Pretty boss is on me

At the moment, Ning Tao is thoughtful, looking up and down at Zhang Pengcheng and Wang Yajun. After a while, he smiles and asks, "what are your recent loan policies? Our company really needs some money! In previous years, we have cooperated with some banks in Binhai County, but the amount of bank in Binhai County is limited. After all, there are too many banks in Binhai County. If we can cooperate with the banks in the city, we will be very happy! "

With that, Zhang Pengcheng put aside some information he learned from the small loan company in the morning, and then made up some nonsense according to his understanding of bank loans. After synthesis, he let Na ningtao have no doubts.

In addition, Wang Yajun's bragging skills, but within an hour, they became acquainted with Ning Tao, and even they were no longer deliberately restrained when chatting.

"Manager Zhang, let's be honest. Your loan policy doesn't attract us! But one thing I can tell you is that I can cooperate with you on this loan! But... " Speaking of this, Ning Tao's eyes are a little erratic.

"Mr. Ning, what do you want to say? We don't have to be polite! Business is not about benevolence and righteousness. I'm very happy to make friends like you Zhang Pengcheng said with a smile.

Ning Tao nodded and replied with a smile: "then I'm not polite! I've been cooperating with your bank for some years. I've really got a lot of credit from your bank in these years! You are also old salesmen. If you can help us get the loan, I can promise you that the previous three years must be normal performance! "

"This..." Zhang Pengcheng frowned slightly, the so-called normal performance in the first three years, then what about the back? Don't you pay it back?

Ning Tao laughs and says, "what you want is nothing more than performance and rebate! I don't know what the rebate is in your city, but in Binhai County, our rebate is ten points. In previous years, I have cooperated with Bank of China, and other small loan companies will also help us operate behind the scenes! Today, I am not afraid that you will turn around and report me. After all, these things are the real evidence of stress! So if you're interested! Twenty points, ten for each of you! How's it going? "

"How much would you rather borrow?" Zhang Pengcheng asked.

"This number!" Ning Tao gave a smile and stretched out five fingers.

"Five million?" Zhang Pengcheng was surprised. According to the minimum annual repayment amount of enterprise loans, Ning Tao said that in the first three years, the sum was only close to 2 million. With the rebate of 1 million yuan and the deduction of some handling charges, I'm afraid Ning Tao will be able to default on 1.5 million yuan in the end!

Thinking of Ning Tao's casually opening his mouth is more than one million yuan. If these are just cooperation with himself, how much has Ning Tao done to the bank in the past?

At the moment, Wang Yajun also had some accidents. What he was surprised about was how a small foreign trade company could get such a big bank loan? And you can make so much money!

"Well, I see what Ning means! Let's talk about it today! I need to go back and think about the loan. The terms you gave me are very attractive, but the risk is not small! " Zhang Pengcheng got up and said with a smile.

Ning Tao did not tangle, nodded: "these days, risks and opportunities coexist. How long does it take to earn more than 500000 yuan in the bank? In recent years, the real economy is depressed, and your bank has been compressed by Internet finance! If there is an opportunity, we should grasp it well. Business is not easy to do, do you think, manager Zhang? "

"Mr. Ning is right! In that case, I'll go back and think about it. If I can deal with the aftermath, I won't let you down! " Zhang Pengcheng nodded and gave Wang Yajun a wink. They walked out of the door of the conference room together.

After walking out of the meeting room, they went straight down the steps. Then they quickly walked out of the foreign trade company and went out for more than ten minutes. When they saw that there was no one coming after them, they were relieved.

"Damn it! Deputy director Zhang, I'm scared to death. When you said you wanted to leave, Ning Tao was not happy. I thought he had guessed something! " Back in the car, Wang Yajun touched his chest and said with a smile.

But Zhang Pengcheng frowned and sighed: "it will be realized soon! We went to do business, but we didn't ask for the number before we left. Isn't it clear that the drunk's intention is not to drink? Let's go

With that, Zhang Pengcheng quickly started the car, then stepped on the accelerator and disappeared outside the industrial park.

At the same time, when Zhang Pengcheng's car disappeared on the road, seven or eight security guards with sticks rushed out of the gate of the industrial park, and Ning Tao angrily carried a steel pipe and said: "Damn it! I've been fooled by two bastards

At five o'clock in the evening, Zhang Pengcheng and Wang Yajun returned to the parking lot of Binhai County Government and got off the car. Both of them were tired.

So after the separation, they went back to their dormitories, but Zhang Pengcheng was full of thoughts, sitting at his desk for a long time.

After running down all day, Zhang Pengcheng went to a small loan company, a financial management company and a foreign trade company with accounts problems.

These three companies do not seem to have any connection, but let Zhang Pengcheng realize that there are very worrying problems in the economic system of many financial markets in Binhai County!As Wang Yajun said before, the high interest rate of small loan companies is daunting. Although they can make a lot of money by making a single order, what they can see is that they are always recorded in the account, and there are so few out of the account that many salesmen have already cooperated with banks to earn interest margin by taking rebate in the bank!

This way seems to be able to support some people who make a profit, but it also reflects some unbelievable problems in the lender, that is, the bad debt rate.

According to Wenhan foreign trade company in the afternoon, if the repayment is only for the first three years, will the loan amount not be paid back? Even if the repayment is made, does it mean that the repayment time and interest will be seriously delayed, resulting in unmatched accounts? If this is the case, the bank naturally has a big management loophole, and the salesman, even the person in charge of the bank, has a major mistake.

These are what Zhang Pengcheng can see from it! What we can't see is the disorder of the investment industry.

It's not uncommon to see illegal and non-compliance problems alone. The so-called capital flight makes Zhang Pengcheng even more frightened. These intermediary companies, even the minimum business license, do not meet the standard. How can they help the people to invest? Even sending money overseas? In particular, it also involves the exchange and purchase of foreign exchange, which has reached the legal bottom line.

With these in mind, Zhang Pengcheng is more and more worried. The financial situation of Binhai County is still so. What about Haicheng? Even the whole country?

For the current bad debts of enterprises and the collusion between banks and local personnel, Zhang Pengcheng also saw a key point that pleased him, that is, the spearhead of the problem is still directed at the Bank of China in Binhai County! Sun min's Bank!