Our eldest brother never hides good things from us.

Chirp chirp chirp chirp chirp chirp chirp chirp...

[You invest one mid-grade spirit stone in Su Xiaoman, and you will receive ten mid-grade spirit stones in return.]

[You invest one mid-grade spirit stone in Lin Yuan, and you will receive ten mid-grade spirit stones in return.]

[You invest one mid-grade spirit stone in Su Xiaoman, and you will receive one hundred mid-grade spirit stones in return.]

[You invest one mid-grade spirit stone in Lin Yuan, and you will receive ten mid-grade spirit stones in return.]

When Chang Wen and the other two returned to Haoran Peak, Chang Wen had already been brainwashed by the chirping sound.

My mind is filled with chirping sounds; I need to rest for a while, otherwise I might get obsessed.

……

The news of Changwen's loan spread very quickly.

Within ten days, most people in the Haoran Immortal Sect knew about it.

"Have you heard? Chang Wen, the senior disciple of Haoran Peak, borrowed ten thousand mid-grade spirit stones from Han Xiao of Qionghua Peak!"

"Five-thousandths of a percent daily interest! How is he going to pay it back?"

"Haoran Peak only has six disciples, and they all spend their time freeloading on other peaks. If we throw away 10,000, we probably won't even hear a sound."

On Snow Lotus Peak.

A young girl who was meditating in an ice cave had her door knocked on.

The person who came was her fellow disciple from Snow Lotus Peak. Their relationship was usually lukewarm, and she was responsible for delivering messages to her.

"Junior Sister Nianqing, how can you sit still? Your senior brother borrowed ten thousand mid-grade spirit stones at exorbitant interest rates, and now the entire sect is talking about you."

The girl opened her eyes.

She was about fifteen or sixteen years old, with a cool and aloof expression, and her black hair fell onto the ice, making her look like an ice sculpture.

Her name is Shen Nianqing, the fifth junior sister of Haoran Peak.

"Usury at a high interest rate?"

Shen Nianqing's voice was flat.

"Absolutely! Five per thousand per day, compound interest! I heard they're even planning to recall you all to Haoran Peak to keep you company. Isn't that just wishful thinking?"

The senior sister covered her mouth and laughed, "Junior Sister Nianqing, if you ask me, you should stay on our Snow Lotus Peak, so you won't have to suffer the gossip with the crazy senior brother."

He hadn't finished speaking.

Shen Nianqing stood up and instantly appeared in front of her senior sister, delivering a merciless palm strike.

"Nianqing, you..."

The senior sister was knocked to the ground, looking at Shen Nianqing in disbelief.

In her memory, Shen Nianqing was cold and aloof, but she never held grudges. How come Shen Nianqing wanted to hit her after she had only said two words today?

You have no right to speak ill of him.

After saying this, Shen Nianqing walked past her and out of the ice cave.

……

"Junior Sister, you're finally back."

When Chang Wen saw Shen Nianqing, a hint of surprise welled up in his eyes.

Chang Wen also had a lot of headaches about this junior sister.

When Fairy Biyou brought her to Haoran Peak, Shen Nianqing was only seven years old and still a little girl.

However, this little girl is quite different from the other little girls; she has a very strong personality.

If you don't talk to her normally, she definitely won't pay attention to you. Even if she does, her expression will be cold.

What impressed Chang Wen the most was that Shen Nianqing never owed anyone anything. Not only did she repay kindness, but she also avenged wrongs, and she was very clear about her gratitude and grudges.

Shen Nianqing and Lin Yuan did not get along well.

Every time Lin Yuan saw her, he was like a mouse seeing a cat.

What happened?

That kid Lin Yuan, it's one thing to steal other people's food, but he also always acts like he's their senior brother.

As a result, Lin Yuan was chased and beaten by Shen Nianqing for two years, and each time he was beaten black and blue.

The two now address each other separately: Lin Yuan calls Shen Nianqing "Junior Sister," and Shen Nianqing calls Lin Yuan "Junior Brother."

As soon as he saw Shen Nianqing return, Lin Yuan ran back into the house and locked the door.

Thinking of this, Chang Wen couldn't help but feel puzzled.

This junior sister must be no ordinary person to be able to suppress Lin Yuan, who is a young Taotie.

With a slight thought, the panel opened.

[Name: Shen Nianqing]

[Age/Height/Weight: 16 years old/168cm/50kg]

[Identity: A concubine's daughter of the Shen family, the ninety-ninth incarnation of the Reincarnated Empress.]

[Realm Level: Golden Core Stage 3]

[Spiritual Root, Top-Grade Ice Spiritual Root.]

[Constitution: Extremely Yin.]

[Favorability, 92/100]

[System evaluation: The Empress who seeks to sever the karmic ties of ninety-nine lifetimes and attain godhood.]

When Chang Wen saw Shen Nianqing's panel, he was deeply shaken.

A concubine's daughter of the Shen family? The ninety-ninth incarnation of the Reincarnation Empress? Golden Core Realm...?

What are all these unfamiliar words?

Is it really that junior sister who cooks for me every day?

This is a bit too fantastical. What merits does this Chang fellow possess to be worthy of being the Empress's senior brother?

What on earth is this unreliable master up to? First, it was the little princess of the Celestial Dynasty, then the Taotie, and now this Reincarnation Empress. What's he trying to do?

"Don't tell me that the other two good-for-nothings are also unknown big shots!"

Chang Wen strongly doubted this, and he had evidence.

"Senior brother."

Shen Nianqing came up to Chang Wen and greeted him, pulling Chang Wen back to reality.

She was always so aloof; if the person in front of her hadn't been Chang Wen, she probably wouldn't have even given him a second glance.

"You've grown taller again."

In order to avoid Shen Nianqing noticing anything amiss, Chang Wen still rubbed her head as usual.

Shen Nianqing blinked but didn't say anything.

Actually, she has a secret that no one knows...

She is the renowned Empress of Reincarnation in all the heavens and myriad realms. Just as she was about to ascend to the highest position, she discovered that a thread of cause and effect had not been severed. Therefore, she entered the cycle of reincarnation to try to sever that thread of cause and effect.

In her previous ninety-eight lifetimes, she had not found the cause and effect. Now, in her ninety-ninth lifetime, she accidentally discovered that the cause and effect she had been searching for in her ninety-eight lifetimes was actually in the seemingly ordinary Chang Wen.

However, she still didn't understand what the cause and effect was. So she planned to stay on Haoran Peak and slowly investigate the cause and effect.

As the thought crossed her mind, she suddenly realized that someone was touching her head again. How annoying...

Even though she thought that, she didn't move. It was just touching her head, nothing serious...

"Junior Sister, your illness is going to flare up again in two days, so you should stay here for now."

Chang Wen said softly, his eyes showing concern.

Shen Nianqing did not refuse.

She has had an illness since childhood, which causes her to enter a period of extreme weakness every month, lasting for seven days.

The cause of her illness is unknown, but she suspects it may be related to her reincarnation.

"Senior Brother, she's Junior Sister, so who am I...?"

Seeing that the two had finished their conversation, Su Xiaoman, who was standing nearby, finally spoke up and asked a question.

Chang Wen and Shen Nianqing looked at Su Xiaoman.

"You are my junior sister."

Chang Wen couldn't help but chuckle. With more and more junior students joining him, his life became more interesting; people were even starting to fight over seats.

Shen Nianqing's gaze fell on Su Xiaoman, and her eyes flickered slightly. "The direct line of the Su family, this Haoran Peak is truly a place where hidden talents abound."

As the Empress of Reincarnation, although she has lost her cultivation, her insight is far more discerning than that of ordinary people.

To the average person, Haoran Peak might seem to have declined, but to her, it wasn't.

Lin Yuan, her fourth junior brother who she often beats up, is of the Taotie royal bloodline. Her third senior brother, who eats zongzi all day long, is someone even she can't see through, but whose background is extraordinary.

And then there's the lazy and gluttonous second brother, whose vitality hasn't diminished at all over the years, and even she can't figure out why.

The seemingly ordinary senior brother in front of me also possesses an extremely strong sealing power within him, indicating that his background must be extraordinary.

Now another member of the Su family has arrived, it's absolutely amazing!

Given time, these people will grow up and their influence will likely change the landscape of the cultivation world.

correct.

"Senior Brother, did you borrow money from loan sharks?"

Shen Nianqing suddenly remembered why she had come back.