Tokyo: Starting with taking on his wife's debts

With the addition of 12 points of intelligence support, even if we lose money, the losses won't be significant.

Xiuming didn't plan to start now either.

After all, I hadn't specifically studied individual stock trends before this.

He planned to spend the morning reading as many Nikkei newspapers as possible, summarizing industry trends, and then selecting some stocks that he was optimistic about.

The key is to use intelligence to identify the most promising stock during the midday trading halt, and then combine this with your own predictions to place multiple buy orders.

After all, even if intelligence has locked onto a target, it is still a matter of probability, so you can only add to your position appropriately, not go all in.

Ezaki did not refuse Ayako's request to learn how to open an account. Instead, with a professional smile, he wrote a loan contract for 100 million yen and asked Ayako to sign it.

Ayako, of course, refused, and even lifted her chest to let him know the difference between them.

Ezaki, holding a newspaper and sipping coffee, glanced at her sideways with a professional, fake smile.

"Hey, are we going to buy stocks next?" Ayako's eyes darted excitedly across the screen of numbers on the stock chart, giving off a vibe of blindly drawing lots. "How about Panasonic? Toyota is pretty good too... What about Nintendo? Didn't you guys say games have a bright future? Its stock is only 1400 yen, I can buy some for a million yen... Let me do the math..."

Ayako lowered her head and started pressing the calculator buttons. "Only 700 shares? That's too few!"

"Don't get too excited," Xiuming snatched Ayako's calculator and shoved a stack of newspapers into her arms. "Read the newspaper to me."

Ayako held the newspaper filled with dense text, looking completely bewildered: "Why am I supposed to read this? Wouldn't it be better to just tell me which stock to buy?"

"Then what's the point of your brain? It's just for cultivating market sensitivity. When you see a financial news item, you immediately think of money, which is the corresponding stock price. That's considered having some sensitivity."

"How long will that take?" Ayako asked with a sour face.

“It depends on your talent! Maybe you’ll have it this afternoon,” Hideaki placed another blank black notebook on the table in front of her. “Aren’t you interested in Nintendo? After reading the newspaper, copy down its stock price. Starting today, every day, copy Nintendo’s closing price from the previous day’s stock chart into your notebook. Don’t forget to mark the date so it’s easy to see at a glance. When you start to feel anxious and excited looking at the numbers you’ve copied down, you can try your hand at short-term trading.”

Chapter 85 What is the character of this Miss Tachibana?

"Don't assume every stock will make you money. The first thing you need to do isn't to jump into investing, but to narrow down your choices from the stock chart and select a few that you feel most comfortable with. If you don't know which ones you feel comfortable with, do this: copy their stock price, keep up with the company's news every day, cultivate a feel for them, and when you stop looking at their stock price and feel a sense that it might change, then..."

"Okay, okay, you're so annoying, don't bother me while I'm trading stock prices." Ayako said without looking up.

Xiuming grabbed her ear and lifted her up, saying, "Say it again."

"I'm sorry, I was wrong..." Ayako suddenly lowered her eyes meekly. "Do whatever you want with me tonight... just don't go home..."

Xiuming was stunned. What kind of logic is this?

Ezaki nearly spat out his coffee, wiping his mouth with a tissue as he chuckled, "Someone's using every trick in the book to steal mating rights. The legitimate wife is so pitiful..."

Xiuming said irritably, "Shut up!"

Her tone made it sound like she was talking about an animal.

Ayako glared at Ezaki at the same time, "None of your business!"

Ezaki shrugged, didn't respond, put his coffee cup on the table, picked up a ballpoint pen and pointed at Hideaki, saying, "One hundred million yen can earn a lot of interest if you put it in the bank. If you don't do anything, transfer 9000 million yen back to me, and I'll put it in the bank and earn interest."

Hideaki ignored her unreasonable demand for money, pinched Ayako's smooth cheek, signaled her to continue buying stocks, and then said to Ezaki, "You should be able to register an offshore account on the Singapore SIMEX exchange, right?"

After all, she's a female yakuza boss, and her father is the branch manager of a bank in Sapporo, Hokkaido, so she should have considerable influence.

“That’s illegal!” Jiang Qi blurted out.

Hideaki had previously mentioned his intention to short the Nikkei. Now, by registering an offshore account, he is trying to circumvent domestic regulations and conduct naked short selling without borrowing shares.

"You, a triad boss, are telling me it's illegal?" Xiuming took out a fax paper from his shirt pocket, showed it to her, and then put it back. "Look at the kind of people you have. I'll report you sooner or later."

Short selling through legitimate channels is too costly, involving interest, commissions, spreads, and various fund management fees.

It's better to open an offshore account; their fees are much lower than legally stipulated. Isn't the stock market just gambling? Betting on a Japanese stock market crash so you can buy back shares at an even lower price to liquidate your position.

“We’re talking about stocks, let’s not discuss this topic.” Jiang Qi waved his hand and shook his head, annoyed by the topic, and quickly changed his tune, “I mean, aren’t you worried about being sued? You might end up in jail.”

“This way you not only save money but also earn more. Ask your dad later if he wants to do it together, and I'll give him a hand.”

Naked short selling involves not owning any stocks and operating in offshore markets where there are no strict regulatory systems. It relies entirely on agreements with offshore institutions, and even without margin, other forms of collateral can be used. This significantly reduces costs, essentially making money out of thin air.

History has shown that the Japanese stock market is bound to crash. Of course, with government intervention, the crash will be a wave-like one. It's best to enter the market on June 1st and open an account in advance to avoid being caught off guard later.

“You…” Jiang Qi paused, took a sip of coffee, tilted his head and said, “Before I call him, hurry up and prove your abilities! Which stock do you think is the best?”

"I hate doing this kind of ultra-short-term trading, especially dealing with multiple stocks. It's too mentally taxing... You'll have to keep an eye on the market for me later..."

Xiuming flicked the A4 paper in his hand; the paper was covered with dense text, and he had already written down a few stocks that he was optimistic about.

In those backward times, without automated or intelligent software, everything relied on manual operation, with people monitoring the market and keeping records with pen and paper.

Ezaki took the papers from Hideaki's hand; they were all stocks of the most popular companies at the moment. He asked, "Why did you choose them?"

"For very short-term trading, you have to choose popular stocks with high liquidity."

For example, blue-chip stocks in the broader market, such as NTT Japan Telecom, Toyota, and Sony, have many buyers and sellers, high trading volume, and are easy to enter and exit.

Never choose small-cap stocks with poor liquidity. Your money might end up being used to inflate the stock price and you won't be able to get it out.

Moreover, in a market downturn during a bubble burst, the priority is to short sell, followed by short-term rebounds.

T+0 is better because it provides fertile ground for speculators to speculate, allowing them to buy and close positions on the same day.

For T+1 contracts, the risk of ultra-short-term trading increases in a poor economic climate. You buy on the same day and have to wait until the next day to sell, but what if the stock price gaps up the next day? You'll end up being taken advantage of.

What kind of person is this Ms. Tachibana?

Hideaki took the business card of Tachibana Mitsukko, a trader at the Tokyo Stock Exchange's First Division, which was next to Ayako, and flicked it with his index finger.

"Why are you asking this?" Ezaki raised an eyebrow. "Do you have something on your mind?"

"Even if you have ideas, what's it to you?" Xiuming snatched the coffee cup from her hand and took a big gulp. "I need to know if this trader is a good person, whether she's clever or not, and whether she's responsible. If she's careless and makes me miss a good opportunity, I'll definitely take advantage of her and not take any responsibility."

Ezaki snatched the coffee cup back and said, "She used to work at 'Yihe Securities,' you were colleagues with her, you should know her well!"

Xiuming said irritably, "You're not doing this on purpose, are you?"

My former colleague is just someone else's former colleague and has nothing to do with Xiuming. Doesn't that expose my identity as a stand-in husband?

“I only found out recently myself. I’m a man of my word, so don’t frame me.” Jiang Qi said, pulling out a tissue and wiping the rim of his coffee cup. “If you don’t want to use her, it doesn’t matter if you change traders.”

"What's wrong?" Ayako, who was checking stock prices, suddenly looked up, then widened her eyes, pointed at Ezaki with her pen, and shouted at Hideaki, "One violent woman isn't enough, you need to add... Ah, no! Is that trader the woman you're hiding outside?"

"Do I need to hide it?" Hideaki poked Ayako's forehead with his index finger. "Riko isn't worried, why are you? If you keep worrying, believe me, we won't even be able to be friends anymore?"

"You scumbag! This is what I'll do to you when you can't live without me." Ayako turned away angrily and continued buying stocks.

"The way you're not explaining..." Ezaki squinted at Hideaki, "Could it be... that you and she... really have something going on?"

"The way you're asking me this..." Hideaki frowned, staring back at her and leaning closer. "How come you're almost like Ayako?"

"Let's stop discussing such boring topics!"

Ezaki slammed his coffee cup down on the table, then pulled a stack of stock exchange trader business cards from his pocket and tossed them onto the table. "Go ahead and call to buy stocks. Choose whoever you want; I don't care."

Chapter 86 Investigate what difficulties she's facing; I want to blackmail her.

“Ha! I’ll choose Tachibana.” Hideaki picked out Tachibana Mitsukko’s business card, grabbed Ezaki’s wrist, and dragged her upstairs.

"What do you mean by this?" Ezaki followed Hideaki up the stairs, turning to look at Ayako, who was glancing at him sideways. "This secret isn't just known to your wife and me, is it?"

"What secrets could I possibly have?" Xiuming pushed her into the maid's room, closed the door, and poked her forehead. "Driver's license, property registration, resident certificate, marriage certificate, wedding photos—all of them are mine. Riko is mine too, and she acknowledges me as her husband. The police don't care anymore. What nonsense can you possibly spout?"

Now that all my information is covered, even if it's a medical report or health card from the time I committed suicide, as long as I make a new one and the blood type is wrong, then it means that I made a mistake before!

As long as Riko continues to believe it, she will be invincible.

We must take good care of this little cutie.

Jiang Qi, poked on the forehead, backed away step by step, plopped down on the small bed, and looked up to ask, "Then why did you pull me in here? Wasn't it to prevent Ayako from hearing?"

"I only considered Riko's feelings a little. She already lacks a sense of security. If Ayako uses this as a reason to take over, I really won't be able to be friends with her anymore. To be honest, I feel a little reluctant when I think about it. She has a great figure, much better than you."

"Uh..." Ezaki's eyes snapped open, and he jumped up, shoving Xiuming aside with his shoulder. "Pervert, scumbag, lunatic!"

“Hey! You can’t leave,” Xiuming grabbed her wrist and pulled her back to sit on the small bed. “Tell me about Tachibana Mitsuko, her personality, hobbies, family members, how she was related to that Xiuming who jumped off the building, and whether she has had any difficulties recently.”

I remember when the police came to investigate before, that old-timer said that a female colleague called the police the moment Xiuming jumped off the building.

It must be her, right?

Based on the suicide note that Hideaki wrote to Riko after jumping off the building, it is estimated that they were not in a close relationship, but this cannot be ruled out.

Maybe she came to Tokyo specifically to find Hideaki, who is contemplating suicide. What if she has some kind of stalking or investigation plan?

Although I'm not afraid of her following and investigating me, what if I die during the investigation? Or what if I frighten Riko?

This is an uncertain factor.

You need to act first and control her, for example, by finding out what difficulties she's facing... so you can blackmail her.

Although his identity issues will be exposed sooner or later, like the case of Ezaki, who checked the medical records of Hideaki, who attempted suicide.

As I said before: as long as the logic is sound, I will be invincible and immune to legal issues.

An ordinary person's presence is insignificant on a societal level.

Within a month at most, no one will remember Xiuming who jumped off the building.

When the time comes, the sky's the limit. Even if "Riko, who is supposed to be able to deny it, has even the slightest possibility of denying it," it will only mean that she will be alone in her room, secretly wiping away tears in bed.

Of course, how could I bear to let her secretly wipe away her tears? I could only let her cry for help while wiping away her tears, and every three times she had to shout, "I'm sorry, I was wrong."

“I know now that you and she are no longer involved, but,” Jiang Qi raised an eyebrow, feigning fear with his arms crossed, “you wouldn’t be planning to kill her to keep this a secret, would you?”

“If Riko acted like you, I’d be excited to tease her. But the way you are, I have absolutely no interest in teasing her,” Hideaki said, pulling her arm away and sitting down next to her. “Hurry up and tell me!”

Ezaki's eye twitched. "There's nothing to say. We're just ordinary colleagues, maybe comrades who work overtime together! Unmarried, single. As for difficulties, we all face the same workplace pressure and need to perform well."

When Ezaki was investigating Hideaki's identity, he only glanced at the information of his former colleagues and didn't investigate further.

Could it be a secret crush?

"Impossible. No woman in the workplace likes a pushover who only wants to deliver sales figures; he'll just be a cash cow."

Ezaki discovered that Hideaki, who had attempted suicide, would often give away deals he had closed to colleagues with lower performance. Before Hideaki's downfall was exposed, his colleagues treated him very well.

As for what happens after the scandal breaks, people run as far away as possible, fearing that the perpetrator might come back asking for orders or borrowing money.

"That's really pitiful, even his wife became mine after he died... His wife was so good..."

Xiuming couldn't help but rub his forehead, which made Jiang Qi stare blankly. Jiang Qi rolled his eyes and cursed, "Pervert."