Talented Young Lady
Chapter 212
I picked up the phone, looked at the number displayed above, and raised eyebrows to Lu Lingguang.
Lu Lingguang took out a gold mobile phone from his pocket, looked at it and shook his head at me.
For this bastard, he immediately understood what I meant and told me with his actual action that Guo Dexing did not call him.
I'm a little depressed.
I pressed the answer button and said, "Hello, Mr. Guo."
"What's wrong with Guo Zong? It's called brother!" Guo Dexing was obviously stunned for a moment and then said with a smile, "where are you?"
"I'm playing outside." I said with a smile as I ordered a few dishes on the menu with my finger.
The boss was very witty. He nodded and went out with the menu.
"Well, Mr. Lu will arrive in the afternoon. I have an appointment to meet him. Do you have time? Let's get together Guo Dexing road.
I thought for a while, way: "still don't want, you talk about business, I don't understand, moreover, he is our company's customer, this matter if let the company know bad."
"Well, that's right. But Mr. Lu asked me yesterday where you live? In the evening, he called me and said that you couldn't get through to the phone. I don't know where you are. It seems that I care about you very much Guo Dexing said with a smile, the tone with a kind of you understand the meaning of ridicule.
I took a glance at Luling light.
Lu Lingguang looked back at me innocently.
Although it's October, the temperature in Hangzhou is not low. Besides, Lu Lingguang's face is ruddy and his forehead has a little sweat that hasn't completely subsided, coupled with such innocent eyes
Well, I'm a little angry
I quickly turned back, light cough a way: "Mr. Guo, this can not be nonsense, he came to me, is to ask the company, for my good, you can never tell people I introduced you know, you also know, I am in the company, that, there are always people who want to trouble me."
"Ah, what's the surname Deng! I understand! " Guo Dexing said in a clear tone: "don't worry. I'll never tell you about it."
I laughed twice.
Guo Dexing also laughed twice and then asked, "by the way, do you know what kind of character this Mr. Lu is? What should I pay attention to when I talk to him? "
I took a look at Lu Lingguang, then quickly withdrew my eyes and said to the phone, "I think it's best to tell the truth no matter what. I don't want to hide it. If you have anything to say or what it is, you should tell the truth. At least it's a sincerity."
The other end of the phone was silent. After a few seconds, Guo Dexing sighed: "sister, thank you very much. My father also means that. Well, I'll make an appointment with him later. I'll go and get ready."
"Well, you don't have to worry about me. I can play by myself." I laughed at the phone and hung up.
"Hiding?" Lu Lingguang put a cup of just poured tea in front of me and slightly raised his eyebrows.
"Yes, Guo Dexing's father is very honest. When I was in his father's factory, his father repeatedly mentioned him." I picked up the tea cup and drank a sip of water, and said to Lu Lingguang, "he can tell the truth and tell the whole story, which is good for you."
Lu Lingguang laughed and said with some nonchalance: "if you say no, I will investigate. However, if he can not conceal it, we will have a good start."
I turned my mouth and was about to speak when the phone rang again.
I took a look, actually is Guo Dexing again, picked up the phone, some curious way: "Guo Zong?"
"Well, I just have something to ask you in private." Guo Dexing's voice took some uneasy way: "if he can't invest, can he borrow money? I can offer a high interest rate, or I can use land as collateral. "
I was stunned, thinking of what he had said, and asked, "but you said that the land has been mortgaged to the bank?"
I still know something about mortgage. When I had dinner with Miss Lin and manager Wu, I heard them talk about it. They said that the real estate developer used land as a mortgage, but it was different from us when we bought a house. The land should be fully mortgaged, but only half of the value of the loan could be obtained.
That's why I asked him why he didn't sell the land.
"Some are not mortgaged to banks." Guo Dexing's voice stopped and said: "there is something wrong with those lands, that is, what we did was industrial land, but it was not converted to commercial land, so the bank refused to mortgage. But even if it was industrial land, it was worth some money at all. Moreover, even the mortgage part, it was only half of the valuation, and there was residual value."
His voice was not as bright as ever, but rather embarrassed.
I think I can understand his mind.
In the past, I was just a young ordinary clerk. Compared with him, I had a great difference in status. Although he did not bully others or feel oppressed to me, his speech was more or less boastful.
When talking, naturally, they only say good things, not bad ones. Even if they can't reach the point of bragging, blow There are still some.Even if yesterday he took me as the object of his talk, and said his predicament and his present dilemma, he did not mention the most fundamental point.
But now, he needs me to be the messenger in the middle. He can only peel off his skin and expose the bottom.
In this way, it is necessary to prove that he was blowing before.
I smile, with the same voice as before: "I know, I will tell you, but when you interview, these things are clearly stated, clearly calculated."
"Well, I know. I'll add some necessary expenses." Guo Dexing should have understood my meaning, even the voice.
I put down the phone and said to Lu Lingguang, "he said that some of their land is industrial land, and the bank does not accept loans. He wants me to ask you whether you can borrow money if the investment is not good. He heard that some fund companies can borrow money from enterprises, and the interest rate is very high."
"Industrial land?" Lu Lingguang said with a smile: "the gap between industrial land and commercial land is huge, and the gap between land prices is even greater. Moreover, industrial land can not be used for commercial purposes. If you want to convert industrial land to commercial land, you should not only make up the huge price difference, but also get approval first. He will not use the index of industrial land, so he will start construction directly."
I, er, thought that Guo Dexing said that the foundation had been laid, and then sneered: "maybe he really started construction."
"Then what he needs is not a small amount." Lu Lingguang raised his eyebrows and said, "I've heard of high interest enterprise loans. Some domestic shell funds specialize in this kind of thing."
"Empty shell?" I don't understand: "is there no money to cheat?"
Lu Lingguang shook his head and said: "it's not that they don't have money to cheat people. Some of them are still related. They will sign contracts with domestic companies under the banner of huge funds of an international company behind them. Then they will use the assets mortgaged by those companies to go abroad to look for hot money. If they find them, they can earn a large amount of intermediary fees. If they can't find them, they will directly break the contract and disappear. Anyway, those things will happen Companies in urgent need of money have already given them some money in advance, which can fully offset their cost of looking for foreign hot money. If the money doesn't arrive, there will be no loss to the assets of the other company. "
"It's just that there's no money to cheat people!" I was a little annoyed.
"That also requires those people to be willing to be cheated." Lu Lingguang picked up the teacup in front of him and said faintly: "I always think that pie will fall from the sky. When someone else has a large sum of money, he will lend it to you at will, even without credit investigation?"
I, er, decided not to discuss it with him any more.
This is too far away from me.
Lu Lingguang took out a gold mobile phone from his pocket, looked at it and shook his head at me.
For this bastard, he immediately understood what I meant and told me with his actual action that Guo Dexing did not call him.
I'm a little depressed.
I pressed the answer button and said, "Hello, Mr. Guo."
"What's wrong with Guo Zong? It's called brother!" Guo Dexing was obviously stunned for a moment and then said with a smile, "where are you?"
"I'm playing outside." I said with a smile as I ordered a few dishes on the menu with my finger.
The boss was very witty. He nodded and went out with the menu.
"Well, Mr. Lu will arrive in the afternoon. I have an appointment to meet him. Do you have time? Let's get together Guo Dexing road.
I thought for a while, way: "still don't want, you talk about business, I don't understand, moreover, he is our company's customer, this matter if let the company know bad."
"Well, that's right. But Mr. Lu asked me yesterday where you live? In the evening, he called me and said that you couldn't get through to the phone. I don't know where you are. It seems that I care about you very much Guo Dexing said with a smile, the tone with a kind of you understand the meaning of ridicule.
I took a glance at Luling light.
Lu Lingguang looked back at me innocently.
Although it's October, the temperature in Hangzhou is not low. Besides, Lu Lingguang's face is ruddy and his forehead has a little sweat that hasn't completely subsided, coupled with such innocent eyes
Well, I'm a little angry
I quickly turned back, light cough a way: "Mr. Guo, this can not be nonsense, he came to me, is to ask the company, for my good, you can never tell people I introduced you know, you also know, I am in the company, that, there are always people who want to trouble me."
"Ah, what's the surname Deng! I understand! " Guo Dexing said in a clear tone: "don't worry. I'll never tell you about it."
I laughed twice.
Guo Dexing also laughed twice and then asked, "by the way, do you know what kind of character this Mr. Lu is? What should I pay attention to when I talk to him? "
I took a look at Lu Lingguang, then quickly withdrew my eyes and said to the phone, "I think it's best to tell the truth no matter what. I don't want to hide it. If you have anything to say or what it is, you should tell the truth. At least it's a sincerity."
The other end of the phone was silent. After a few seconds, Guo Dexing sighed: "sister, thank you very much. My father also means that. Well, I'll make an appointment with him later. I'll go and get ready."
"Well, you don't have to worry about me. I can play by myself." I laughed at the phone and hung up.
"Hiding?" Lu Lingguang put a cup of just poured tea in front of me and slightly raised his eyebrows.
"Yes, Guo Dexing's father is very honest. When I was in his father's factory, his father repeatedly mentioned him." I picked up the tea cup and drank a sip of water, and said to Lu Lingguang, "he can tell the truth and tell the whole story, which is good for you."
Lu Lingguang laughed and said with some nonchalance: "if you say no, I will investigate. However, if he can not conceal it, we will have a good start."
I turned my mouth and was about to speak when the phone rang again.
I took a look, actually is Guo Dexing again, picked up the phone, some curious way: "Guo Zong?"
"Well, I just have something to ask you in private." Guo Dexing's voice took some uneasy way: "if he can't invest, can he borrow money? I can offer a high interest rate, or I can use land as collateral. "
I was stunned, thinking of what he had said, and asked, "but you said that the land has been mortgaged to the bank?"
I still know something about mortgage. When I had dinner with Miss Lin and manager Wu, I heard them talk about it. They said that the real estate developer used land as a mortgage, but it was different from us when we bought a house. The land should be fully mortgaged, but only half of the value of the loan could be obtained.
That's why I asked him why he didn't sell the land.
"Some are not mortgaged to banks." Guo Dexing's voice stopped and said: "there is something wrong with those lands, that is, what we did was industrial land, but it was not converted to commercial land, so the bank refused to mortgage. But even if it was industrial land, it was worth some money at all. Moreover, even the mortgage part, it was only half of the valuation, and there was residual value."
His voice was not as bright as ever, but rather embarrassed.
I think I can understand his mind.
In the past, I was just a young ordinary clerk. Compared with him, I had a great difference in status. Although he did not bully others or feel oppressed to me, his speech was more or less boastful.
When talking, naturally, they only say good things, not bad ones. Even if they can't reach the point of bragging, blow There are still some.Even if yesterday he took me as the object of his talk, and said his predicament and his present dilemma, he did not mention the most fundamental point.
But now, he needs me to be the messenger in the middle. He can only peel off his skin and expose the bottom.
In this way, it is necessary to prove that he was blowing before.
I smile, with the same voice as before: "I know, I will tell you, but when you interview, these things are clearly stated, clearly calculated."
"Well, I know. I'll add some necessary expenses." Guo Dexing should have understood my meaning, even the voice.
I put down the phone and said to Lu Lingguang, "he said that some of their land is industrial land, and the bank does not accept loans. He wants me to ask you whether you can borrow money if the investment is not good. He heard that some fund companies can borrow money from enterprises, and the interest rate is very high."
"Industrial land?" Lu Lingguang said with a smile: "the gap between industrial land and commercial land is huge, and the gap between land prices is even greater. Moreover, industrial land can not be used for commercial purposes. If you want to convert industrial land to commercial land, you should not only make up the huge price difference, but also get approval first. He will not use the index of industrial land, so he will start construction directly."
I, er, thought that Guo Dexing said that the foundation had been laid, and then sneered: "maybe he really started construction."
"Then what he needs is not a small amount." Lu Lingguang raised his eyebrows and said, "I've heard of high interest enterprise loans. Some domestic shell funds specialize in this kind of thing."
"Empty shell?" I don't understand: "is there no money to cheat?"
Lu Lingguang shook his head and said: "it's not that they don't have money to cheat people. Some of them are still related. They will sign contracts with domestic companies under the banner of huge funds of an international company behind them. Then they will use the assets mortgaged by those companies to go abroad to look for hot money. If they find them, they can earn a large amount of intermediary fees. If they can't find them, they will directly break the contract and disappear. Anyway, those things will happen Companies in urgent need of money have already given them some money in advance, which can fully offset their cost of looking for foreign hot money. If the money doesn't arrive, there will be no loss to the assets of the other company. "
"It's just that there's no money to cheat people!" I was a little annoyed.
"That also requires those people to be willing to be cheated." Lu Lingguang picked up the teacup in front of him and said faintly: "I always think that pie will fall from the sky. When someone else has a large sum of money, he will lend it to you at will, even without credit investigation?"
I, er, decided not to discuss it with him any more.
This is too far away from me.
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