Naruto: Starting from Eating the Gold Fruit

Chapter 151 Of course, you have to give a sweet treat after a slap.

Yuya himself was completely bewildered by the fact that he was so unlucky as to encounter the problems of the other four major countries.

Tobirama Senju was also somewhat bewildered.

This was the first time he had ever seen something like this.

However, what was even more perplexing was Yuya's response.

In reality, it's only a few hundred billion taels. According to Tobirama Senju's own thinking, there's so much gold stored in the Konoha Bank, why not just take out a small portion?

You Ya said that this was of course unacceptable.

The gold in Konoha Bank is a closely guarded secret; it should not be touched unless absolutely necessary.

Tobirama Senju is the kind of person who plays the best hand he can get.

But it's not actually necessary to do that.

Even though Konoha is showing a smaller presence now, it's still more impressive than other villages.

Why reveal too much of your strength? It's more effective to keep some hidden so that others are wary.

To resolve this unexpected situation, Youya implemented a one-year, five percent national... well, this should be considered a village debt.

The interest rate for Konoha villagers' bank deposits is roughly 3% per year, fluctuating around that.

Five percent of those who withdrew from the program were Youya.

The villagers of Konoha won't even need to do the math; they'll definitely flock in to buy.

However, the truth of the matter surprised Youya.

After he issued this policy, the Sarutobi, Shimura, and Hyuga families contacted bank traders and bought up the entire 50 billion ryo quota.

Spend 50 billion this year, and you'll get 52.5 billion next year. You'll make 2.5 billion for free in just one year. Keep in mind that Konoha's 3% interest rate is for fixed deposits.

Moreover, most of them are fixed terms of ten years or more.

If you only deposit for one year, a 1% interest rate would be very good.

Therefore, apart from the first two years after Konoha Bank appeared when the people in Konoha's inner city were so poor that they frantically deposited money into it, even now, ordinary people who have money are unwilling to deposit it into banks.

If you only get one percent of the deposit after a year, and you can't even withdraw it midway, you might as well just keep it in your hand or simply deposit it into a savings account.

Therefore, Yuya's statement that the villagers of Konoha have money in their hands but the banks have no money is indeed true.

A single bank cannot possibly handle all depositors withdrawing money at the same time, and therefore cannot pay all depositors.

Generally speaking, a bank's red line is one-fifth of the total balance of all depositors, which is sufficient to cover the daily deposit and withdrawal needs of ordinary people.

However, there is one exception.

Someone is causing a bank run.

Even the wealthiest banks wouldn't actually just deposit that money in the bank and leave it there; they would invest it, lend it out, and play the game of making money work for them.

This is exactly what happened with Konoha Bank this time.

It's not that the money he lent out won't come back, but that it will take several months or even half a year to get it back.

All Yuya needs to do is get through this period.

Issuing short-term village bonds would be a good solution.

However, to You Ya's surprise, the three families joined forces and divided the 50 billion yuan up completely.

This caused some Konoha villagers who were paying attention to the matter to frown.

the next day.

When Yuya brought the chicken soup that Tsunade had made to the Hokage's office, Nara Shika also said that someone was causing trouble. Some people thought that the 50 billion yen village bond issued this time was arranged by the Hokage with several major families, otherwise how could it have been sold out in one day?

You Ya wasn't angry after hearing this; he just chuckled.

Then let Nara Shika go and clarify things too.

Of course, while it's called a clarification, the main point is that if you didn't buy yesterday, then don't blame others for doing so.

This is the first trial run of the national debt system, so it is impossible to achieve perfection.

But that's no reason for your criticism. Who told you to hesitate yesterday?

In fact, You Ya was furious about the three families dividing up the 50 billion taels of silver.

Damn it, your family is utterly useless and more likely to cause trouble than anything else.

Haven't I been giving you money every year? Shouldn't you be showing some humanistic concern for the people of Konoha at a time like this, and giving back to the people of Konoha?

Why are they scrambling to buy it from the people of Konoha?

However, it's also Youya's fault for lacking experience; he should have set a purchase threshold for large families.

For example, can a family only buy 1 billion?

Well, lessons learned are acquired gradually.

Nara Shika also went to deal with the matter, and Yua leaned back in her chair, rubbing her temples, and didn't take it to heart.

Konoha just needs to be a little more careful when issuing village bonds in the future.

This time...

You Ya couldn't possibly make a decision that would contradict himself, so he decided to let the three families have their fill.

but……

Since you ate my food, you should at least make some contribution.

Yuya visited the Hyuga clan that noon and talked a lot with the elders, but he didn't mention the fact that the Hyuga clan had bought more than 10 billion yen in village bonds.

I only mentioned it briefly.

It specifically mentioned that the Hyuga clan members wanted to move to Konoha's inner city and did not want to stay in the Hyuga clan's territory.

The head of the Hyuga clan turned green with rage.

Yua's move can be described as digging up the roots of the Hyuga clan.

Of course, he kept digging.

From the time Yua took power, Konoha's inner city has been developing.

Yua has never touched the territory of a powerful ninja clan like the Hyuga.

It's not that You Ya doesn't know how to make a deal with these families to get them to hand over the land.

Rather, it's because these families have their ancestral lands, which provides a point of comparison.

In the past ten years, apart from the provision of water and electricity, there has indeed been little change in these tribal areas.

Compared to the dramatic changes in Konoha's inner city, the old ancestral lands of these families have remained largely unchanged.

People yearn for a better life. These clans' territories served as a protective barrier for their clans during times of war. However, after Hashirama Senju built the village, Konoha took over the protective role of these clans.

In fact, if Konoha Village were to fall, the protection these so-called clans could provide would be nothing but a joke.

It was only because of the family's habit of sticking together that Youya did not use any special methods.

However, this inertia will gradually be abandoned.

Times change, and now the ruling factions of families like Sarutobi, Hyuga, and Shimura are mostly brought in by elders who came from the war years.

Therefore, they are more or less influenced by their parents.

But the new generation of these families now are children of a completely peaceful era.

Isn't this how the so-called generation gap is formed?

Let's take the simplest example, Kushina Uzumaki.

Her parents came to Konoha with her, and every day they instilled in Kushina Uzumaki the education related to the Land of Whirlpools.

However, Kushina went to school in Konoha, had friends in Konoha, and everything she came into contact with and learned about was related to Konoha.

How could Kushina possibly gain a substantial understanding of her parents' upbringing after all this contact?

As for Kushina's parents deliberately distorting the facts and twisting the truth, it was all to make Kushina hate Konoha to the core...

Surveillance... oops, the ANBU ninjas protecting Kushina weren't pushovers either.

If this example isn't subjective enough, then let's focus on Minato Namikaze.

Minato Namikaze's parents met and married after the village was founded and they came to Konoha.

He was born several years after the war ended.

They lacked a clear understanding of war.

Every day is nothing more than the monotonous school life and the pleasant after-school hours.

Such children have no concept of the cruel, cold-blooded battlefields with countless deaths that adults talk about.

They would rather spend their time on their own entertainment.

If this isn't subjective enough, and this example excludes ordinary people from Konoha, then let's look at Nara Shikaya's son, Nara Shikaku.

This one also comes from a family, and he still plays with his friends every day after school.

Children prefer playing to receiving nagging lectures.

I prefer to play with people my own age.

These peers grew up together and played together, so their values ​​and perspectives naturally become similar.

Instead of telling the younger generation of ninja clans who grew up in such an environment about the cruelty of the battlefield or the importance of forming clans, it would be better to simply tell them that everyone is part of the same clan, that they are uncles and aunts, and to bind them together with the bond of kinship.

That might actually be more effective.

And these children will face a very serious problem when they grow up:

Get married.

Yuya renovated the new urban area, but he didn't renovate these ninja clans.

The problem isn't so serious when these children live with their parents when they're young, but as they grow up, or even ten years from now, the issues they'll have to consider are...

Where did they live after they got married?

The clan territories of these ninja families have all been divided up by Yua to varying degrees. They can live in these territories themselves without any problem, but what if the younger generation of these families needs to start families and establish careers...?

That would mean the family wouldn't have enough houses.

The Sarutobi, Shimura, Hyuga, and other clans all understood this point, and they also knew that the key to the problem was the overcrowding of their clan territories.

There are solutions, such as directly renovating the houses on the clan's land, just like how Youya renovated the city.

However, choosing this option would be more complicated.

Putting money aside, this is a matter of life and death for the family, and we will definitely have to empty our coffers to make it happen.

The problem is... some people don't want to do that!

Take the Hyuga clan for example.

The Hyuga clan leader would definitely be willing to renovate the Hyuga clan's territory.

But it's certainly not something everyone would be willing to do.

Some of the Hyuga clan elders had been living like this for decades when one day someone told them that for the sake of their clan's future, the clan's land should be leveled and high-rise buildings should be built on top so that the Hyuga clan's children would have more houses to start their own families.

There might be some understanding elders among them.

But naturally there will also be stubborn old fogies.

Putting aside everything else, the family cemetery in the Hyuga clan's territory is a very troublesome thing.

If the Hyuga clan leader dares to forcibly demolish this place, a large number of people will definitely beat him up.

Leaving aside internal resistance, Youya is not without its own set of obstacles.

The reason why Youya cut your clan's lands into pieces and then left them untouched was naturally because he had calculated how much land was enough for your clan's adults to live comfortably without any extra land. This is a very simple math problem.

Youya happened to be good at math, so he could easily calculate it.

Since you've considered this far, did Yua not foresee that people like Nara Shikaku and Akimichi Choza would have nowhere to settle down after they grew up?

impossible.

Therefore, even if these families reach an agreement internally, Youya will still cause them some trouble.

Putting everything else aside, just take the deposit system as an example; it's enough to make these families feel like they're in heaven.

Want to renovate the clan's territory? Sure, but you'll have to pay a deposit first. How can you prove you have the ability to renovate it if you don't pay a deposit?

Not to mention the subsequent methods such as blocking building materials and blocking construction workers (actually, this doesn't need to be blocked; Yuya just needs to transfer the workers away, as Konoha is indeed short of manpower and there's no need to deliberately block them), and so on.

What Yuya wants is to get the new generation of these ninja clans to leave their clan territories.

Of course, to be honest, these ninja clans are not without solutions.

The only son in the family for eternity.

It means having only one child in one's lifetime.

That should be just barely enough.

It doesn't matter if these families want to travel around like this.

Anyway, he didn't really intend to exterminate these families.

He was simply trying to find ways to get these ninja clans out of their clan territories.

If someone doesn't want to leave their ancestral homeland to travel, they won't be forced to.

After all, such people are only a minority.

Putting everything else aside, the convenience of living in the inner city is far greater than that of living in a ninja clan.

These children will understand how to choose a game in the future.

The head of the Hyuga clan was furious but also helpless about Yua's frank discussion of these matters with him.

He knew that what Youya said was true.

Actually, there's no need to wait another ten years at all.

The two geniuses of the new generation of the Hyuga clan, the eleven-year-old Hyuga Hiashi and Hyuga Hizashi, are arguably the two strongest members of the new generation in the Hyuga clan.

What is certain for the future is that the two brothers will succeed as the heads of the Hyuga main family and branch family.

but……

The Hyuga clan's land was initially taken by Yuya to develop an amusement park, which brings in billions of ryo annually for the Hyuga clan.

Later, Youya took a piece of it to run a daycare center, which is a kindergarten. Now it has been expanded and a primary school has been established simultaneously in the three urban districts of the east, west, and north.

Making money is indeed possible, but how much of the clan's territory is left after being cut down in three strokes?

With the brothers Hiashi and Hizashi to take over the main family and the branch family respectively, can the current situation still be maintained?

more importantly……

The Hyuga branch family was already dissatisfied with the main family...

Compared to serving the main family...

Many branch family ninjas were secretly contacting each other, hoping to join the Third Hokage.

Because after joining the Third Hokage, at least they wouldn't be treated like dogs by the main branch of the family, and if they disobeyed, they would be subjected to the Tightening Spell.

However, because Yua has never indicated whose surrender he would accept, and his relationship with the Hyuga clan head has always been ambiguous, and he has even made concessions to the Hyuga clan head in many ways, the branch family members are somewhat suspicious. They are afraid that the Third Hokage and the main family members are on the same side, and that if they surrender to them, they will be purged. That's why they have remained silent.

However, both Yua and the Hyuga clan leader knew that there was no special relationship between them at all; it was just a pure exchange of interests.

Yua's refusal to accept the Hyuga branch family's offer of allegiance is naturally because now is not the right time.

After the Hyuga branch family joins his cause, he will definitely make some arrangements. In that case, the so-called forced ninja clans to leave their clan territory will be a joke.

As soon as Youya opens the door and accepts the first batch, a huge crowd will flock to it.

The ninja clans that would have been overcrowded and troubled would immediately breathe a sigh of relief and even encourage their clansmen to fight for Yua.

Once they weather this storm, and Yua steps down or dies of old age, their status as a Konoha ninja clan will naturally return to the transcendent position they held when Konoha was founded.

Even if You Ya lives a long life, he can only live for another fifty or sixty years at most, which is only three generations. They can definitely afford to pay this price.

Therefore, Yuya cannot accept the allegiance of any ninja clan until a large number of the new generation of ninjas leave their clans.

Whether she was only thinking of herself or clearing an obstacle for Konoha's future, Yua clearly understood which was more important.

The Hyuga clan leader was naturally well aware of Yua's thoughts.

But does he have a solution?

No.

Did Yua use violence? No, Yua always valued these ninja clan members very much.

Did You Ya use any malicious methods?

nor.

At most, it's just a lure.

But the lure of profit...

The Hyuga clan chief smiled bitterly to himself.

Wouldn't they be tempted by such a big cake?

impossible……

In the end, the Hyuga clan head and Yua bowed their heads and formally proposed that the members of the Hyuga branch family could leave the Hyuga clan territory and set up businesses in Konoha's inner city, with the Hyuga clan providing necessary assistance.

As soon as the news broke, the members of the Hyuga branch family spread the word with great joy.

And this is only the first step.

Let some of them come out first to give the Hyuga clan some breathing room, and at the same time give them some benefits.

The following day, Yuya announced that the Hyuga clan would send a delegation to the Konoha court for on-site learning.

Since the Hyuga clan head was willing to give the branch family members some freedom, Yua wouldn't mind giving the Hyuga clan some real rights.

It's satisfying to make decisions about many things in Konoha all by yourself, but...

I'm really tired.

but……

The court has...

So, who gets the prosecutor's related powers?

Yuya squinted at a clan in the northwest of Konoha.

That family...

It is the great clan of Konoha:

Shimura.

(End of this chapter)