Let You Design The Software: Do You Directly Create Douyin?

"What do you think.

"What is the approximate overdue rate for the first batch of users of Weixin Wallet's Huabei."

When Weixin was about to announce the final results of Huabei.

Everyone in Xiaoma is still discussing Huabei.

Facing Xiao Ma's inquiry, everyone thought for a while.

"I'm afraid it's about 20 percent."

Ma Liuyun's voice rang out.

"If you know, don't forget that Weixin delayed the disclosure of Huabei's overdue rate by three days."

"And there is probably only one reason for them to do this.

"That's it."

Ma Liuyun looked at everyone.

"The overdue rate of Weixin Huabei's first batch of users is too high and the data is too ugly, so they want to wait during these three days, hoping that more users will repay."

After saying that, Ma Liuyun laughed a few times.

And listen to his words.

Everyone else in the room basically laughed too.

Because this data is similar to what they guessed.

Moreover, Huabei's delay in announcing results for three days was indeed too strange.

"Based on normal circumstances."

"If Huabei's results are good."

"Then Huabei will definitely disclose this information as soon as possible. There is no need to wait three days."

"On the surface, waiting three more days would make the data more accurate.

"But actually."

Zheng Haiti also smiled.

“It’s just users who wait a little longer for repayment.”

As Zheng Hai finished speaking.

Xiao Ma couldn't help but speak again.

"If the overdue rate is 20%, then with the cash flow of Junzi Group, I am afraid that it will only be able to lose money for three months at most and Huabei will not be able to continue."

"But I think so."

"Wang Mo won't be so hesitant."

"After he saw the huge losses caused by Huabei, he would not forcefully continue this function, but would cut off his wrist without hesitation and delete it directly.

"That way."

"The loss of young users of QQ.com should be able to be stopped." "

After listening, everyone nodded.

It was before.

They are still slightly worried about what records Huabei can really set.

But after seeing that Huabei chose to delay disclosing the information for three days, everyone felt relieved.

After all, in their opinion.

Weixin's three-day extension can only prove one thing.

That is, Huabei's data is too ugly, and it will take longer to make the data look better.

The fact was that they had indeed guessed a little bit.

After three days, Huabei's overdue rate did drop a bit, but only by 0.2.

But this zero point two is not the ten-digit zero point two they guessed.

And looking at the relaxed expressions of everyone.

Xiao Ma also waved his hand and smiled.

"But don't be so relaxed."

"After all, Huabei did delay the announcement of results for three days."

"I'm afraid that these three days can still reduce Huabei's overdue rate."

As soon as Xiao Ma finished speaking, Ma Liuyun nodded.

"It will indeed be lower."

Ma Liuyun looked at everyone.

“It should be possible to reduce Huabei’s 20% overdue rate to 19%.

As soon as these words came out.

Everyone in the conference room burst into laughter again.

“I think those overdue people have never considered paying back, so the overdue rate will not be reduced at all because of the three-day extension.

"After all, if you announce that your results are three days overdue, wouldn't it lead to three days of applicants a month ago?"

Zheng Haidi's voice also sounded.

Listening to these words, Ma Liuyun shook his head.

"After Huabei went online, the number of users who activated it was the largest in the first three days, and the number of users who activated it in the next three days was much smaller, so Huabei gave three more days of repayment time this time, which actually has an effect.

Everyone continued chatting, not paying attention to the soon-to-be-publicized overdue rate of Huabei.

And listen to what everyone is saying.

Li Wenqiu slowly spoke.

"Twenty percent is actually a bit high."

As soon as these words came out, everyone's eyes turned towards him.

Li Wenqiu also continued.

"Actually, during this period, I sent out questionnaires to many KuoKou users who have downloaded Weixin, and found many people who have opened Huabei."

"Most of these users will choose to return the Huabei."

"so."

Li Wenqiu looked at everyone.

"My personal prediction for this number should be about 15%."

As Li Wenqiu's voice sounded, Xiao Ma also restrained his smile, and then nodded.

"Wang Mo cannot be treated with common sense. It is reasonable to subtract 5% from our speculation.

"But this number."

"It will still bring huge losses to Weixin."

Listen.

Li Wenqiu nodded.

"."I also think so. "

“Although Huabei’s delinquency rate should ultimately be lower than our guess, it will still result in losses.

"Under this kind of loss, Wang Mo only has the option of closing Huabei."

“Only a six to seven percent overdue rate can support Hua’s continued operations.

"But this number is a fantasy and is simply impossible to achieve."

After Li Wenqiu finished speaking, Xiao Ma also nodded.

“If Huabei only had a delinquency rate of six to seven, it would indeed shock us all.

"I'm afraid all major Internet companies will reconsider the creditworthiness of Internet users.

"No more than six to seven percent."

After pony murmured, he laughed self-deprecatingly.

"how can that be possible."

Just as Xiao Ma finished speaking.

Suddenly someone from the audience pointed at the big screen and said.

"Weixin announced the results!"

This time.

In order to get the information as soon as possible, Weixin's official blog homepage was displayed on the big screen in the conference room in real time.

As long as the Weixin official blog sends out information, they will know immediately.

And right now.

A small red dot has just appeared on the profile picture of Weixin's official blog in Weibo, which represents a reminder that Weixin Yibo has just sent a message.

"Click open."

Pony said.

And the next second.

The Penguin employee in charge of the large screen also officially clicked on Weixin’s official blog and refreshed it.

now.

The expressions of everyone in the conference room seemed quite relaxed, and there was not much tension.

But the next second is small.

With the message sent by Wei Xin, it appeared in front of everyone.

Almost instantly.

The expressions of everyone in the conference room instantly froze on their faces and became extremely pale.

Because of the numbers that appeared before them.

It’s a little bit of hatred!