Tokyo: Starting with taking on his wife's debts

Tokyo: Starting with taking on his wife's debts

Author: Zhongyue.CS

Summary:

New book: Tokyo: Starting from Joining the Detective Agency

Suddenly transported to the neon streets of the early 90s, wearing only a set of pajamas…

It's truly tragic—tens of thousands of bankrupt individuals gathered on the rooftop and were literally dumped like dumplings.

Borrowing an identity is understandable, right?

After all, a "non-existent person" would find it difficult to move an inch in a modern city.

Of course, the deceased's wife's consent must be obtained first.

What if they disagree?

It is definitely impossible.

She not only eliminated the debt crisis, but also gained a domineering and good man for free.

Not only did they make her say "yes," they also had to give her a "good review."

Tokyo Mainichi Information

Chapter 1 Good heavens, they haven't even had a son yet, and they've already arranged for their grandson's mortgage.

Before Xiuming set his sights on this man, he had been eyeing many other men, but this man was the only one who met his requirements.

Just as the message indicated, his appearance was about 40-50% similar to mine.

If you get the same hairstyle, it should be about five or six parts.

Although it's a bit short, it's still usable.

It's around 10 p.m., and there's a wind blowing and a light rain falling on the rooftop of the 32nd floor.

Although it's already April, it's still bitterly cold.

The man didn't look well; he looked like he hadn't slept well.

He was wearing a presentable black suit, and his leather shoes were polished to a very high shine. I wonder if he had hidden heels; I hope not.

He carried a black briefcase in his left hand and held a black umbrella in his right. A salaried worker in the financial industry.

After he went up to the rooftop, he sat on the edge and stared blankly at the building below.

The neon lights from downstairs spilled up, reflecting colorful light and shadow in his dazed eyes.

The distant sounds of sirens and ambulances, sometimes near, sometimes far, echoed in the rainy night amidst the neon lights.

They weren't after him.

He ignored it, instead placing his black briefcase flat on his left side, then taking off his black suit jacket, folding it neatly, and spreading it on top of the briefcase.

He then slowly took off his watch, platinum ring, pager, black leather wallet, and placed them one by one on his suit.

Finally, a black umbrella was placed on top to shield them from the rain.

"Friend, are you sure you want to do this?"

Xiuming, who had followed him all the way, stood for a while at the entrance of the stairwell, five steps away from him, where the rain wouldn't get in.

She was wearing only a set of blue checkered gray pajamas, barefoot, and her trouser legs were wet, almost reaching her knees.

His lips were slightly purple, and he was shivering from the cold. His teeth chattered as he spoke, and his voice trembled.

The man did not respond or look at him, but instead confirmed his certainty after he finished asking the question.

"Grass!"

Xiuming wasn't surprised; once someone has made up their mind, there's no going back. The first two were also brave warriors who faced life and death head-on.

But this was the person he had chosen, and he wanted to learn more about him.

Now that the man is gone, there's no need to dwell on it anymore.

Before the police came upstairs, she quickly ran to the edge of the rooftop, took out a driver's license she had found from her pocket and threw it down. Then she gathered all the man's belongings into her arms and hurriedly ran into the fire escape.

He put on his suit as he ran, his shoulders feeling a bit tight, as if the seams would burst open if he exerted any force.

After that, he put on a watch and a ring, and also put his pager in his pocket.

What he cares about most is—

I hope the wallet contains that man's personal seal, driver's license, and resident certificate.

These are all forms of identification.

He was sleeping at home the day before yesterday, and when he opened his eyes, he found himself standing alone on the streets of Kyoto thirty years ago, whether he was sleepwalking or something else.

Maybe it's a perk from time travel!

Gain a special ability:

You can set a goal for each day and find out three things related to yourself that the goal will "do" or "encounter" in the next 12 hours.

Whether it's a human, an animal, a building, or an object, everything can be locked, and once locked, it cannot be changed.

He tried to pinpoint the street beneath his feet and received three free pieces of information:

"Two gangs will fight for territory here. You have a 6% chance of getting involved."

"Someone dropped 1,000 yen on this street. You have a 0.1% chance of finding it."

"A refrigerated truck heading towards Tokyo will overturn on this street. You have a 0.1% chance of being hit."

What's the difference between this kind of information and being perfunctory?

He hid in a 32-story office building, went hungry all day, and then locked onto that building.

"At least three laid-off stockbrokers will jump off the roof. You have a 0.1% chance of being hit."

"The security guards in this building are playing cards in the duty room. There's a 1% chance they'll spot you."

"A man determined to jump off a building shares 48% similarity with you."

He finally found a useful piece of information, and he even forgot how he climbed up to the roof.

The wallet contained a driver's license and a stamp, but no resident registration certificate.

I'm not worried about being stopped and questioned by the police and labeled as a "non-existent person".

The passport photo on the driver's license, without a hat, really does look like someone you'd expect.

The man who attempted suicide was also named Xiuming. He was two years older than Xiuming who sought survival, and they even shared the same birthday. It was truly a coincidence.

There was also a set of keys in the wallet, which should belong to the family.

A stack of bank credit cards with unknown PINs, magnetic stripe phone cards, and business cards indicated that he was a salesman at a stock exchange.

Finally, there is a half-body photo of Hideaki, who committed suicide, with a beautiful woman.

It must be his wife; these are their travel wedding photos.

Against a backdrop of clear seawater and white sand, the two face the camera, their left and right index fingers and thumbs bent and compared to each other, forming a heart shape, their smiles radiant.

The black suit that Suicide Hideaki wore was the same one that Survival Hideaki wore.

The woman wore a white wedding dress, and a platinum pendant reflected the colorful sunlight between her delicate collarbones. Her eyes were big and bright, and she was smiling.

The back is labeled: Hideaki and Riko, photographed in Hawaii - July 18, 1990.

They had been married for only six months.

"She's a beautiful young lady..."

For a moment, Xiuming even thought, "What if it was a soul transfer...", but when he took a stack of documents out of his briefcase, his heart sank.

A stack of printed A4 papers, neatly arranged, still smelling of ink.

The first document: the loan agreement with Ginkgo Financial.

The initial loan of 5 million yen has now grown to 30 million yen after three months.

The second document: a purchase contract with Yihe Securities.

The 7 million yen worth of stocks purchased has now dwindled to only 2.3 million yen after three months.

The third document: the mortgage contract with the bank.

The house has a total price of 6000 million yen, with a loan of 4800 million yen, a monthly payment of 15 yen, and a repayment period of 1200 months.

This is a "century-old loan" contract that can be passed down to one's grandson. If it is fully repaid, the interest alone will amount to 1.3 million.

He didn't even have a son yet, but he already arranged for his grandson's debts.

Aren't you afraid that no one will burn paper money for you after you die? You'll be destitute on the other side...

The registration form stated that the property was jointly owned by the couple, and Riko Yamanaka's name was added later.

The property was purchased last year as part of our pre-marital purchase, at the peak of the market. It has since depreciated by 35%, and is expected to depreciate further, but the mortgage payment remains unchanged.

Riko truly trusts him; she even dared to add her name to such a "descendant loan." +1 to my admiration.

The fourth contract looked worn: the lease agreement for the 1K apartment in Kyoto.

The monthly rent was 60,000 yen, and the signing date was August 15, 1990. It expired last month. This is an invalid contract.

They rented a place a month after getting married, and now they live apart.

There's also a stack of pay slips, from next month to the month after. Are these forged pay slips for Mrs. Riko to see?

Then, a bank notice demanding payment of the mortgage was crumpled up and put into a ball.

Finally, there was a handwritten suicide note.

Chapter 2 This child wasn't crushed by debt.

Xiuming quickly skimmed through the suicide note.

In his suicide attempt, Hideaki explained everything clearly. He even reminisced about the happy times he and Riko had spent on campus, from their first meeting to their falling in love and getting married, down to the smallest detail.