Tokyo: Starting with taking on his wife's debts

Although Hideaki, who committed suicide, had taken out a loan to buy the house and also enrolled in "Group Insurance," the insurance company would not pay her mortgage because she faced death less than a year later.

Even if she completely relinquishes her inheritance rights, since the property was registered as marital property, Xiuming's death will clear her debts, but she will still have to repay 50% of the mortgage.

Finally, there's Ginkgo Financial's usurious loans.

The suicide note left by Hideaki, who took his own life, revealed the flow of funds all too clearly.

Most of it is used to patch up pay slips and pay mortgages; these are joint debts incurred by the couple to maintain their livelihood.

His honesty led Riko to incur a huge debt from high-interest loans.

All of this laid the foundation for Hideaki's ability to manipulate Riko without any guilt, and he had great confidence in making her cooperate with this adopted identity.

After all, given his current abilities, he has no other way to obtain a "legal" identity except by taking over the identity of an existing person.

As someone who suddenly appears, theoretically it might be explained by "time travel," but how could it possibly happen in reality?

If you turn yourself in and they ask you to register your identity, their first reaction will definitely be "a mentally unstable fugitive trying to clear his name," and they might even torture you to extract a confession.

It would be better to go directly to a mental hospital; perhaps then you could receive some humanitarian care.

Xiuming made the meaning of his words very clear, outlining the general situation:

A woman's husband, burdened with debt, committed suicide by jumping off a building. The next day, a strange man burst into her home, claiming he would take over her husband's identity and assume his debts.

Anyone with a normal mind would find such a statement utterly absurd.

Are you in debt for no reason? Do you have a lot of money?

really.

Mrs. Riko held her rice bowl, her eyes filled with confusion and apprehension.

Xiuming deciphered a single sentence from the look in her eyes: Why? What's in it for you? Are you out of your mind?

It seems he's being treated as mentally ill.

Although Hideaki doesn't care about being seen as mentally ill, it can't be Riko.

Because of her personality, she has such thoughts, making it difficult for her to trust her.

After all, she will need to cooperate fully to ensure her future identity is secure.

"Please take another look at the suicide note! The key is the last two lines, which I wrote."

Xiuming decides to use the legendary "love" to explain his "brainless" behavior in the eyes of outsiders.

After all, any brainless behavior that a simp does can be found in real life.

Is it so hard to understand why someone would take on a huge debt for love?

Indeed, this lady is the type that makes you want to strike up a conversation the moment you see her.

With slender, willow-leaf eyebrows and expressive eyes, she exudes a homely and gentle demeanor, appearing easy to talk to.

The last two lines of the suicide note are narrated by Hideaki, who is contemplating suicide, and roughly translate to:

Survivalist Hideaki and Suicide Surgeon Hideaki are good friends. He praises Survivalist Hideaki for his good character, responsibility, and ability to make money, saying he is someone trustworthy and reliable. He tells Riko not to care about his past or be curious about his former identity, but simply to remember: he will live under her husband's name from now on and will do his utmost to fulfill his responsibilities as a husband, facing the enormous debt together with her…

Of course, because the handwriting was so different, it was easy to tell that it was added later, and Xiuming admitted it.

This leads to the conclusion that, no matter how you look at it, it's clear that Hideaki is going to great lengths to praise himself in order to become Mrs. Riko's husband, hoping that Mrs. Riko will acknowledge his suggestion.

In the widow's wife's understanding, this was just a very cheesy confession.

As expected, after reading the letter, Riko's fair face seemed to blush slightly with embarrassment, and there was still a sense of incomprehension in her eyes.

Even if it's a confession of love, there's no need to use the identity of a deceased husband.

Mrs. Riko stared at the two short lines for a long time, mainly because Hideaki, who was sitting opposite her, was staring at her intently, making her so nervous that her throat was pounding and she dared not move.

His eyes are so bright... He's stronger than my husband, and very handsome... He's quite nice when he's not yelling at me... He even cooks for me and we sit at the same table... He didn't do anything inappropriate while I was unconscious... He seems quite gentlemanly...

Until the quartz clock on the wall chimed crisply at exactly twelve o'clock.

She slowly rolled up the letter and held it in her palm. Her ears were almost completely red. She lowered her head, her evasive eyes and eyelashes trembling, and she remained silent.

Because it was midnight, Xiuming's daily intelligence report was updated again.

Considering that it would take time to persuade her, and that it was unlikely that she would go out today, it was only natural to focus on Mrs. Riko.

The intelligence obtained is the information about events that are "conducted" and "encountered" that are related to oneself within the next 12 hours.

There's even a reward system for targeting humans.

If you take action based on the information provided, you can choose to have the target "evaluate" the action.

If the target gives a "positive review", you will randomly receive a "professional skill" reward.

It's a bit challenging, of course. You need to utilize all three pieces of intelligence and get three "good reviews".

Intelligence 1: Riko is in despair due to her husband's death and endless debts.

Information 2: Riko will lose her 1000 yen deposit because the handmade items she made as a part-time worker did not meet the standards.

Intelligence 3: Riko is confused, uneasy, and shy about your taking over her husband's identity, and she is observing you.

When Xiuming saw this information, he couldn't help but feel overwhelmed.

Are you sure this isn't just a perfunctory response? What percentage of these three pieces of information are actually relevant to me?

So how exactly can we rely on these three pieces of information and what kind of response can we make to get three "good reviews"?

The ticking of the clock echoed in the room, and Mrs. Riko's tightly clenched fingers had turned white at the knuckles.

She looked very nervous.

Xiuming suddenly said, "You don't actually think I've been secretly in love with you all this time, just waiting for your husband to die so I could come and take over his identity and pay off your debts, do you?"

"No, no..." Riko lowered her head deeply, her face flushed.

“How could I not! From now on, I will live in the name of your husband. No matter who asks, you must say that I am your husband. All those who come to collect debts from you, just let them come to me.”

"what?"

Mrs. Riko's pink lips, painted with lipstick, were parted into an "O" shape.

It's really puzzling. Although they can cook, they're still strangers, which makes me feel scared.

Xiuming deciphered a message from her bright, wide eyes: "At least tell me who you are!" I was scared, I was nervous, and I didn't know what to do.

Xiuming raised his hand and slammed it on the table. With a "bang," the tableware on the table trembled.

"Don't make that 'idiot' face. Tell me, do you hear me?"

Riko's shoulders trembled along with the tableware as she cried out, her voice trembling with sobs, "I...I heard you, I will do as you say."

Chapter 8: Do you have a wedding video, DV, or AV recording at home?

"What a well-behaved lady you are. I like your personality."

Such a docile and obedient nature, coupled with a lack of assertiveness, easily inspires a sense of responsibility in others, leading them to assume the role of the head of the household.

Riko stiffened, her eyes twitched, and she reflexively let out a very slight, tearful nasal sound: "Mmm..."

"Oh~ You can be arrogant too?" Xiuming raised his hand, pretending to pat her head.

"No...I didn't..." Her wide eyes filled with tears, and her lips trembled as she explained, "I'm sorry...I made you misunderstand...I, I was...I was just too scared..."

It was just a conditioned reflex; she was terrified. She was so frightened that she didn't even dare to cry.

Xiuming could tell at a glance that he was saying it on purpose. Then he turned his hand around and waved it in front of her, saying, "Now that we're paying off our debts together, shouldn't you give me a 'good review'?"

Xiuming spoke with a clear, deliberate, and threatening tone.

As she spoke, I noticed a grain of rice stuck to the stainless steel knife next to her. It must have fallen on it accidentally while she was eating, so I picked up the knife and licked the rice off.

"Ah~~" Mrs. Riko stared wide-eyed at Hideaki, who was licking the knife with his tongue. Her face, which had been slightly flushed, turned deathly pale. "Please don't hurt me, please..."

Tears streamed down her face from her wide-open eyes.

Xiuming glanced at the knife in his hand, grinned, and continued in a teasing tone, "Then give me a 'good review'! Otherwise, I can't guarantee what will happen next~"

Riko whispered, her voice trembling, "Yes, I'll give you a good review."

The achievement of "one good" was actually achieved.

Xiu Ming couldn't help but be surprised.

That works too. Is achieving the "Three Goods" (good character, good conduct, and good health) really that far away?

Xiuming put down the knife and spread his palm out in the middle of the table.

"I like your personality more and more. Come closer and let your husband rub your head as a reward."

Mrs. Riko's lips trembled as she leaned forward and rested her head in Hideaki's palm.

The soft, fluffy hair feels really nice to the touch, like a pet cat.

Xiuming ruffled her soft hair, and her pale face quickly turned red again. She shrank back, lowered her head and faced the table, seemingly lost in a daze.

"Now that I'm your husband, it's necessary to understand your husband's family situation. For example, do you have a father-in-law, mother-in-law, brother-in-law, brother, or sister?"

"No, my parents-in-law passed away a long time ago."

This question, which resembled a grammatically incorrect sentence, left Riko stunned for a long time before she realized it.

"That's great, it saves a lot of trouble."

Xiuming picked up the kitchen knife and fiddled with it, then asked her, "Do I have a father-in-law, mother-in-law, sister-in-law, sister-in-law's older sister, or brother-in-law or anything like that?"

Riko's gaze fell on the stainless steel knife in Hideaki's hand, and she said in a trembling voice, "If, if you find it troublesome, then, then it's okay not to."

"What kind of talk is that? As a proper husband, you should... well, let's not contact each other if we can avoid it, after all, it's for safety!"

Xiuming placed the knife on the plate.

"Thank you."

Her eyes were filled with gratitude; don't be terrified.

"So, are you satisfied with me as your husband? Or, what are your thoughts on the decision to become your husband? Would you like to give me a good review?"

"Here you go, I'll give you a good review." Riko closed her eyes in fright.

Achieved two good results.