Reborn in America, I'm serious about making money.

Jim was limping off the plane. He looked a bit disheveled, but he was in great spirits and had a wild streak.

This was Zhang San's first impression of Jim. He stepped forward, hugged him, and then whispered, "This shipment is quite large. Do we have that much capital?"

Zhang San smiled and said, "Jim, don't worry, I'll be your strong support."

The two let go of each other and left the plane with their arms around each other's shoulders. Zhang San whispered, "The money has been deposited into those dozen or so accounts as requested. I think they should have received it by now. Call and ask later."

"OK, Stephen, you can always be trusted," Jim said. "They have a warship there that would be perfect for converting into your leisure vehicle."

"Compared to warships, I feel that aircraft carriers are more suitable for me."

The two chatted idly for a while and then happily boarded the bus to the city.

After New Year's Day, Zhang San came to Shanghai from Hong Kong. He had a lot of goods this time, and he needed to complete some formalities.

The transport planes were no joke; some were sold to the mainland, and some he kept for himself.

He only wanted to make some money; he had no interest in anything else.

"This villa has a very European style."

Upon arrival at their destination, a very large old villa located in the city center, Zhang San pointed to the location of the telephone after Jim arrived.

Jim understood and immediately made the call. Zhang San didn't understand, but a servant-like person next to Zhang San nodded to him.

Jim didn't see it, but even if he did, he probably pretended not to. Zhang San was his only partner.

He quickly hung up the phone, smiled, and said, "Stephen, you're a reliable person."

Zhang San shrugged. This time, he had mortgaged his stocks and properties in Hong Kong to raise this sum of money. He would have to wait for NT-MS to distribute dividends before he could repay his debts; otherwise, he would really have to sell his stocks and properties.

"It's nothing, we're partners, aren't we?"

The two bumped fists, and Jim said, "I'm going back tomorrow. If nothing unexpected happens, there should be another shipment coming over."

"When is the right time? I need to raise a lot of money."

He greatly admired Zhang San's behavior of talking about money without asking about the content; he didn't say anything, but simply held up five fingers, which made Zhang San pause for a moment.

"So many?"

Zhang San paused for a moment and said, "This will take a long time. Ask them if they are willing to pay in installments. Besides, the prices of those things have been falling. Although I can make a profit, I am more likely to lose money."

"I will talk to them."

Among those accounts, there were still several of his own accounts; Zhang San opened the door to a new world for him, and he was very grateful to Zhang San. If it weren't for Zhang San's encouragement and persuasion to go there back then, he might still be a small lawyer.

"I found love there, and now I have children. I want them to leave there and go somewhere...not in North America. I'd like to ask if it's possible to find a safe place."

Zhang San thought for a moment and said, "Hong Kong, I can help them get Hong Kong ID cards, it's too difficult to get them on the mainland; then they can live on the mainland, that way they'll have some security."

"OK!"

The next day, Jim left Shanghai and took a plane back home.

Last night, over a hundred people from Zhang San's company's security department went out to deliver those items to the People's Bank of China's warehouse.

"Next time I go to Hong Kong, I'm going to buy a bank."

Accompanying him this time were Chai Xiaofen and Guan Meiren, but the two were very low-key. They had to come this time because they wanted to see with their own eyes what kind of business could make two or three hundred times the profit.

Unlike their preparations for the New Year, He Meitian went back to Guangzhou for the holiday. Following Zhang San's advice, she had her father buy a house and a shop in Guangzhou and open a small grocery store, which would make a living for the family.

When she got home, she found that many people recognized her, which made her a little strange. When she got home, she learned that Zhang San's supermarket had used her to play the role of a prostitute, and that her sweet appearance had left a deep impression on many people.

"Honey, there's a big poster of you hanging in the supermarket next door. Do you want to go take a look?"

After her father explained the reason, she understood why Zhang San told her to go back and wear a mask. He was afraid she would be recognized. Moreover, she had taken a Volga train back. Although it was a Volga, it was still a good car, even though it had more exhaust fumes. It was discreet enough.

"Let's go check it out when we go shopping for New Year's goods."

"Alright, alright, dinner's ready at home, let's eat first."

She actually feels that this is quite good. Her family's life is now peaceful and fulfilling, and they can save a lot of money. Doing retail is still a viable business.

Zhang San, of course, knew nothing of this. He was currently busy looking at the documents faxed from Hong Kong, and he wanted to see which bank could be purchased.

In 1982, Guoco Group acquired Dao Heng Bank in Hong Kong.

Dao Heng Bank was listed in Hong Kong in 1983.

In 1989, Guoco Group acquired Hang Lung Bank and merged it into Dao Heng Bank.

In September 1989, the Hong Kong government sold Hang Lung Bank to Guoco Group for HK$600 million.

In June 1990, Guoco merged Hang Lung Bank into its subsidiary Dao Heng Bank.

"Guoco Group is really shrewd. It's a subsidiary of Hong Leong Group in Malaysia. You can forget about them. They seem to be very powerful."

He then looked at the well-known banks in Hong Kong and found that the Hong Kong government still takes over one of them. In 1985, the Overseas Trust Bank was taken over by the government due to its collapse. After that, the government injected HK$4 billion into the Exchange Fund and it is now operating normally. The estimated acquisition price is more than HK$4 billion.

In May 1986, Hang Seng Bank injected HK$1.76 million into Wing On Bank, acquiring a 50.29% controlling stake. Under Hang Seng's management, Wing On Bank quickly turned a profit. The acquisition price was estimated to be over HK$5 million.

He took out the overseas trust bank, carefully examined the bank's information, and then saw that it was over HK$4 billion. He figured it must be at least HK$4.4 billion, otherwise the interest rate would be better spent on a deposit…

That Wing On Bank has already turned a profit, so HK$500 million isn't a loss. The information above shows that Hang Seng Bank intends to sell it. If it were fully acquired, it would cost over HK$1 billion.

Zhang San thought for a moment, picked up the phone, and called John, who was far away in North America. He didn't mean anything by it; he was short of money and wanted to get a share of the profits from John.

"John, there's too much cash in NT-MS. It'll depreciate if we just leave it like this... No, no, it's not an investment. I suggest we distribute it as dividends... Oh, right, your bonus should have arrived by now."

NT-MS is the publicly traded company with the largest cash flow in North America, arguably unmatched by any other.