It wasn't until 2003 that the mainland stopped being so eager for foreign exchange; now it's 1992, so naturally they won't let foreign exchange flow out unchecked. At that time, there were still controls, and it was very difficult for ordinary people to obtain it.

In the end, apart from Guan Meiren who chose the second option, the other two women chose the first option.

"You two have made a wise choice and won't regret it; Ms. Guan, please send me your account number. Do you want Hong Kong dollars or US dollars?"

Zhang San looked at Guan Meiren, waiting for her reply.

"I want Hong Kong dollars!" Although she felt it was a pity, she still took the Hong Kong dollars. Faced with such enormous wealth, she was somewhat lost in it, and at that moment she did not notice the change in how Zhang San addressed her.

"Then I'll transfer HK$1.66 million to you. So, are you interested in joining New Era Financial's comprehensive wealth management package, which offers various services such as deposits, insurance, securities, and funds?"

Zhang San has now transformed into a salesman, trying to sell her financial products.

Guan Meiren had also heard of Zhang San Financial Group's wealth management services. At this moment, she calmed down and said, "I'll keep HK$1600 million for spending money. You can help me with the rest."

Zhang San thought for a moment and said, "Okay, a newly minted billionaire."

Zhang San immediately picked up the phone and began arranging for someone to open a special account for Guan Meiren. Then, according to her requirements, he began preparing a HK$16 million cash account, a HK$100 million fund, a HK$10 million universal life insurance policy that would start distributing dividends next year, and a HK$40 million securities service project.

He faxed Guan Meiren's identification documents over, and the rest would be handled by a dedicated VIP service. The money would be paid from Zhang San's account.

An hour later, the account was opened, and they called back to report to Zhang San. After taking the call, he instructed them to buy stocks based on the Hang Seng Index constituent stocks. Although he didn't know which individual stocks would rise, he knew the Hang Seng Index would rise. Therefore, he bought Hang Seng Index constituent stocks, thinking it was a safe bet.

Who can know the rise and fall of every stock if they are reborn? But they know the general trend is the same.

The remaining issue concerns investment; they still have a stock investment that hasn't arrived in their account.

"Xiao Fen, Mei Tian, ​​the three of us will set up a company. Mei Tian will represent the Chinese side, and Xiao Fen and I will be from Hong Kong. The registered capital will be 100 million RMB. Xiao Fen will hold 8.5%, Mei Tian will hold 12.75%, and the rest will be mine. Then I will lend another 13 billion RMB to the new company."

After Zhang San explained the plan, Xiao Fen and Mei Tian felt like they had been busy for so long but hadn't earned a single penny. As if sensing their thoughts, he said, "You'll have money after you cash out the stocks."

"Oh right, and that money too."

"What's the benefit of giving you so much money?" Zhang San said, "The company provides for your food, clothing, and daily necessities. The rest is work. With such busy work, how will you have time to spend money? Money depreciates if left untouched for too long. Wouldn't it be better to invest it?"

Some things are easy to do. Zhang San established another company in Hong Kong, Meiju Holdings, which was controlled by New Era Financial Group. Meiju Holdings registered a company in Shanghai, Meiju (Shanghai) Real Estate Company. Meiju Holdings held 78.75% of the total shares, which was an absolute controlling stake. Chai Xiaofen held 8.5% and He Meitian held 12.75%. In this way, a joint venture company was established.

Unlike other companies that operate on a small scale, this company has a registered capital of 100 million RMB, but it has 1.4 billion RMB in its accounts. Instead of participating in the speculation of the South China Sea islands, they are buying up large amounts of land in Pudong and starting to hoard it for development.

This is a separate, independent company. With Zhang San's initial groundwork, many things became much easier; the opening of the Pudong Bridge naturally put Pudong on the fast track.

In the following period, Yuyuan shares rose to more than 10,000 yuan per share, shocking the world. When the price was 9,000 yuan, Zhang San had people start cashing out Yuyuan shares.

As for why Zhang San knew that Yuyuan shares would rise to more than 10,000 yuan, it's quite simple: something that spreads so widely will naturally be remembered.

Besides this, Zhang San also knew about the "327" treasury bonds, but he didn't plan to participate. The pool was too small, and those who made money from it later became big capitalists, but bad things happened to them in the end.

Zhang San's supermarkets have already reached nearly 100 stores, and this year it is expected to exceed 200 stores. This speed of opening stores can be described as extremely bold; it can basically be described as a leap forward.

"Now that you're bosses too, what are your thoughts?" Zhang San, sipping water, chatted with the two women with a smile.

Zhang San purchased land in Pudong to build a commercial center, office buildings, and hotels, forming a commercial complex. When he presented his plan, Chai Xiaofen and He Meitian were shocked. It was a massive project with a total cost exceeding 5 billion yuan.

The site later became the site of the Lujiazui skyscraper. Zhang San purchased 10 square meters, of which 1.68 square meters were used to build the Shanghai Commercial Center, and the rest were used to build the Shanghai Commercial Plaza, which will integrate a huge complex of buildings including hotels, apartments, and commercial centers.

A piece of land next door was bought by NT-MS, covering 30,000 square meters, to build the Window of the World building. The most recent piece of land was bought by Xiangjiang New Era Financial Group, covering 50,000 square meters, to build the New Era Financial Center.

The total investment will exceed 30 billion RMB. This budget shocked He Meitian and Chai Xiaofen. It was simply too crazy.

"The negotiation process will begin soon, so you should be mentally prepared," Zhang San continued. "Preparedness for becoming a celebrity, hehe..."

We can't let the islanders benefit from this, can we? He also likes this place and can sell the entire commercial project to other real estate companies in the future.

Zhang San had this idea for a long time. With so much money in the four first-tier cities of Beijing, Shanghai, Guangzhou, and Shenzhen, he could certainly expand the business. He figured that in twenty years, he could sell it for tens of billions, right?

It's unclear how much rent we'll collect, and its symbolic meaning outweighs its practical significance.

In the future, those three super high-rise buildings will be divided among the Meiju Shanghai Center, NT-MS Window of the World, and New Era Financial Center of New Era Financial Group. Won't they become famous all over the world?

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