Miracle doctor xiaoyao: my bossy female ceo

Li Feng is not interested in Chen Xiumei's beauty at all.

When it comes to beauties, there are many beauties around him. Now this age most does not lack is the beautiful woman, in the family a mu always did not know how many beautiful women.

However, since the third sister said so, he still wanted to give this face. Come on, what's the matter with that woman.

Chen Xiumei knows what kind of person Li Feng is. She is surrounded by beautiful women, but she is clean. She only loves mu canglan. She is mostly friends with other women, and has never been involved in the relationship between men and women. Therefore, she only jokes that she says that she is a beautiful woman in a seductive tone, and she doesn't take Li Feng seriously. She also knows that Li Feng won't take it seriously.

Chen Xiumei was very happy to see him give her face, so she told the whole story.

Chen Xiumei's name is Cheng Lihua, director of the Credit Department of Qincheng rural commercial bank. This time, she came to find two bodyguards who can protect herself.

It is said that Cheng Lihua, who can barely be regarded as a member of the system, can not openly hire bodyguards. However, there is a reason for this. The root of this problem lies in the bad debts of the rural credit cooperatives in all districts of Qincheng.

Qincheng rural commercial bank is not a commercial bank in the full sense, it can be regarded as another name of Rural Credit Union.

At the beginning of this century, rural credit cooperatives were restructured into rural credit cooperatives. The rural credit cooperatives at the district and county level and the rural credit cooperatives at the provincial level were retained, while the credit cooperatives at the prefecture and city level were cancelled.

In order to facilitate the management, we later integrated the creditor's rights and debts of the original credit union at the city and state level, and established branches of the provincial level rural credit union. Some cities are called rural commercial banks, and some cities are directly called offices. Anyway, they are essentially the same.

Rural credit cooperatives mainly provide various financial services for "agriculture, rural areas and farmers", such as small loans for farmers and self-employed households, and their operation and management methods are more flexible than those of large state-owned banks such as ICBC and CCB.

For example, in terms of loan methods, the loan methods of rural credit cooperatives in different places are almost the same in general, and there are differences in external details. The most common policies are individual application, multi household joint insurance and joint liability.

No matter what policy, from the top to the bottom, the good will always turn into the bad. It is precisely because of these loose and flexible policies that the rural credit cooperatives in all districts and counties of Qincheng have a serious problem of bad debts.

As long as there are connections and connections, it is often some internal employees who come forward to be guarantors, or find a few guarantors with good reputation and strength, and then prepare some loan materials that can not withstand careful examination and correction, so that they can easily lend a sum of money from the associated press, from tens of thousands to hundreds of thousands of millions.

Due to poor supervision and lack of accountability, some borrowers simply do not have the corresponding ability to repay the loan, or they are non credit borrowers who collude with the internal staff of the associated press to defraud the loan and make money out of it. From the very beginning, they had the idea of defaulting on the loan and never thought about repaying the loan.

There are even worse ways to evade debts. For example, there was a gambling addicted lender who borrowed 700000 yuan from the rural credit union of the district with a house of his family. As a result, when the repayment period came, the person had already lost 700000 yuan. People from the Credit Union went to collect the house for auction, only to find that the house was sold to other households by the lender as a "small property right house" without legal effect. Both sides were in the dark, and they even started a lawsuit, which had a very bad impact and damaged the state-owned assets.

For various reasons, the leaders or staff of the associated press did not clean up these bad debts. They all tried to cover the lid and turned the time bomb into a drummer.

As a result, these accounts have been delayed for as short as three to five years, or as long as ten to eight years. As a result, in qingniu district alone, there are nearly 117 million non-performing loans, of which 80 million have been confirmed as bad debts that can not be recovered!

This year, the higher authorities decided to rectify the Rural Credit Union and clean up the bad debts, so Lin Qianming, the current chairman of the rural commercial bank, had bad luck. Of course, it wasn't just him who had bad luck. All the people concerned felt bad.

However, these bad debts have to be cleaned up, so Lin Qianming gave Cheng Lihua, director of the credit department, Shangfang Baojian and asked her to clean up the bad debts.

Cheng Lihua, in her thirties and under forty years old, is a well-known capable person and iron lady in the city's financial system. After she started to clean up the bad debts, she issued an order that the bad debts that could not be recovered should not be mentioned, and the remaining bad loans should be recovered at least 60%.

That is to say, if a non-performing loan of 10 million yuan is recovered, 6 million yuan will be considered qualified.

Imagine that there are 170 million non-performing loans in qingniu district alone. Apart from the 80 million that cannot be recovered, there are 90 million. At least 60% of the 90 million will be recovered, that is 54 million.

There are so few bad debts in the following five counties: qinde, Gaoxin and Baicheng.

It's not easy to clean up these bad debts. Cheng Lihua has encountered great resistance. This resistance comes not only from those lenders, but also from internal pressure.Some middle-level leaders and internal workers who collude with outsiders to borrow money are not good at it. They can't be reconciled if they eat meat in their mouths.

Cheng Lihua is not easy to be provoked, but she has set up a military order in the chairman's office. If she can't finish her task, she will take off her hat. No matter for her own future or to recover state-owned assets, she has dealt with a large number of middle-level leaders and workers with Shangfang's sword.

Since then, the conflict between the two sides has intensified. The snake has its way, and the mouse has its way.

Cheng Lihua's husband, he Jianghua, is the director of senior one of the city's No.1 middle school. He Jianghua was secretly tricked into having a sex affair with a young female teacher in the school, which made the whole person depressed.

Cheng Lihua's son, he Xiaojun, just went to junior high school. He was blocked in the way of going to and from school. He was bullied at school and his grades plummeted.

Cheng Lihua herself was once slapped in front of everyone by a woman who suddenly rushed out at a dinner party with the leader. She called her a coquettish Fox and seduced her man. In fact, the woman was a hairdresser who was hired to act for 200 yuan.

The car tire was punctured, the car window was smashed, the family was splashed with paint and blood words by the gangsters on the road, and the doors and windows were smashed. Once on the road, they were almost caught and beaten by several gangsters who rushed out suddenly

Cheng Lihua and his family are not able to live in peace because of these abusive methods.