Douluo Continent: My Martial Soul is the Ten Ferocious Heavenly Horned Ant

As he spoke, Dong Qing reached out and gently stroked Niu Xiaomei's fair, jade-like cheek, feeling the hot breath from her nose caused by anger.

soon.

His hand slid down to her neck, gently soothing the cow before him who seemed ready to jump up and beat him, just as he would soothe the back of a kitten's or puppy's neck.

"You shameless scoundrel! Fortune changes every thirty years, don't be fooled... Anyway, one day, I will make you kneel before me, look up at me, and massage my legs."

Although Niu Xiaomei felt very bad and was unwilling to become a maid serving others, in fact, she could only accept the fate of massaging Dongqing's legs.

Whether it was her misfortune or her good fortune, she may not know for a long time.

But now.

For myself, and for my brother.

She really had no choice but to try to please Dongqing.

She had no choice but to do this. Faced with Emperor Qinghe's upcoming crackdown on organized crime and his intention to purge the elites of the Heavenly Dou Empire, it was hard to say what her final fate would be without a powerful backer.

There is.

Niu Xiaomei had already agreed to be Dong Qing's follower. It's fine for her to say a few words or scold him, but it's a very serious matter if a follower deliberately disobeys.

As long as it's not a malicious insult to one's dignity, Niu Xiaomei can verbally refuse things like massaging someone's legs, but as a follower, she doesn't have the right to refuse Dongqing.

About an hour later.

Dongqing sensed that the time was almost right, and that Niu Xiaomei had been subdued to a certain extent, so he stopped bullying the cow who dared not resist.

However, because someone had just complained that she wasn't strong enough, she had used all her strength throughout and was now severely exhausted, so she could only sit down next to Dong Qing, panting heavily.

But she couldn't sit for long. She was too weak to sit up straight, so she gave up and leaned against Dong Qing, using the man as a cushion.

In this regard.

Dongqing didn't react much. He understood the principle of "a stick and a sweet date." The cow in front of him had been tempered enough, so giving her a little something sweet wouldn't hurt.

"Dongqing, I hate you for humiliating me like this. Don't let me find a chance, or I'll make you kick my feet." Niu Xiaomei's eyes were full of resentment.

To say I hate them that much wouldn't be an exaggeration.

Massaging my legs only makes me a little tired.

She was just annoyed by Dongqing's way of ordering her around. If ordering her around was one thing, couldn't he have some other ideas?

As a beautiful woman like me, you not only didn't touch me, but you also made me massage your legs. And to make matters worse, you massaged my legs for an hour straight.

So angry...

"Alright, stop looking so bitter and resentful. If I told you that I really have a way to make money from money, without having to get involved in any shady business, and I could earn gold soul coins that you never even dared to dream of before, what would you do?"

Dong Qing patted Niu Xiaomei's plump waist with practiced ease, but she showed no sign of resistance, instead appearing as if she were a dead cow unafraid of boiling water.

"If...you really can do something so impossible, then I, Niu Xiaomei, will just let you..."

Niu Xiaomei slowly leaned down with her voluptuous body and whispered a secret in Dong Qing's ear.

A few seconds passed.

Dong Qing stared at Niu Xiaomei in shock. He never expected that she would have such an ability. She was truly a unique and monstrous talent.

"This will work?"

"Why not?"

"No taking it back!"

"I will never go back on my word!"

"Well, I said I'd honor my bet. I'll tell you how to make money from money later, and you can't lie to me."

"Don't worry, as long as it's true, I, Niu Xiaomei, am a woman of my word and would never lie to you."

No one knows exactly what Dongqing and Niu Xiaomei said, but it was clear that Dongqing was very interested in the talent that Niu Xiaomei had revealed despite her shyness.

"Have you ever heard of a financial institution like a bank?" Dong Qing asked in a low voice.

"A bank?" Niu Xiaomei asked, puzzled.

She expressed complete incomprehension of such a novel term.

"Ahem, you can think of it as a money exchange, but a bank is much larger and more complex." Dong Qing coughed a few times.

Hearing Dongqing say that.

Niu Xiaomei understood a little about what the word "bank" really meant, but she still didn't understand what Dong Qing meant by "making money from money."

She looked at Dong Qing with a strange expression and voiced her doubts.

"Money shops? What's the use of money shops? The biggest function of money shops is simply to store and exchange money and currency that exists for a long time. But because of their own credibility issues, many people worry that they won't be able to get their money back after depositing it. No money shop on the mainland can really grow big. At most, they are of little use in local cities. In other cities, they are of no use at all."

"Moreover, ever since the appearance of the Gold Soul Coin denomination card, every single bank on the continent has gone bankrupt. After all, no organization or country can have the massive public credibility of the Spirit Hall, which makes Soul Masters and ordinary people willing to store their Gold Soul Coins in the local Spirit Hall branch."

What Niu Xiaomei said is true.

Since the appearance of the Gold Soul Coin denomination card, coupled with the Spirit Hall's own powerful influence and public credibility, all the money shops on the continent have disappeared.

To date, no one—and I mean no one, no power, sect, or nation—has possessed the influence and credibility of the Spirit Hall.

When the Spirit Hall was punished by the gods, why were the three upper sects so eager to rob it, and why did many spirit master families want to take advantage of the situation?

the reason is simple.

The Spirit Hall has countless gold spirit coins. Even if you just rob a Spirit Hall branch, you can feed an ordinary sect and a small spirit master family.

However, because the Spirit Hall has more than twenty Title Douluos in charge, plus Bibi Dong and Qian Daoliu, two peak level 99 peerless Douluos, are also in charge of the Spirit Hall.

Therefore, even though the Spirit Hall possessed an immeasurable amount of gold spirit coins, no one dared to have any designs on the Spirit Hall, otherwise a Title Douluo would personally arrive the next day.

[Gold Soul Coin Denomination Card]

To facilitate transactions between the Spirit Hall's Soul Masters and the nobles and merchants of the two great empires, the Spirit Hall tentatively issued Gold Soul Coin denomination cards in its early years.

Fortunately.

The Gold Soul Coin denomination cards quickly became a hit across the entire continent upon their release.

This type of Gold Soul Coin card is similar to a bank card in the Earth's China, and it comes in various denominations.

The minimum denomination is 1,000 Gold Soul Coins, and the maximum is 5 million Gold Soul Coins.

These Gold Soul Coin cards of different denominations have the ability to be neither copied nor counterfeited, and can be used to withdraw corresponding Gold Soul Coins from all Martial Soul Branch Halls across the continent.

Moreover, whether it is the Heaven Dou Empire or the Star Luo Empire, every city has a Martial Soul Branch Hall, and each Martial Soul Branch Hall is a landmark building in the city.

Therefore, these cards have different face values ​​for Gold Soul Coins.

Not only can you retrieve the corresponding gold soul coins from any Martial Soul Branch Hall, but you can also use them to trade with others, since carrying thousands or even tens of thousands of gold soul coins is quite inconvenient.

but.

To redeem the Gold Soul Coins on cards with a face value of 100,000 or more, you must go to the Martial Soul Branch Hall in a large city.

As for the million-dollar Gold Soul Coin denomination cards, they can only be withdrawn in Martial Soul City, the main city of the Martial Soul Hall.

It is precisely because the Spirit Hall controls the circulation of gold spirit coins across the entire continent that it has the capital and spare money to provide subsidies and allowances to all registered spirit masters across the continent.

..........

“Indeed, money shops have no place on this continent, since no one will trust them. But if I, the Holy Son of the Spirit Hall, were to create an organization similar to a money shop, that is, a bank, in the name of the Spirit Hall, do you think that would be very promising?”

Dong Qing placed his hands on his chin, speaking in a somewhat enigmatic tone.

"Hmm... Dongqing, are you crazy? Creating a bank that you know has no future, and then competing with the Spirit Hall's existing Gold Soul Coin cards?"

Niu Xiaomei's face was utterly speechless; she completely couldn't understand Dongqing's thought process.

“Competition? What do I need to compete for? Little Sister Niu, have you forgotten? I am the Holy Son of the Spirit Hall. I can simply merge and integrate this brand-new bank and the Gold Soul Coin denominated cards.”

After saying that, Dongqing slapped him again, hitting the fat hard and splashing up distinct layers of water.

"I really... please stop hitting me, it's all swollen."

After complaining for a moment, Niu Xiaomei continued, "I really don't understand, Dongqing, what's the point of what you're doing? I don't see any so-called money making money!"

He's a real beast, only attacking one place.

It's not like I can't touch it, so why can't I rub it a little?

"Don't rush, listen to me. What I'm about to say might shatter your previous understanding of money and the nature of currency." Dong Qing's tone gradually became serious.

"Really? Then I'm really looking forward to it."

Niu Xiaomei didn't take Dong Qing's words seriously, nor did she think he could spout any profound truths. She thought there was no one in the world who understood the essence of money better than herself.

"Money, or currency, in its essence, is a contract between owners regarding the right to exchange. Different forms of currency are essentially..."

Dong Qing talked on and on for more than ten minutes, and Niu Xiaomei became more and more humble because she realized that she was not even one ten-thousandth as good as this man in terms of her understanding of the true nature of money.

In this regard.

Dong Qing simply smiled inwardly. He was a top student at Huaxia University on Earth in the Super God Universe. How could Dong Qing possibly understand the knowledge in his mind?

However, aside from these theories about the nature of money.

Dongqing also possesses a complete system of basic scientific knowledge, which, while not particularly advanced and not reaching the level of super genes, is still beyond the reach of ordinary people.

If it weren't for his lazy personality, Douluo Continent would have entered the steampunk era, if not the electronic information network era, after more than ten years.

That's right.

Even though Dong Qing's Heavenly Horned Ant bloodline was dormant at that time, his mind, possessing the pure Heavenly Horned Ant bloodline, was incomparable to that of ordinary mortals.

Perhaps for ordinary people...

It takes rote memorization to barely remember the knowledge in textbooks. Except for a few geniuses, most ordinary people are in a state of forcing themselves to learn.

As for Dong Qing, he only needed to glance at it to remember it, and then he could easily turn the knowledge in the textbook into his own by listening to the teacher's explanation.

Therefore, learning is not a painful thing for him, but a way to see a new world, broaden his horizons, and bring him a sense of joy from the bottom of his heart.

However, due to his own personality...

Cautious as he was, he never liked to show off and was used to hiding his true self. He always kept himself among the ranks of geniuses and never did anything earth-shattering.

As for why Dong Qing became a monster in the eyes of ordinary people after arriving on the Douluo Continent, which is under the jurisdiction of the vast universe, he even triggered a calamity from the heavens.

Actually, he didn't want to, and he had been cautious enough, but with the pure bloodline of the Heavenly Horned Ant, after his bloodline awakened, he became as eye-catching as the moon in the night.