Will the kemonomimi encounter Alien Ranch Story?

"Oh, this is nothing..." Old Xia didn't even look up, continuing to busy himself with his own things on the table. "Actually, there's something even more terrifying coming up. When deflation reaches its extreme, the Lungmen Coin or commodity currency system, which is based on red gold and Originium, will collapse. And since they don't even have a foundation or system for credit currency yet, that's when things will get really bad."

A currency collapse and a money shortage mean that businesses will almost immediately collapse. Anything that can be used as money will be forced to be used as money, leading to extreme chaos in the financial and banking sectors, which is not a good thing.

This means that many people's savings will evaporate inexplicably, just like what Xun Ge said, "I still have a few hundred yuan in my pocket but I feel like I'm about to become a poor person."

Therefore, in such situations, people will spontaneously pursue anything that can preserve value and quantity as currency.

People began discarding old currencies and opting for hard currency to preserve their savings. This resulted in devastating inflation following deflation, rendering banknotes worthless.

Of course, if some fool were to decide to print money to overcome a money shortage, the process of turning the money into worthless paper would be even more thorough and terrifying.

"However, for us, it's actually a good thing..." After all, Kazdel's currency is self-circulating, and the Xia Group can withstand any form of bank run. Their vouchers and ration cards are used to purchase abundant supplies.

Currently, its value is not as high as that of currencies like LMD, which have already begun to appreciate. However, this means that in the upcoming tsunami, it will be the most stable ship, and there will be plenty of people rushing to jump onto it.

"Since prices have started to plummet, let's store some of the Originium and Red Gold used for payments here with Saty. Also, increase the procurement of supplies, especially essential supplies. Notify the Snowfield Farm that the northward reclamation can begin. We will send some Sarkaz refugees and prisoners of war that we cannot afford to take on here."

"Old Xia, what are you planning to do?" The little tiger sensed something was wrong and suddenly realized what he was about to do. "You want to..."

"We can take their place," Xia Lin said, glancing at the blue Lungmen Dollars on the table. "In the not-too-distant future, paper with credibility will be currency. And at this time, the paper we issue, which establishes credibility first, will be currency. As long as we seize this opportunity," just like the United States seized the opportunity to make the US dollar the only international settlement currency, "we won't have to worry about not having enough money in the future."

"So, Lao Wei is really no good, and the same goes for Da Yan. There aren't many people who understand financial affairs. Oh, maybe Lao Wei really does understand, but he doesn't dare to."

What Xia Lin didn't know was that Lao Wei truly didn't understand; it was his wife who did, but even she dared not understand.

"It's pathetic that they have weapons that could be used to fleece the whole world, yet they're struggling to make ends meet with the meager output of their small plot of land."

"I don't know if he can succeed in fleecing the sheep, but the Great Yan Emperor will definitely fleece his whole family," Yelena said, but was interrupted by the little tiger.

"Not necessarily. It's also possible that the gentry and powerful families of Da Yan are exploiting him. After all, the emperor of Da Yan is also short of money. If Lao Wei really is exploiting the whole world, the emperor will not touch him. He is certainly a strong contender for the throne."

But as the emperor's uncle and a member of the royal family, it was of higher priority for the Great Yan emperor to keep the financial power in the hands of the royal family..."

As for the threat, it's easy to solve. Just make Lao Wei pay on time. As long as a strict profit-sharing ratio is set, this will become a continuous cash cow for the Great Yan royal family. If Lao Wei doesn't pay or doesn't pay enough, it's like he's asking for trouble.

"A doctorate is something you can't get on the front lines, but it's readily available on the financial battlefield. However, that's only if you win both battles."

Old Xia concluded, "Just like on the main battlefield, we now need to store up our strength. For the Doctor, soldiers and weapons are his forces. For us, the grain in the fields, the various goods in the factories, and the red gold and Originium in the warehouses are our forces and ammunition."

"Right now, their forces are constantly being depleted, while we are constantly stockpiling troops and reserves. We'll just take them down in one fell swoop when the time comes."

The little tiger nodded, understanding Old Xia's request and purpose. Meanwhile, Yelena, with Xiao Qiu beside her, stared at the two of them with wide eyes, "What are you two talking about? Why is it getting harder and harder to understand?"

"It's normal for a child not to understand," Old Xia said, ruffling her hair. "In short, we need to stockpile a lot of supplies now, because we won't be able to escape the run on supplies in the future. Of course, in this tsunami, we don't need to run faster than the tsunami, as long as we are faster than everyone else, we will win."

Then they used other people's corpses to build dikes to stop the tsunami.

Meanwhile, at the Satti Oasis, Snow Pheasant felt like she was losing feathers the other day, "Finally, we have some resources." Anyone in charge of finances and supplies would lose sleep seeing the national treasury and various warehouses so empty that mice could run around in them.

Now, we finally have a small amount of savings, though not much, at least for now, so we don't have to face the despair of wondering where the food, drink, and basic needs of tens of millions of people will come from every day we wake up.

"Prioritize the shipment of food, followed by industrial raw materials and building materials; other traded goods will be temporarily slowed down..."

Snowstalker wasn't very knowledgeable about economics, but she knew that what followed was the most severe test for Kazdel and even all of Terra. Those who answered correctly would not only remain unaffected but could even rise to power like a chosen nation, while those who answered incorrectly...

"By the way, it seems there's a problem with the trade chain in Ursus. The emperor has sealed off the border and demanded that we prioritize selling supplies to him."

"What did Lao Xia and the others say?" Xue Zhi thought for a moment and felt a little strange. What was Ursus up to?

"I don't know, they haven't responded. You'll have to go and ask them, otherwise we're waiting for the supplies from over there to be delivered."

Doctor and Old Xia immediately figured out what the Emperor of Ursus was planning to do: it was because things were cheap and money was expensive, and there was a shortage of money everywhere.

Therefore, the other party planned to extract money from those warlords and nobles with high interest rates, and then use it to purchase a large amount of supplies.

Then shift the blame to Kazdel. Despite Uka having trade and cooperation agreements, in this situation, the speed of betraying allies will not be slower than betraying enemies.

The other party's ideas are nothing more than two: one is Meyer's economics, the specific methods of which I won't explain, and the other is simply to take advantage of loopholes.

It seems that some people on the emperor's side have figured out the upcoming trend. They are using the current high price of money to frantically extract resources from Kazdel and other nobles and warlords who have them, and then preparing to abolish the old currency.

The difference between this and Meyer's economics is that one physically eliminates the creditor, while the other causes the creditor to go bankrupt, or even incurs debt from the creditor, thus offsetting and eliminating the debt.

However, the first debt was in the form of real money and various goods and materials, while the second debt was offset by a wave of virtual numbers in the financial tsunami. The goods and money were still in the warehouse, untouched, while the debt mysteriously disappeared, and the other party even owed more. The economy is very strange, isn't it?

The method is simple: borrow money, buy things when money is expensive and goods are cheap, agree to repay the money at the end, and then return the worthless paper to you when the monetary system collapses.

Because of the large amount of goods and hard currency hoarded, in the new era, paper that can be used to buy things is considered trustworthy.

Therefore, the young emperor could indeed use paper to pay off debts in real gold and silver, and then simply replace the old currency with the new, abolishing the old currency and issuing new currency.

After all, the credit currency system has not yet been established. As long as this time difference is exploited, it is entirely possible to engage in this kind of free-for-all behavior, directly evaporating all the money of those warlords and nobles on the spot.

What's interesting is that once decoupled from precious metals, only the currency issued by the emperor can hold Ursus's credit accountable. Coupled with his large reserves of supplies and hard currency, this means that the old currency in the hands of warlords becomes worthless.

Warlords and nobles rely on money to train their armies, purchase supplies, and pay their soldiers. But once the money in their hands becomes worthless, and hard currency can no longer be used to pay salaries (as explained earlier). In other words, the seemingly powerful private armies of warlords and nobles will vanish without a trace, like spring snow melting away.

After all, if he wanted to pay salaries, he needed to obtain new currency. The old currency was decoupled from precious metals and could not be exchanged for them. Furthermore, his own resources had been lent out at high interest rates, so they could not be used to pay for the value of the currency. Meanwhile, the new currency was in the hands of the emperor.

Those who are quick-witted and defect quickly can retain some military power, while those who are slow to react can only watch as their entire army disappears without a trace overnight, even faster than on the battlefield.

Unable to pay military salaries but still needing to maintain the army, they can only rely on ideals and abundant supplies. However, neither of these two warlords and nobles can provide these, so they can only watch the army evaporate. Once the army evaporates, they will lose even the confidence to force the emperor to admit that the paper is money.

"That guy Viter really knows how to play this game. But this isn't a good thing for us." Ursus and Kazdel both want to use these resources and gold to establish a new monetary system so they can get something for free. I wonder if any other smart people have figured this out.

“This is simple. Find the old man’s connection with the Patriot, then borrow money from the nobles and agree to repay it later…” Old Xia, Little Tiger, and Kal’tsit offered their solutions almost simultaneously.

The emperor borrowed supplies and real gold and silver, while Kazdel could borrow money. Although Ursus's currency was not an international settlement currency, it was a universally recognized circulating currency, at least Victoria recognized it.

"Then they placed all their additional orders with Victoria, spending it all, leaving them with nothing. They were in a cash crunch, and what they wanted most was currency..."

"But the interest rates in Ursus..." To lend money, you have to offer an interest rate higher than the interest rate on the appreciation of the currency. As it stands, it would take at least a nine-out-of-thirteen-out-of-ten rate to persuade them to lend.

"It's alright, high interest rates are fine. We can use hard currency to pay off the debts and give out the initial few rounds, and incidentally accelerate the accumulation of the tsunami." Then we'll be just like the emperor.

"We can just repay the money with worthless paper later. After all, the previous emperors still needed to use the money earned from the national treasury to pay interest to the nobles. They now have a lot of money left, so they'd be happy to lend us money."

On the surface, it seems like they're profiting from both ends: lending money to the Emperor at the interest paid by Kazdel, and then lending it back to Kazdel at the interest paid by the Emperor. It's incredibly lucrative, and the nobles, with their economic acumen, would absolutely be scrambling to jump on this paper boat.

In reality, both parties, having already prepared for financial fraud and defaulting on their debts, will ensure that the other party receives nothing. The emperor will settle the debt with scrap paper, and Kazdel, having already spent all his money, will simply use some of the scrap paper they printed themselves to buy from Victoria to settle the debt.

In the end, all they had left were piles of waste paper. Their army, supplies, and centuries of accumulated wealth vanished into thin air. Could a nobleman who had lost his army, wealth, and supplies still be a nobleman?

This is much faster than violent hanging. After all, nobles have to pay for the ropes they hang themselves, but this way they would have to borrow money to buy the ropes and hang themselves.

However, such a approach can only be used by large countries like Ursus with a complete economic and financial order. It would be completely ineffective against barbaric nations like Kazdel and Theresis, which do not even have their own currencies.

Just as Sargon was probably unscathed in this crisis—they don't have their own currency, banks, or financial system, so they naturally wouldn't be affected in the slightest.

“You…you’re so vicious!” W was stunned. She thought she was already a little devil, easily crushing people, but compared to these three guys in human skin, she found herself as pure as a Sarkaz.

She could kill at most a village, and even with Lao Xia's new bombs, she could only kill a city at most.

These three were about to destroy a country, or perhaps the other party hanged himself in his own home, and before he died, he had to give these three money backwards.

"So, bankers and financial capitalists are the biggest devils in the world..." the doctor sighed. "So, you guys must have hanged them all over there, right?"

“No, they hanged themselves, just like the nobles of Ursus.” Old Xia chuckled. “So, the banks and financiers over there are literally not human, and interestingly, the bankers who are not human at all are more like people than before.”

"Sigh... Although I can understand that this is an inevitable stage of society, it's still quite disheartening to think about it."

"So when are you three going to hang yourselves?"

“We’re not financiers…” Kal’tsit rolled her eyes at her. “We just used their methods. And without these methods, where do you think the Tower of Babel, Rhodes Island, and Kazdel would have gotten their money to stay afloat?”

"Uh……"

"Whether it's Princess Theresa's jewelry money or your mercenary income, do you think the Doctor and the Princess could afford a project the size of Northern Crescent Harbor?"

It's all thanks to Kal'tsit's swindling and financial fraud. She's practically made money by creating a plague and then developing a miracle drug. She's Rhodes Island's number one expert in Mayer's economics.

After swindling money and committing financial fraud, they then set a trap to kill their creditors, leaving them with the belief that Rhodes Island and Babita were good people who just happened to arrive at the wrong time. That's true mastery! (Sound of shock)

[Look at all the mess Kai has made; it's hard to say she didn't make money this way, and it's also hard to say that Rhodes Island became such a mess because the Doctor was asleep.]

Chapter Ninety-Two: Borrowing Money

Chapter Ninety-Two

In Ursus, the young emperor ultimately didn't have the guts to actually intercept all of Xia Group's goods; he only temporarily detained them and then used a sum of money from Ursus to directly purchase them at a low price.

Immediately afterwards, they borrowed a large sum of money from the Xia Group and purchased and borrowed supplies from various nobles and warlords in Ursus.

Given the current trend of money being expensive and goods being cheap, this is something everyone is happy to do, even if the emperor eventually returns the goods.

But the interest earned during this period is yours; turning these edible and wearable grains, cloths, and industrial raw materials into currency is currently the most profitable thing to do.

"Since I ascended the throne as a child, this is still the most prosperous year," the emperor remarked sincerely as he stood on the terrace watching the massive convoy of goods and supplies entering Saint-Germain Castle.

The Xia Group gave the Emperor hard currency, while the Emperor gave them Ursus currency.

In other words, the Xia Group obtained circulating currency, allowing them to continue their buying spree, while the emperor obtained the hard currency reserves necessary for future currency exchange.

Furthermore, using this as collateral, they borrowed resources and supplies from nobles, agreeing to repay in currency at the end. It should be noted that although the value of red gold and Originium as hard currency will not fall to the point of being worthless, their prices are indeed constantly declining. Or to put it another way, the value of hard currency is stable, and a decline in price means that the value of the currency itself is increasing.

In theory, if the nobles demanded that the emperor repay the debt in hard currency, they would be fine and make a fortune. But with the currency constantly appreciating, who would be foolish enough to do such a thing?

"Your Majesty's move is truly brilliant," Witt complimented sincerely. He turned a crisis into an opportunity, transforming what would have been a devastating blow to the royal family into a golden opportunity to consolidate power and reform politics.

"We also have to thank those people for setting up the chessboard. Without their disruptive actions, we wouldn't have this opportunity now. Sigh—"

The emperor sighed. It was a tragedy that the ruler of a great nation could not mobilize as much power as a small country.

Meanwhile, in Kosichear City, "What exactly do you want?" Black Serpent frowned. The last threat wasn't over yet, and now they're doing it again?

"Borrowing money, what else could it be for?" The Doctor took time out of his busy schedule to see this old viper for this very purpose. How could he let go of the black snake who was rolling in money because of his proximity to Lungmen?

"Uh……"

"Just borrowing money?"

“That’s right, you know, Southern Theresis collapsed on its own, leaving me with a huge burden. What else can I do but borrow money? Once the South recovers, I’ll pay you back.”

"I see..." Black Snake pondered for a moment, then smiled. "Okay, but you have to repay what you borrow."

“Impossible. Even if production resumes in the South, the goods manufactured at this time simply cannot be sold. I can only pay off the debt with goods.”

The doctor shook his head. "Therefore, I will only use goods to settle the debt."

“That won’t do. You know, the value of an Ursus silver coin is now higher than its face value, and we have to thank you for that.”

"No, at most we can offer a quarter of the hard currency as compensation, and that's only for the first two installments. We can't do that after that." The doctor conceded a little, but Black Serpent pressed on relentlessly.

Ultimately, the two parties reached an agreement: the Doctor would pay interest in 1/4 of the currency and repay the remainder in Ursus currency, borrowing 2 million Ursus silver coins from Black Serpent. Of course, these were not all coins; such amounts were rarely transferred in physical currency but rather through bank transfers.

"By the way, did you borrow the supplies His Majesty the Emperor asked you for? If not, perhaps..."