Mohist Tang

Mo Dun seemed unaware of the sinister intentions of Yu Zhining and the others, and continued to expose his family ugliness: “What’s more terrifying is that Mohist Village opened a bank and obtained a large amount of cash in a short time. Countless people must be quite moved. If the world rushes to imitate and issue banknotes, the banknotes will overflow indiscriminately, like a piece of waste paper, then it will be a real disaster.”

In an uproar, they did not expect that Mohist Family Son would have exposed another huge loophole, since ancient times, human beings will die for riches, just as birds will for food, and Mohist Village has obtained such a large benefit in a short time. It must have made countless people quite excited. Given time, countless people will certainly follow suit. It’s just that the bank’s establishment is too short for the world to have time.

Yu Zhining suddenly hearing this great joy, suddenly high-spirited and vigorous scolded: “Mohist Family Son, you are so bold, my Great Tang has a simple folk style, and the people live and work in peace and contentment, and you are the first bank to let the people all over the world. Putting property at risk, a little carelessness, the trust of the people of the world will be destroyed, rituals and music will collapse, and Saint Confucius’s thousand-year education will become empty talk. You can know the sin!”

Yu Zhining The accusations are not unimportant. The ancients ruled the country with courtesy, but the issuance of bank notes is a sign of turmoil. If you are not careful, it will definitely lead to a disaster, and this disaster is not something that the Mohist Family can bear. .

Other ministers also echoed, accusing Mo Dun of arbitrarily making claims, which became a sign of turmoil.

Qin Qiong could not help showing a worried look when he saw Mo Dun being verbally criticized, but he was very confident in Mo Dun’s past record, so he could not show up.

“Mo Dun, what’s your excuse!” Li Shimin said helplessly. According to Qunchen, it seems that the bank has become Myriad Evil Origin.

In an instant, the group of officials stood ready. According to the past practice, this will definitely be the time for Mohist Family Son to counterattack.

Sure enough, I saw Mo Dun speak loudly: “Replying to his Majesty, what the ministers are worried about today, this small official had already predicted everything when the bank was opened, but this small official was still I chose to open a bank because the bank is a double-edged sword, which can hurt people and myself, but if I use it properly, it will be a unique weapon.”

” Peerless weapon!” Everyone couldn’t help but pause. They didn’t expect Mohist Family Son to take the bank so seriously. Yu Zhining and the others couldnt help but glance at each other. The more important things Mohist Family Son values, the less they can let Mohist Family Son succeed.

“Yes.” Mo Dun proudly said: “First of all, the world suffers money. For a long time, the bill of exchange business needn’t be mentioned again. It is said that silver bills have incomparable advantages over silver and copper coins. One is to replace heavy copper coins with banknotes as thin as cicada wing, which greatly facilitates the daily life of the people. .

Everyone cant help being nodded. At this point, the bank note does have a great advantage. Even more how Mohist Family Son divides the bank note into one or two, one coin, and one cent for people to carry. Its so convenient. Its so convenient to redeem the money. Coupled with the reputation of Mohist Village and Mohist Family Son, this is the reason why the silver ticket can be implemented so quickly.

“Secondly, the silver ticket can also reduce the amount of money. And the loss of copper coins, many people, once they have money, if they are afraid of being stolen, they will be buried deep in the ground. Over time, the copper rust will be everywhere, the silver will be soft, and the daily use will be worn out, while the silver ticket can be used. Perfect to avoid such problems. “

Ministry of People Assistant Minister Dai Zhou is involuntarily nodded. He is in charge of the Ministry of People and naturally knows these drawbacks. Great Tangs losses are not in the minority every year.

“Finally, silver The biggest role of votes is to solve the problem of copper shortage. “Mo Dun finally threw a depth bomb and said.

“Bronze shortage! “All the officials were in an uproar. The copper shortage was an extremely headache for Great Tang. You must know that Great Tang’s copper price rises due to the shortage of copper coins every year. However, Great Tang’s economy continues to grow and its demand for copper is increasing. The quantity is almost unlimited, but the mining technology of copper mines in this era is backward and cannot meet the demand. If it can solve the problem of the Great Tang copper shortage, it will be a great achievement.

“Your Majesty can imagine, A one-dollar banknote can replace a hundred copper coins, and a one-dollar banknote can replace ten copper coins. People only need a stack of banknotes and a few Copper Coins for settlement. If one coin of copper coins and daily chemical silver bills are promoted to the world, Great Tang’s demand for copper coins can be enough for only 10%. This is the best way to cure my Great Tang copper shortage. “Mo Dun said boldly.

“10% of the coin is enough! “A trace of bright light flashed across Li Shimin’s eyes. According to Mo Dun, the role of the bank note is that everyone can’t ignore it.

“Mohist Family Son, you actually So bold, not to mention the harm to Mohist Village, it is heinous to even dare to spread these harmful banknotes to the world. “The Assistant Minister of the Ministry of Households exclaimed.

In fact, the ministers were also in an uproar, screaming cold sweats for Mohist Family Son’s bold vision.

Mo Dun haha said with a smile: “Why not, everyone avoids banknotes such as snakes and scorpions, but A certain Mohist believes that banknotes are third-generation currencies, which are the general trend of the future and have a lot to do. “

“The third generation currency, what do you say? “The silent Dai Zhou suddenly said.

Mo Dun looked all around and said proudly: “This story is a long story. This is a secret that the Mohist Family does not pass on. Since the matter is up to now, Mohist Family Naturally, it will no longer hide clumsy. “

“Mohist Family does not pass the secret! “

Everyone immediately energized and listened. Although the Mohist Family has been silent for a thousand years, after Mo Duns continuous promotion, everyone did not dare to despise the Mohist Family.

“Currency is also what we commonly call money. Before Three Sovereigns and Five Emperors, there was no money in the world. At that time, the ancestors traded in barter, one axe for one sheep, and two sheep for one. Niu, and this kind of transaction is very unstable. If I take a bag of millet and go to the market to exchange it, maybe I will try nothing and accomplish nothing after a days run. At this time, money has come into being, that is Shells are the first-generation currency. “

Li Shimin and Dai Zhou nodded, regarding the reason why shells are currency, Mo Dun has explained to them in the Great Tang silk system by using the shell in the font.

The other ministers are all people who applied for poetry and books. After a little thought, they immediately understood the reasons. There is no dispute that shells became the first generation of currency. After all, Old Ancestor has already decided on the text.

Mo Dun continued: “However, shells have great shortcomings. They are fragile, low in value, and not easy to carry. As the ancients continued to explore in continuous trading, they finally found two types that are not easy to damage and have great value. , Easy to cut metal. “

“Gold and silver! “

This time everyone has the answer. What Mo Dun said is the gold and silver they are familiar with.

“Yes, gold and silver are the second generation. currency. “Mo Dun said loudly,” And it is a well-deserved currency recognized by the world. Copper is just a subsidiary currency. The ancestors of the Mohist Family have footprints all over the world and found that almost all civilized countries have their currency gold and silver, and of course there are Many ignorant nations are still in the first generation of currency, or the stage of bartering. “

Ministry of Rites everyone can’t help but be slightly nodded. This is very consistent with what they know.

“Here, A certain Mohist can reveal to you a good fortune. According to the news, due to differences in the rich and poor of gold, silver, and copper mines in various countries, the exchange ratios of the three are also inconsistent. In Great Tang, 1 gold tael can be exchanged for ten tael of silver, and in some countries, 1 gold tael can be exchanged for at least two. Ten tael of silver, this is an absolutely consistent big business. “

“His!

All of a sudden almost everyone sucked in a breath of cold air. If Mo Duns words are true, this method is enough to plunder the wealth of a country. Its nothing to call it an absolutely consistent big business. After that, in an instant, many people were tempted, and they couldn’t help but cast their eyes on the Ministry of Rites officials on the side. If you want to talk about the news of other countries, I am afraid that except for Mohist Family Son, only the Ministry of Rites knows best.

Even Li Shimin was shocked. If there is such a price difference, it will be a great benefit without a single soldier. For the Imperial Court, this is an irresistible temptation.

“The dignified Mohist Family is now full of bronze odors, and will give up such heavy benefits and expose it to the world. “Yu Zhining coldly snorted and said.

Mo Dun replied: “Mohist Family makes money by using the Mohist Family’s secret skills to benefit the country and the people, but it has never been the behavior of hoarding strange things and driving up prices. . If the Mohist Family wants to make money, it will only use the goods produced by Mohist Village to get remuneration. Every money earned is innocent and will never use the second method. “

Li Shimin also suppressed the desire in his heart, and couldn’t help but wave his big hand: “Well, I naturally know that Mohist Family is a model worker, not a rapist and slippery businessman, but you don’t want to Turning to the topic, lets talk about the third generation currency for the time being. “

Mo Dun then returned to the subject and said: “However, although gold and silver are natural currencies, they are not without shortcomings, too heavy, easy to wear, and extremely rare. Therefore, most of my Huaxia use gold, silver and copper as currency at the same time, but with the continuous development of society, the problem of money shortage has gradually become serious. In addition to the worlds love to bury gold, silver and copper money underground, there is another fundamental reason for gold, silver and copper. rare.

Entire Court officials have nodded.

“It is conceivable that with the continuous development of Great Tang, the problem of money shortage will be further aggravated, so the third currency will emerge as the times require, that is, the banknotes represented by silver bills, this Small officials call it credit currency. Mo Dun took a deep breath.

“Credit currency!”

The Entire Court ministers suddenly realized that the most important reason for the smooth implementation of Mo Duns three bills is probably the Mohist Family and Mohist Family. Son’s credibility.

More officials looked towards Mo Dun’s eyes are not a bit more solemn. The knowledge that Mo Dun said is simply unheard-of, but they have been by their side.

Great Tangs money shortage problem has always existed, but no one pays attention to it. Mohist Family Son seized the opportunity to issue silver tickets. It can be said that it was once in the forefront of the times.

Mo Dun looked around all around and said: “The reason why credit currency can be promoted naturally has huge advantages. Banknotes are simple to manufacture, easy to store, carry and transport, and can avoid the loss of gold and silver in circulation.”

Everyone is nodded, Mohist Village’s money order business is popular, which is an opportunity for people to carry money inconvenience.

However, the Ministry of People Assistant Minister disagrees: “Could the people of Mo Da justify their own money accumulation, only talking about the advantages, not the shortcomings, if the world follows the example of Mohist Village to open banks and issue bank notes indiscriminately, Once a disorder is caused, the consequences will not be borne by you alone.”

Mo Dun nodded and said: “Then its best to do what the adults say. If you directly order the issuance of banknotes, its just because of choking. My Great Tangs money shortage will never be resolved.”

Ministry of People Assistant Minister coldly snorted and said: “Its easy to solve it. The Mohist Village Bank only needs to hand in the cash for issuing bank notes. State Treasury is enough. Even if one day, the cash in Mohist Village becomes a piece of waste paper, and the people can also come to the Imperial Court to exchange the cash. In this way, the people will naturally not lose the slightest loss.”

Many ministers suddenly fell silent. If Mohist Family Son agrees to this condition, then I am afraid there will be no chance of turning over.

Mo Dun slowly nodded and said after serious consideration for a long time: “This is a way, but banks need to prepare gold and silver to deal with the people’s exchange of cash. The reason why credit currency can be implemented is that The biggest reason is that these silver bills can be exchanged for cash or purchased at any time. If the Mohist Village Bank cannot exchange the silver bills at any time, let alone the workers of Mohist Village, even the villagers will not agree. The bank will take three days. The Ministry of People Assistant Minister is determined to go bankrupt.”

The Ministry of People Assistant Minister’s face suddenly blushed, and the plan in his heart was immediately revealed by Mohist Family Son. He saw the eyes of His Imperial Majesty and numerous officials examining him. It is ashamed and unable to show one’s face.

However, Mo Dun’s words turned: “However, although the bank cannot hand over all the cash to the Imperial Court, it can hand over 30% of the cash to the Imperial Court for safekeeping.”

“30% cash!” Numerous officials couldn’t help but stop. They didn’t expect Mo Dun to hand it in.

Mo Dun nodded and said: “This 30% of the cash will be used as a deposit for the silver bills. In this way, even if Mohist Village goes bankrupt in the future, the silver bills in the hands of the people can be compensated by the Imperial Court. 30% capital.”

Yu Zhining eyebrow raised: “30% capital? What about 70%? Do the people have to bear 70% of the loss?”

Mo Dun suddenly turned around Directly approaching Yu Zhining said: “At any time, only Mohist Village may have the most silver tickets. It can be said that Mohist Village has the greatest risk. We can promise that if Mohist Village really goes bankrupt, Mohist Village Tickets will not be exchanged, and the rest of the money can be exchanged for the people. In this way, the peoples losses can be reduced by at least 50%. Coupled with the inherent assets of Mohist Village, I believe it will surely minimize the peoples losses. Of course, Mohist Village will not let this day appear.”

“50%!” Many courtiers hesitated.

“You can know why 30% of the cash is turned in. One is that Mohist Village needs to leave 70% of the cash to deal with the exchange, and the other is because Mohist Villages check-opening account is required A 30% margin is required. The people believe in the credit of Mohist Village, and Mohist Village also believes in the credit of Imperial Court. This is the essence of credit currency. Mo Dun said with great emotion.

“Credit!” Numerous officials were silent for a moment. Great Tang talks about credit most and believes in making promises. The credit currency represented by silver bills will certainly challenge Great Tangs credit system. However, once it is used well , And the benefits will not be estimated.

“And you can know how much the 30% cash is?” Mo Dun couldn’t help but flash in his eyes.

“300,000 passes!”