Pretty boss is on me

Li Wei took the talk and replied with flattery: "deputy director Zhang, Wang Yajun is a villain. Where do you need to deal with him! Why don't you let me show him the garden in Binhai County? Running down all day, he's probably dead tired! "

Zhang Pengcheng shook his head and said, "although Wang Yajun is a straw bag, he has been in the officialdom for so many years. If you go with me, the essence is too far away! If you go with me, you'll think I'm playing with him! " Zhang Pengcheng shook his head.

It can be said that Wang Yajun is in Binhai County, and Zhang Pengcheng is constrained in many places, but Wang Yajun is in his hands, and Wu Siguo is sure to throw a rat's paw at him, and will not touch Zhang Pengcheng for the time being! What Zhang Pengcheng has to do now is to seize Wu Siguo's pigtail as soon as possible. Even if he can't pull him off the horse, he has to pull up a layer of hair!

Half an hour later, when Zhang Pengcheng saw that Wang Yajun had changed into a simple sportswear and put on a pair of sports shoes, he drove directly with Wang Yajun to the northern suburb of Binhai County.

Binhai County's geographical location is relatively special, to the East is a piece of sea, where the current national blue sea fleet is stationed! To the south is surrounded by mountains. There are few special things except some tourist attractions and some farmyard.

To the west is Kuming mountain, which is also a famous scenic spot.

However, to the north, Binhai County is really a relatively developed place. It is located in the suburb of the county. Many local enterprises choose to settle there.

Zhang Pengcheng is going to the northern suburbs today. On the one hand, he really wants to understand the financial market environment of Binhai County. On the other hand, he also intends to reorganize Wang Yajun.

So half an hour after the car left, Zhang Pengcheng, who was sitting in the car, carefully observed the scenery around him, and told him: "Wang Ke, we'll go there for a secret visit later. Remember to make a record, and we'll check it later! Binhai County a few years ago, the financial cases are more concentrated, are in the northern suburbs! But we are not here to investigate the case. We are here to find out. You should pay attention to your purpose and don't say the wrong thing! "

"Don't worry, deputy director Zhang, I know it! I'm here to investigate. I'm looking for death, aren't I? " Wang Yajun grinned. What he said was not exaggerated at all.

Although Binhai County has a simple folk custom, it is also a strong point, especially for investigating cases.

After driving out for nearly an hour, Zhang Pengcheng parked the car at the gate of a bank, and then walked down from the car with a smile.

"Let's go. There's a small loan company next to the bank. Let's get to know it!" Zhang Pengcheng said with a smile.

Wang Yajun smell speech, quickly follow, and then the two together opened the door of this small loan company.

Entering the door, a girl with a sign on her face was sitting in the front hall. Seeing Zhang Pengcheng and others coming in, she stood up and said with a pen and paper: "what's the matter with you? Make a registration

"Well, we want to make some loans! I don't know if there is a reception here? " Zhang Pengcheng asked with a smile.

"Brother Wang, there is a guest consultation, please come out!" The girl nodded, then yelled at the top of her voice. Suddenly, a middle-aged man in a suit came out quickly.

Seeing Zhang Pengcheng and Wang Yajun, the man smiles, approaches and says, "what do you need? Let's come in and talk!"

"Good!" Zhang Pengcheng smiles and winks at Wang Yajun. Then they walk into the reception room together.

In the reception room, Zhang Pengcheng casually made up a reason that he wanted to borrow 500000 yuan and wanted to do some business. Then brother Wang nodded.

"This money is nothing. I don't know if you have a mortgage?" Brother Wang asked with a smile.

Zhang Pengcheng shook his head and said with a bitter smile, "there is no mortgage. If there is one, I will go to the bank directly."

"Then you can only get personal credit loans! But the interest rate is relatively high, two cents a month. Can you accept it? " Brother Wang asked with a smile.

Zhang Pengcheng was shocked when he heard the speech. Now the state order requires that all those with an annual interest rate of more than 20% belong to usury. This person's mouth is the monthly interest rate of 2%, which is really a bit of blackmail.

Seeing the appearance of Zhang Pengcheng, brother Wang showed a strange smile and said, "we are in this business, but we are not poor! If you want to borrow money simply, it is inevitable that the interest rate will be high. Moreover, not all of the two profits are given to the company. 24% of the profits come down in the whole year, and 8% of them are handling charges! "

In this way, Zhang Pengcheng is clear. There is a service charge, which means that it is the salesman and the people behind him who are taking the money. However, Zhang Pengcheng is not really borrowing money. He just wants to understand the current situation of the industry, so he shakes his head and says, "it's a bit high. Can I borrow money from you to the bank?"

"You are looking for the right person! It's not impossible to borrow money from the bank! But there must be collateral! Or recently there is a loan project in the Bank of China, which is mainly for the customers who buy houses and decorate! Do you have a house under renovation? " Brother Wang asked with a smile.

Zhang Pengcheng also heard about the decoration loan, but he sighed helplessly: "no!""No, it's not a problem! The annual interest of the decoration loan is 8%, and the service charge is also 8%. These eight points are for the people in the bank. In addition, don't you have a house without decoration? We need to operate it, so we need to give some money! The latter 8% is a one-time charge, and the former is an installment loan, which is paid monthly. What do you think? " Brother Wang asked with a smile.

Hearing such an explanation, Zhang Pengcheng showed a clear smile. He nodded and asked, "can eight percent be less?"

"That's the rule of the bank. We can't do less!" Brother Wang's face suddenly sank.

"I mean the last eight points!" Zhang Pengcheng bargained.

Brother Wang still shook his head and said, "this is the least! We should also be filial to the people inside the bank. If you detain them, we will have no money to earn! You know, the interest is given to the bank. You have to deduct eight points. How many points are left in our hands? I see that you really want to make a loan, so I will say so much. If you want to make a loan to someone else, I will not tell you about this loan project! "

Zhang Pengcheng nodded and said with a faint smile, "well, I'll go back and think about it. If I decide, I'll come back to you?"

"You go back and think about it. The project will end at the end of this month. In your case, if you want to borrow money later, you will only get credit loans. The interest is higher!" Brother Wang thought about chatting with Zhang Pengcheng for a long time, but he didn't get a result. He was a little unhappy. Before his attitude changed, his tone became cold.

After learning the information he wanted to know from the small loan company, Zhang Pengcheng didn't want to continue to sit down. He stood up with a smile, called Wang Yajun, and said with a smile, "let's go, brother. Let's go to another house again!"

Wang Yajun is not stupid either. Wen Yan immediately gets up and follows Zhang Pengcheng step by step.