Talented Young Lady
Chapter 551
I quickly handed her the paper towel on the table and whispered, "this, the stock I bought, I didn't expect to turn so much."
"Turn How much did it turn over? " Miss Lin took the tissue and rubbed it.
I whispered, "more than ten times."
"More than ten times! As for your sister Wu, she claims to be an expert, but she has only earned twice as much... " Miss Lin glared at me for a long time. She shook her head and said, "well, I have nothing else to say except admire you."
I said with a smile, "I'm just taking a chance. You're the talent."
Without the real estate that Miss Lin asked me to buy, I would not have the money to buy any stocks, nor would I have such a wealth.
"Your money hasn't been put into the bank account yet, has it?" Miss Lin frowned slightly and thought about it, and said, "don't all go to sister Wu. You can open another card and transfer half of the money to another bank card."
I looked at her a little puzzled.
Miss Lin sighed. She also took her chopsticks and nodded my forehead. She said, "you are so kind. Think about it. What is the concept of one hundred million yuan! How old are you! If you put all of them in your sister Wu's house, you will have all your wealth here. "
Said, she shook her head again: "no, you can't put 20 million at most, if you don't put all, you said."
I said with a smile, "it doesn't matter much, does it?"
I still have 100 million stock market value hidden here.
"Don't try people." Miss Lin glared at me and said, "no matter how good a friend is, he will be tempted by interests, not to mention..."
Miss Lin didn't finish, but she snorted.
I laughed and said, "OK, I know."
Miss Lin looked at me and sighed again. Then she said, "if it is this amount, I really have a good place. However, there is no loan. I have to pay the full amount."
"You say so." I blinked.
"It was a small developer. It had a small piece of land, and only four buildings were built. Moreover, because it was a restricted area, the floors were not high, and there were only eight floors with elevators. All of them were large apartments."
Miss Lin took a piece of salmon and threw it into her mouth. Then she said, "the boss is an artist with personality. The house is really good. The house is good. Although the garden is small, the design is exquisite and elegant.
Besides, the location is very good. The road outside is the state guest road. The environment is very good. Ah, it's not far from your apartment. Just take a turn and then walk two stops. "
I thought about it for a moment. It is estimated that Lu Li's villa looks like walking a distance ahead. It's really quiet in the noise, and the scenery is also good.
I nodded and said, "and then?"
Miss Lin said with a smile: "the boss, it's good to be artistic, but in the case of striving for perfection, the cost has been increased again and again, and now the ceiling has been capped, but there is no money left. He is now heavily in debt. The bank is afraid to lend him any more, and he has failed to negotiate the private loan because of the interest problem."
Miss Lin shook her head and said, "now he is short of the last fee, and can officially sell the house. But how can he find this money? If he can't find it again, I think someone will force him to sell the whole project. Then, he is really in a big loss."
"That..." I said with a smile, "I don't understand this kind of borrowing."
This introduces Guo Dexing to Lu Lingguang. I still confirm that Lu Lingguang understands this. I have to do it
"Fool, if you really want to borrow money, I won't let you do it." Miss Lin glared at me and said, "it's not a loan. I want to talk to him. If you buy a unit of his house here, he will give you a 20% discount. You can pay in full and pay in cash. In this way, when he handles the procedures, he can officially sell the house, and these houses can go to the property certificate."
I, uh.
In front of him, Miss Lin and I took a large set of paper and wrote: "the two sets of paper in front of him and Lin are both on the water table.
One set of 140 square meters and one set of 160 square meters is equivalent to one unit. The first floor is 300 square meters, and the eighth floor is 24000 square meters. Now, the prices of blank houses in that area are between 28000 and 34000 square meters.
His large flat is a place with such a good floor area ratio. When the market is officially opened, I estimate that the opening price can go up to 36000 yuan. If it is 20% off, we can talk about it according to the price of 30000 yuan. The total is 72 million yuan. "
Miss Lin made a circle on the final figure and said, "that is to say, you have paid the 72 million yuan. When he officially opens the market, you will earn 20% of the total. Of course, this is what you are willing to sell.
If you don't sell or rent, the house there is very easy to rent, and you are a unit, so it's easier to rent. If you need money, you can also apply for a mortgage at any time. No matter what you do, you can make 20% of the increase in house price. "
I calculated in my mind, but this is not the truth.However, I thought of her saying that the boss was so heavily in debt that he didn't even dare to borrow money from the bank. After thinking about it, she asked, "well, if his house is also mortgaged to the bank, does he have the right to sell it?"
Miss Lin nodded: "this is a problem. His house is basically mortgaged to the bank. Moreover, this person can't play with capital at all. At that time, the bank said that he could mortgage as much as possible.
The bank hasn't taken everything from him yet? It is equal to each square meter. He only mortgaged 30% of the house price. In total, about one square meter is more than 9000 bank loans. If the bank wants to release the mortgage of this part of the house, it is to pay back 20 million to the bank. "
Lin's voice stopped and said in a low voice: "this is not good. The bank will not only let you return this part of the money. Besides, he has to pay 50 million yuan for the opening fee."
"Miss Lin, what's your relationship with this boss?" I asked softly.
"Ah, it's a friend and business relationship. My former boss took him to dinner with him. Later, he communicated several times. He also wanted to find me to be his sales agent." When Miss Lin said so faintly, I saw her cheek was a little red.
I thought about it a little bit and said, "well, sister Lin, can you talk to him about a 30% discount? I can buy a flat and a half at a time, that is, 3600 square meters. If I calculate my 271 square meters, I will pay him 100 million yuan in total, and he should be able to solve the whole problem. In this way, it should be less than the cost of his loan. ”
Miss Lin's eyes lit up and said, "OK, I'll talk to him."
As soon as the voice dropped, Miss Lin said, "but how long will you stay this time? Well, even if this is settled, I still hope you can find a lawyer and prepare all the legal documents. Besides, I still have to determine how to prevent risks, so it won't be very soon. "
How long
I lowered my eyes and thought for a while, and said, "well, I don't know how long I can stay. You can communicate first. If the other party agrees, I will go to the lawyer immediately. You can rest assured that even if I want to leave, I will find someone to handle this matter."
Lawyer Xu, I haven't been in touch for a long time, that is to say, I sent a greeting card during the Chinese New Year.
Besides, I should be able to ask Lu Lingguang.
At that time, Miss Lin quickly took a sip of water and took a bite of rice. Then she got up to say goodbye and said that she would go to look for someone on the horse.
After she left, I picked up my cell phone again.
Still no news.
I bought the bill, then went out, took a taxi and went back to Zhongshan Park, my house.
"Turn How much did it turn over? " Miss Lin took the tissue and rubbed it.
I whispered, "more than ten times."
"More than ten times! As for your sister Wu, she claims to be an expert, but she has only earned twice as much... " Miss Lin glared at me for a long time. She shook her head and said, "well, I have nothing else to say except admire you."
I said with a smile, "I'm just taking a chance. You're the talent."
Without the real estate that Miss Lin asked me to buy, I would not have the money to buy any stocks, nor would I have such a wealth.
"Your money hasn't been put into the bank account yet, has it?" Miss Lin frowned slightly and thought about it, and said, "don't all go to sister Wu. You can open another card and transfer half of the money to another bank card."
I looked at her a little puzzled.
Miss Lin sighed. She also took her chopsticks and nodded my forehead. She said, "you are so kind. Think about it. What is the concept of one hundred million yuan! How old are you! If you put all of them in your sister Wu's house, you will have all your wealth here. "
Said, she shook her head again: "no, you can't put 20 million at most, if you don't put all, you said."
I said with a smile, "it doesn't matter much, does it?"
I still have 100 million stock market value hidden here.
"Don't try people." Miss Lin glared at me and said, "no matter how good a friend is, he will be tempted by interests, not to mention..."
Miss Lin didn't finish, but she snorted.
I laughed and said, "OK, I know."
Miss Lin looked at me and sighed again. Then she said, "if it is this amount, I really have a good place. However, there is no loan. I have to pay the full amount."
"You say so." I blinked.
"It was a small developer. It had a small piece of land, and only four buildings were built. Moreover, because it was a restricted area, the floors were not high, and there were only eight floors with elevators. All of them were large apartments."
Miss Lin took a piece of salmon and threw it into her mouth. Then she said, "the boss is an artist with personality. The house is really good. The house is good. Although the garden is small, the design is exquisite and elegant.
Besides, the location is very good. The road outside is the state guest road. The environment is very good. Ah, it's not far from your apartment. Just take a turn and then walk two stops. "
I thought about it for a moment. It is estimated that Lu Li's villa looks like walking a distance ahead. It's really quiet in the noise, and the scenery is also good.
I nodded and said, "and then?"
Miss Lin said with a smile: "the boss, it's good to be artistic, but in the case of striving for perfection, the cost has been increased again and again, and now the ceiling has been capped, but there is no money left. He is now heavily in debt. The bank is afraid to lend him any more, and he has failed to negotiate the private loan because of the interest problem."
Miss Lin shook her head and said, "now he is short of the last fee, and can officially sell the house. But how can he find this money? If he can't find it again, I think someone will force him to sell the whole project. Then, he is really in a big loss."
"That..." I said with a smile, "I don't understand this kind of borrowing."
This introduces Guo Dexing to Lu Lingguang. I still confirm that Lu Lingguang understands this. I have to do it
"Fool, if you really want to borrow money, I won't let you do it." Miss Lin glared at me and said, "it's not a loan. I want to talk to him. If you buy a unit of his house here, he will give you a 20% discount. You can pay in full and pay in cash. In this way, when he handles the procedures, he can officially sell the house, and these houses can go to the property certificate."
I, uh.
In front of him, Miss Lin and I took a large set of paper and wrote: "the two sets of paper in front of him and Lin are both on the water table.
One set of 140 square meters and one set of 160 square meters is equivalent to one unit. The first floor is 300 square meters, and the eighth floor is 24000 square meters. Now, the prices of blank houses in that area are between 28000 and 34000 square meters.
His large flat is a place with such a good floor area ratio. When the market is officially opened, I estimate that the opening price can go up to 36000 yuan. If it is 20% off, we can talk about it according to the price of 30000 yuan. The total is 72 million yuan. "
Miss Lin made a circle on the final figure and said, "that is to say, you have paid the 72 million yuan. When he officially opens the market, you will earn 20% of the total. Of course, this is what you are willing to sell.
If you don't sell or rent, the house there is very easy to rent, and you are a unit, so it's easier to rent. If you need money, you can also apply for a mortgage at any time. No matter what you do, you can make 20% of the increase in house price. "
I calculated in my mind, but this is not the truth.However, I thought of her saying that the boss was so heavily in debt that he didn't even dare to borrow money from the bank. After thinking about it, she asked, "well, if his house is also mortgaged to the bank, does he have the right to sell it?"
Miss Lin nodded: "this is a problem. His house is basically mortgaged to the bank. Moreover, this person can't play with capital at all. At that time, the bank said that he could mortgage as much as possible.
The bank hasn't taken everything from him yet? It is equal to each square meter. He only mortgaged 30% of the house price. In total, about one square meter is more than 9000 bank loans. If the bank wants to release the mortgage of this part of the house, it is to pay back 20 million to the bank. "
Lin's voice stopped and said in a low voice: "this is not good. The bank will not only let you return this part of the money. Besides, he has to pay 50 million yuan for the opening fee."
"Miss Lin, what's your relationship with this boss?" I asked softly.
"Ah, it's a friend and business relationship. My former boss took him to dinner with him. Later, he communicated several times. He also wanted to find me to be his sales agent." When Miss Lin said so faintly, I saw her cheek was a little red.
I thought about it a little bit and said, "well, sister Lin, can you talk to him about a 30% discount? I can buy a flat and a half at a time, that is, 3600 square meters. If I calculate my 271 square meters, I will pay him 100 million yuan in total, and he should be able to solve the whole problem. In this way, it should be less than the cost of his loan. ”
Miss Lin's eyes lit up and said, "OK, I'll talk to him."
As soon as the voice dropped, Miss Lin said, "but how long will you stay this time? Well, even if this is settled, I still hope you can find a lawyer and prepare all the legal documents. Besides, I still have to determine how to prevent risks, so it won't be very soon. "
How long
I lowered my eyes and thought for a while, and said, "well, I don't know how long I can stay. You can communicate first. If the other party agrees, I will go to the lawyer immediately. You can rest assured that even if I want to leave, I will find someone to handle this matter."
Lawyer Xu, I haven't been in touch for a long time, that is to say, I sent a greeting card during the Chinese New Year.
Besides, I should be able to ask Lu Lingguang.
At that time, Miss Lin quickly took a sip of water and took a bite of rice. Then she got up to say goodbye and said that she would go to look for someone on the horse.
After she left, I picked up my cell phone again.
Still no news.
I bought the bill, then went out, took a taxi and went back to Zhongshan Park, my house.
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