his first beard yet! What a disgrace, what a disgrace!

However, just as he was about to lose his temper, Han Xiao stopped him firmly. In order not to ruin the plan, he could only snort coldly and prepare to go down the mountain and come back tomorrow.

"I'd like to see what kind of trouble you can stir up in a day!"

"Wait a minute."

Just as the gray-robed old man turned to leave, Chang Wen's voice rang out unhurriedly.

The old man in the gray robe paused, turned around, and saw Chang Wen standing with his hands behind his back, his expression indifferent.

"Is there anything else?"

The old man in the gray robe asked, suppressing his anger.

"It's nothing major, just two issues."

Chang Wen turned to Han Xiao and directly confronted him, "Han Xiao, I remember when we signed the loan agreement, you patted your chest and guaranteed that this matter would never be known to a third person, right?"

Han Xiao: Aba aba...

Chang Wen continued, "But as soon as I stepped out of the room, the news of the loan spread like wildfire, with people even describing the interest rates in great detail. Han Xiao, who should I ask for an explanation?"

Han Xiao stood there, stunned.

He didn't want it to be like this either!

Chang Wen borrowed 10,000 mid-grade spirit stones right off the bat, so he must be a big customer. He only needs to wait for the interest to grow so he can make a steady profit. Why would he cut off his own source of income?

The loan was leaked entirely because the gray-robed elder was instructed by the higher-ups of Qionghua Peak! The matter involved a wide range of people, including his father, the Qionghua Peak Master, who was also implicated and had no way to intervene.

He's the only one who can take the blame.

Seeing that he remained silent, Chang Wen turned to the man in the gray robe, "That's one thing. Secondly..."

"According to the contract, the minimum repayment period is twenty days. Today is the nineteenth day, so you have repaid one day earlier."

"So what?"

The old man in the gray robe frowned and picked up the conversation.

"how?"

Chang Wen's smile faded. "Your actions, at best, question my credibility. At worst, they tarnish the reputation of Haoran Peak. Although Haoran Peak has declined, it is not at the point where it can be manipulated by others. Your disturbance today has greatly frightened the disciples of Haoran Peak, and it will likely affect tomorrow's fundraising. Shouldn't we calculate this compensation for emotional distress?"

The gray-robed man's face visibly flushed red, and he couldn't utter a word.

Compensation for emotional distress?

What the hell is this compensation for emotional distress?!

"Chang Wen, what you're doing is a bit too much..."

The group of people behind the gray-robed old man couldn't stand it anymore. They were the ones who came to collect a debt, so why were they being asked for compensation for emotional distress?

"What's wrong with me? Isn't this perfectly reasonable?"

Chang Wen interrupted them, "You came uninvited and trespassed on my Haoran Peak, and your words showed a lot of disrespect for Haoran Peak. According to the rules of the Haoran Immortal Sect, you should know how to deal with disturbing the peace of another peak without cause."

"Of course, considering that you had your reasons, I won't report this to the Enforcement Hall this time. But the compensation for your emotional distress must be paid in full."