Let You Design The Software: Do You Directly Create Douyin?
Chapter 142 The Huabei Function Topped The List Of Hot Searches And Shocked The Entire Internet
Because it was the day Wei Xin was updated.
QQ has also launched a payment function.
For Weixin, an update that had not even been publicized before, its popularity was definitely not as popular as that of QQ.
Many people don’t even know what Weixin has updated.
After all, the update of Weixin is different from that of Qiaokou. It is not a mandatory update.
Even if Weixin is not updated, Weixin can continue to be used.
Therefore, many people did not update Weixin to the latest version at the first time. After all, they did not know what the updated content of Weixin was at this time.
Although the update introduction says that two new functions, Huabei and Reserve Fund, are launched.
But for users who see these two words for the first time.
Except that the second word is related to Weixin Wallet, many people don’t understand what the first function does.
same day.
Basically, most of the online discussions are about QQ-launching the payment function.
Because of the previous actions of Weixin and Blue Wallet, many people are looking forward to it, hoping that Qiaokou can also launch some useful activities.
But the first time.
In addition to launching some coupons for online payment, QQ has not carried out any large-scale offline discount activities.
This situation.
For a while, many users were confused.
You have clearly launched the payment function, but you do not use any large-scale activities to promote this function. It is indeed quite strange.
But the inside of the button is actually very helpless.
Because the payment function of QQ was launched suddenly, there was no prior notice or preparation.
so.
The offline payment code and merchant code of QQ Pay have not yet appeared almost anywhere at this time.
When offline payment codes and merchant codes are not rolled out, even if they launch offline consumption activities, it will have no effect at all.
After all, even if you can buy things at a discount, it is useless if there is no buckle payment collection code in the supermarket.
So now buckle inside.
We are frantically contacting local promotion teams from all parties to prepare for the placement of offline collection codes.
But when they actually started doing this, they realized how difficult it was to roll out the payment code all over the country at the first time.
To know.
Before the launch of Weixin Wallet.
Weixin Wallet has actually made a lot of preparations and has deployed a large number of local promotion teams across the country.
At the same time that Weixin had just gone online, these local promotion teams had already begun to crazily promote Weixin’s payment code.
But even so.
It took a full month to spread the collection code of Weixin Payment to one-third of the blue wallet!
To know.
Now, QQ is facing not only Blue Wallet but also Weixin, and two payment codes are already the upper limit that many merchants can accept, and one more is really too much.
so.
If Kuakou wants to really spread its own payment codes, the time and difficulty it takes must be far more than the previous WeChat wallet.
but.
Although QiaoKou's offline actions are somewhat difficult.
But the action online came quite quickly.
Almost an hour after the payment function was launched on QQ, Penguin Group announced that in the next six months, all Penguin games will enjoy a 50% discount if they are recharged with QQ wallet.
Although the discount is not large, it is tempting enough for many Penguin gamers.
And this half-year period also shows.
QQ is ready for a long-term tug-of-war.
It’s just that no one in the Penguin Group has thought of it at this time.
A feature that Weixin and Kuakou updated on the same day almost completely destroyed Kuakou.
Just when everyone is discussing the update of QQ.
time.
The next day soon came.
And this day.
Updates related to WeChat finally became a hot search topic.
At the beginning, the position of this hot search was still very low, only more than 4,000.
But more and more people are clicking on this meager post, and more and more people are discussing Weixin’s update.
Just half an hour after this hot search appeared.
This hot search related to Weixin update went directly to the top of Weibo's hot search list, far more popular than yesterday's KouKou update.
This is because the content of Weixin’s update this time has shocked Weixin users far beyond the level of the online payment function enabled by QQ.
And this hot search only contains one short sentence.
“What are the Huabei and reserve funds for Weixin’s update?”
Just such a small piece of information introducing Weixin's updated content directly aroused discussions among countless people.
After clicking on hot search.
After seeing what Wei Xin was doing.
Countless Internet users became excited almost instantly.
Spend one month in advance without interest, and borrow as a reserve for free.
Any one of these two functions can cause shocks on the Internet.
Because these two functions really challenge the user’s integrity!
To know.
Borrowing money from a bank requires a mortgage, and all major formal borrowing platforms also require various data and certifications, not to mention some illegal platforms. During this period, there have been many hot searches about students jumping off buildings in Russia.
If you want to open a credit card, you also need a lot of materials and proof of salary and so on.
But this Weixin wallet is so expensive.
But there are really almost no restrictions. As long as you often use Weixin Wallet to pay, you can activate Huabei almost unconditionally.
the only difference.
I'm afraid it's just that the amount of Huabei opened by different people is different because of their different credit scores.
Highest.
You can even directly open tens of thousands of Huabei.
…please give me flowers…0
And the most important thing is.
Weixin Wallet's Huabei is interest-free. No matter how much you used in the last month, you don't need to pay back an extra penny when you repay the next month.
Unless it is overdue or installment payment.
But even so.
The interest rate of Huabei is still quite low, almost non-existent.
Moreover, the credit score of Weixin Wallet is not always constant and will increase or decrease with the user's use.
All kinds of details made Huabei almost immediately become the first choice for countless people to spend in advance in the short term!
Moreover, this move of Weixin Wallet is still a kind of trust in users.
Those with higher credit scores will almost always be moved when they see that the amount after opening Huabei exceeds 10,000.
After all, it's so much money.
In reality, I'm afraid not many people can lend it out immediately.
But this software.
But he did not hesitate to give these users with high credit scores a chance.
This kind of trust in users is also a very lacking part of the current Internet environment in China.
at the same time.
Because the launch of these two functions is really shocking.
Therefore, this hot search attracted more than a million comments in just a few hours.
"That's crazy. Is Weixin really not afraid that someone won't repay the money? I feel that as long as 30 to 40% of the people who used Huabei don't pay back, the Weixin wallet system will collapse."
"It doesn't have to be that high. As long as 10% or 20% of people don't repay their loans for a long time, Weixin may not be able to withstand it.
"My dear, you are trying to compete with the bank for food. Wei Xin is really brave."
"Before, I thought that even if Weixin launched the wallet function, it would still be a little short of changing the Internet landscape. But once this thing comes out, I'm afraid it will be enough."
"My brother has been paying with Weixin for a long time, and his monthly turnover is also very high. He just checked and found that if he opened Huabei, he would have a limit of 30,000!"
"Huabei's credit score system should have been added to Weixin Wallet a long time ago. I am afraid that on the same day that Weixin Wallet was launched, this credit score has already started to collect various consumer and shopping information, so he gives everyone The amount is the most appropriate.”
Because functions similar to Huabei have never appeared before.
Therefore, this update of Weixin has attracted countless attention after hot searches.
On the day the hot search appeared.
The number of downloads of Weixin directly exceeded 10 million!
Many people who are temporarily short of money have downloaded Weixin after seeing the hot search.
The key is.
Among the tens of millions of users who downloaded Weixin on this day, more than 95% of them are young users!
at the same time.
Except that the outside world was shocked by Wei Xin's update.
Within Ali Group and Penguin Group, there is also a group of divisions at this time!
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